How to send money to Albania from Poland with the best PLN-ALL rate

We’ve analysed and compared 4 money transfer companies below for PLN/ALL transfers.

Best companies for PLN/ALL transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 7,400 PLN transfer

Best companies for PLN/ALL transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 443,68 zł 1 PLN = 20.6118 ALL 0.00% vs mid-market Recipient gets 143.382,28 ALL Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Albania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
443,68 zł1 PLN = 20.6118 ALL
143.382,28 ALLYou pay7.400,00 zł
Promoted

Remitly

Pay via Debit card
Fee 0,00 zł 1 PLN = 19.9300 ALL +3.36% vs mid-market Recipient gets 147.482,00 ALL Within minutes
Receive to bank account or cash pickup

Ways to receive money in Albania with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 PLN = 19.9300 ALL
147.482,00 ALLYou pay7.400,00 zł

Run a live search

Showing top Poland to Albania deals for 7,400 PLN. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 98,00 zł 1 PLN = 20.4964 ALL +0.56% vs mid-market Recipient gets 14.966.453,00 ALL Within minutes
CheapestFastest
Multi-currency cardReceive to bank account

Ways to receive money in Albania with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
98,00 zł1 PLN = 20.4964 ALL
14.966.453,00 ALLYou pay7.400,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Western Union

Pay via Debit card
Fee 0,00 zł 1 PLN = 20.2962 ALL +1.54% vs mid-market Recipient gets 150.191,66 ALL Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Albania with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 20.2962 ALL
150.191,66 ALLYou pay7.400,00 zł

Western Union

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 20.2962 ALL +1.54% vs mid-market Recipient gets 150.191,66 ALL Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Albania with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 20.2962 ALL
150.191,66 ALLYou pay7.400,00 zł

Remitly

Pay via Debit card
Fee 0,00 zł 1 PLN = 19.9300 ALL +3.36% vs mid-market Recipient gets 147.482,00 ALL Within minutes
Receive to bank account or cash pickup

Ways to receive money in Albania with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 PLN = 19.9300 ALL
147.482,00 ALLYou pay7.400,00 zł

Remitly

Pay via Credit card
Fee 0,00 zł 1 PLN = 19.9300 ALL +3.36% vs mid-market Recipient gets 147.482,00 ALL Within minutes
Receive to bank account or cash pickup

Ways to receive money in Albania with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 PLN = 19.9300 ALL
147.482,00 ALLYou pay7.400,00 zł

Remitly

Pay via BLIK
Fee 0,00 zł 1 PLN = 19.9300 ALL +3.36% vs mid-market Recipient gets 147.482,00 ALL Within minutes
Receive to bank account or cash pickup

Ways to receive money in Albania with Remitly when paying by blik.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 PLN = 19.9300 ALL
147.482,00 ALLYou pay7.400,00 zł

Wise

Pay via Bank transfer
Fee 443,68 zł 1 PLN = 20.6118 ALL 0.00% vs mid-market Recipient gets 143.382,28 ALL Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Albania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
443,68 zł1 PLN = 20.6118 ALL
143.382,28 ALLYou pay7.400,00 zł

Wise

Pay via Debit card
Fee 516,49 zł 1 PLN = 20.6118 ALL 0.00% vs mid-market Recipient gets 141.881,53 ALL Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Albania with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
516,49 zł1 PLN = 20.6118 ALL
141.881,53 ALLYou pay7.400,00 zł

Wise

Pay via Credit card
Fee 554,87 zł 1 PLN = 20.6118 ALL 0.00% vs mid-market Recipient gets 141.090,45 ALL Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Albania with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
554,87 zł1 PLN = 20.6118 ALL
141.090,45 ALLYou pay7.400,00 zł
How Our Results Work
Mid-market rate: 1 PLN = 20.6116 ALL Updates every 60 minutes.

How to send money from Poland to Albania

Pick a company

Start with the cheapest option, which is Western Union. It will get you the most ALL on a PLN 7,400 transfer.

Western Union was the cheapest on 1 of the 30 days it quoted zł7,400 transfers to Albania.

This heavily depends on how much you send, so I suggest to get the best PLN/ALL rate.

Fund your transfer

You can fund your transfer to Albania using debit card, bank transfer, credit card, and blik.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Albania?

How much PLN you send to Albania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Western Union was the cheapest in 14% of the transfers from PLN 20,000 it quoted, and in 7% of all the transfers it quoted.

Cheapest service
2.000 zł0.58%20,00 zł4.055.259,00 ALLwith debit card to bank deposit+3.650.599,67 ALL
5.000 zł0.55%50,00 zł10.146.240,00 ALLwith debit card to bank deposit+9.210.163,55 ALL
7.400 złThis page0.56%98,00 zł14.966.453,00 ALLwith debit card to bank deposit+13.173.604,49 ALL
10.000 zł0.54%150,00 zł20.186.013,00 ALLwith debit card to bank deposit+18.322.826,77 ALL
20.000 zł0.53%350,00 zł40.255.092,00 ALLwith debit card to bank deposit+34.162.776,99 ALL
30.000 zł0.54%550,00 zł60.353.650,00 ALLwith debit card to bank deposit+49.796.996,80 ALL

Mid-market rate: 1 PLN = 20.6116 ALL

PLN/ALL Exchange Rate History

Is today a good time to send money from Poland to Albania?

The cheapest way to send PLN to ALL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Western Union), across 30 days of comparisons for 7,400 PLN transfers to Albania.

ALL received for 7.400 zł, after fees

Wed, 28 Oct 2026Mid-market rate152.525,94 ALL Revolut 14.966.453,00 ALLRevolut14.966.453,00 ALLWestern Union150.191,66 ALLRemitly147.482,00 ALL

-5M
0
5M
10M
15M
20M
At the mid-market rateWith the cheapest optionRevolutWestern UnionRemitly
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.9993 – 155.394,71 ALL
Revolut Cheapest 20.9256 98,00 zł 15.279.881,00 ALL +15.124.486,29 ALL
Western Union 20.7781 0,00 zł 153.758,06 ALL −1.636,65 ALL
Remitly 20.2400 0,00 zł 149.776,00 ALL −5.618,71 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.1019 – 156.154,09 ALL
Revolut Cheapest 20.9808 98,00 zł 15.320.153,00 ALL +15.163.998,91 ALL
Western Union 20.7547 0,00 zł 153.585,04 ALL −2.569,05 ALL
Remitly 20.2700 0,00 zł 149.998,00 ALL −6.156,09 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.0772 – 155.971,19 ALL
Revolut Cheapest 20.9717 98,00 zł 15.313.547,00 ALL +15.157.575,81 ALL
Western Union 20.7628 0,00 zł 153.644,93 ALL −2.326,26 ALL
Remitly 20.3000 0,00 zł 150.220,00 ALL −5.751,19 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.0509 – 155.776,76 ALL
Revolut Cheapest 20.9438 98,00 zł 15.293.198,00 ALL +15.137.421,24 ALL
Western Union 20.6665 0,00 zł 152.932,38 ALL −2.844,38 ALL
Remitly 20.2700 0,00 zł 149.998,00 ALL −5.778,76 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 21.0487 – 155.760,17 ALL
Revolut Cheapest 20.8164 172,00 zł 15.046.123,00 ALL +14.890.362,83 ALL
Western Union 20.8011 0,00 zł 153.928,42 ALL −1.831,75 ALL
Remitly 20.2200 0,00 zł 149.628,00 ALL −6.132,17 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.9738 – 155.206,29 ALL
Revolut Cheapest 20.8164 172,00 zł 15.046.123,00 ALL +14.890.916,71 ALL
Western Union 20.8011 0,00 zł 153.928,42 ALL −1.277,87 ALL
Remitly 20.2200 0,00 zł 149.628,00 ALL −5.578,29 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8781 – 154.498,06 ALL
Revolut Cheapest 20.8136 98,00 zł 15.198.090,00 ALL +15.043.591,94 ALL
Western Union 20.8011 0,00 zł 153.928,42 ALL −569,64 ALL
Remitly 20.1100 0,00 zł 148.814,00 ALL −5.684,06 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.9855 – 155.292,80 ALL
Revolut Cheapest 20.8649 98,00 zł 15.235.566,00 ALL +15.080.273,20 ALL
Western Union 20.7310 0,00 zł 153.409,76 ALL −1.883,04 ALL
Remitly 20.2200 0,00 zł 149.628,00 ALL −5.664,80 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.9769 – 155.229,07 ALL
Revolut Cheapest 20.8738 98,00 zł 15.242.019,00 ALL +15.086.789,93 ALL
Western Union 20.7757 0,00 zł 153.740,44 ALL −1.488,63 ALL
Remitly 20.2000 0,00 zł 149.480,00 ALL −5.749,07 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.9402 – 154.957,27 ALL
Revolut Cheapest 20.8572 98,00 zł 15.229.919,00 ALL +15.074.961,73 ALL
Western Union 20.7008 0,00 zł 153.185,91 ALL −1.771,36 ALL
Remitly 20.2000 0,00 zł 149.480,00 ALL −5.477,27 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.9636 – 155.130,87 ALL
Revolut Cheapest 20.8557 98,00 zł 15.228.862,00 ALL +15.073.731,13 ALL
Western Union 20.7380 0,00 zł 153.460,90 ALL −1.669,97 ALL
Remitly 20.2000 0,00 zł 149.480,00 ALL −5.650,87 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8731 – 154.460,61 ALL
Revolut Cheapest 20.7673 172,00 zł 15.010.611,00 ALL +14.856.150,39 ALL
Western Union 20.6173 0,00 zł 152.567,79 ALL −1.892,82 ALL
Remitly 20.1300 0,00 zł 148.962,00 ALL −5.498,61 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8731 – 154.460,61 ALL
Revolut Cheapest 20.7673 172,00 zł 15.010.611,00 ALL +14.856.150,39 ALL
Western Union 20.6681 0,00 zł 152.943,57 ALL −1.517,04 ALL
Remitly 20.1300 0,00 zł 148.962,00 ALL −5.498,61 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8557 – 154.332,06 ALL
Revolut Cheapest 20.7864 98,00 zł 15.178.200,00 ALL +15.023.867,94 ALL
Western Union 20.6681 0,00 zł 152.943,57 ALL −1.388,49 ALL
Remitly 20.1100 0,00 zł 148.814,00 ALL −5.518,06 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8922 – 154.601,91 ALL
Revolut Cheapest 20.7771 98,00 zł 15.171.423,00 ALL +15.016.821,09 ALL
Western Union 20.5438 0,00 zł 152.024,34 ALL −2.577,57 ALL
Remitly 20.1400 0,00 zł 149.036,00 ALL −5.565,91 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.9144 – 154.766,40 ALL
Revolut Cheapest 20.8223 98,00 zł 15.204.426,00 ALL +15.049.659,60 ALL
Western Union 20.7152 0,00 zł 153.292,49 ALL −1.473,91 ALL
Remitly 20.1500 0,00 zł 149.110,00 ALL −5.656,40 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8924 – 154.603,91 ALL
Revolut Cheapest 20.8079 98,00 zł 15.193.961,00 ALL +15.039.357,09 ALL
Western Union 20.5488 0,00 zł 152.061,31 ALL −2.542,60 ALL
Remitly 20.1300 0,00 zł 148.962,00 ALL −5.641,91 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.9073 – 154.714,07 ALL
Revolut Cheapest 20.8186 98,00 zł 15.201.764,00 ALL +15.047.049,93 ALL
Western Union 20.6352 0,00 zł 152.700,62 ALL −2.013,45 ALL
Remitly 20.1400 0,00 zł 149.036,00 ALL −5.678,07 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8878 – 154.569,57 ALL
Revolut Cheapest 20.7260 172,00 zł 14.980.756,00 ALL +14.826.186,43 ALL
Western Union 20.6081 0,00 zł 152.499,65 ALL −2.069,92 ALL
Remitly 20.0800 0,00 zł 148.592,00 ALL −5.977,57 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8878 – 154.569,57 ALL
Revolut Cheapest 20.7260 172,00 zł 14.980.756,00 ALL +14.826.186,43 ALL
Western Union 20.5570 0,00 zł 152.121,70 ALL −2.447,87 ALL
Remitly 20.0800 0,00 zł 148.592,00 ALL −5.977,57 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8854 – 154.551,86 ALL
Revolut Cheapest 20.7421 98,00 zł 15.145.881,00 ALL +14.991.329,14 ALL
Western Union 20.5570 0,00 zł 152.121,70 ALL −2.430,16 ALL
Remitly 20.0700 0,00 zł 148.518,00 ALL −6.033,86 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8216 – 154.079,85 ALL
Western Union Cheapest 20.5201 0,00 zł 151.848,95 ALL −2.230,90 ALL
Remitly 20.0900 0,00 zł 148.666,00 ALL −5.413,85 ALL
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.7424 – 153.493,91 ALL
Revolut Cheapest 20.6575 98,00 zł 15.084.132,00 ALL +14.930.638,09 ALL
Western Union 20.5033 0,00 zł 151.724,21 ALL −1.769,70 ALL
Remitly 19.9300 0,00 zł 147.482,00 ALL −6.011,91 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.8338 – 154.170,13 ALL
Revolut Cheapest 20.7180 98,00 zł 15.128.306,00 ALL +14.974.135,87 ALL
Western Union 20.5318 0,00 zł 151.935,60 ALL −2.234,53 ALL
Remitly 20.0400 0,00 zł 148.296,00 ALL −5.874,13 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.6794 – 153.027,53 ALL
Revolut Cheapest 20.5826 98,00 zł 15.029.449,00 ALL +14.876.421,47 ALL
Western Union 20.4165 0,00 zł 151.081,92 ALL −1.945,61 ALL
Remitly 19.9500 0,00 zł 147.630,00 ALL −5.397,53 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.6225 – 152.606,26 ALL
Revolut Cheapest 20.4684 172,00 zł 14.794.595,00 ALL +14.641.988,74 ALL
Western Union 20.2925 0,00 zł 150.164,36 ALL −2.441,90 ALL
Remitly 19.8900 0,00 zł 147.186,00 ALL −5.420,26 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.6225 – 152.606,26 ALL
Revolut Cheapest 20.4684 172,00 zł 14.794.595,00 ALL +14.641.988,74 ALL
Western Union 20.3177 0,00 zł 150.351,14 ALL −2.255,12 ALL
Remitly 19.8900 0,00 zł 147.186,00 ALL −5.420,26 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.6067 – 152.489,54 ALL
Revolut Cheapest 20.5165 98,00 zł 14.981.132,00 ALL +14.828.642,46 ALL
Western Union 20.3177 0,00 zł 150.351,14 ALL −2.138,40 ALL
Remitly 19.9200 0,00 zł 147.408,00 ALL −5.081,54 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.6115 – 152.525,40 ALL
Revolut Cheapest 20.4926 98,00 zł 14.963.666,00 ALL +14.811.140,60 ALL
Western Union 20.2646 0,00 zł 149.957,76 ALL −2.567,64 ALL
Remitly 19.8200 0,00 zł 146.668,00 ALL −5.857,40 ALL
Exchange rateFeeRecipient getsDifference
Mid-market rate 20.6116 – 152.525,94 ALL
Revolut Cheapest 20.4964 98,00 zł 14.966.453,00 ALL +14.813.927,06 ALL
Western Union 20.2962 0,00 zł 150.191,66 ALL −2.334,28 ALL
Remitly 19.9300 0,00 zł 147.482,00 ALL −5.043,94 ALL

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 7.400 zł, after fees, as quoted by each company. The mid-market line shows what 7.400 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ALL per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 29 of the last 30 days.

Right now, Western Union pays 150,191.66 ALL on 7,400 PLN, which is 2,334.28 ALL less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 15,320,153 ALL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Albania.

We've tracked 124 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. RevolutAppeared in 111 comparisons

    Cheapest every time

  2. Western UnionAppeared in 89 comparisons

    Cheapest in 7% of them

  3. RemitlyAppeared in 73 comparisons

    Never the cheapest

Based on 124 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Western Union is the cheapest and gets you the most ALL, but it was the cheapest in only 7% of the 89 comparisons it appeared in over the past month.

Revolut (today's second cheapest) was the cheapest in 100% of its comparisons, so if you send money to Albania regularly, it's worth comparing it with Western Union before each transfer.

If it's a one-off transfer, go with Western Union, since it's the cheapest right now.

Ways to send money from Poland to Albania

4 companies send money from Poland to Albania, across app, online, multi-currency account, global account, in person, SNPL, and digital wallet, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, debit card, bank transfer, credit card, and blik.

Using BLIK is the simplest (and fastest) method to fund your transfer to Albania.

Western Union charges 0 PLN on a zł7,400 transfer and delivers 150,191.66 ALL in minutes - 2 days, straight to the recipient's bank card or account.

Over the past month, Western Union was the cheapest app on 3% of the days it appeared for zł7,400 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Western Union move money inside their own network instead, which is much cheaper and gets you more ALL.

The cheapest way to send money online from Poland to Albania is via Western Union.

Sending 7,400 PLN gets you 150,191.66 ALL (after 0 fee and 1.54% markup).

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and ALL in one account.

This is useful for travelling to Albania, getting paid in ALL, or pre-converting when PLN/ALL rate is good.

You can convert between them whenever you want, and once you have ALL there are no fees after.

The best multi-currency account for holding PLN and ALL is Revolut.

For example, it converts zł7,400 at 0.56% markup and a small fee.

Over the past month, Revolut came out cheapest among multi-currency accounts on 100% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive ALL in Albania

With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 7,400 PLN gives your recipient 150,191.66 ALL.

Deposit PLN through debit card, bank transfer, credit card, and blik.

Fund the transfer with BLIK

This is by far the quickest way to fund the transfer to Albania.

Approve the payment in your Polish banking app using the six-digit BLIK code.

BLIK funds the balance, while the transfer company handles the payout in Albania.

They can receive ALL via bank deposit.

  1. 1
    Debit card Bank deposit

    You pay zł7,400.00

    Lek14,966,453

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay zł7,400.00

    Lek150,192

    -Lek14,816,261

  3. 3
    Credit card Bank deposit

    You pay zł7,400.00

    Lek147,482

    -Lek14,818,971

  4. 4
    Blik Bank deposit

    You pay zł7,400.00

    Lek147,482

    -Lek14,818,971

Consider this when sending PLN to Albania

There are a few nuances when sending money from Poland to Albania.

Compare PLN/ALL transfer options

For a 7,400 PLN transfer to Albania, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Albania

The cheapest option is Western Union, funded by debit card with bank deposit for the payout. Your recipient gets 150,191.66 ALL, which is -9864.9% more than the next best option.

Fastest way to send money to Albania

The fastest option is Revolut. Pay by debit card and choose bank deposit for the payout. Your recipient gets 14,966,453 ALL, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 4 of them on PLN to Albania in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 124 comparisons across 6 amounts.

This page covers the cheapest and fastest options for PLN/ALL transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.