Best companies for USD/ALL transfers
4 of 4 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/ALL transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $358.76 1 USD = 81.5799 ALL +0.02% vs mid-market	Recipient gets ALL 541,791.70 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Albania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $358.761 USD = 81.5799 ALL ALL 541,791.70You pay$7,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 79.8627 ALL +2.15% vs mid-market	Recipient gets ALL 559,038.90 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Albania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 79.8627 ALL ALL 559,038.90You pay$7,000.00
Run a live search Showing top United States to Albania deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to ALL rates.
Run a live search These companies offer multi-currency accounts for spending ALL. We suggest doing a live search based on how much USD you're planning to spend in Albania.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 81.3784 ALL +0.27% vs mid-market	Recipient gets ALL 569,648.78 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Albania with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 81.3784 ALL ALL 569,648.78You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 80.3898 ALL +1.49% vs mid-market	Recipient gets ALL 562,728.60 Minutes - 24 hours
2 reviews
Ways to receive money in Albania with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 80.3898 ALL ALL 562,728.60You pay$7,060.79
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $0.99 1 USD = 80.3880 ALL +1.49% vs mid-market	Recipient gets ALL 562,716.00 Minutes - 24 hours
2 reviews
Ways to receive money in Albania with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:eReja $0.991 USD = 80.3880 ALL ALL 562,716.00You pay$7,000.99 Cash pickupMinutes - 24 hours $75.991 USD = 79.0445 ALL ALL 553,311.50You pay$7,075.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $210.00 1 USD = 80.3880 ALL +1.49% vs mid-market	Recipient gets ALL 562,716.00 Minutes - 24 hours
2 reviews
Ways to receive money in Albania with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:eReja $210.001 USD = 80.3880 ALL ALL 562,716.00You pay$7,210.00 Cash pickupMinutes - 24 hours $179.991 USD = 79.0445 ALL ALL 553,311.50You pay$7,179.99
Xe Pay via Bank transfer	Fee $0.00 1 USD = 79.8627 ALL +2.15% vs mid-market	Recipient gets ALL 559,038.90 Minutes - 24 hours
4 reviews Fastest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Albania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 79.8627 ALL ALL 559,038.90You pay$7,000.00
Xe Pay via Debit card	Fee $35.00 1 USD = 79.8627 ALL +2.15% vs mid-market	Recipient gets ALL 556,243.71 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Albania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 79.8627 ALL ALL 556,243.71You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $5.99 1 USD = 79.3764 ALL +2.76% vs mid-market	Recipient gets ALL 555,634.80 Minutes - 24 hours
2 reviews
Ways to receive money in Albania with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $5.991 USD = 79.3764 ALL ALL 555,634.80You pay$7,005.99 Mobile walletMinutes - 24 hoursAvailable via:eReja $1.991 USD = 78.6097 ALL ALL 550,267.90You pay$7,001.99
Xe Pay via Credit card	Fee $210.00 1 USD = 79.8627 ALL +2.15% vs mid-market	Recipient gets ALL 542,267.73 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Albania with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 79.8627 ALL ALL 542,267.73You pay$7,000.00
Wise Pay via Bank transfer	Fee $358.76 1 USD = 81.5799 ALL +0.02% vs mid-market	Recipient gets ALL 541,791.70 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Albania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $358.761 USD = 81.5799 ALL ALL 541,791.70You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 81.5987 ALL Updates every 60 minutes.

Why compare

USD/ALL exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Albania

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 28 of the 28 days it quoted $7,000 transfers to Albania.

For recurring transfers, I'd suggest using an app or a multi-currency account with MoneyGram.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Albania, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Albania?

How much USD you send to Albania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from $5,000 it quoted, and in 100% of all the transfers it quoted.


$500	-2.08%	$0.00	ALL 41,655.00with debit card to bank deposit	+ALL 2,286.33
$2,000	-0.97%	$0.00	ALL 164,780.00with remitly wallet to bank deposit	+ALL 5,863.25
$5,000	-0.73%	$0.00	ALL 411,000.00with remitly wallet to bank deposit	+ALL 9,867.14
$7,000This page	0.27%	$0.00	ALL 569,648.78with bank transfer to bank deposit	+ALL 12,672.53
$10,000	0.27%	$0.00	ALL 813,783.96with bank transfer to bank deposit	+ALL 17,929.85
$50,000	0.25%	$0.00	ALL 4,069,735.81with bank transfer to bank deposit	+ALL 122,126.59
$100,000	0.20%	$0.00	ALL 8,143,551.56with bank transfer to bank deposit	+ALL 251,426.73
$250,000	0.20%	$0.00	ALL 20,358,878.89with bank transfer to bank deposit	+ALL 621,820.91

Mid-market rate: 1 USD = 81.5987 ALL

USD/ALL Exchange Rate History

Is today a good time to send money from US to Albania?

The cheapest way to send USD to ALL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Albania.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/ALL exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ALL per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of ALL on every transfer from US.

Right now, Regency FX pays 569,648.78 ALL on 7,000 USD, which is 1,542.21 ALL less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 572,452.77 ALL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Albania.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 112 comparisons
Cheapest every time
MoneyGramAppeared in 204 comparisons
Cheapest in 12% of them
XeAppeared in 174 comparisons
Cheapest in 1% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most ALL, and it was also the cheapest in 100% of the 112 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Albania.

MoneyGram (today's second cheapest) was the cheapest in only 12% of its comparisons, so it's rarely the cheapest option for transfers to Albania.

Ways to send money from the US to Albania

There are 4 companies available for sending money from the US to Albania, across online, app, broker, in person, multi-currency account, and global account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

MoneyGram charges $60.79 on a $7,000 transfer with 1.49% markup, saves your recipient's details for next time, and ALL arrives in minutes - 24 hours.

Over the past month, MoneyGram was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 562,728.6 ALL in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Albania.

Of all online companies listed here, MoneyGram gets you the most ALL per USD.

On a $7,000 transfer, you will get 562,728.6 ALL after a $60.79 fee and 1.49% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Albania (e.g. a property purchase, tuition, or moving to Albania), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/ALL that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving ALL.

This is useful for traveling to Albania, building up ALL balance, or receiving payments in ALL.

Wise converts $7,000 at 0.02% markup plus small fee and holds the ALL until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive ALL in Albania

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 569,648.78 ALL.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Albania.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 562,728.6 ALL on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Albania.

Your recipient in Albania can collect ALL through bank deposit, mobile wallet, and cash pickup.

They can collect cash in Albania

Your recipient can collect ALL from a participating MoneyGram location in Albania.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $7,000.00

Lek569,649

Cheapest
2

Cash deposit Cash pickup

You pay $7,060.79

Lek562,729

-Lek6,920
3

Debit card Mobile wallet

You pay $7,000.99

Lek562,716

-Lek6,933
4

Credit card Mobile wallet

You pay $7,210.00

Lek562,716

-Lek6,933
5

Debit card Bank deposit

You pay $7,000.00

Lek556,244

-Lek13,405

Show moreShow less

6

Bank transfer Cash pickup

You pay $7,005.99

Lek555,635

-Lek14,014
7

Debit card Cash pickup

You pay $7,075.99

Lek553,312

-Lek16,337
8

Credit card Cash pickup

You pay $7,179.99

Lek553,312

-Lek16,337
9

Bank transfer Mobile wallet

You pay $7,001.99

Lek550,268

-Lek19,381
10

Credit card Bank deposit

You pay $7,000.00

Lek542,268

-Lek27,381

Things to consider before sending USD to Albania

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/ALL company

Cheapest way to send money to Albania

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 569,648.78 ALL, which is 1.21% more than the next best option.

Fastest way to send money to Albania

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 569,648.78 ALL, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Albania?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Albania.

While Wise may not always be the cheapest or fastest way to send ALL, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Albania and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/ALL transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Albania

Send money from United Kingdom to Albania Send money from India to Albania Send money from Poland to Albania

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	80.8498	–	ALL 565,948.65
Regency FX Cheapest	80.6315	$0.00	ALL 564,420.59	−ALL 1,528.06
MoneyGram	79.5384	$60.79	ALL 556,768.80	−ALL 9,179.85
Xe	79.0943	$0.00	ALL 553,660.10	−ALL 12,288.55

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.2250	–	ALL 568,575.19
Regency FX Cheapest	81.0057	$0.00	ALL 567,040.04	−ALL 1,535.15
MoneyGram	80.1819	$60.79	ALL 561,273.30	−ALL 7,301.89
Xe	79.3862	$0.00	ALL 555,703.40	−ALL 12,871.79

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.1988	–	ALL 568,391.32
Regency FX Cheapest	80.9795	$0.00	ALL 566,856.66	−ALL 1,534.66
MoneyGram	79.8948	$60.79	ALL 559,263.60	−ALL 9,127.72
Xe	79.5011	$0.00	ALL 556,507.70	−ALL 11,883.62

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.8450	–	ALL 572,915.04
Regency FX Cheapest	81.6240	$0.00	ALL 571,368.17	−ALL 1,546.87
MoneyGram	80.5680	$60.79	ALL 563,976.00	−ALL 8,939.04
Xe	79.8798	$0.00	ALL 559,158.60	−ALL 13,756.44

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	82.0004	–	ALL 574,002.58
Regency FX Cheapest	81.7790	$0.00	ALL 572,452.77	−ALL 1,549.81
MoneyGram	80.5680	$60.79	ALL 563,976.00	−ALL 10,026.58
Xe	80.1790	$0.00	ALL 561,253.00	−ALL 12,749.58

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.7088	–	ALL 571,961.45
Regency FX Cheapest	81.4882	$0.00	ALL 570,417.16	−ALL 1,544.29
MoneyGram	80.5680	$60.79	ALL 563,976.00	−ALL 7,985.45
Xe	80.1790	$0.00	ALL 561,253.00	−ALL 10,708.45

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.8283	–	ALL 572,798.31
Regency FX Cheapest	81.6074	$0.00	ALL 571,251.75	−ALL 1,546.56
MoneyGram	80.5680	$60.79	ALL 563,976.00	−ALL 8,822.31
Xe	80.1790	$0.00	ALL 561,253.00	−ALL 11,545.31

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.9749	–	ALL 573,824.17
Regency FX Cheapest	81.7535	$0.00	ALL 572,274.85	−ALL 1,549.32
MoneyGram	80.8353	$60.79	ALL 565,847.10	−ALL 7,977.07
Xe	80.4495	$0.00	ALL 563,146.50	−ALL 10,677.67

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.7501	–	ALL 572,250.69
Regency FX Cheapest	81.5294	$0.00	ALL 570,705.61	−ALL 1,545.08
MoneyGram	80.6868	$60.79	ALL 564,807.60	−ALL 7,443.09
Xe	80.1874	$0.00	ALL 561,311.80	−ALL 10,938.89

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.9504	–	ALL 573,652.84
Regency FX Cheapest	81.7291	$0.00	ALL 572,103.98	−ALL 1,548.86
MoneyGram	80.9838	$60.79	ALL 566,886.60	−ALL 6,766.24
Xe	80.4876	$0.00	ALL 563,413.20	−ALL 10,239.64

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.6936	–	ALL 571,855.15
Regency FX Cheapest	81.4730	$0.00	ALL 570,311.14	−ALL 1,544.01
MoneyGram	80.8848	$60.79	ALL 566,193.60	−ALL 5,661.55
Xe	80.3711	$0.00	ALL 562,597.70	−ALL 9,257.45

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.7578	–	ALL 572,304.26
Regency FX Cheapest	81.5370	$0.00	ALL 570,759.04	−ALL 1,545.22
MoneyGram	80.8848	$60.79	ALL 566,193.60	−ALL 6,110.66
Xe	80.0999	$0.00	ALL 560,699.30	−ALL 11,604.96

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.7023	–	ALL 571,916.44
Regency FX Cheapest	81.4818	$0.00	ALL 570,372.26	−ALL 1,544.18
MoneyGram	80.8848	$60.79	ALL 566,193.60	−ALL 5,722.84
Xe	80.0999	$0.00	ALL 560,699.30	−ALL 11,217.14

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
MoneyGram Cheapest	80.9343	$60.79	ALL 566,540.10	–
Xe	80.3452	$0.00	ALL 562,416.40	–
Regency FX No quote collected this day	–	–	–	–

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.5605	–	ALL 570,923.76
Regency FX Cheapest	81.3403	$0.00	ALL 569,382.26	−ALL 1,541.50
MoneyGram	80.8848	$60.79	ALL 566,193.60	−ALL 4,730.16
Xe	80.2470	$0.00	ALL 561,729.00	−ALL 9,194.76

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.3995	–	ALL 569,796.40
Regency FX Cheapest	81.1797	$0.00	ALL 568,257.94	−ALL 1,538.46
MoneyGram	80.4888	$60.79	ALL 563,421.60	−ALL 6,374.80
Xe	80.0405	$0.00	ALL 560,283.50	−ALL 9,512.90

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.3898	–	ALL 569,728.36
Regency FX Cheapest	81.1700	$0.00	ALL 568,190.10	−ALL 1,538.26
MoneyGram	80.2413	$60.79	ALL 561,689.10	−ALL 8,039.26
Xe	79.7792	$0.00	ALL 558,454.40	−ALL 11,273.96

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.2169	–	ALL 568,518.43
Regency FX Cheapest	80.9976	$0.00	ALL 566,983.43	−ALL 1,535.00
MoneyGram	80.2413	$60.79	ALL 561,689.10	−ALL 6,829.33
Xe	79.6130	$0.00	ALL 557,291.00	−ALL 11,227.43

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.0703	–	ALL 567,491.90
Regency FX Cheapest	80.8514	$0.00	ALL 565,959.68	−ALL 1,532.22
MoneyGram	80.0433	$60.79	ALL 560,303.10	−ALL 7,188.80
Xe	79.6270	$0.00	ALL 557,389.00	−ALL 10,102.90

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	80.7346	–	ALL 565,142.07
Regency FX Cheapest	80.5166	$0.00	ALL 563,616.19	−ALL 1,525.88
MoneyGram	79.6968	$60.79	ALL 557,877.60	−ALL 7,264.47
Xe	79.3357	$0.00	ALL 555,349.90	−ALL 9,792.17

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	80.7891	–	ALL 565,523.75
Regency FX Cheapest	80.5710	$0.00	ALL 563,996.83	−ALL 1,526.92
MoneyGram	79.6968	$60.79	ALL 557,877.60	−ALL 7,646.15
Xe	79.3496	$0.00	ALL 555,447.20	−ALL 10,076.55

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	80.7797	–	ALL 565,458.05
Regency FX Cheapest	80.5616	$0.00	ALL 563,931.31	−ALL 1,526.74
MoneyGram	79.6473	$60.79	ALL 557,531.10	−ALL 7,926.95
Xe	79.1735	$0.00	ALL 554,214.50	−ALL 11,243.55

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.0461	–	ALL 567,322.71
Regency FX Cheapest	80.8273	$0.00	ALL 565,790.94	−ALL 1,531.77
MoneyGram	79.6473	$60.79	ALL 557,531.10	−ALL 9,791.61
Xe	79.4402	$0.00	ALL 556,081.40	−ALL 11,241.31

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	80.9276	–	ALL 566,493.47
Regency FX Cheapest	80.7091	$0.00	ALL 564,963.93	−ALL 1,529.54
MoneyGram	79.6473	$60.79	ALL 557,531.10	−ALL 8,962.37
Xe	79.4402	$0.00	ALL 556,081.40	−ALL 10,412.07

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.2910	–	ALL 569,036.91
Regency FX Cheapest	81.0715	$0.00	ALL 567,500.51	−ALL 1,536.40
MoneyGram	79.8453	$60.79	ALL 558,917.10	−ALL 10,119.81
Xe	79.5279	$0.00	ALL 556,695.30	−ALL 12,341.61

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Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	81.5987	–	ALL 571,190.99
Regency FX Cheapest	81.3784	$0.00	ALL 569,648.78	−ALL 1,542.21
MoneyGram	80.3898	$60.79	ALL 562,728.60	−ALL 8,462.39
Xe	79.8627	$0.00	ALL 559,038.90	−ALL 12,152.09