We’ve analysed and compared 8 money transfer companies below for PLN/PHP transfers.
| 8 of 8 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze PLN/PHP exchange rates from our comparisons. | |||
| Based on 30,000 PLN transfer Best companies for PLN/PHP transfersAll money transfer offers for PLN/PHP transfers, sorted by most PHP received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 252,25 zł 1 PLN = 16.8673 PHP +0.11% vs mid-market | Recipient gets 501.764,22 ₱ Within a week | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 252,25 zł1 PLN = 16.8673 PHP 501.764,22 ₱You pay30.000,00 zł | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 16.7114 PHP +1.04% vs mid-market | Recipient gets 501.342,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 16.7114 PHP 501.342,00 ₱You pay30.000,00 zł | |||
Run a live search Showing top Poland to Philippines deals for 30,000 PLN. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much PLN you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 zł 1 PLN = 16.8402 PHP +0.27% vs mid-market | Recipient gets 505.204,90 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 16.8402 PHP 505.204,90 ₱You pay30.000,00 zł | |||
 TorFx Pay via Bank transfer | Fee 0,00 zł 1 PLN = 16.8351 PHP +0.30% vs mid-market | Recipient gets 505.052,93 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 16.8351 PHP 505.052,93 ₱You pay30.000,00 zł | |||
 TapTap Send Pay via Debit card | Fee 0,00 zł 1 PLN = 16.7900 PHP +0.57% vs mid-market | Recipient gets 503.700,00 ₱ Minutes | |
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 PLN = 16.7900 PHP 503.700,00 ₱You pay30.000,00 zł Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 PLN = 16.7900 PHP 503.700,00 ₱You pay30.000,00 zł Mobile moneyMinutesAvailable via:Globe Free1 PLN = 16.7900 PHP 503.700,00 ₱You pay30.000,00 zł Card depositMinutesAvailable via:Pay To Card 3,59 zł1 PLN = 16.7900 PHP 503.700,00 ₱You pay30.003,59 zł Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others 10,58 zł1 PLN = 16.7900 PHP 503.700,00 ₱You pay30.010,58 zł | |||
 CurrencyFair Pay via Bank transfer | Fee 4,74 zł 1 PLN = 16.7760 PHP +0.65% vs mid-market | Recipient gets 503.200,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 4,74 zł1 PLN = 16.7760 PHP 503.200,00 ₱You pay30.000,00 zł | |||
| Wise Pay via Bank transfer | Fee 252,25 zł 1 PLN = 16.8673 PHP +0.11% vs mid-market | Recipient gets 501.764,22 ₱ Within a week | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer 252,25 zł1 PLN = 16.8673 PHP 501.764,22 ₱You pay30.000,00 zł | |||
| Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 16.7114 PHP +1.04% vs mid-market | Recipient gets 501.342,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 16.7114 PHP 501.342,00 ₱You pay30.000,00 zł | |||
| Xe Pay via Bank transfer | Fee 0,00 zł 1 PLN = 16.7114 PHP +1.04% vs mid-market | Recipient gets 501.342,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 16.7114 PHP 501.342,00 ₱You pay30.000,00 zł | |||
| Xe Pay via Credit card | Fee 0,00 zł 1 PLN = 16.7114 PHP +1.04% vs mid-market | Recipient gets 501.342,00 ₱ Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 16.7114 PHP 501.342,00 ₱You pay30.000,00 zł | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee 12,00 zł 1 PLN = 16.6345 PHP +1.50% vs mid-market | Recipient gets 498.833,89 ₱ Minutes - 2 days | |
Ways to receive money in Philippines with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days 12,00 zł1 PLN = 16.6345 PHP 498.833,89 ₱You pay30.000,00 zł | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 295,00 zł 1 PLN = 16.7867 PHP +0.59% vs mid-market | Recipient gets 498.647,79 ₱ Within minutes | |
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 295,00 zł1 PLN = 16.7867 PHP 498.647,79 ₱You pay30.000,00 zł | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 940,00 zł 1 PLN = 16.7867 PHP +0.59% vs mid-market | Recipient gets 487.820,39 ₱ Within minutes | |
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 940,00 zł1 PLN = 16.7867 PHP 487.820,39 ₱You pay30.000,00 zł | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 PLN = 16.885755 PHP Updates every 60 minutes. | |||
Transfer details
Start with the cheapest option, which is Regency FX. It will get you the most PHP on a PLN 30,000 transfer.
This heavily depends on how much you send, so I suggest to get the best PLN/PHP rate.
You can fund your transfer to the Philippines using bank transfer, debit card, and credit card.
Depending on the transfer company, you can use BLIK, which is the quickest and easiest.
Before you send, you'll need to verify your account.
You'll need a photo ID and your PESEL.
8 companies send money from Poland to Philippines, across app, broker, online, multi-currency account, and global account, and more.
Simplest way to send PLN
Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.
TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 503,700 PHP in minutes, straight to the recipient's bank card or account.
Mid-size and one-off transfers
Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.
Online services like Wise move money inside their own network instead, which is much cheaper and gets you more PHP.
The cheapest way to send money online from Poland to the Philippines is via Wise.
Sending 30,000 PLN gets you 501,764.22 PHP (after 252.25 fee and 0.11% markup).
Converting and spending
Multi currency accounts let you hold PLN and PHP in one account.
This is useful for travelling to Philippines, getting paid in PHP, or pre-converting when PLN/PHP rate is good.
You can convert between them whenever you want, and once you have PHP there are no fees after.
The best multi-currency account for holding PLN and PHP is Wise.
For example, it converts zł30,000 at 0.11% markup and small fee.
For freelancers and businesses
Global accounts are for Polish companies doing business abroad.
Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 505,204.9 PHP.
Deposit PLN through bank transfer, debit card, and credit card.
They can receive PHP via bank deposit, cash pickup, mobile wallet, mobile money, and card deposit.
Receive PHP on a Ukrainian bank card
Your recipient can receive PHP on a supported card in Philippines. Check that their name and card details match before sending.
Collect cash in Philippines
Cash pickup is also available through participating agent locations in Philippines.
You pay zł30,000.00
₱505,205
Cheapest
You pay zł30,000.00
₱503,700
-₱1,505
You pay zł30,000.00
₱503,700
-₱1,505
You pay zł30,000.00
₱503,700
-₱1,505
You pay zł30,003.59
₱503,700
-₱1,505
You pay zł30,010.58
₱503,700
-₱1,505
You pay zł30,000.00
₱501,342
-₱3,863
There are a few nuances when sending money from Poland to Philippines.
For a 30,000 PLN transfer to Philippines, these are the cheapest, fastest and easiest options.
Cheapest way to send money to Philippines
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 505,204.9 PHP, which is 0.03% more than the next best option.
Fastest way to send money to Philippines
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 498,647.79 PHP, with the money arriving in within minutes.
Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.
BLIK by itself cannot move money outside the country.
Sending money abroad is not itself a Polish tax charge.
A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.
The closest family group can qualify for a full exemption.
Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.
The Polish tax authority explains the exemption and current filing conditions.
BFG deposit protection applies to eligible bank deposits.
A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.
Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.
A small change in the PLN/PHP rate can make a difference to the amount received, especially on regular transfers to Philippines.
Mid-market rate:1 PLN = 16.874687 PHP
Every company here is KNF-registered or passported into Poland, and we check that before anything else.
We track 8 of them on PLN to Philippines in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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