Best companies for PLN/NGN transfers
6 of 6 providers Last updated on 10 November 2026
Based on 30,000 PLN transfer Best companies for PLN/NGN transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 258,48 zł 1 PLN = 354.3010 NGN -2.62% vs mid-market	Recipient gets 10.537.450,28 ₦ Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 258,48 zł1 PLN = 354.3010 NGN 10.537.450,28 ₦You pay30.000,00 zł
Promoted Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 329.3043 NGN +4.70% vs mid-market	Recipient gets 9.879.129,00 ₦ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 329.3043 NGN 9.879.129,00 ₦You pay30.000,00 zł
Run a live search Showing top Poland to Nigeria deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to NGN rates.
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much PLN you're planning to spend in Nigeria.
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal.
Wise Pay via Bank transfer	Fee 258,48 zł 1 PLN = 354.3010 NGN -2.62% vs mid-market	Recipient gets 10.537.450,28 ₦ Within minutes
25 reviews CheapestOur top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 258,48 zł1 PLN = 354.3010 NGN 10.537.450,28 ₦You pay30.000,00 zł
TapTap Send Pay via Debit card	Fee 0,00 zł 1 PLN = 348.6100 NGN -1.00% vs mid-market	Recipient gets 10.458.300,00 ₦ Minutes
2 reviews Receive to bank account
Ways to receive money in Nigeria with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 PLN = 348.6100 NGN 10.458.300,00 ₦You pay30.000,00 zł Mobile moneyMinutesAvailable via:FairMoney, Kuda Bank, OPay, PalmPay Free1 PLN = 348.6100 NGN 10.458.300,00 ₦You pay30.000,00 zł
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 zł 1 PLN = 344.2198 NGN +0.27% vs mid-market	Recipient gets 10.326.592,72 ₦ Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 344.2198 NGN 10.326.592,72 ₦You pay30.000,00 zł
Only available via Mobile App WorldRemit Pay via Debit card	Fee 0,00 zł 1 PLN = 341.0877 NGN +1.18% vs mid-market	Recipient gets 10.232.631,00 ₦ Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Nigeria with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 PLN = 341.0877 NGN 10.232.631,00 ₦You pay30.000,00 zł
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 275,00 zł 1 PLN = 342.7545 NGN +0.70% vs mid-market	Recipient gets 10.188.376,61 ₦ Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Nigeria with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 275,00 zł1 PLN = 342.7545 NGN 10.188.376,61 ₦You pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 329.3043 NGN +4.70% vs mid-market	Recipient gets 9.879.129,00 ₦ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 329.3043 NGN 9.879.129,00 ₦You pay30.000,00 zł

Xe Pay via Bank transfer	Fee 0,00 zł 1 PLN = 329.3043 NGN +4.70% vs mid-market	Recipient gets 9.879.129,00 ₦ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nigeria with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 329.3043 NGN 9.879.129,00 ₦You pay30.000,00 zł
Xe Pay via Credit card	Fee 0,00 zł 1 PLN = 329.3043 NGN +4.70% vs mid-market	Recipient gets 9.879.129,00 ₦ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Nigeria with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 329.3043 NGN 9.879.129,00 ₦You pay30.000,00 zł
How Our Results Work Mid-market rate: 1 PLN = 345.1517 NGN Updates every 60 minutes.

Why compare

PLN/NGN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Poland to Nigeria

Pick a company

Start with the cheapest option, which is Xe. It will get you the most NGN on a PLN 30,000 transfer.

Xe was the cheapest on 0 of the 26 days it quoted zł30,000 transfers to Nigeria.

This heavily depends on how much you send, so I suggest to get the best PLN/NGN rate.

Fund your transfer

You can fund your transfer to Nigeria using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Nigeria?

How much PLN you send to Nigeria heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 0% of the transfers from PLN 20,000 it quoted, and in 0% of all the transfers it quoted.


2.000 zł	-2.82%	0,00 zł	709.340,00 ₦with debit card to bank deposit	+51.197,73 ₦
5.000 zł	-2.44%	0,00 zł	1.766.920,18 ₦with debit card to bank deposit	+84.715,39 ₦
10.000 zł	-2.32%	0,00 zł	3.533.840,36 ₦with debit card to bank deposit	+97.754,91 ₦
20.000 zł	-2.40%	0,00 zł	7.067.680,72 ₦with debit card to bank deposit	+236.471,76 ₦
30.000 złThis page	-2.62%	258,48 zł	10.537.450,28 ₦with bank transfer to bank deposit	+364.858,08 ₦

Mid-market rate: 1 PLN = 345.1517 NGN

PLN/NGN Exchange Rate History

Is today a good time to send money from Poland to Nigeria?

The cheapest way to send PLN to NGN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 30,000 PLN transfers to Nigeria.

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NGN per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 29 of the last 30 days.

Right now, Xe pays 9,879,129 NGN on 30,000 PLN, which is 475,421.01 NGN less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 10,703,700 NGN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nigeria.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

WiseAppeared in 140 comparisons
Cheapest in 4% of them
TapTap SendAppeared in 135 comparisons
Cheapest in 84% of them
Regency FXAppeared in 27 comparisons
Never the cheapest

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most NGN, but it was the cheapest in only 0% of the 102 comparisons it appeared in over the past month.

Wise (today's second cheapest) was the cheapest in only 4% of its comparisons, so it's rarely the cheapest option for transfers to Nigeria.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from Poland to Nigeria

6 companies send money from Poland to Nigeria, across app, online, multi-currency account, global business account, and currency broker, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

Xe charges 0 PLN on a zł30,000 transfer and delivers 9,879,129 NGN in minutes - 24 hours, straight to the recipient's bank card or account.

Over the past month, Xe was the cheapest app on 0% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Xe move money inside their own network instead, which is much cheaper and gets you more NGN.

The cheapest way to send money online from Poland to Nigeria is via Xe.

Sending 30,000 PLN gets you 9,879,129 NGN (after 0 fee and 4.7% markup).

In our comparisons over the past month, it was the cheapest online service on 0 of the 26 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and NGN in one account.

This is useful for travelling to Nigeria, getting paid in NGN, or pre-converting when PLN/NGN rate is good.

You can convert between them whenever you want, and once you have NGN there are no fees after.

The best multi-currency account for holding PLN and NGN is Wise.

For example, it converts zł30,000 at -2.62% markup and a small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive NGN in Nigeria

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 9,879,129 NGN.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive NGN via bank deposit and mobile money.

1

Bank transfer Bank deposit

You pay zł30,000.00

₦10,537,450

Cheapest
2

Debit card Bank deposit

You pay zł30,000.00

₦10,458,300

-₦79,150
3

Debit card Mobile money

You pay zł30,000.00

₦10,458,300

-₦79,150
4

Credit card Bank deposit

You pay zł30,000.00

₦9,879,129

-₦658,321

Consider this when sending PLN to Nigeria

There are a few nuances when sending money from Poland to Nigeria.

Compare PLN/NGN transfer options

For a 30,000 PLN transfer to Nigeria, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Nigeria

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 9,879,129 NGN, which is -6.66% more than the next best option.

Fastest way to send money to Nigeria

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 10,188,376.61 NGN, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 6 of them on PLN to Nigeria in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/NGN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Poland

Send money to Nigeria

Send money from United States to Nigeria Send money from India to Nigeria Send money from Philippines to Nigeria Send money from South Africa to Nigeria Send money from Brazil to Nigeria Send money from United Kingdom to Nigeria Send money from France to Nigeria Send money from Turkey to Nigeria Send money from Mexico to Nigeria Send money from Saudi Arabia to Nigeria

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	339.9566	–	10.198.699,05 ₦
TapTap Send Cheapest	351.8100	0,00 zł	10.554.300,00 ₦	+355.600,95 ₦
Wise	348.0450	258,48 zł	10.351.387,33 ₦	+152.688,28 ₦
Regency FX	339.0388	0,00 zł	10.171.162,56 ₦	−27.536,49 ₦

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	339.8195	–	10.194.584,25 ₦
TapTap Send Cheapest	351.6400	0,00 zł	10.549.200,00 ₦	+354.615,75 ₦
Wise	348.2300	258,48 zł	10.356.889,51 ₦	+162.305,26 ₦
Regency FX No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	350.1300	0,00 zł	10.503.900,00 ₦	–
Wise	346.8330	258,48 zł	10.315.340,61 ₦	–
Regency FX No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	341.3630	–	10.240.889,85 ₦
TapTap Send Cheapest	352.8800	0,00 zł	10.586.400,00 ₦	+345.510,15 ₦
Wise	349.5890	258,48 zł	10.397.308,24 ₦	+156.418,39 ₦
Regency FX	340.4413	0,00 zł	10.213.239,45 ₦	−27.650,40 ₦

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	343.0295	–	10.290.886,29 ₦
TapTap Send Cheapest	354.3800	0,00 zł	10.631.400,00 ₦	+340.513,71 ₦
Wise	350.1520	258,48 zł	10.414.052,71 ₦	+123.166,42 ₦
Regency FX	342.1034	0,00 zł	10.263.100,90 ₦	−27.785,39 ₦

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	342.3675	–	10.271.023,53 ₦
TapTap Send Cheapest	354.6700	0,00 zł	10.640.100,00 ₦	+369.076,47 ₦
Wise	349.3130	258,48 zł	10.389.099,58 ₦	+118.076,05 ₦
Regency FX	341.4431	0,00 zł	10.243.291,77 ₦	−27.731,76 ₦

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	342.0752	–	10.262.255,49 ₦
TapTap Send Cheapest	354.6100	0,00 zł	10.638.300,00 ₦	+376.044,51 ₦
Wise	348.6580	258,48 zł	10.369.618,88 ₦	+107.363,39 ₦
Regency FX	341.1516	0,00 zł	10.234.547,40 ₦	−27.708,09 ₦

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	340.9489	–	10.228.467,06 ₦
TapTap Send Cheapest	353.0900	0,00 zł	10.592.700,00 ₦	+364.232,94 ₦
Wise	348.8660	258,48 zł	10.375.805,12 ₦	+147.338,06 ₦
Regency FX	340.0283	0,00 zł	10.200.850,20 ₦	−27.616,86 ₦

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	342.2084	–	10.266.252,96 ₦
TapTap Send Cheapest	354.3800	0,00 zł	10.631.400,00 ₦	+365.147,04 ₦
Wise	349.2940	258,48 zł	10.388.534,49 ₦	+122.281,53 ₦
Regency FX	341.2845	0,00 zł	10.238.534,08 ₦	−27.718,88 ₦

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	342.7191	–	10.281.572,61 ₦
Wise Cheapest	349.4970	258,48 zł	10.394.572,02 ₦	+112.999,41 ₦
Regency FX	341.7937	0,00 zł	10.253.812,36 ₦	−27.760,25 ₦
TapTap Send No quote collected this day	–	–	–	–

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	339.2515	–	10.177.543,56 ₦
TapTap Send Cheapest	351.7900	0,00 zł	10.553.700,00 ₦	+376.156,44 ₦
Wise	347.0280	258,48 zł	10.321.140,20 ₦	+143.596,64 ₦
Regency FX	338.3355	0,00 zł	10.150.064,19 ₦	−27.479,37 ₦

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	338.9475	–	10.168.424,67 ₦
TapTap Send Cheapest	350.8000	0,00 zł	10.524.000,00 ₦	+355.575,33 ₦
Wise	346.7050	258,48 zł	10.311.533,69 ₦	+143.109,02 ₦
Regency FX	338.0323	0,00 zł	10.140.969,92 ₦	−27.454,75 ₦

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	344.2763	–	10.328.289,00 ₦
TapTap Send Cheapest	354.0400	0,00 zł	10.621.200,00 ₦	+292.911,00 ₦
Wise	351.6770	258,48 zł	10.459.408,53 ₦	+131.119,53 ₦
Regency FX	343.3468	0,00 zł	10.300.402,62 ₦	−27.886,38 ₦

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	341.0560	–	10.231.681,32 ₦
TapTap Send Cheapest	351.8400	0,00 zł	10.555.200,00 ₦	+323.518,68 ₦
Wise	350.6200	258,48 zł	10.427.971,74 ₦	+196.290,42 ₦
Regency FX	340.1352	0,00 zł	10.204.055,78 ₦	−27.625,54 ₦

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	338.8099	–	10.164.295,53 ₦
TapTap Send Cheapest	350.9100	0,00 zł	10.527.300,00 ₦	+363.004,47 ₦
Wise	349.0160	258,48 zł	10.380.266,34 ₦	+215.970,81 ₦
Regency FX	337.8951	0,00 zł	10.136.851,93 ₦	−27.443,60 ₦

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	341.0694	–	10.232.081,67 ₦
TapTap Send Cheapest	353.0900	0,00 zł	10.592.700,00 ₦	+360.618,33 ₦
Wise	349.1150	258,48 zł	10.383.210,75 ₦	+151.129,08 ₦
Regency FX	340.1485	0,00 zł	10.204.455,05 ₦	−27.626,62 ₦

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	343.8234	–	10.314.702,42 ₦
TapTap Send Cheapest	355.2400	0,00 zł	10.657.200,00 ₦	+342.497,58 ₦
Wise	349.4930	258,48 zł	10.394.453,05 ₦	+79.750,63 ₦
Regency FX	342.8951	0,00 zł	10.286.852,72 ₦	−27.849,70 ₦

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	341.1160	–	10.233.480,84 ₦
TapTap Send Cheapest	353.0500	0,00 zł	10.591.500,00 ₦	+358.019,16 ₦
Wise	346.8150	258,48 zł	10.314.805,26 ₦	+81.324,42 ₦
Regency FX	340.1950	0,00 zł	10.205.850,44 ₦	−27.630,40 ₦

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	341.3280	–	10.239.839,46 ₦
TapTap Send Cheapest	352.9800	0,00 zł	10.589.400,00 ₦	+349.560,54 ₦
Wise	348.3280	258,48 zł	10.359.804,18 ₦	+119.964,72 ₦
Regency FX	340.4064	0,00 zł	10.212.191,89 ₦	−27.647,57 ₦

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	340.1564	–	10.204.691,52 ₦
TapTap Send Cheapest	352.0300	0,00 zł	10.560.900,00 ₦	+356.208,48 ₦
Wise	348.5580	258,48 zł	10.366.644,73 ₦	+161.953,21 ₦
Regency FX	339.2380	0,00 zł	10.177.138,85 ₦	−27.552,67 ₦

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	343.1585	–	10.294.755,12 ₦
TapTap Send Cheapest	353.9900	0,00 zł	10.619.700,00 ₦	+324.944,88 ₦
Wise	351.5800	258,48 zł	10.456.523,60 ₦	+161.768,48 ₦
Regency FX	342.2320	0,00 zł	10.266.959,28 ₦	−27.795,84 ₦

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	344.3996	–	10.331.988,24 ₦
TapTap Send Cheapest	356.7900	0,00 zł	10.703.700,00 ₦	+371.711,76 ₦
Wise	352.1340	258,48 zł	10.473.000,40 ₦	+141.012,16 ₦
Regency FX	343.4697	0,00 zł	10.304.091,87 ₦	−27.896,37 ₦

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	342.0222	–	10.260.666,78 ₦
TapTap Send Cheapest	354.2600	0,00 zł	10.627.800,00 ₦	+367.133,22 ₦
Wise	348.8620	258,48 zł	10.375.686,15 ₦	+115.019,37 ₦
Regency FX	341.0988	0,00 zł	10.232.962,98 ₦	−27.703,80 ₦

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	341.4506	–	10.243.516,68 ₦
Wise Cheapest	347.9950	258,48 zł	10.349.900,25 ₦	+106.383,57 ₦
TapTap Send	344.8500	0,00 zł	10.345.500,00 ₦	+101.983,32 ₦
Regency FX	340.5286	0,00 zł	10.215.859,18 ₦	−27.657,50 ₦

Mon, 9 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	344.0913	–	10.322.740,44 ₦
Wise Cheapest	350.5790	258,48 zł	10.426.752,34 ₦	+104.011,90 ₦
TapTap Send	346.7100	0,00 zł	10.401.300,00 ₦	+78.559,56 ₦
Regency FX	343.1623	0,00 zł	10.294.869,04 ₦	−27.871,40 ₦

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