How to send money to Australia from Poland with the best PLN-AUD rate

We’ve analysed and compared 10 money transfer companies below for PLN/AUD transfers.

Best companies for PLN/AUD transfers

10 of 10 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze PLN/AUD exchange rates from our comparisons.

Based on 30,000 PLN transfer

Best companies for PLN/AUD transfers

All money transfer offers for PLN/AUD transfers, sorted by most AUD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee 190,76 zł 1 PLN = 0.3693 AUD +0.01% vs mid-market Recipient gets 11.009,39 $ Within 3 hours
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
190,76 zł1 PLN = 0.3693 AUD
11.009,39 $You pay30.000,00 zł
Promoted
Xe

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 0.3671 AUD +0.62% vs mid-market Recipient gets 11.013,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.3671 AUD
11.013,00 $You pay30.000,00 zł

Run a live search

Showing top Poland to Australia deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.3685 AUD +0.25% vs mid-market Recipient gets 11.053,58 $ Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Australia from Poland.
Personal account managerReceive to bank account

Ways to receive money in Australia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 PLN = 0.3685 AUD
11.053,58 $You pay30.000,00 zł
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.3684 AUD +0.27% vs mid-market Recipient gets 11.051,36 $ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Australia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.3684 AUD
11.051,36 $You pay30.000,00 zł
TorFx

TorFx

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.3683 AUD +0.30% vs mid-market Recipient gets 11.048,04 $ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Australia with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.3683 AUD
11.048,04 $You pay30.000,00 zł
Xe

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 0.3671 AUD +0.62% vs mid-market Recipient gets 11.013,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.3671 AUD
11.013,00 $You pay30.000,00 zł
Xe

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.3671 AUD +0.62% vs mid-market Recipient gets 11.013,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.3671 AUD
11.013,00 $You pay30.000,00 zł
Xe

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 0.3671 AUD +0.62% vs mid-market Recipient gets 11.013,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.3671 AUD
11.013,00 $You pay30.000,00 zł
Wise

Wise

Pay via Bank transfer
Fee 190,76 zł 1 PLN = 0.3693 AUD +0.01% vs mid-market Recipient gets 11.009,39 $ Within 3 hours
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Poland to Australia.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
190,76 zł1 PLN = 0.3693 AUD
11.009,39 $You pay30.000,00 zł
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.3669 AUD +0.67% vs mid-market Recipient gets 11.007,00 $ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Australia with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.3669 AUD
11.007,00 $You pay30.000,00 zł
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee 10,83 zł 1 PLN = 0.3668 AUD +0.70% vs mid-market Recipient gets 11.000,00 $ Minutes - 24 hours
Receive to bank account

Ways to receive money in Australia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
10,83 zł1 PLN = 0.3668 AUD
11.000,00 $You pay30.000,00 zł
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee 295,00 zł 1 PLN = 0.3687 AUD +0.18% vs mid-market Recipient gets 10.953,07 $ Same day
Multi-currency cardReceive to bank account

Ways to receive money in Australia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
295,00 zł1 PLN = 0.3687 AUD
10.953,07 $You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Moneycorp

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.3642 AUD +1.40% vs mid-market Recipient gets 10.926,14 $ Minutes - 2 days

Ways to receive money in Australia with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 0.3642 AUD
10.926,14 $You pay30.000,00 zł
TapTap Send

TapTap Send

Pay via Debit card
Fee 0,00 zł 1 PLN = 0.3630 AUD +1.74% vs mid-market Recipient gets 10.890,00 $ Minutes
FastestTapTap Send with Debit card deposit is the fastest way to send PLN to Australia.
Receive to bank account

Ways to receive money in Australia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 PLN = 0.3630 AUD
10.890,00 $You pay30.000,00 zł
How Our Results Work
Mid-market rate: 1 PLN = 0.369376 AUD Updates every 60 minutes.

How to send money from Poland to Australia

Pick a company

Start with the cheapest option, which is Key Currency. It will get you the most AUD on a PLN 30,000 transfer.

This heavily depends on how much you send, so I suggest to get the best PLN/AUD rate.

Fund your transfer

You can fund your transfer to Australia using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Ways to send money from Poland to Australia

10 companies send money from Poland to Australia, across broker, app, online, multi-currency account, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

Xe charges 0 PLN on a zł30,000 transfer and delivers 11,013 AUD in minutes - 24 hours, straight to the recipient's bank card or account.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Xe move money inside their own network instead, which is much cheaper and gets you more AUD.

The cheapest way to send money online from Poland to Australia is via Xe.

Sending 30,000 PLN gets you 11,013 AUD (after 0 fee and 0.62% markup).

Converting and spending

Multi-currency accounts

Multi currency accounts let you hold PLN and AUD in one account.

This is useful for travelling to Australia, getting paid in AUD, or pre-converting when PLN/AUD rate is good.

You can convert between them whenever you want, and once you have AUD there are no fees after.

The best multi-currency account for holding PLN and AUD is Wise.

For example, it converts zł30,000 at 0.02% markup and small fee.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive AUD in Australia

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 11,053.58 AUD.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive AUD via bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    $11,054

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay zł30,000.00

    $11,013

    -$41

  3. 3
    Credit card Bank deposit

    You pay zł30,000.00

    $11,013

    -$41

Consider this when sending PLN to Australia

There are a few nuances when sending money from Poland to Australia.

Compare PLN/AUD transfer options

For a 30,000 PLN transfer to Australia, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Australia

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 11,053.58 AUD, which is 0.02% more than the next best option.

Fastest way to send money to Australia

The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 10,890 AUD, with the money arriving in minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BGS deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

Live PLN-AUD Exchange Rate

Check the PLN to AUD exchange rate

A small change in the PLN/AUD rate can make a difference to the amount received, especially on regular transfers to Australia.

Mid-market rate:1 PLN = 0.369899 AUD

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 10 of them on PLN to Australia in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.