Best companies for PLN/PHP transfers
8 of 8 providers Last updated on 10 November 2026
Based on 30,000 PLN transfer Best companies for PLN/PHP transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 252,25 zł 1 PLN = 16.1358 PHP 0.00% vs mid-market	Recipient gets 480.003,74 ₱ Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 252,25 zł1 PLN = 16.1358 PHP 480.003,74 ₱You pay30.000,00 zł
Promoted Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 15.9553 PHP +1.12% vs mid-market	Recipient gets 478.659,00 ₱ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 15.9553 PHP 478.659,00 ₱You pay30.000,00 zł
Run a live search Showing top Poland to Philippines deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to PHP rates.
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much PLN you're planning to spend in Philippines.
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 zł 1 PLN = 16.0922 PHP +0.27% vs mid-market	Recipient gets 482.765,15 ₱ Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 16.0922 PHP 482.765,15 ₱You pay30.000,00 zł
TorFx Pay via Bank transfer	Fee 0,00 zł 1 PLN = 16.0873 PHP +0.30% vs mid-market	Recipient gets 482.619,92 ₱ Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 16.0873 PHP 482.619,92 ₱You pay30.000,00 zł
CurrencyFair Pay via Bank transfer	Fee 4,96 zł 1 PLN = 16.0400 PHP +0.60% vs mid-market	Recipient gets 481.120,00 ₱ Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 4,96 zł1 PLN = 16.0400 PHP 481.120,00 ₱You pay30.000,00 zł
TapTap Send Pay via Debit card	Fee 0,00 zł 1 PLN = 16.0300 PHP +0.66% vs mid-market	Recipient gets 480.900,00 ₱ Minutes
2 reviews Receive to bank account
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 PLN = 16.0300 PHP 480.900,00 ₱You pay30.000,00 zł Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 PLN = 16.0300 PHP 480.900,00 ₱You pay30.000,00 zł Mobile moneyMinutesAvailable via:Globe Free1 PLN = 16.0300 PHP 480.900,00 ₱You pay30.000,00 zł Card depositMinutesAvailable via:Pay To Card 3,59 zł1 PLN = 16.0300 PHP 480.900,00 ₱You pay30.003,59 zł Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others 10,58 zł1 PLN = 16.0300 PHP 480.900,00 ₱You pay30.010,58 zł
Wise Pay via Bank transfer	Fee 252,25 zł 1 PLN = 16.1358 PHP 0.00% vs mid-market	Recipient gets 480.003,74 ₱ Same day
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 252,25 zł1 PLN = 16.1358 PHP 480.003,74 ₱You pay30.000,00 zł
Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 15.9553 PHP +1.12% vs mid-market	Recipient gets 478.659,00 ₱ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 15.9553 PHP 478.659,00 ₱You pay30.000,00 zł

Xe Pay via Bank transfer	Fee 0,00 zł 1 PLN = 15.9553 PHP +1.12% vs mid-market	Recipient gets 478.659,00 ₱ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 15.9553 PHP 478.659,00 ₱You pay30.000,00 zł
Xe Pay via Credit card	Fee 0,00 zł 1 PLN = 15.9553 PHP +1.12% vs mid-market	Recipient gets 478.659,00 ₱ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 15.9553 PHP 478.659,00 ₱You pay30.000,00 zł
Only available via Mobile App WorldRemit Pay via Debit card	Fee 12,00 zł 1 PLN = 15.9558 PHP +1.12% vs mid-market	Recipient gets 478.483,43 ₱ Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Philippines with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days 12,00 zł1 PLN = 15.9558 PHP 478.483,43 ₱You pay30.000,00 zł
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 295,00 zł 1 PLN = 16.0616 PHP +0.46% vs mid-market	Recipient gets 477.108,82 ₱ Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 295,00 zł1 PLN = 16.0616 PHP 477.108,82 ₱You pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee 940,00 zł 1 PLN = 16.0616 PHP +0.46% vs mid-market	Recipient gets 466.749,11 ₱ Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 940,00 zł1 PLN = 16.0616 PHP 466.749,11 ₱You pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 PLN = 16.1357 PHP Updates every 60 minutes.

Why compare

PLN/PHP exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Poland to Philippines

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most PHP on a PLN 30,000 transfer.

Regency FX was the cheapest on 24 of the 26 days it quoted zł30,000 transfers to the Philippines.

This heavily depends on how much you send, so I suggest to get the best PLN/PHP rate.

Fund your transfer

You can fund your transfer to the Philippines using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Philippines?

How much PLN you send to the Philippines heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 92% of the transfers from PLN 20,000 it quoted, and in 92% of all the transfers it quoted.


2.000 zł	-0.55%	32.420,00 ₱with debit card to bank deposit	+1.910,30 ₱
5.000 zł	-0.59%	81.100,00 ₱with debit card to bank deposit	+2.445,40 ₱
10.000 zł	-0.12%	161.545,16 ₱with debit card to bank deposit	+1.853,92 ₱
20.000 zł	-0.17%	323.090,32 ₱with debit card to bank deposit	+3.588,02 ₱
30.000 złThis page	0.27%	482.765,15 ₱with bank transfer to bank deposit	+4.062,68 ₱

Mid-market rate: 1 PLN = 16.1357 PHP

PLN/PHP Exchange Rate History

Is today a good time to send money from Poland to Philippines?

The cheapest way to send PLN to PHP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 30,000 PLN transfers to the Philippines.

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PHP per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Regency FX pays 482,765.15 PHP on 30,000 PLN, which is 1,306.99 PHP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 488,426.96 PHP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the Philippines.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Regency FXAppeared in 26 comparisons
Cheapest in 92% of them
TorFxAppeared in 55 comparisons
Never the cheapest
CurrencyFairAppeared in 128 comparisons
Never the cheapest

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Poland to Philippines

8 companies send money from Poland to the Philippines, across app, currency broker, online, multi-currency account, and global business account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 480,900 PHP in minutes, straight to the recipient's bank card or account.

Over the past month, TapTap Send was the cheapest app on 76% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more PHP.

The cheapest way to send money online from Poland to the Philippines is via Wise.

Sending 30,000 PLN gets you 480,003.74 PHP (after 252.25 fee and 0% markup).

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and PHP in one account.

This is useful for travelling to the Philippines, getting paid in PHP, or pre-converting when PLN/PHP rate is good.

You can convert between them whenever you want, and once you have PHP there are no fees after.

The best multi-currency account for holding PLN and PHP is Wise.

For example, it converts zł30,000 at 0% markup and a small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive PHP in Philippines

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 482,765.15 PHP.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive PHP via bank deposit, cash pickup, mobile wallet, mobile money, and card deposit.

Receive PHP on a bank card

Your recipient can receive PHP on a supported card in the Philippines. Check that their name and card details match before sending.

Collect cash in the Philippines

Cash pickup is also available through participating agent locations in the Philippines.

1

Bank transfer Bank deposit

You pay zł30,000.00

₱482,765

Cheapest
2

Debit card Bank deposit

You pay zł30,000.00

₱480,900

-₱1,865
3

Debit card Mobile wallet

You pay zł30,000.00

₱480,900

-₱1,865
4

Debit card Mobile money

You pay zł30,000.00

₱480,900

-₱1,865
5

Debit card Card deposit

You pay zł30,003.59

₱480,900

-₱1,865

Show moreShow less

6

Debit card Cash pickup

You pay zł30,010.58

₱480,900

-₱1,865
7

Credit card Bank deposit

You pay zł30,000.00

₱478,659

-₱4,106

Consider this when sending PLN to Philippines

There are a few nuances when sending money from Poland to the Philippines.

Compare PLN/PHP transfer options

For a 30,000 PLN transfer to the Philippines, these are the cheapest, fastest and easiest options.

Cheapest way to send money to the Philippines

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 482,765.15 PHP, which is 0.03% more than the next best option.

Fastest way to send money to the Philippines

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 477,108.82 PHP, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 8 of them on PLN to the Philippines in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/PHP transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Poland

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.0154	–	480.461,34 ₱
Regency FX Cheapest	15.9721	0,00 zł	479.164,09 ₱	−1.297,25 ₱
TorFx	15.9673	0,00 zł	479.019,96 ₱	−1.441,38 ₱
CurrencyFair	15.9180	5,00 zł	477.460,00 ₱	−3.001,34 ₱

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.0203	–	480.610,44 ₱
Western Union Cheapest	15.9931	0,00 zł	479.792,95 ₱	−817,49 ₱
CurrencyFair	15.9240	4,99 zł	477.640,00 ₱	−2.970,44 ₱
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
WorldRemit Cheapest	15.9431	12,00 zł	478.101,38 ₱	–
CurrencyFair	15.9300	80,00 zł	477.820,00 ₱	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1834	–	485.500,95 ₱
Regency FX Cheapest	16.1397	0,00 zł	484.190,10 ₱	−1.310,85 ₱
TorFx	16.1348	0,00 zł	484.044,45 ₱	−1.456,50 ₱
CurrencyFair	16.0800	4,94 zł	482.320,00 ₱	−3.180,95 ₱

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.2281	–	486.842,97 ₱
Regency FX Cheapest	16.1843	0,00 zł	485.528,49 ₱	−1.314,48 ₱
TorFx	16.1794	0,00 zł	485.382,44 ₱	−1.460,53 ₱
CurrencyFair	16.1280	4,93 zł	483.760,00 ₱	−3.082,97 ₱

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1991	–	485.972,10 ₱
Regency FX Cheapest	16.1553	0,00 zł	484.659,98 ₱	−1.312,12 ₱
TorFx	16.1505	0,00 zł	484.514,18 ₱	−1.457,92 ₱
CurrencyFair No quote collected this day	–	–	–	–

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1777	–	485.331,39 ₱
Regency FX Cheapest	16.1340	0,00 zł	484.021,00 ₱	−1.310,39 ₱
TorFx	16.1292	0,00 zł	483.875,40 ₱	−1.455,99 ₱
CurrencyFair No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1790	–	485.369,85 ₱
Regency FX Cheapest	16.1353	0,00 zł	484.059,35 ₱	−1.310,50 ₱
TorFx	16.1305	0,00 zł	483.913,74 ₱	−1.456,11 ₱
CurrencyFair	16.0800	4,94 zł	482.320,00 ₱	−3.049,85 ₱

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.3142	–	489.426,93 ₱
Regency FX Cheapest	16.2702	0,00 zł	488.105,48 ₱	−1.321,45 ₱
TorFx	16.2653	0,00 zł	487.958,65 ₱	−1.468,28 ₱
CurrencyFair	16.2140	4,90 zł	486.340,00 ₱	−3.086,93 ₱

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.3250	–	489.749,28 ₱
Regency FX Cheapest	16.2809	0,00 zł	488.426,96 ₱	−1.322,32 ₱
TorFx	16.2760	0,00 zł	488.280,03 ₱	−1.469,25 ₱
CurrencyFair	16.2260	4,90 zł	486.700,00 ₱	−3.049,28 ₱

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.2028	–	486.085,32 ₱
Regency FX Cheapest	16.1591	0,00 zł	484.772,89 ₱	−1.312,43 ₱
TorFx	16.1542	0,00 zł	484.627,06 ₱	−1.458,26 ₱
CurrencyFair	16.1060	4,94 zł	483.100,00 ₱	−2.985,32 ₱

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1878	–	485.635,08 ₱
Regency FX Cheapest	16.1441	0,00 zł	484.323,87 ₱	−1.311,21 ₱
TorFx	16.1393	0,00 zł	484.178,17 ₱	−1.456,91 ₱
CurrencyFair	16.0800	4,94 zł	482.320,00 ₱	−3.315,08 ₱

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.2976	–	488.927,34 ₱
Regency FX Cheapest	16.2536	0,00 zł	487.607,24 ₱	−1.320,10 ₱
TorFx	16.2487	0,00 zł	487.460,56 ₱	−1.466,78 ₱
CurrencyFair No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.2330	–	486.989,88 ₱
Regency FX Cheapest	16.1892	0,00 zł	485.675,01 ₱	−1.314,87 ₱
TorFx	16.1843	0,00 zł	485.528,91 ₱	−1.460,97 ₱
CurrencyFair	16.1360	4,93 zł	484.000,00 ₱	−2.989,88 ₱

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1622	–	484.865,07 ₱
Regency FX Cheapest	16.1185	0,00 zł	483.555,93 ₱	−1.309,14 ₱
TorFx	16.1137	0,00 zł	483.410,47 ₱	−1.454,60 ₱
CurrencyFair	16.0620	4,95 zł	481.780,00 ₱	−3.085,07 ₱

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1544	–	484.630,65 ₱
Regency FX Cheapest	16.1107	0,00 zł	483.322,15 ₱	−1.308,50 ₱
TorFx	16.1059	0,00 zł	483.176,76 ₱	−1.453,89 ₱
CurrencyFair	16.0540	4,95 zł	481.540,00 ₱	−3.090,65 ₱

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	16.1600	0,00 zł	484.800,00 ₱	–
CurrencyFair	16.1600	80,00 zł	484.720,00 ₱	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1542	–	484.624,71 ₱
Regency FX Cheapest	16.1105	0,00 zł	483.316,22 ₱	−1.308,49 ₱
TorFx	16.1057	0,00 zł	483.170,84 ₱	−1.453,87 ₱
CurrencyFair	16.0360	4,95 zł	481.000,00 ₱	−3.624,71 ₱

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1473	–	484.417,68 ₱
Regency FX Cheapest	16.1037	0,00 zł	483.109,75 ₱	−1.307,93 ₱
TorFx	16.0988	0,00 zł	482.964,43 ₱	−1.453,25 ₱
CurrencyFair No quote collected this day	–	–	–	–

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.0545	–	481.635,75 ₱
Regency FX Cheapest	16.0112	0,00 zł	480.335,33 ₱	−1.300,42 ₱
TorFx	16.0064	0,00 zł	480.190,84 ₱	−1.444,91 ₱
CurrencyFair	15.9620	4,98 zł	478.780,00 ₱	−2.855,75 ₱

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.2270	–	486.809,43 ₱
Regency FX Cheapest	16.1832	0,00 zł	485.495,04 ₱	−1.314,39 ₱
TorFx	16.1783	0,00 zł	485.349,00 ₱	−1.460,43 ₱
CurrencyFair	16.1320	4,93 zł	483.880,00 ₱	−2.929,43 ₱

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.0756	–	482.268,84 ₱
TapTap Send Cheapest	16.1100	0,00 zł	483.300,00 ₱	+1.031,16 ₱
Regency FX	16.0322	0,00 zł	480.966,71 ₱	−1.302,13 ₱
TorFx	16.0274	0,00 zł	480.822,03 ₱	−1.446,81 ₱
CurrencyFair	15.9840	4,98 zł	479.440,00 ₱	−2.828,84 ₱

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.0248	–	480.743,40 ₱
Regency FX Cheapest	15.9815	0,00 zł	479.445,39 ₱	−1.298,01 ₱
TorFx	15.9767	0,00 zł	479.301,17 ₱	−1.442,23 ₱
CurrencyFair No quote collected this day	–	–	–	–

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.9947	–	479.842,08 ₱
Regency FX Cheapest	15.9516	0,00 zł	478.546,51 ₱	−1.295,57 ₱
TorFx	15.9468	0,00 zł	478.402,55 ₱	−1.439,53 ₱
CurrencyFair	15.8900	5,00 zł	476.620,00 ₱	−3.222,08 ₱

Mon, 9 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	16.1459	–	484.376,82 ₱
Regency FX Cheapest	16.1023	0,00 zł	483.069,00 ₱	−1.307,82 ₱
TorFx	16.0975	0,00 zł	482.923,69 ₱	−1.453,13 ₱
CurrencyFair	16.0440	4,95 zł	481.240,00 ₱	−3.136,82 ₱

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