How to send money to Romania from Singapore with the best SGD-RON rate

Regency FX is the fastest way to send money to Romania from Singapore right now, with delivery in minutes - 24 hours. Wise is cheapest overall, paying out 36,143.27 RON for a $10,000 transfer.

Best companies for SGD/RON transfers

6 of 6 providers

Last updated on 26 September 2026

Based on 10,000 SGD transfer

Best companies for SGD/RON transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $26.25 1 SGD = 3.6238 RON -0.04% vs mid-market Recipient gets lei 36,143.27 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$26.251 SGD = 3.6238 RON
lei 36,143.27You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 3.5361 RON +2.41% vs mid-market Recipient gets lei 35,361.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3.5361 RON
lei 35,361.00You pay$10,000.00

Run a live search

Showing top Singapore to Romania deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee $26.25 1 SGD = 3.6238 RON -0.04% vs mid-market Recipient gets lei 36,143.27 Next day
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$26.251 SGD = 3.6238 RON
lei 36,143.27You pay$10,000.00

Wise

Pay via PayNow
Fee $26.25 1 SGD = 3.6238 RON -0.04% vs mid-market Recipient gets lei 36,143.27 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$26.251 SGD = 3.6238 RON
lei 36,143.27You pay$10,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 3.6134 RON +0.25% vs mid-market Recipient gets lei 36,134.42 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Romania with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 3.6134 RON
lei 36,134.42You pay$10,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 3.6127 RON +0.27% vs mid-market Recipient gets lei 36,127.17 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Romania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3.6127 RON
lei 36,127.17You pay$10,000.00

TorFx

Pay via Bank transfer
Fee $0.00 1 SGD = 3.6116 RON +0.30% vs mid-market Recipient gets lei 36,116.31 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Romania with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3.6116 RON
lei 36,116.31You pay$10,000.00

Moneycorp

Pay via Bank transfer
Fee $0.00 1 SGD = 3.5718 RON +1.40% vs mid-market Recipient gets lei 35,717.83 Minutes - 2 days

Ways to receive money in Romania with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SGD = 3.5718 RON
lei 35,717.83You pay$10,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 3.5361 RON +2.41% vs mid-market Recipient gets lei 35,361.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3.5361 RON
lei 35,361.00You pay$10,000.00

Wise

Pay via Debit card
Fee $482.88 1 SGD = 3.6238 RON -0.04% vs mid-market Recipient gets lei 34,488.52 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$482.881 SGD = 3.6238 RON
lei 34,488.52You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 3.6225 RON Updates every 60 minutes.

How to send money from Singapore to Romania

Pick a company

I suggest starting with Wise which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Romania, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Ways to send money from Singapore to Romania

There are 5 ways to send money to Romania across 6 money transfer companies.

Cheapest way to send money

Online transfers

Sending RON from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $26.25 to send $10,000, delivering 36,143.27 RON after a -0.04% markup and 26.25 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Romania.

A currency broker can quote a lower margin on a large SGD to RON transfers and help with the paperwork and the entire process.

For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to RON before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 36,143.27 RON after fees when converting 10,000 SGD.

Ways to fund SGD and receive RON in Romania

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 36,143.27 RON.

Pay in SGD through bank transfer, paynow, and debit card.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Romania from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Romania, they can receive RON using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    lei36,143

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    lei36,143

    lei0

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    lei34,489

    -lei1,655

Things to know before sending SGD to Romania

Consider these things before sending money from Singapore to Romania.

Compare SGD/RON transfers

For a $10,000 transfer to Romania, these are the best options to start with:

  1. Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 36,143.27 RON, which is 0.02% more than the next best option.

  2. Fastest: Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 36,127.17 RON in minutes - 24 hours.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-RON Exchange Rate

Finding the best SGD to RON exchange rate

The exchange rate directly affects how much RON arrives for your SGD.

Mid-market rate:1 SGD = 3.622498 RON

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 6 of them on SGD to Romania, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.