We’ve analysed and compared 6 money transfer companies below for PLN/ALL transfers.
| 6 of 6 providers Last updated on 28 September 2026 | |||
| Based on 7,400 PLN transfer Best companies for PLN/ALL transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 401,91 zł 1 PLN = 21.0179 ALL -0.08% vs mid-market | Recipient gets 147.085,16 ALL Within a week | |
Ways to receive money in Albania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 401,91 zł1 PLN = 21.0179 ALL 147.085,16 ALLYou pay7.400,00 zł | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 20.2422 ALL +3.68% vs mid-market | Recipient gets 149.792,28 ALL Minutes - 24 hours | |
Ways to receive money in Albania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 20.2422 ALL 149.792,28 ALLYou pay7.400,00 zł | |||
Run a live search Showing top Poland to Albania deals for 7,400 PLN. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to ALL rates. | |||
Run a live search These companies offer multi-currency accounts for spending ALL. We suggest doing a live search based on how much PLN you're planning to spend in Albania. | |||
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal. | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Debit card | Fee 98,00 zł 1 PLN = 20.9000 ALL +0.48% vs mid-market | Recipient gets 15.261.172,00 ALL Within minutes | |
Ways to receive money in Albania with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 98,00 zł1 PLN = 20.9000 ALL 15.261.172,00 ALLYou pay7.400,00 zł | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Western Union Pay via Debit card | Fee 0,00 zł 1 PLN = 20.7482 ALL +1.21% vs mid-market | Recipient gets 153.536,96 ALL Minutes - 2 days | |
Ways to receive money in Albania with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 PLN = 20.7482 ALL 153.536,96 ALLYou pay7.400,00 zł | |||
| Western Union Pay via Bank transfer | Fee 0,00 zł 1 PLN = 20.7482 ALL +1.21% vs mid-market | Recipient gets 153.536,96 ALL Minutes - 2 days | |
Ways to receive money in Albania with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 PLN = 20.7482 ALL 153.536,96 ALLYou pay7.400,00 zł | |||
 Remitly Pay via Debit card | Fee 0,00 zł 1 PLN = 20.2600 ALL +3.59% vs mid-market | Recipient gets 149.924,00 ALL Minutes - 3 days | |
Ways to receive money in Albania with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 PLN = 20.2600 ALL 149.924,00 ALLYou pay7.400,00 zł | |||
| Remitly Pay via Credit card | Fee 0,00 zł 1 PLN = 20.2600 ALL +3.59% vs mid-market | Recipient gets 149.924,00 ALL Minutes - 3 days | |
Ways to receive money in Albania with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 PLN = 20.2600 ALL 149.924,00 ALLYou pay7.400,00 zł | |||
| Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 20.2422 ALL +3.68% vs mid-market | Recipient gets 149.792,28 ALL Minutes - 24 hours | |
Ways to receive money in Albania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 20.2422 ALL 149.792,28 ALLYou pay7.400,00 zł | |||
| Xe Pay via Bank transfer | Fee 0,00 zł 1 PLN = 20.2422 ALL +3.68% vs mid-market | Recipient gets 149.792,28 ALL Minutes - 24 hours | |
Ways to receive money in Albania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 20.2422 ALL 149.792,28 ALLYou pay7.400,00 zł | |||
| Xe Pay via Credit card | Fee 0,00 zł 1 PLN = 20.2422 ALL +3.68% vs mid-market | Recipient gets 149.792,28 ALL Minutes - 24 hours | |
Ways to receive money in Albania with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 20.2422 ALL 149.792,28 ALLYou pay7.400,00 zł | |||
| Wise Pay via Bank transfer | Fee 401,91 zł 1 PLN = 21.0179 ALL -0.08% vs mid-market | Recipient gets 147.085,16 ALL Within a week | |
Ways to receive money in Albania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 401,91 zł1 PLN = 21.0179 ALL 147.085,16 ALLYou pay7.400,00 zł | |||
| Wise Pay via Debit card | Fee 475,58 zł 1 PLN = 21.0179 ALL -0.08% vs mid-market | Recipient gets 145.536,77 ALL Within a week | |
Ways to receive money in Albania with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 475,58 zł1 PLN = 21.0179 ALL 145.536,77 ALLYou pay7.400,00 zł | |||
| Wise Pay via Credit card | Fee 514,41 zł 1 PLN = 21.0179 ALL -0.08% vs mid-market | Recipient gets 144.720,64 ALL Within a week | |
Ways to receive money in Albania with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 514,41 zł1 PLN = 21.0179 ALL 144.720,64 ALLYou pay7.400,00 zł | |||
 Ria Money Transfer Pay via Credit card | Fee 600,00 zł 1 PLN = 20.5266 ALL +2.29% vs mid-market | Recipient gets 139.580,78 ALL Minutes - 24 hours | |
Ways to receive money in Albania with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 600,00 zł1 PLN = 20.5266 ALL 139.580,78 ALLYou pay7.400,00 zł Cash pickupMinutes - 24 hours 600,00 zł1 PLN = 20.5266 ALL 139.580,78 ALLYou pay7.400,00 zł | |||
| Ria Money Transfer Pay via Debit card | Fee 600,00 zł 1 PLN = 20.5266 ALL +2.29% vs mid-market | Recipient gets 139.580,78 ALL Minutes - 24 hours | |
Ways to receive money in Albania with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 600,00 zł1 PLN = 20.5266 ALL 139.580,78 ALLYou pay7.400,00 zł Cash pickupMinutes - 24 hours 600,00 zł1 PLN = 20.5266 ALL 139.580,78 ALLYou pay7.400,00 zł | |||
| Ria Money Transfer Pay via Cash deposit | Fee 600,00 zł 1 PLN = 20.5266 ALL +2.29% vs mid-market | Recipient gets 139.580,78 ALL Minutes - 24 hours | |
Ways to receive money in Albania with Ria Money Transfer when paying by cash deposit. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 600,00 zł1 PLN = 20.5266 ALL 139.580,78 ALLYou pay7.400,00 zł Cash pickupMinutes - 24 hours 600,00 zł1 PLN = 20.5266 ALL 139.580,78 ALLYou pay7.400,00 zł | |||
| How Our Results Work Mid-market rate: 1 PLN = 21.0011 ALL Updates every 60 minutes. | |||
Transfer details
Start with the cheapest option, which is Western Union. It will get you the most ALL on a PLN 7,400 transfer.
This heavily depends on how much you send, so I suggest to get the best PLN/ALL rate.
You can fund your transfer to Albania using debit card, credit card, bank transfer, and cash deposit.
Depending on the transfer company, you can use BLIK, which is the quickest and easiest.
Before you send, you'll need to verify your account.
You'll need a photo ID and your PESEL.
How much PLN you send to Albania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| 7.400 złThis page | 0.48% | 98,00 zł | 15.261.172,00 ALLwith debit card to bank deposit | +14.034.489,45 ALL | |
| 30.000 zł | 0.36% | 550,00 zł | 61.618.844,00 ALLwith debit card to bank deposit | +50.839.593,58 ALL |
Mid-market rate: 1 PLN = 21.0011 ALL
6 companies send money from Poland to Albania, across app, online, in person, multi-currency account, global account, SNPL, digital wallet, and broker, and more.
Simplest way to send PLN
Most transfer apps let you fund transfers via Apple Pay, Google Pay, debit card, credit card, bank transfer, and cash deposit.
Western Union charges 0 PLN on a zł7,400 transfer and delivers 153,536.96 ALL in minutes - 2 days, straight to the recipient's bank card or account.
Mid-size and one-off transfers
Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.
Online services like Western Union move money inside their own network instead, which is much cheaper and gets you more ALL.
The cheapest way to send money online from Poland to Albania is via Western Union.
Sending 7,400 PLN gets you 153,536.96 ALL (after 0 fee and 1.21% markup).
Sending cash abroad
You can send cash to Albania if they need cash collection.
With Western Union you can deposit PLN at a store or online, and the recipient will pick up ALL as cash at their nearest Western Union branch.
Converting and spending
Multi currency accounts let you hold PLN and ALL in one account.
This is useful for travelling to Albania, getting paid in ALL, or pre-converting when PLN/ALL rate is good.
You can convert between them whenever you want, and once you have ALL there are no fees after.
The best multi-currency account for holding PLN and ALL is Revolut.
For example, it converts zł7,400 at 0.48% markup and small fee.
For freelancers and businesses
Global accounts are for Polish companies doing business abroad.
Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.
With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 7,400 PLN gives your recipient 153,536.96 ALL.
Deposit PLN through debit card, credit card, bank transfer, and cash deposit.
They can receive ALL via bank deposit and cash pickup.
Collect cash in Albania
Cash pickup is also available through participating agent locations in Albania.
You pay zł7,400.00
L15,261,172
Cheapest
You pay zł7,400.00
L153,537
-L15,107,635
You pay zł7,400.00
L149,924
-L15,111,248
You pay zł7,400.00
L139,581
-L15,121,591
You pay zł7,400.00
L139,581
-L15,121,591
You pay zł7,400.00
L139,581
-L15,121,591
You pay zł7,400.00
L139,581
-L15,121,591
There are a few nuances when sending money from Poland to Albania.
For a 7,400 PLN transfer to Albania, these are the cheapest, fastest and easiest options.
Cheapest way to send money to Albania
The cheapest option is Western Union, funded by debit card with bank deposit for the payout. Your recipient gets 153,536.96 ALL, which is -9839.74% more than the next best option.
Fastest way to send money to Albania
The fastest option is Revolut. Pay by debit card and choose bank deposit for the payout. Your recipient gets 15,261,172 ALL, with the money arriving in within minutes.
Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.
BLIK by itself cannot move money outside the country.
Sending money abroad is not itself a Polish tax charge.
A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.
The closest family group can qualify for a full exemption.
Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.
The Polish tax authority explains the exemption and current filing conditions.
BFG deposit protection applies to eligible bank deposits.
A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.
Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.
A small change in the PLN/ALL rate can make a difference to the amount received, especially on regular transfers to Albania.
Mid-market rate:1 PLN = 21.105152 ALL
Every company here is KNF-registered or passported into Poland, and we check that before anything else.
We track 6 of them on PLN to Albania in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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