How to send money to Kenya from Poland with the best PLN-KES rate

We’ve analysed and compared 7 money transfer companies below for PLN/KES transfers.

Best companies for PLN/KES transfers

7 of 7 providers

Last updated on 10 November 2026

Based on 30,000 PLN transfer

Best companies for PLN/KES transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 388,59 zł 1 PLN = 33.3295 KES -0.04% vs mid-market Recipient gets 986.933,00 KES Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
388,59 zł1 PLN = 33.3295 KES
986.933,00 KESYou pay30.000,00 zł
Promoted

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 32.6814 KES +1.93% vs mid-market Recipient gets 980.442,00 KES Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 32.6814 KES
980.442,00 KESYou pay30.000,00 zł

Run a live search

Showing top Poland to Kenya deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 33.2343 KES +0.25% vs mid-market Recipient gets 997.029,30 KES Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Kenya with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 PLN = 33.2343 KES
997.029,30 KESYou pay30.000,00 zł
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 33.2276 KES +0.27% vs mid-market Recipient gets 996.829,39 KES Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Kenya with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 33.2276 KES
996.829,39 KESYou pay30.000,00 zł

TapTap Send

Pay via Debit card
Fee 0,00 zł 1 PLN = 32.9400 KES +1.14% vs mid-market Recipient gets 988.200,00 KES Minutes
Receive to bank account

Ways to receive money in Kenya with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, M-PESA
Free1 PLN = 32.9400 KES
988.200,00 KESYou pay30.000,00 zł

Wise

Pay via Bank transfer
Fee 388,59 zł 1 PLN = 33.3295 KES -0.04% vs mid-market Recipient gets 986.933,00 KES Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Kenya with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
388,59 zł1 PLN = 33.3295 KES
986.933,00 KESYou pay30.000,00 zł

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 32.6814 KES +1.93% vs mid-market Recipient gets 980.442,00 KES Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 32.6814 KES
980.442,00 KESYou pay30.000,00 zł

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 32.6814 KES +1.93% vs mid-market Recipient gets 980.442,00 KES Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 32.6814 KES
980.442,00 KESYou pay30.000,00 zł

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 32.6814 KES +1.93% vs mid-market Recipient gets 980.442,00 KES Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Kenya with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 32.6814 KES
980.442,00 KESYou pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 475,00 zł 1 PLN = 33.1160 KES +0.61% vs mid-market Recipient gets 977.749,15 KES Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
475,00 zł1 PLN = 33.1160 KES
977.749,15 KESYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 940,00 zł 1 PLN = 33.1160 KES +0.61% vs mid-market Recipient gets 962.350,22 KES Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Kenya with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
940,00 zł1 PLN = 33.1160 KES
962.350,22 KESYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App

WorldRemit

Pay via Debit card
Fee 4,00 zł 1 PLN = 32.0767 KES +3.80% vs mid-market Recipient gets 962.171,49 KES Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Kenya with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
4,00 zł1 PLN = 32.0767 KES
962.171,49 KESYou pay30.000,00 zł
How Our Results Work
Mid-market rate: 1 PLN = 33.3176 KES Updates every 60 minutes.

How to send money from Poland to Kenya

Pick a company

Start with the cheapest option, which is Key Currency. It will get you the most KES on a PLN 30,000 transfer.

Key Currency was the cheapest on 28 of the 28 days it quoted zł30,000 transfers to Kenya.

This heavily depends on how much you send, so I suggest to get the best PLN/KES rate.

Fund your transfer

You can fund your transfer to Kenya using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Kenya?

How much PLN you send to Kenya heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from PLN 20,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
2.000 zł0.04%0,00 zł66.524,00 KESwith debit card to bank deposit+4.564,06 KES
5.000 zł0.06%0,00 zł166.309,00 KESwith debit card to bank deposit+6.559,29 KES
10.000 zł0.21%0,00 zł332.617,00 KESwith debit card to bank deposit+6.016,74 KES
20.000 zł0.13%0,00 zł665.233,00 KESwith debit card to bank deposit+11.132,76 KES
30.000 złThis page0.25%0,00 zł997.029,30 KESwith bank transfer to bank deposit+15.770,44 KES

Mid-market rate: 1 PLN = 33.3176 KES

PLN/KES Exchange Rate History

Is today a good time to send money from Poland to Kenya?

The cheapest way to send PLN to KES can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 30,000 PLN transfers to Kenya.

KES received for 30.000 zł, after fees

Tue, 10 Nov 2026Mid-market rate999.528,12 KES Key Currency 997.029,30 KESKey Currency997.029,30 KESRegency FX996.829,39 KESTapTap Send988.200,00 KES

970,00K
980,00K
990,00K
1,00M
1,01M
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.1196 – 993.587,22 KES
Key Currency Cheapest 33.0368 0,00 zł 991.103,25 KES −2.483,97 KES
Regency FX 33.0302 0,00 zł 990.904,53 KES −2.682,69 KES
TapTap Send 32.8100 0,00 zł 984.300,00 KES −9.287,22 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.1171 – 993.513,96 KES
Western Union Cheapest 33.0375 0,00 zł 991.125,00 KES −2.388,96 KES
TapTap Send 32.7700 0,00 zł 983.100,00 KES −10.413,96 KES
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.0287 – 990.861,87 KES
Key Currency Cheapest 32.9462 0,00 zł 988.384,72 KES −2.477,15 KES
Regency FX 32.9396 0,00 zł 988.186,54 KES −2.675,33 KES
TapTap Send 32.6700 0,00 zł 980.100,00 KES −10.761,87 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.3589 – 1.000.766,52 KES
Key Currency Cheapest 33.2755 0,00 zł 998.264,60 KES −2.501,92 KES
Regency FX 33.2688 0,00 zł 998.064,45 KES −2.702,07 KES
TapTap Send 32.9800 0,00 zł 989.400,00 KES −11.366,52 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.4645 – 1.003.934,91 KES
Key Currency Cheapest 33.3808 0,00 zł 1.001.425,07 KES −2.509,84 KES
Regency FX 33.3741 0,00 zł 1.001.224,29 KES −2.710,62 KES
TapTap Send 32.9700 0,00 zł 989.100,00 KES −14.834,91 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.4593 – 1.003.780,23 KES
Key Currency Cheapest 33.3757 0,00 zł 1.001.270,78 KES −2.509,45 KES
Regency FX 33.3690 0,00 zł 1.001.070,02 KES −2.710,21 KES
TapTap Send 33.0700 0,00 zł 992.100,00 KES −11.680,23 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.4593 – 1.003.780,23 KES
Key Currency Cheapest 33.3757 0,00 zł 1.001.270,78 KES −2.509,45 KES
Regency FX 33.3690 0,00 zł 1.001.070,02 KES −2.710,21 KES
TapTap Send 33.1400 0,00 zł 994.200,00 KES −9.580,23 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.3170 – 999.510,63 KES
Key Currency Cheapest 33.2337 0,00 zł 997.011,85 KES −2.498,78 KES
Regency FX 33.2271 0,00 zł 996.811,95 KES −2.698,68 KES
TapTap Send 32.9900 0,00 zł 989.700,00 KES −9.810,63 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.3073 – 999.220,32 KES
Key Currency Cheapest 33.2241 0,00 zł 996.722,27 KES −2.498,05 KES
Regency FX 33.2174 0,00 zł 996.522,43 KES −2.697,89 KES
TapTap Send 33.0200 0,00 zł 990.600,00 KES −8.620,32 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.3892 – 1.001.677,35 KES
Key Currency Cheapest 33.3058 0,00 zł 999.173,16 KES −2.504,19 KES
Regency FX 33.2991 0,00 zł 998.972,82 KES −2.704,53 KES
TapTap Send 33.0700 0,00 zł 992.100,00 KES −9.577,35 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.4057 – 1.002.169,68 KES
Key Currency Cheapest 33.3221 0,00 zł 999.664,26 KES −2.505,42 KES
Regency FX 33.3155 0,00 zł 999.463,82 KES −2.705,86 KES
TapTap Send 33.1300 0,00 zł 993.900,00 KES −8.269,68 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.0678 – 992.035,47 KES
Key Currency Cheapest 32.9852 0,00 zł 989.555,38 KES −2.480,09 KES
Regency FX 32.9786 0,00 zł 989.356,97 KES −2.678,50 KES
TapTap Send 32.8200 0,00 zł 984.600,00 KES −7.435,47 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.0164 – 990.491,70 KES
Key Currency Cheapest 32.9338 0,00 zł 988.015,47 KES −2.476,23 KES
Regency FX 32.9272 0,00 zł 987.817,37 KES −2.674,33 KES
TapTap Send 32.7000 0,00 zł 981.000,00 KES −9.491,70 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.0164 – 990.491,70 KES
Western Union Cheapest 33.0685 0,00 zł 992.054,00 KES +1.562,30 KES
TapTap Send 32.7400 0,00 zł 982.200,00 KES −8.291,70 KES
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.0654 – 991.962,60 KES
Key Currency Cheapest 32.9828 0,00 zł 989.482,69 KES −2.479,91 KES
Regency FX 32.9761 0,00 zł 989.284,30 KES −2.678,30 KES
TapTap Send 32.7000 0,00 zł 981.000,00 KES −10.962,60 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.8871 – 986.614,26 KES
Key Currency Cheapest 32.8049 0,00 zł 984.147,72 KES −2.466,54 KES
Regency FX 32.7983 0,00 zł 983.950,40 KES −2.663,86 KES
TapTap Send 32.6100 0,00 zł 978.300,00 KES −8.314,26 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.7997 – 983.991,48 KES
Key Currency Cheapest 32.7177 0,00 zł 981.531,50 KES −2.459,98 KES
Regency FX 32.7112 0,00 zł 981.334,70 KES −2.656,78 KES
TapTap Send 32.4600 0,00 zł 973.800,00 KES −10.191,48 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.9034 – 987.103,11 KES
Key Currency Cheapest 32.8212 0,00 zł 984.635,35 KES −2.467,76 KES
Regency FX 32.8146 0,00 zł 984.437,93 KES −2.665,18 KES
TapTap Send 32.5700 0,00 zł 977.100,00 KES −10.003,11 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.1798 – 995.392,68 KES
Key Currency Cheapest 33.0968 0,00 zł 992.904,20 KES −2.488,48 KES
Regency FX 33.0902 0,00 zł 992.705,12 KES −2.687,56 KES
TapTap Send 32.7700 0,00 zł 983.100,00 KES −12.292,68 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.8815 – 986.446,38 KES
Key Currency Cheapest 32.7993 0,00 zł 983.980,26 KES −2.466,12 KES
Regency FX 32.7928 0,00 zł 983.782,97 KES −2.663,41 KES
TapTap Send 32.5700 0,00 zł 977.100,00 KES −9.346,38 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.8815 – 986.446,38 KES
Key Currency Cheapest 32.7993 0,00 zł 983.980,26 KES −2.466,12 KES
Regency FX 32.7928 0,00 zł 983.782,97 KES −2.663,41 KES
TapTap Send 32.7400 0,00 zł 982.200,00 KES −4.246,38 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.9903 – 989.710,11 KES
Key Currency Cheapest 32.9079 0,00 zł 987.235,83 KES −2.474,28 KES
Regency FX 32.9013 0,00 zł 987.037,89 KES −2.672,22 KES
TapTap Send 32.6100 0,00 zł 978.300,00 KES −11.410,11 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.8636 – 985.909,35 KES
Key Currency Cheapest 32.7815 0,00 zł 983.444,58 KES −2.464,77 KES
Regency FX 32.7749 0,00 zł 983.247,39 KES −2.661,96 KES
TapTap Send 32.5300 0,00 zł 975.900,00 KES −10.009,35 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.1781 – 995.343,51 KES
Key Currency Cheapest 33.0952 0,00 zł 992.855,15 KES −2.488,36 KES
Regency FX 33.0885 0,00 zł 992.656,08 KES −2.687,43 KES
TapTap Send 32.7400 0,00 zł 982.200,00 KES −13.143,51 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.2503 – 997.507,62 KES
Key Currency Cheapest 33.1671 0,00 zł 995.013,85 KES −2.493,77 KES
Regency FX 33.1605 0,00 zł 994.814,35 KES −2.693,27 KES
TapTap Send 32.9400 0,00 zł 988.200,00 KES −9.307,62 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.0506 – 991.516,95 KES
Key Currency Cheapest 32.9679 0,00 zł 989.038,16 KES −2.478,79 KES
Regency FX 32.9613 0,00 zł 988.839,85 KES −2.677,10 KES
TapTap Send 32.7400 0,00 zł 982.200,00 KES −9.316,95 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.9359 – 988.077,99 KES
Key Currency Cheapest 32.8536 0,00 zł 985.607,80 KES −2.470,19 KES
Regency FX 32.8470 0,00 zł 985.410,18 KES −2.667,81 KES
TapTap Send 32.6000 0,00 zł 978.000,00 KES −10.077,99 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.0016 – 990.047,49 KES
Key Currency Cheapest 32.9191 0,00 zł 987.572,37 KES −2.475,12 KES
Regency FX 32.9125 0,00 zł 987.374,36 KES −2.673,13 KES
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.1273 – 993.820,02 KES
Key Currency Cheapest 33.0445 0,00 zł 991.335,47 KES −2.484,55 KES
Regency FX 33.0379 0,00 zł 991.136,71 KES −2.683,31 KES
TapTap Send 32.7000 0,00 zł 981.000,00 KES −12.820,02 KES
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.3176 – 999.528,12 KES
Key Currency Cheapest 33.2343 0,00 zł 997.029,30 KES −2.498,82 KES
Regency FX 33.2276 0,00 zł 996.829,39 KES −2.698,73 KES
TapTap Send 32.9400 0,00 zł 988.200,00 KES −11.328,12 KES

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KES per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Key Currency pays 997,029.30 KES on 30,000 PLN, which is 2,498.82 KES less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,001,425.07 KES.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kenya.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 28 comparisons

    Cheapest every time

  2. Regency FXAppeared in 28 comparisons

    Never the cheapest

  3. TapTap SendAppeared in 140 comparisons

    Never the cheapest

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Poland to Kenya

7 companies send money from Poland to Kenya, across app, currency broker, online, multi-currency account, and global business account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 988,200 KES in minutes, straight to the recipient's bank card or account.

Over the past month, TapTap Send was the cheapest app on 90% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more KES.

The cheapest way to send money online from Poland to Kenya is via Wise.

Sending 30,000 PLN gets you 986,933 KES (after 388.59 fee and -0.04% markup).

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and KES in one account.

This is useful for travelling to Kenya, getting paid in KES, or pre-converting when PLN/KES rate is good.

You can convert between them whenever you want, and once you have KES there are no fees after.

The best multi-currency account for holding PLN and KES is Wise.

For example, it converts zł30,000 at -0.04% markup and a small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive KES in Kenya

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 997,029.30 KES.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive KES via bank deposit and mobile money.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    KSh997,029

    Cheapest

  2. 2
    Debit card Mobile money

    You pay zł30,000.00

    KSh988,200

    -KSh8,829

  3. 3
    Debit card Bank deposit

    You pay zł30,000.00

    KSh980,442

    -KSh16,587

  4. 4
    Credit card Bank deposit

    You pay zł30,000.00

    KSh980,442

    -KSh16,587

Consider this when sending PLN to Kenya

There are a few nuances when sending money from Poland to Kenya.

Compare PLN/KES transfer options

For a 30,000 PLN transfer to Kenya, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Kenya

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 997,029.30 KES, which is 0.02% more than the next best option.

Fastest way to send money to Kenya

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 977,749.15 KES, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 7 of them on PLN to Kenya in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/KES transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.