How to send money to Russia from Poland with the best PLN-RUB rate
We’ve analysed and compared 1 money transfer companies below for PLN/RUB transfers.
Best companies for PLN/RUB transfers
1 of 1 providers
Last updated on 10 November 2026i
This page updates weekly. We collect, store, and analyze PLN/RUB exchange rates from our comparisons.
Based on 30,000 PLN transfer
Best companies for PLN/RUB transfers
All money transfer offers for PLN/RUB transfers, sorted by most RUB received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Russia with Regency FX when paying by bank transfer.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 21.1252 RUB
633.755,51 ₽You pay30.000,00 zł
Run a live search
Showing top Poland to Russia deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Run a live search
Showing companies that send from a business account. Run a business search to get live PLN to RUB rates.
Run a live search
These companies offer multi-currency accounts for spending RUB. We suggest doing a live search based on how much PLN you're planning to spend in Russia.
Run a live search
These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 PLN = 21.1824 RUBUpdates every 60 minutes.
Transfer details
How to send money from Poland to Russia
Pick a company
Start with the cheapest option, which is Regency FX. It will get you the most RUB on a PLN 30,000 transfer.
Regency FX was the cheapest on 29 of the 29 days it quoted zł30,000 transfers to Russia.
This heavily depends on how much you send, so I suggest to get the best PLN/RUB rate.
Fund your transfer
You can fund your transfer to Russia using bank transfer.
Depending on the transfer company, you can use BLIK, which is the quickest and easiest.
Verify and send
Before you send, you'll need to verify your account.
You'll need a photo ID and your PESEL.
PLN/RUB Exchange Rate History
Is today a good time to send money from Poland to Russia?
The cheapest way to send PLN to RUB can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 30,000 PLN transfers to Russia.
Show on chart
RUB received for 30.000 zł, after fees
Tue, 10 Nov 2026Mid-market rate635.471,28 ₽Regency FX633.755,51 ₽Regency FX633.755,51 ₽
620.000
625.000
630.000
635.000
640.000
At the mid-market rateWith the cheapest optionRegency FX
4 Nov5 Nov6 Nov7 Nov8 Nov9 Nov10 Nov
600.000
610.000
620.000
630.000
640.000
650.000
660.000
At the mid-market rateWith the cheapest optionRegency FX
12 Oct22 Oct31 Oct10 Nov
600.000
620.000
640.000
660.000
680.000
700.000
720.000
At the mid-market rateWith the cheapest optionRegency FX
13 Aug12 Sept11 Oct10 Nov
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.4495
–
643.483,95 ₽
Locked-in rate
Regency FXCheapest
21.3916
0,00 zł
641.746,54 ₽
−1.737,41 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.4063
–
642.189,39 ₽
Locked-in rate
Regency FXCheapest
21.3485
0,00 zł
640.455,48 ₽
−1.733,91 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.2880
–
638.640,45 ₽
Locked-in rate
Regency FXCheapest
21.2305
0,00 zł
636.916,12 ₽
−1.724,33 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.5218
–
645.655,14 ₽
Locked-in rate
Regency FXCheapest
21.4637
0,00 zł
643.911,87 ₽
−1.743,27 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.5067
–
645.200,94 ₽
Locked-in rate
Regency FXCheapest
21.4486
0,00 zł
643.458,90 ₽
−1.742,04 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.6382
–
649.145,55 ₽
Locked-in rate
Regency FXCheapest
21.5798
0,00 zł
647.392,86 ₽
−1.752,69 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.6382
–
649.145,55 ₽
Locked-in rate
Regency FXCheapest
21.5798
0,00 zł
647.392,86 ₽
−1.752,69 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.1663
–
634.988,37 ₽
Locked-in rate
Regency FXCheapest
21.1091
0,00 zł
633.273,90 ₽
−1.714,47 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.3269
–
639.806,97 ₽
Locked-in rate
Regency FXCheapest
21.2693
0,00 zł
638.079,49 ₽
−1.727,48 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.1018
–
633.054,30 ₽
Locked-in rate
Regency FXCheapest
21.0448
0,00 zł
631.345,05 ₽
−1.709,25 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.8632
–
625.895,85 ₽
Locked-in rate
Regency FXCheapest
20.8069
0,00 zł
624.205,93 ₽
−1.689,92 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.4896
–
614.687,58 ₽
Locked-in rate
Regency FXCheapest
20.4343
0,00 zł
613.027,92 ₽
−1.659,66 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.7678
–
623.034,75 ₽
Locked-in rate
Regency FXCheapest
20.7118
0,00 zł
621.352,56 ₽
−1.682,19 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.4407
–
613.221,12 ₽
Locked-in rate
Regency FXCheapest
20.3855
0,00 zł
611.565,42 ₽
−1.655,70 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.5635
–
616.904,85 ₽
Locked-in rate
Regency FXCheapest
20.5080
0,00 zł
615.239,21 ₽
−1.665,64 ₽
No data was collected on Tue, 27 Oct 2026.
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.3738
–
611.212,83 ₽
Locked-in rate
Regency FXCheapest
20.3188
0,00 zł
609.562,56 ₽
−1.650,27 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.4139
–
612.416,34 ₽
Locked-in rate
Regency FXCheapest
20.3588
0,00 zł
610.762,82 ₽
−1.653,52 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.6238
–
618.714,18 ₽
Locked-in rate
Regency FXCheapest
20.5681
0,00 zł
617.043,65 ₽
−1.670,53 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.3812
–
611.435,37 ₽
Locked-in rate
Regency FXCheapest
20.3261
0,00 zł
609.784,49 ₽
−1.650,88 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.3435
–
610.305,81 ₽
Locked-in rate
Regency FXCheapest
20.2886
0,00 zł
608.657,98 ₽
−1.647,83 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.5694
–
617.082,03 ₽
Locked-in rate
Regency FXCheapest
20.5139
0,00 zł
615.415,91 ₽
−1.666,12 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.6234
–
618.700,92 ₽
Locked-in rate
Regency FXCheapest
20.5677
0,00 zł
617.030,43 ₽
−1.670,49 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.9197
–
627.589,89 ₽
Locked-in rate
Regency FXCheapest
20.8632
0,00 zł
625.895,40 ₽
−1.694,49 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.9465
–
628.394,70 ₽
Locked-in rate
Regency FXCheapest
20.8899
0,00 zł
626.698,03 ₽
−1.696,67 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.8316
–
624.946,95 ₽
Locked-in rate
Regency FXCheapest
20.7753
0,00 zł
623.259,59 ₽
−1.687,36 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.7640
–
622.921,17 ₽
Locked-in rate
Regency FXCheapest
20.7080
0,00 zł
621.239,28 ₽
−1.681,89 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
20.7640
–
622.921,17 ₽
Locked-in rate
Regency FXCheapest
20.7080
0,00 zł
621.239,28 ₽
−1.681,89 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.0124
–
630.370,74 ₽
Locked-in rate
Regency FXCheapest
20.9556
0,00 zł
628.668,74 ₽
−1.702,00 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
21.1824
–
635.471,28 ₽
Locked-in rate
Regency FXCheapest
21.1252
0,00 zł
633.755,51 ₽
−1.715,77 ₽
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
21.1824
–
635.471,28 ₽
Regency FX
Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more RUB per PLN than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of RUB on every transfer from Poland.
Right now, Regency FX pays 633,755.51 RUB on 30,000 PLN, which is 1,715.77 RUB less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 647,392.86 RUB.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Russia.
We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Transfer amount
Locked-in rate
Regency FXAppeared in 7 comparisons
Cheapest every time
4 Nov10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 35 comparisons across 5 amounts over the last 7 days.
Locked-in rate
Regency FXAppeared in 29 comparisons
Cheapest every time
12 Oct10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 146 comparisons across 5 amounts over the last 30 days.
Locked-in rate
Regency FXAppeared in 83 comparisons
Cheapest every time
13 Aug10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 204 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
Ways to send money from Poland to Russia
1 companies send money from Poland to Russia, across currency broker, and more.
For freelancers and businesses
Global accounts
Global accounts are for Polish companies doing business abroad.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 633,755.51 RUB.
Deposit PLN through bank transfer.
They can receive RUB via bank deposit.
1
Bank transfer→Bank deposit
You pay zł30,000.00
₽633,756
Cheapest
Consider this when sending PLN to Russia
There are a few nuances when sending money from Poland to Russia.
1
Compare PLN/RUB transfer options
For a 30,000 PLN transfer to Russia, these are the cheapest, fastest and easiest options.
Cheapest way to send money to Russia
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 633,755.51 RUB, which is 0% more than the next best option.
Fastest way to send money to Russia
The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 633,755.51 RUB, with the money arriving in minutes - 24 hours.
2
BLIK funds PLN deposits only
Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.
BLIK by itself cannot move money outside the country.
3
Gifts can need Polish tax paperwork
Sending money abroad is not itself a Polish tax charge.
A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.
The closest family group can qualify for a full exemption.
Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.
BFG deposit protection applies to eligible bank deposits.
A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.
Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.
How we analyse the market
Every company here is KNF-registered or passported into Poland, and we check that before anything else.
We track 1 of them on PLN to Russia in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.
In the past 30 days alone, we analysed 146 comparisons across 5 amounts.
This page covers the cheapest and fastest options for PLN/RUB transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Please share your experience with …