How to send money to Romania from Canada with the best CAD-RON rate

Remitly is the cheapest way to send money from Canada to Romania based on the 8 companies we analyzed, giving your recipient 3,414.2 RON from CA$1,000.

Best companies for CAD/RON transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 1,000 CAD transfer

Best companies for CAD/RON transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $7.51 1 CAD = 3.4225 RON -0.01% vs mid-market Recipient gets lei 3,396.83 Next day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$7.511 CAD = 3.4225 RON
lei 3,396.83You pay$1,000.00
Ad

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 3.4142 RON +0.23% vs mid-market Recipient gets lei 3,414.20 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Romania with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 3.4142 RON
lei 3,414.20You pay$1,000.00

Run a live search

Showing top Canada to Romania deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 3.4142 RON +0.23% vs mid-market Recipient gets lei 3,414.20 Within minutes
CheapestFastest
Receive to bank account or cash pickup

Ways to receive money in Romania with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 3.4142 RON
lei 3,414.20You pay$1,000.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3.4142 RON +0.23% vs mid-market Recipient gets lei 3,414.20 Within a week
Receive to bank account or cash pickup

Ways to receive money in Romania with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 3.4142 RON
lei 3,414.20You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 3.4142 RON +0.23% vs mid-market Recipient gets lei 3,414.20 Within a week
Receive to bank account or cash pickup

Ways to receive money in Romania with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 3.4142 RON
lei 3,414.20You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 3.4142 RON +0.23% vs mid-market Recipient gets lei 3,414.20 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Romania with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$20.001 CAD = 3.4142 RON
lei 3,414.20You pay$1,020.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 3.3996 RON +0.66% vs mid-market Recipient gets lei 3,399.61 6-12 Hours

Ways to receive money in Romania with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 3.3996 RON
lei 3,399.61You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 3.3996 RON +0.66% vs mid-market Recipient gets lei 3,399.61 6-12 Hours

Ways to receive money in Romania with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 3.3996 RON
lei 3,399.61You pay$1,000.00

Wise

Pay via Bank Transfer
Fees: $7.51 1 CAD = 3.4225 RON -0.01% vs mid-market Recipient gets lei 3,396.83 Next day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$7.511 CAD = 3.4225 RON
lei 3,396.83You pay$1,000.00

Currencies Direct

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3.3965 RON +0.75% vs mid-market Recipient gets lei 3,396.50 6-12 Hours
Receive to bank account

Ways to receive money in Romania with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 3.3965 RON
lei 3,396.50You pay$1,000.00

Remitbee

Pay via Interac
Fees: $0.00 1 CAD = 3.3801 RON +1.24% vs mid-market Recipient gets lei 3,380.10 Next Day
0 reviews

Ways to receive money in Romania with Remitbee when paying by interac.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3.3801 RON
lei 3,380.10You pay$1,000.00

Remitbee

Pay via Bill payment
Fees: $0.00 1 CAD = 3.3801 RON +1.24% vs mid-market Recipient gets lei 3,380.10 Next Day
0 reviews

Ways to receive money in Romania with Remitbee when paying by bill payment.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3.3801 RON
lei 3,380.10You pay$1,000.00

Remitbee

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3.3801 RON +1.24% vs mid-market Recipient gets lei 3,380.10 Next Day
0 reviews

Ways to receive money in Romania with Remitbee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3.3801 RON
lei 3,380.10You pay$1,000.00

Wise

Pay via Interac
Fees: $13.19 1 CAD = 3.4225 RON -0.01% vs mid-market Recipient gets lei 3,377.39 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$13.191 CAD = 3.4225 RON
lei 3,377.39You pay$1,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $5.99 1 CAD = 3.3643 RON +1.71% vs mid-market Recipient gets lei 3,364.30 6-12 Hours

Ways to receive money in Romania with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 3.3643 RON
lei 3,364.30You pay$1,005.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 3.3490 RON
lei 3,349.00You pay$1,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $5.99 1 CAD = 3.3643 RON +1.71% vs mid-market Recipient gets lei 3,364.30 6-12 Hours

Ways to receive money in Romania with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 3.3643 RON
lei 3,364.30You pay$1,005.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 3.3490 RON
lei 3,349.00You pay$1,004.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $5.99 1 CAD = 3.3643 RON +1.71% vs mid-market Recipient gets lei 3,364.30 6-12 Hours

Ways to receive money in Romania with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 3.3643 RON
lei 3,364.30You pay$1,005.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 3.3490 RON
lei 3,349.00You pay$1,004.99

Wise

Pay via Debit Card
Fees: $18.52 1 CAD = 3.4225 RON -0.01% vs mid-market Recipient gets lei 3,359.14 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$18.521 CAD = 3.4225 RON
lei 3,359.14You pay$1,000.00

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3.3537 RON +2.00% vs mid-market Recipient gets lei 3,353.74 Next Day

Ways to receive money in Romania with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3.3537 RON
lei 3,353.74You pay$1,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 CAD = 3.3536 RON +2.02% vs mid-market Recipient gets lei 3,353.59 Next Day
Receive to bank account or cash pickup

Ways to receive money in Romania with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3.3536 RON
lei 3,353.59You pay$1,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 CAD = 3.3536 RON +2.02% vs mid-market Recipient gets lei 3,353.59 Next Day
Receive to bank account or cash pickup

Ways to receive money in Romania with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 3.3536 RON
lei 3,353.59You pay$1,000.00

Remitbee

Pay via Debit Card
Fees: $8.99 1 CAD = 3.3801 RON +1.24% vs mid-market Recipient gets lei 3,349.71 Next Day
0 reviews

Ways to receive money in Romania with Remitbee when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
$8.991 CAD = 3.3801 RON
lei 3,349.71You pay$1,000.00

Wise

Pay via Credit Card
Fees: $33.27 1 CAD = 3.4225 RON -0.01% vs mid-market Recipient gets lei 3,308.66 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$33.271 CAD = 3.4225 RON
lei 3,308.66You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 3.4222 RON Updates every 60 minutes.

How to send money from Canada to Romania

Pick a company

Start with the cheapest, which is Remitly at 3,414.2 RON on CA$1,000.

Remitly was the cheapest on 16 of the 30 days it quoted CA$1,000 transfers to Romania.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, interac, bill payment, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Romania?

How much CAD you send to Romania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 53% of the transfers up to C$1,000 it quoted, and in 43% of all the transfers it quoted.

Cheapest service
$100-0.57%$0.00lei 344.17with debit card to bank deposit+lei 9.18
$500-0.53%$0.00lei 1,720.40with debit card to bank deposit+lei 30.65
$1,000This page0.23%$0.00lei 3,414.20with debit card to bank deposit+lei 36.18
$3,0000.00%$17.45lei 10,203.75with bank transfer to bank deposit+lei 80.47
$10,0000.25%$0.00lei 34,141.87with bank transfer to bank deposit+lei 299.73
$50,0000.20%$0.00lei 170,706.95with bank transfer to bank deposit+lei 1,389.75

Mid-market rate: 1 CAD = 3.4222 RON

CAD/RON Exchange Rate History

Is today a good time to send money from Canada to Romania?

The cheapest way to send CAD to RON can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 1,000 CAD transfers to Romania.

RON received for $1,000, after fees

Wed, Oct 28, 2026Mid-market ratelei 3,422.18 Remitly lei 3,414.20Remitlylei 3,414.20Paysendlei 3,399.61Wiselei 3,396.83

3,200
3,250
3,300
3,350
3,400
3,450
At the mid-market rateWith the cheapest optionRemitlyPaysendWise
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.2742 – lei 3,274.23
Paysend Cheapest 3.2523 $0.00 lei 3,252.26 −lei 21.96
Wise 3.2742 $7.51 lei 3,249.58 −lei 24.64
Remitly 3.2341 $2.99 lei 3,234.10 −lei 40.13
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.2781 – lei 3,278.10
Paysend Cheapest 3.2580 $0.00 lei 3,257.97 −lei 20.13
Wise 3.2783 $7.51 lei 3,253.67 −lei 24.43
Remitly 3.2395 $2.99 lei 3,239.50 −lei 38.60
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.2738 – lei 3,273.79
Paysend Cheapest 3.2522 $0.00 lei 3,252.21 −lei 21.58
Wise 3.2736 $7.51 lei 3,248.98 −lei 24.81
Remitly 3.2293 $2.99 lei 3,229.30 −lei 44.49
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3365 – lei 3,336.53
Paysend Cheapest 3.3150 $0.00 lei 3,315.04 −lei 21.49
Wise 3.3363 $7.51 lei 3,311.23 −lei 25.30
Remitly 3.2968 $2.99 lei 3,296.80 −lei 39.73
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3280 – lei 3,328.00
Paysend Cheapest 3.3056 $0.00 lei 3,305.55 −lei 22.45
Wise 3.3280 $7.51 lei 3,302.98 −lei 25.02
Remitly 3.2856 $2.99 lei 3,285.60 −lei 42.40
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3278 – lei 3,327.77
Paysend Cheapest 3.3056 $0.00 lei 3,305.55 −lei 22.22
Wise 3.3280 $7.51 lei 3,302.98 −lei 24.79
Remitly 3.2856 $2.99 lei 3,285.60 −lei 42.17
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3423 – lei 3,342.29
Paysend Cheapest 3.3203 $0.00 lei 3,320.33 −lei 21.96
Wise 3.3421 $7.51 lei 3,316.98 −lei 25.31
Remitly 3.3038 $2.99 lei 3,303.80 −lei 38.49
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3413 – lei 3,341.28
Paysend Cheapest 3.3184 $0.00 lei 3,318.39 −lei 22.89
Wise 3.3413 $7.51 lei 3,316.26 −lei 25.02
Remitly 3.2997 $2.99 lei 3,299.70 −lei 41.58
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3496 – lei 3,349.56
Paysend Cheapest 3.3280 $0.00 lei 3,327.97 −lei 21.59
Wise 3.3501 $7.51 lei 3,324.98 −lei 24.58
Remitly 3.3081 $2.99 lei 3,308.10 −lei 41.46
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3507 – lei 3,350.73
Currencies Direct Cheapest 3.3271 $0.00 lei 3,327.10 −lei 23.63
Paysend 3.3270 $0.00 lei 3,327.01 −lei 23.72
Wise 3.3510 $7.51 lei 3,325.84 −lei 24.89
Remitly 3.3080 $0.00 lei 3,308.00 −lei 42.73
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3476 – lei 3,347.64
Paysend Cheapest 3.3265 $0.00 lei 3,326.48 −lei 21.16
Wise 3.3477 $7.51 lei 3,322.56 −lei 25.08
Remitly 3.3075 $0.00 lei 3,307.50 −lei 40.14
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3418 – lei 3,341.76
Paysend Cheapest 3.3207 $0.00 lei 3,320.67 −lei 21.09
Wise 3.3438 $7.51 lei 3,318.73 −lei 23.03
Remitly 3.3007 $0.00 lei 3,300.70 −lei 41.06
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3418 – lei 3,341.76
Paysend Cheapest 3.3207 $0.00 lei 3,320.67 −lei 21.09
Wise 3.3438 $7.51 lei 3,318.73 −lei 23.03
Remitly 3.3066 $2.99 lei 3,306.60 −lei 35.16
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3434 – lei 3,343.36
Paysend Cheapest 3.3242 $0.00 lei 3,324.24 −lei 19.12
Wise 3.3439 $7.51 lei 3,318.77 −lei 24.59
Remitly 3.3090 $2.99 lei 3,309.00 −lei 34.36
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3433 – lei 3,343.34
Remitly Cheapest 3.3336 $0.00 lei 3,333.60 −lei 9.74
Paysend 3.3208 $0.00 lei 3,320.75 −lei 22.59
Wise 3.3433 $7.51 lei 3,318.20 −lei 25.14
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3506 – lei 3,350.57
Remitly Cheapest 3.3411 $2.99 lei 3,341.10 −lei 9.47
Paysend 3.3294 $0.00 lei 3,329.43 −lei 21.14
Wise 3.3510 $7.51 lei 3,325.81 −lei 24.76
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3498 – lei 3,349.76
Remitly Cheapest 3.3387 $0.00 lei 3,338.70 −lei 11.06
Paysend 3.3278 $0.00 lei 3,327.77 −lei 21.99
Wise 3.3490 $7.51 lei 3,323.83 −lei 25.93
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3494 – lei 3,349.40
Remitly Cheapest 3.3385 $2.99 lei 3,338.50 −lei 10.90
Paysend 3.3276 $0.00 lei 3,327.57 −lei 21.83
Wise 3.3494 $7.51 lei 3,324.27 −lei 25.13
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3414 – lei 3,341.41
Remitly Cheapest 3.3395 $0.00 lei 3,339.50 −lei 1.91
Paysend 3.3275 $0.00 lei 3,327.54 −lei 13.87
Wise 3.3505 $7.51 lei 3,325.35 −lei 16.06
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3414 – lei 3,341.41
Remitly Cheapest 3.3391 $2.99 lei 3,339.10 −lei 2.31
Paysend 3.3275 $0.00 lei 3,327.54 −lei 13.87
Wise 3.3505 $7.51 lei 3,325.35 −lei 16.06
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3680 – lei 3,368.01
Remitly Cheapest 3.3581 $0.00 lei 3,358.10 −lei 9.91
Paysend 3.3456 $0.00 lei 3,345.59 −lei 22.42
Wise 3.3684 $7.51 lei 3,343.08 −lei 24.93
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3670 – lei 3,366.99
Remitly Cheapest 3.3567 $0.00 lei 3,356.70 −lei 10.29
Paysend 3.3450 $0.00 lei 3,345.02 −lei 21.97
Wise 3.3691 $7.51 lei 3,343.81 −lei 23.18
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3766 – lei 3,376.61
Remitly Cheapest 3.3670 $0.00 lei 3,367.00 −lei 9.61
Paysend 3.3548 $0.00 lei 3,354.79 −lei 21.82
Wise 3.3768 $7.51 lei 3,351.42 −lei 25.18
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.3862 – lei 3,386.19
Remitly Cheapest 3.3771 $2.99 lei 3,377.10 −lei 9.09
Paysend 3.3634 $0.00 lei 3,363.36 −lei 22.83
Wise 3.3862 $7.51 lei 3,360.74 −lei 25.45
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4032 – lei 3,403.21
Remitly Cheapest 3.3943 $2.99 lei 3,394.30 −lei 8.91
Paysend 3.3805 $0.00 lei 3,380.45 −lei 22.76
Wise 3.4031 $7.51 lei 3,377.53 −lei 25.68
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4135 – lei 3,413.54
Remitly Cheapest 3.4007 $0.00 lei 3,400.70 −lei 12.84
Paysend 3.3882 $0.00 lei 3,388.16 −lei 25.38
Wise 3.4087 $7.51 lei 3,383.06 −lei 30.47
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4135 – lei 3,413.54
Remitly Cheapest 3.4000 $2.99 lei 3,400.00 −lei 13.53
Paysend 3.3882 $0.00 lei 3,388.16 −lei 25.38
Wise 3.4087 $7.51 lei 3,383.06 −lei 30.47
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4012 – lei 3,401.19
Remitly Cheapest 3.3933 $2.99 lei 3,393.30 −lei 7.89
Paysend 3.3797 $0.00 lei 3,379.73 −lei 21.46
Wise 3.4011 $7.51 lei 3,375.54 −lei 25.65
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4159 – lei 3,415.87
Remitly Cheapest 3.4101 $2.99 lei 3,410.10 −lei 5.77
Paysend 3.3957 $0.00 lei 3,395.68 −lei 20.19
Wise 3.4171 $7.51 lei 3,391.39 −lei 24.48
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4222 – lei 3,422.18
Remitly Cheapest 3.4142 $0.00 lei 3,414.20 −lei 7.98
Paysend 3.3996 $0.00 lei 3,399.61 −lei 22.57
Wise 3.4225 $7.51 lei 3,396.83 −lei 25.35

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RON per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of RON on every transfer from Canada.

Right now, Remitly pays 3,414.2 RON on 1,000 CAD, which is 7.98 RON less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Romania.

We've tracked 180 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. RemitlyAppeared in 107 comparisons

    Cheapest in 43% of them

  2. PaysendAppeared in 91 comparisons

    Cheapest in 42% of them

  3. WiseAppeared in 179 comparisons

    Cheapest in 17% of them

Based on 180 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest and gets you the most RON, but it was the cheapest in only 43% of the 107 comparisons it appeared in over the past month.

Paysend (today's second cheapest) was the cheapest in only 42% of its comparisons, so it's rarely the cheapest option for transfers to Romania.

If it's a one-off transfer, go with Remitly, since it's the cheapest right now.

Ways to send money from Canada to Romania

There are 8 companies sending money to Romania, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest Remitly location, and your recipient picks up 3,414.2 RON within minutes.

Our data shows Remitly came out cheapest among in-person options on 100% of days in the past month.

Cash transfers cost more

Cash transfer to Romania is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitly charges CA$0 in fees and adds 0.23% markup, so your CA$1,000 delivers 3,414.2 RON in within an hour.

Over the past month, Remitly was the cheapest app on 53% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 8 companies we compared, Remitly is the cheapest online service and currently gets you 3,414.2 RON on a CA$1,000 transfer after a CA$0 fee and 0.23% markup.

In our comparisons over the past month, it was the cheapest online service on 16 of the 30 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

Brokers like Currencies Direct charge no fees but add 0.75% on CAD/RON interbank rate.

The markup gets lower the more you send, with an account manager handling it end to end.

Our analysis shows Currencies Direct was the cheapest broker in 66% of all the transfers it quoted.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in RON.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in RON, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and RON, and convert between them at low cost.

For example, converting $1,000 costs $7.51 in fees at -0.01% markup, which gets you 3,396.83 RON.

Over the past month, it came out cheapest among multi-currency accounts on 90% of days.

Ways to fund CAD and receive RON in Romania

With Remitly, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CA$1,000 gives your recipient 3,414.2 RON.

Deposit CAD using bank transfer, debit card, credit card, interac, bill payment, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive RON through bank deposit and cash pickup.

For a bank deposit payout, you will need the recipient's bank details in Romania.

  1. 1
    debit card Bank deposit

    You pay CA$1,000.00

    lei3,414

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay CA$1,000.00

    lei3,414

    lei0

  3. 3
    Interac Bank deposit

    You pay CA$1,000.00

    lei3,414

    lei0

  4. 4
    credit card Bank deposit

    You pay CA$1,020.00

    lei3,414

    lei0

  5. 5
    Bill payment Bank deposit

    You pay CA$1,000.00

    lei3,380

    -lei34

Show moreShow less
  1. 6
    debit card Cash pickup

    You pay CA$1,005.99

    lei3,364

    -lei50

  2. 7
    credit card Cash pickup

    You pay CA$1,005.99

    lei3,364

    -lei50

  3. 8
    Cash deposit Cash pickup

    You pay CA$1,005.99

    lei3,364

    -lei50

  4. 9
    Cash deposit Bank deposit

    You pay CA$1,004.99

    lei3,349

    -lei65

Consider this when sending CAD to Romania

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/RON transfer options

For a CA$1,000 transfer to Romania, these are the cheapest, fastest and easiest options available now.

Best way to send money to Romania

Remitly is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 3,414.2 RON, which is 0.43% more than the next best option.

Fastest way to send money to Romania

Remitly is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 3,414.2 RON in within an hour.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Romania.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 8 FINTRAC-registered companies sending CAD to Romania, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 180 comparisons across 6 amounts.

This page covers the cheapest and fastest options for CAD/RON transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.