Paysend is the cheapest way to send money from Canada to Romania based on the 9 companies we analyzed, giving your recipient 3,254.61 RON from $1,000.
| 9 of 9 providers Last updated on 28 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/RON transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $7.51 1 CAD = 3.2761 RON -0.02% vs mid-market | Recipient gets lei 3,251.55 Next day | |
Ways to receive money in Romania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $7.511 CAD = 3.2761 RON lei 3,251.55You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 3.2311 RON +1.36% vs mid-market | Recipient gets lei 3,231.10 6-12 Hours | |
Ways to receive money in Romania with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 3.2311 RON lei 3,231.10You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 3.1225 RON lei 3,122.50You pay$1,005.99 | |||
Run a live search Showing top Canada to Romania deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to RON rates. | |||
Run a live search These companies offer multi-currency accounts for spending RON. We suggest doing a live search based on how much CAD you're planning to spend in Romania. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 3.2546 RON +0.64% vs mid-market | Recipient gets lei 3,254.61 6-12 Hours | |
Ways to receive money in Romania with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 3.2546 RON lei 3,254.61You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 3.2546 RON +0.64% vs mid-market | Recipient gets lei 3,254.61 6-12 Hours | |
Ways to receive money in Romania with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 3.2546 RON lei 3,254.61You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $7.51 1 CAD = 3.2761 RON -0.02% vs mid-market | Recipient gets lei 3,251.55 Next day | |
Ways to receive money in Romania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $7.511 CAD = 3.2761 RON lei 3,251.55You pay$1,000.00 | |||
 Currencies Direct Pay via Bank Transfer | Fees: $0.00 1 CAD = 3.2509 RON +0.75% vs mid-market | Recipient gets lei 3,250.90 6-12 Hours | |
Ways to receive money in Romania with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 3.2509 RON lei 3,250.90You pay$1,000.00 | |||
 Remitbee Pay via Interac | Fees: $0.00 1 CAD = 3.2404 RON +1.08% vs mid-market | Recipient gets lei 3,240.40 Next Day | |
Ways to receive money in Romania with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 3.2404 RON lei 3,240.40You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 3.2404 RON +1.08% vs mid-market | Recipient gets lei 3,240.40 Next Day | |
Ways to receive money in Romania with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 3.2404 RON lei 3,240.40You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 3.2404 RON +1.08% vs mid-market | Recipient gets lei 3,240.40 Next Day | |
Ways to receive money in Romania with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 3.2404 RON lei 3,240.40You pay$1,000.00 | |||
 Remitly Pay via Debit Card | Fees: $5.99 1 CAD = 3.2369 RON +1.18% vs mid-market | Recipient gets lei 3,236.90 2 Days | |
Ways to receive money in Romania with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days $5.991 CAD = 3.2369 RON lei 3,236.90You pay$1,005.99 | |||
| Remitly Pay via Credit Card | Fees: $26.10 1 CAD = 3.2369 RON +1.18% vs mid-market | Recipient gets lei 3,236.90 2 Days | |
Ways to receive money in Romania with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $26.101 CAD = 3.2369 RON lei 3,236.90You pay$1,026.10 | |||
| Remitly Pay via Bank Transfer | Fees: $2.99 1 CAD = 3.2369 RON +1.18% vs mid-market | Recipient gets lei 3,236.90 2 Days | |
Ways to receive money in Romania with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days $2.991 CAD = 3.2369 RON lei 3,236.90You pay$1,002.99 | |||
| Remitly Pay via Interac | Fees: $2.99 1 CAD = 3.2369 RON +1.18% vs mid-market | Recipient gets lei 3,236.90 2 Days | |
Ways to receive money in Romania with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days $2.991 CAD = 3.2369 RON lei 3,236.90You pay$1,002.99 | |||
| Wise Pay via Interac | Fees: $13.19 1 CAD = 3.2761 RON -0.02% vs mid-market | Recipient gets lei 3,232.94 Same day | |
Ways to receive money in Romania with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $13.191 CAD = 3.2761 RON lei 3,232.94You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 3.2311 RON +1.36% vs mid-market | Recipient gets lei 3,231.10 6-12 Hours | |
Ways to receive money in Romania with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 3.2311 RON lei 3,231.10You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 3.1225 RON lei 3,122.50You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $4.99 1 CAD = 3.2311 RON +1.36% vs mid-market | Recipient gets lei 3,231.10 6-12 Hours | |
Ways to receive money in Romania with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 3.2311 RON lei 3,231.10You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 3.1225 RON lei 3,122.50You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $4.99 1 CAD = 3.2311 RON +1.36% vs mid-market | Recipient gets lei 3,231.10 6-12 Hours | |
Ways to receive money in Romania with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 3.2311 RON lei 3,231.10You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 3.1225 RON lei 3,122.50You pay$1,005.99 | |||
| Wise Pay via Debit Card | Fees: $18.52 1 CAD = 3.2761 RON -0.02% vs mid-market | Recipient gets lei 3,215.48 Same day | |
Ways to receive money in Romania with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $18.521 CAD = 3.2761 RON lei 3,215.48You pay$1,000.00 | |||
| Remitbee Pay via Debit Card | Fees: $8.99 1 CAD = 3.2404 RON +1.08% vs mid-market | Recipient gets lei 3,211.27 Next Day | |
Ways to receive money in Romania with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $8.991 CAD = 3.2404 RON lei 3,211.27You pay$1,000.00 | |||
 Moneycorp Pay via Bank Transfer | Fees: $0.00 1 CAD = 3.2100 RON +2.00% vs mid-market | Recipient gets lei 3,209.97 Next Day | |
Ways to receive money in Romania with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 3.2100 RON lei 3,209.97You pay$1,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 3.2055 RON +2.16% vs mid-market | Recipient gets lei 3,205.48 Next Day | |
Ways to receive money in Romania with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 3.2055 RON lei 3,205.48You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 3.2055 RON +2.16% vs mid-market | Recipient gets lei 3,205.48 Next Day | |
Ways to receive money in Romania with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 3.2055 RON lei 3,205.48You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $33.27 1 CAD = 3.2761 RON -0.02% vs mid-market | Recipient gets lei 3,167.15 Same day | |
Ways to receive money in Romania with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $33.271 CAD = 3.2761 RON lei 3,167.15You pay$1,000.00 | |||
 Ria Money Transfer Pay via Debit Card | Fees: $45.00 1 CAD = 3.2252 RON +1.55% vs mid-market | Recipient gets lei 3,080.07 6-12 Hours | |
Ways to receive money in Romania with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $45.001 CAD = 3.2252 RON lei 3,080.07You pay$1,000.00 Cash pickup6-12 Hours $45.001 CAD = 3.2252 RON lei 3,080.07You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $65.00 1 CAD = 3.2252 RON +1.55% vs mid-market | Recipient gets lei 3,015.56 6-12 Hours | |
Ways to receive money in Romania with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $65.001 CAD = 3.2252 RON lei 3,015.56You pay$1,000.00 Cash pickup6-12 Hours $65.001 CAD = 3.2252 RON lei 3,015.56You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 3.2755 RON Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Paysend at 3,254.61 RON on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
How much CAD you send to Romania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $100 | 0.69% | $0.00 | lei 325.46with debit card to bank deposit | +lei 20.85 | |
| $500 | 0.68% | $0.00 | lei 1,627.31with debit card to bank deposit | +lei 29.65 | |
| $1,000This page | 0.64% | $0.00 | lei 3,254.61with debit card to bank deposit | +lei 40.82 | |
| $10,000 | 0.25% | $0.00 | lei 32,688.33with bank transfer to bank deposit | +lei 266.50 | |
| $50,000 | 0.20% | $0.00 | lei 163,495.70with bank transfer to bank deposit | +lei 1,323.79 |
Mid-market rate: 1 CAD = 3.2755 RON
There are 9 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Remitly location, and your recipient picks up 3,236.9 RON within minutes.
Cash transfers cost more
Cash transfer to Romania is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Paysend charges $0 in fees and adds 0.64% markup, so your $1,000 delivers 3,254.61 RON in 6-12 hours.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 9 online companies, Paysend is the cheapest and currently gets you 3,254.61 RON on a $1,000 transfer after a $0 fee and 0.64% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
Brokers like Currencies Direct charge no fees but add 0.75% on CAD/RON interbank rate.
The markup gets lower the more you send, with an account manager handling it end to end.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in RON.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in RON, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and RON, and convert between them at low cost.
For example, converting $1,000 costs $7.51 in fees at -0.02% markup, which gets you 3,251.55 RON.
With Paysend, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 3,254.61 RON.
Deposit CAD using debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive RON through bank deposit and cash pickup.
For a bank deposit payout, you will need the recipient's bank details in Romania.
You pay $1,000.00
lei3,255
Cheapest
You pay $1,000.00
lei3,255
lei0
You pay $1,000.00
lei3,252
-lei3
You pay $1,000.00
lei3,240
-lei14
You pay $1,000.00
lei3,240
-lei14
You pay $1,004.99
lei3,231
-lei24
You pay $1,005.99
lei3,123
-lei132
You pay $1,005.99
lei3,123
-lei132
You pay $1,005.99
lei3,123
-lei132
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Romania, these are the cheapest, fastest and easiest options available now.
Best way to send money to Romania
Paysend is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 3,254.61 RON, which is 0.09% more than the next best option.
Fastest way to send money to Romania
Paysend is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 3,254.61 RON in 6-12 hours.
An Interac e-Transfer cannot go directly to a recipient in Romania.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the RON amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 3.274938 RON
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 9 FINTRAC-registered companies sending CAD to Romania, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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