How to send money to Romania from Singapore with the best SGD-RON rate

Revolut is the fastest way to send money to Romania from Singapore right now, with delivery in within minutes. Key Currency is cheapest overall, paying out 37,424.08 RON for a S$10,000 transfer.

Best companies for SGD/RON transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 10,000 SGD transfer

Best companies for SGD/RON transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $26.25 1 SGD = 3.7512 RON +0.02% vs mid-market Recipient gets lei 37,413.23 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$26.251 SGD = 3.7512 RON
lei 37,413.23You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 3.6996 RON +1.40% vs mid-market Recipient gets lei 36,996.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3.6996 RON
lei 36,996.00You pay$10,000.00

Run a live search

Showing top Singapore to Romania deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 3.7424 RON +0.25% vs mid-market Recipient gets lei 37,424.08 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Romania with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 3.7424 RON
lei 37,424.08You pay$10,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 3.7417 RON +0.27% vs mid-market Recipient gets lei 37,416.57 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Romania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3.7417 RON
lei 37,416.57You pay$10,000.00

Wise

Pay via Bank transfer
Fee $26.25 1 SGD = 3.7512 RON +0.02% vs mid-market Recipient gets lei 37,413.23 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$26.251 SGD = 3.7512 RON
lei 37,413.23You pay$10,000.00

Wise

Pay via PayNow
Fee $26.25 1 SGD = 3.7512 RON +0.02% vs mid-market Recipient gets lei 37,413.23 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$26.251 SGD = 3.7512 RON
lei 37,413.23You pay$10,000.00

TorFx

Pay via Bank transfer
Fee $0.00 1 SGD = 3.7405 RON +0.30% vs mid-market Recipient gets lei 37,405.32 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Romania with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3.7405 RON
lei 37,405.32You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $51.15 1 SGD = 3.7491 RON +0.07% vs mid-market Recipient gets lei 37,299.10 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$51.151 SGD = 3.7491 RON
lei 37,299.10You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 SGD = 3.7290 RON +0.61% vs mid-market Recipient gets lei 37,290.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Romania with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3.7290 RON
lei 37,290.00You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee $131.75 1 SGD = 3.7491 RON +0.07% vs mid-market Recipient gets lei 36,996.92 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$131.751 SGD = 3.7491 RON
lei 36,996.92You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 3.6996 RON +1.40% vs mid-market Recipient gets lei 36,996.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3.6996 RON
lei 36,996.00You pay$10,000.00

Moneycorp

Pay via Bank transfer
Fee $0.00 1 SGD = 3.6993 RON +1.40% vs mid-market Recipient gets lei 36,992.62 Minutes - 2 days

Ways to receive money in Romania with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SGD = 3.6993 RON
lei 36,992.62You pay$10,000.00

Wise

Pay via Debit card
Fee $482.88 1 SGD = 3.7512 RON +0.02% vs mid-market Recipient gets lei 35,700.34 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$482.881 SGD = 3.7512 RON
lei 35,700.34You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 3.7518 RON Updates every 60 minutes.

How to send money from Singapore to Romania

Pick a company

I suggest starting with Key Currency which is the cheapest option for sending S$10,000.

Key Currency was the cheapest on 21 of the 29 days it quoted S$10,000 transfers to Romania.

Fund your transfer

There are 3 methods to fund the transfer from Singapore, including bank transfer, debit card, and paynow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Romania, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Romania?

How much SGD you send to Romania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 72% of the transfers from S$5,000 it quoted, and in 72% of all the transfers it quoted.

Cheapest service
$1,0000.09%$1.15lei 3,744.99with bank transfer to bank deposit+lei 155.45
$5,0000.06%$1.15lei 18,747.00with bank transfer to bank deposit+lei 721.20
$10,000This page0.25%$0.00lei 37,424.08with bank transfer to bank deposit+lei 301.59

Mid-market rate: 1 SGD = 3.7518 RON

SGD/RON Exchange Rate History

Is today a good time to send money from Singapore to Romania?

The cheapest way to send SGD to RON can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 10,000 SGD transfers to Romania.

RON received for $10,000, after fees

Wed, 28 Oct 2026Mid-market ratelei 37,517.87 Key Currency lei 37,424.08Key Currencylei 37,424.08Regency FXlei 37,416.57Wiselei 37,413.23

36,000
36,500
37,000
37,500
38,000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 3.6365 $26.25 lei 36,269.74 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6444 – lei 36,444.24
Wise Cheapest 3.6450 $26.25 lei 36,354.32 −lei 89.92
Key Currency 3.6353 $0.00 lei 36,353.13 −lei 91.11
Regency FX 3.6346 $0.00 lei 36,345.84 −lei 98.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6444 – lei 36,443.66
Wise Cheapest 3.6448 $26.25 lei 36,352.62 −lei 91.04
Key Currency 3.6353 $0.00 lei 36,352.55 −lei 91.11
Regency FX 3.6345 $0.00 lei 36,345.26 −lei 98.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7052 – lei 37,051.52
Key Currency Cheapest 3.6959 $0.00 lei 36,958.89 −lei 92.63
Wise 3.7056 $26.25 lei 36,958.43 −lei 93.09
Regency FX 3.6951 $0.00 lei 36,951.48 −lei 100.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7081 – lei 37,080.77
Key Currency Cheapest 3.6988 $0.00 lei 36,988.07 −lei 92.70
Regency FX 3.6981 $0.00 lei 36,980.65 −lei 100.12
Wise 3.7072 $26.25 lei 36,974.99 −lei 105.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7087 – lei 37,086.58
Key Currency Cheapest 3.6994 $0.00 lei 36,993.86 −lei 92.72
Regency FX 3.6986 $0.00 lei 36,986.45 −lei 100.13
Wise 3.7072 $26.25 lei 36,974.99 −lei 111.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7159 – lei 37,158.92
Key Currency Cheapest 3.7066 $0.00 lei 37,066.02 −lei 92.90
Regency FX 3.7059 $0.00 lei 37,058.59 −lei 100.33
Wise 3.7147 $26.25 lei 37,049.49 −lei 109.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7265 – lei 37,264.86
Wise Cheapest 3.7271 $26.25 lei 37,172.96 −lei 91.90
Key Currency 3.7172 $0.00 lei 37,171.70 −lei 93.16
Regency FX 3.7164 $0.00 lei 37,164.24 −lei 100.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7303 – lei 37,303.36
Key Currency Cheapest 3.7210 $0.00 lei 37,210.10 −lei 93.26
Wise 3.7304 $26.25 lei 37,206.18 −lei 97.18
Regency FX 3.7203 $0.00 lei 37,202.64 −lei 100.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7322 – lei 37,322.11
Key Currency Cheapest 3.7229 $0.00 lei 37,228.80 −lei 93.31
Regency FX 3.7221 $0.00 lei 37,221.34 −lei 100.77
Wise 3.7317 $26.25 lei 37,218.94 −lei 103.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7190 – lei 37,190.13
Key Currency Cheapest 3.7097 $0.00 lei 37,097.15 −lei 92.98
Wise 3.7192 $26.25 lei 37,094.67 −lei 95.46
Regency FX 3.7090 $0.00 lei 37,089.72 −lei 100.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7252 – lei 37,252.02
Key Currency Cheapest 3.7159 $0.00 lei 37,158.89 −lei 93.13
Regency FX 3.7151 $0.00 lei 37,151.44 −lei 100.58
Wise 3.7218 $26.25 lei 37,119.90 −lei 132.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7252 – lei 37,252.02
Key Currency Cheapest 3.7159 $0.00 lei 37,158.89 −lei 93.13
Regency FX 3.7151 $0.00 lei 37,151.44 −lei 100.58
Wise 3.7218 $26.25 lei 37,119.90 −lei 132.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7226 – lei 37,226.06
Key Currency Cheapest 3.7133 $0.00 lei 37,132.99 −lei 93.07
Wise 3.7229 $26.25 lei 37,131.47 −lei 94.59
Regency FX 3.7126 $0.00 lei 37,125.55 −lei 100.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7301 – lei 37,300.75
Key Currency Cheapest 3.7207 $0.00 lei 37,207.50 −lei 93.25
Wise 3.7300 $26.25 lei 37,202.39 −lei 98.36
Regency FX 3.7200 $0.00 lei 37,200.04 −lei 100.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7272 – lei 37,272.48
Wise Cheapest 3.7278 $26.25 lei 37,179.85 −lei 92.63
Key Currency 3.7179 $0.00 lei 37,179.30 −lei 93.18
Regency FX 3.7172 $0.00 lei 37,171.84 −lei 100.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7097 – lei 37,097.38
Key Currency Cheapest 3.7005 $0.00 lei 37,004.64 −lei 92.74
Regency FX 3.6997 $0.00 lei 36,997.22 −lei 100.16
Wise 3.7094 $26.25 lei 36,996.13 −lei 101.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7091 – lei 37,091.40
Key Currency Cheapest 3.6999 $0.00 lei 36,998.67 −lei 92.73
Wise 3.7091 $26.25 lei 36,994.04 −lei 97.36
Regency FX 3.6991 $0.00 lei 36,991.25 −lei 100.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6897 – lei 36,897.20
Wise Cheapest 3.7020 $26.25 lei 36,923.02 +lei 25.82
Key Currency 3.6805 $0.00 lei 36,804.96 −lei 92.24
Regency FX 3.6798 $0.00 lei 36,797.58 −lei 99.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.6897 – lei 36,897.20
Wise Cheapest 3.7020 $26.25 lei 36,923.02 +lei 25.82
Key Currency 3.6805 $0.00 lei 36,804.96 −lei 92.24
Regency FX 3.6798 $0.00 lei 36,797.58 −lei 99.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7089 – lei 37,089.26
Key Currency Cheapest 3.6997 $0.00 lei 36,996.54 −lei 92.72
Wise 3.7093 $26.25 lei 36,995.53 −lei 93.73
Regency FX 3.6989 $0.00 lei 36,989.12 −lei 100.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7090 – lei 37,089.73
Wise Cheapest 3.7096 $26.25 lei 36,999.12 −lei 90.61
Key Currency 3.6997 $0.00 lei 36,997.01 −lei 92.72
Regency FX 3.6990 $0.00 lei 36,989.59 −lei 100.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7144 – lei 37,143.67
Key Currency Cheapest 3.7051 $0.00 lei 37,050.81 −lei 92.86
Wise 3.7143 $26.25 lei 37,045.80 −lei 97.87
Regency FX 3.7043 $0.00 lei 37,043.38 −lei 100.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7247 – lei 37,246.69
Wise Cheapest 3.7255 $26.25 lei 37,157.21 −lei 89.48
Key Currency 3.7154 $0.00 lei 37,153.57 −lei 93.12
Regency FX 3.7146 $0.00 lei 37,146.12 −lei 100.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7391 – lei 37,391.26
Key Currency Cheapest 3.7298 $0.00 lei 37,297.78 −lei 93.48
Regency FX 3.7290 $0.00 lei 37,290.30 −lei 100.96
Wise 3.7383 $26.25 lei 37,285.17 −lei 106.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7433 – lei 37,432.76
Key Currency Cheapest 3.7339 $0.00 lei 37,339.18 −lei 93.58
Regency FX 3.7332 $0.00 lei 37,331.69 −lei 101.07
Wise 3.7344 $26.25 lei 37,245.67 −lei 187.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7433 – lei 37,432.76
Key Currency Cheapest 3.7339 $0.00 lei 37,339.18 −lei 93.58
Regency FX 3.7332 $0.00 lei 37,331.69 −lei 101.07
Wise 3.7344 $26.25 lei 37,245.67 −lei 187.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7301 – lei 37,301.11
Key Currency Cheapest 3.7208 $0.00 lei 37,207.86 −lei 93.25
Wise 3.7304 $26.25 lei 37,205.68 −lei 95.43
Regency FX 3.7200 $0.00 lei 37,200.40 −lei 100.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7409 – lei 37,409.19
Key Currency Cheapest 3.7316 $0.00 lei 37,315.67 −lei 93.52
Wise 3.7414 $26.25 lei 37,315.49 −lei 93.70
Regency FX 3.7308 $0.00 lei 37,308.19 −lei 101.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.7518 – lei 37,517.87
Key Currency Cheapest 3.7424 $0.00 lei 37,424.08 −lei 93.79
Regency FX 3.7417 $0.00 lei 37,416.57 −lei 101.30
Wise 3.7512 $26.25 lei 37,413.23 −lei 104.64

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RON per SGD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Key Currency pays 37,424.08 RON on 10,000 SGD, which is 93.79 RON less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Romania.

We've tracked 76 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Key CurrencyAppeared in 29 comparisons

    Cheapest in 72% of them

  2. Regency FXAppeared in 29 comparisons

    Never the cheapest

  3. WiseAppeared in 76 comparisons

    Cheapest in 30% of them

Based on 76 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Singapore to Romania

There are 5 ways to send money to Romania across 8 money transfer companies.

Cheapest way to send money

Online transfers

Sending RON from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges S$26.25 to send S$10,000, delivering 37,413.23 RON after a 0.02% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Romania.

A currency broker can quote a lower margin on large SGD to RON transfers and help with the paperwork and the entire process.

For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from S$5,000 it quoted.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to RON before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 37,413.23 RON after fees when converting 10,000 SGD.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund SGD and receive RON in Romania

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending S$10,000 gives your recipient 37,424.08 RON.

Pay in SGD through bank transfer, debit card, and paynow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Romania from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Romania, they can receive RON using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay S$10,000.00

    lei37,424

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay S$10,000.00

    lei37,413

    -lei11

  3. 3
    Debit card Bank deposit

    You pay S$10,000.00

    lei36,997

    -lei427

Things to know before sending SGD to Romania

Consider these things before sending money from Singapore to Romania.

Compare SGD/RON transfers

For a S$10,000 transfer to Romania, these are the best options to start with:

  1. Cheapest: Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 37,424.08 RON, which is 0.02% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 37,299.1 RON in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 8 of them on SGD to Romania, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

In the past 30 days alone, we analysed 76 comparisons across 3 amounts.

This page covers the cheapest and fastest options for SGD/RON transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.