How to send money to India from Poland with the best PLN-INR rate

We’ve analysed and compared 9 money transfer companies below for PLN/INR transfers.

Best companies for PLN/INR transfers

9 of 9 providers

Last updated on 10 November 2026

Based on 30,000 PLN transfer

Best companies for PLN/INR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 231,80 zł 1 PLN = 23.9667 INR -0.07% vs mid-market Recipient gets 713.445,52 ₹ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
231,80 zł1 PLN = 23.9667 INR
713.445,52 ₹You pay30.000,00 zł
Promoted

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 23.6379 INR +1.31% vs mid-market Recipient gets 709.137,00 ₹ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 23.6379 INR
709.137,00 ₹You pay30.000,00 zł

Run a live search

Showing top Poland to India deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.

Profee

Pay via Debit card
Fee 0,00 zł 1 PLN = 24.2078 INR -1.07% vs mid-market Recipient gets 726.234,10 ₹ Minutes - 24 hours
Cheapest
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 PLN = 24.2078 INR
726.234,10 ₹You pay30.000,00 zł
Bank depositMinutes - 24 hours
Free1 PLN = 24.2078 INR
726.234,10 ₹You pay30.000,00 zł

Profee

Pay via BLIK
Fee 0,00 zł 1 PLN = 24.2078 INR -1.07% vs mid-market Recipient gets 726.234,10 ₹ Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by blik.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 PLN = 24.2078 INR
726.234,10 ₹You pay30.000,00 zł
Bank depositMinutes - 24 hours
Free1 PLN = 24.2078 INR
726.234,10 ₹You pay30.000,00 zł

Currencies Direct

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 23.9426 INR +0.03% vs mid-market Recipient gets 718.278,00 ₹ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in India with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 23.9426 INR
718.278,00 ₹You pay30.000,00 zł

TapTap Send

Pay via Debit card
Fee 0,00 zł 1 PLN = 23.9200 INR +0.13% vs mid-market Recipient gets 717.600,00 ₹ Minutes
Receive to bank account

Ways to receive money in India with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 PLN = 23.9200 INR
717.600,00 ₹You pay30.000,00 zł
UPIMinutesAvailable via:UPI
Free1 PLN = 23.9200 INR
717.600,00 ₹You pay30.000,00 zł
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 23.8857 INR +0.27% vs mid-market Recipient gets 716.572,17 ₹ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in India with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 23.8857 INR
716.572,17 ₹You pay30.000,00 zł

TorFx

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 23.8786 INR +0.30% vs mid-market Recipient gets 716.356,61 ₹ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in India with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 23.8786 INR
716.356,61 ₹You pay30.000,00 zł

Wise

Pay via Bank transfer
Fee 231,80 zł 1 PLN = 23.9667 INR -0.07% vs mid-market Recipient gets 713.445,52 ₹ Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
231,80 zł1 PLN = 23.9667 INR
713.445,52 ₹You pay30.000,00 zł

CurrencyFair

Pay via Bank transfer
Fee 5,01 zł 1 PLN = 23.7826 INR +0.70% vs mid-market Recipient gets 713.358,00 ₹ Minutes - 24 hours
Receive to bank account

Ways to receive money in India with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
5,01 zł1 PLN = 23.7826 INR
713.358,00 ₹You pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 295,00 zł 1 PLN = 23.8926 INR +0.24% vs mid-market Recipient gets 709.730,38 ₹ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
295,00 zł1 PLN = 23.8926 INR
709.730,38 ₹You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 23.6379 INR +1.31% vs mid-market Recipient gets 709.137,00 ₹ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 23.6379 INR
709.137,00 ₹You pay30.000,00 zł

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 23.6379 INR +1.31% vs mid-market Recipient gets 709.137,00 ₹ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 23.6379 INR
709.137,00 ₹You pay30.000,00 zł

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 23.6379 INR +1.31% vs mid-market Recipient gets 709.137,00 ₹ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 23.6379 INR
709.137,00 ₹You pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 940,00 zł 1 PLN = 23.8926 INR +0.24% vs mid-market Recipient gets 694.319,64 ₹ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
940,00 zł1 PLN = 23.8926 INR
694.319,64 ₹You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 PLN = 23.9504 INR Updates every 60 minutes.

How to send money from Poland to India

Pick a company

Start with the cheapest option, which is Profee. It will get you the most INR on a PLN 30,000 transfer.

Profee was the cheapest on 24 of the 24 days it quoted zł30,000 transfers to India.

This heavily depends on how much you send, so I suggest to get the best PLN/INR rate.

Fund your transfer

You can fund your transfer to India using bank transfer, debit card, debit card, BLIK, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to India?

How much PLN you send to India heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Profee was the cheapest in 100% of the transfers from PLN 20,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
2.000 zł-1.26%0,00 zł48.475,00 ₹with debit card to card deposit+2.877,80 ₹
5.000 zł-1.14%0,00 zł120.919,27 ₹with debit card to card deposit+3.772,16 ₹
10.000 zł-1.03%0,00 zł242.078,03 ₹with debit card to card deposit+3.926,51 ₹
20.000 zł-1.11%0,00 zł483.677,09 ₹with debit card to card deposit+6.597,69 ₹
30.000 złThis page-1.07%0,00 zł726.234,10 ₹with debit card to card deposit+12.423,36 ₹

Mid-market rate: 1 PLN = 23.9504 INR

PLN/INR Exchange Rate History

Is today a good time to send money from Poland to India?

The cheapest way to send PLN to INR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Profee), across 30 days of comparisons for 30,000 PLN transfers to India.

INR received for 30.000 zł, after fees

Tue, 10 Nov 2026Mid-market rate718.512,15 ₹ Profee 726.234,10 ₹Profee726.234,10 ₹Currencies Direct718.278,00 ₹TapTap Send717.600,00 ₹

705.000
710.000
715.000
720.000
725.000
730.000
735.000
740.000
At the mid-market rateWith the cheapest optionProfeeCurrencies DirectTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4244 – 732.732,24 ₹
Profee Cheapest 24.5864 0,00 zł 737.593,38 ₹ +4.861,14 ₹
TapTap Send 24.4500 0,00 zł 733.500,00 ₹ +767,76 ₹
Currencies Direct 24.3018 0,00 zł 729.054,00 ₹ −3.678,24 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3066 – 729.198,54 ₹
Profee Cheapest 24.4591 0,00 zł 733.773,31 ₹ +4.574,77 ₹
TapTap Send 24.3000 0,00 zł 729.000,00 ₹ −198,54 ₹
Currencies Direct 24.1770 0,00 zł 725.310,00 ₹ −3.888,54 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.2195 – 726.584,64 ₹
Profee Cheapest 24.3578 0,00 zł 730.734,82 ₹ +4.150,18 ₹
TapTap Send 24.1800 0,00 zł 725.400,00 ₹ −1.184,64 ₹
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3203 – 729.608,82 ₹
Profee Cheapest 24.4702 0,00 zł 734.104,69 ₹ +4.495,87 ₹
TapTap Send 24.3100 0,00 zł 729.300,00 ₹ −308,82 ₹
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 24.6071 0,00 zł 738.212,65 ₹ –
TapTap Send 24.4100 0,00 zł 732.300,00 ₹ –
Currencies Direct 24.3123 0,00 zł 729.369,00 ₹ –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4237 – 732.711,33 ₹
Profee Cheapest 24.5800 0,00 zł 737.399,47 ₹ +4.688,14 ₹
Currencies Direct 24.2574 0,00 zł 727.722,00 ₹ −4.989,33 ₹
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4237 – 732.711,33 ₹
Profee Cheapest 24.5874 0,00 zł 737.620,71 ₹ +4.909,38 ₹
TapTap Send 24.4300 0,00 zł 732.900,00 ₹ +188,67 ₹
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3555 – 730.666,47 ₹
Profee Cheapest 24.5118 0,00 zł 735.355,15 ₹ +4.688,68 ₹
TapTap Send 24.3200 0,00 zł 729.600,00 ₹ −1.066,47 ₹
Currencies Direct 24.2063 0,00 zł 726.189,00 ₹ −4.477,47 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3189 – 729.568,11 ₹
Profee Cheapest 24.4952 0,00 zł 734.855,74 ₹ +5.287,63 ₹
TapTap Send 24.3500 0,00 zł 730.500,00 ₹ +931,89 ₹
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3115 – 729.345,30 ₹
Profee Cheapest 24.4803 0,00 zł 734.409,94 ₹ +5.064,64 ₹
TapTap Send 24.3300 0,00 zł 729.900,00 ₹ +554,70 ₹
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4015 – 732.045,27 ₹
Profee Cheapest 24.5490 0,00 zł 736.469,09 ₹ +4.423,82 ₹
TapTap Send 24.4100 0,00 zł 732.300,00 ₹ +254,73 ₹
Currencies Direct 24.2590 0,00 zł 727.770,00 ₹ −4.275,27 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.1782 – 725.345,04 ₹
Profee Cheapest 24.4516 0,00 zł 733.548,92 ₹ +8.203,88 ₹
TapTap Send 24.3000 0,00 zł 729.000,00 ₹ +3.654,96 ₹
Currencies Direct 24.0355 0,00 zł 721.065,00 ₹ −4.280,04 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.1592 – 724.776,60 ₹
Profee Cheapest 24.4057 0,00 zł 732.171,31 ₹ +7.394,71 ₹
TapTap Send 24.1600 0,00 zł 724.800,00 ₹ +23,40 ₹
Currencies Direct 23.9890 0,00 zł 719.670,00 ₹ −5.106,60 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.1592 – 724.776,60 ₹
TapTap Send Cheapest 24.2000 0,00 zł 726.000,00 ₹ +1.223,40 ₹
Profee No quote collected this day – – – –
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.2585 – 727.753,71 ₹
Profee Cheapest 24.5044 0,00 zł 735.133,03 ₹ +7.379,32 ₹
TapTap Send 24.2000 0,00 zł 726.000,00 ₹ −1.753,71 ₹
Currencies Direct 24.1250 0,00 zł 723.750,00 ₹ −4.003,71 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.0825 – 722.474,70 ₹
TapTap Send Cheapest 24.1100 0,00 zł 723.300,00 ₹ +825,30 ₹
Currencies Direct 23.9373 0,00 zł 718.119,00 ₹ −4.355,70 ₹
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.0176 – 720.529,29 ₹
TapTap Send Cheapest 24.0100 0,00 zł 720.300,00 ₹ −229,29 ₹
Currencies Direct 23.8862 0,00 zł 716.586,00 ₹ −3.943,29 ₹
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 24.3658 0,00 zł 730.974,95 ₹ –
TapTap Send 24.1200 0,00 zł 723.600,00 ₹ –
Currencies Direct 23.9817 0,00 zł 719.451,00 ₹ –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.2626 – 727.878,60 ₹
Profee Cheapest 24.5009 0,00 zł 735.027,10 ₹ +7.148,50 ₹
TapTap Send 24.2200 0,00 zł 726.600,00 ₹ −1.278,60 ₹
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.0452 – 721.356,60 ₹
Profee Cheapest 24.3707 0,00 zł 731.120,85 ₹ +9.764,25 ₹
TapTap Send 24.0500 0,00 zł 721.500,00 ₹ +143,40 ₹
Currencies Direct 23.8633 0,00 zł 715.899,00 ₹ −5.457,60 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.0452 – 721.356,60 ₹
Regency FX Cheapest 23.9803 0,00 zł 719.408,94 ₹ −1.947,66 ₹
Currencies Direct 23.8633 0,00 zł 715.899,00 ₹ −5.457,60 ₹
Profee No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.1000 – 723.000,60 ₹
Regency FX Cheapest 24.0349 0,00 zł 721.048,50 ₹ −1.952,10 ₹
Currencies Direct 23.9637 0,00 zł 718.911,00 ₹ −4.089,60 ₹
Profee No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.9497 – 718.491,06 ₹
Regency FX Cheapest 23.8850 0,00 zł 716.551,13 ₹ −1.939,93 ₹
Currencies Direct 23.8226 0,00 zł 714.678,00 ₹ −3.813,06 ₹
Profee No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.1929 – 725.785,98 ₹
Profee Cheapest 24.4302 0,00 zł 732.907,09 ₹ +7.121,11 ₹
TapTap Send 24.1700 0,00 zł 725.100,00 ₹ −685,98 ₹
Currencies Direct 24.0531 0,00 zł 721.593,00 ₹ −4.192,98 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.1523 – 724.568,40 ₹
Profee Cheapest 24.4140 0,00 zł 732.419,85 ₹ +7.851,45 ₹
TapTap Send 24.2400 0,00 zł 727.200,00 ₹ +2.631,60 ₹
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.9074 – 717.223,11 ₹
Profee Cheapest 24.1483 0,00 zł 724.449,47 ₹ +7.226,36 ₹
TapTap Send 23.9000 0,00 zł 717.000,00 ₹ −223,11 ₹
Currencies Direct 23.7668 0,00 zł 713.004,00 ₹ −4.219,11 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 24.0874 0,00 zł 722.622,34 ₹ –
TapTap Send 23.8400 0,00 zł 715.200,00 ₹ –
Currencies Direct 23.6391 0,00 zł 709.173,00 ₹ –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.8016 – 714.048,69 ₹
Profee Cheapest 24.0805 0,00 zł 722.414,12 ₹ +8.365,43 ₹
TapTap Send 23.7300 0,00 zł 711.900,00 ₹ −2.148,69 ₹
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.9523 – 718.567,95 ₹
Profee Cheapest 24.2039 0,00 zł 726.116,08 ₹ +7.548,13 ₹
TapTap Send 23.9500 0,00 zł 718.500,00 ₹ −67,95 ₹
Currencies Direct 23.8136 0,00 zł 714.408,00 ₹ −4.159,95 ₹
Exchange rateFeeRecipient getsDifference
Mid-market rate 23.9504 – 718.512,15 ₹
Profee Cheapest 24.2078 0,00 zł 726.234,10 ₹ +7.721,95 ₹
Currencies Direct 23.9426 0,00 zł 718.278,00 ₹ −234,15 ₹
TapTap Send 23.9200 0,00 zł 717.600,00 ₹ −912,15 ₹

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more INR per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 23 of the last 30 days.

Right now, Profee pays 726,234.10 INR on 30,000 PLN, which is 7,721.95 INR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 738,212.65 INR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to India.

We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. ProfeeAppeared in 137 comparisons

    Cheapest every time

  2. Currencies DirectAppeared in 126 comparisons

    Cheapest in 1% of them

  3. TapTap SendAppeared in 138 comparisons

    Cheapest in 3% of them

Based on 146 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Profee is the cheapest and gets you the most INR, and it was also the cheapest in 100% of the 137 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to India.

Currencies Direct (today's second cheapest) was the cheapest in only 1% of its comparisons, so it's rarely the cheapest option for transfers to India.

Ways to send money from Poland to India

9 companies send money from Poland to India, across app, currency broker, online, multi-currency account, and global business account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, debit card, BLIK, and credit card.

Using BLIK is the simplest (and fastest) method to fund your transfer to India.

Profee charges 0 PLN on a zł30,000 transfer and delivers 726,234.10 INR in minutes - 24 hours, straight to the recipient's bank card or account.

Over the past month, Profee was the cheapest app on 100% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Profee move money inside their own network instead, which is much cheaper and gets you more INR.

The cheapest way to send money online from Poland to India is via Profee.

Sending 30,000 PLN gets you 726,234.10 INR (after 0 fee and -1.07% markup).

In our comparisons over the past month, it was the cheapest online service on 24 of the 24 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and INR in one account.

This is useful for travelling to India, getting paid in INR, or pre-converting when PLN/INR rate is good.

You can convert between them whenever you want, and once you have INR there are no fees after.

The best multi-currency account for holding PLN and INR is Currencies Direct.

For example, it converts zł30,000 at 0.03% markup and a small fee.

Over the past month, Currencies Direct came out cheapest among multi-currency accounts on 90% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive INR in India

With Profee, paying by debit card and receiving through card deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 726,234.10 INR.

Deposit PLN through bank transfer, debit card, debit card, BLIK, and credit card.

Fund the transfer with BLIK

This is by far the quickest way to fund the transfer to India.

Approve the payment in your Polish banking app using the six-digit BLIK code.

BLIK funds the balance, while the transfer company handles the payout in India.

They can receive INR via bank deposit, card deposit, and UPI.

Receive INR on a bank card

Your recipient can receive INR on a supported card in India. Check that their name and card details match before sending.

  1. 1
    Debit card Card deposit

    You pay zł30,000.00

    ₹726,234

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay zł30,000.00

    ₹726,234

    ₹0

  3. 3
    BLIK Card deposit

    You pay zł30,000.00

    ₹726,234

    ₹0

  4. 4
    BLIK Bank deposit

    You pay zł30,000.00

    ₹726,234

    ₹0

  5. 5
    Bank transfer Bank deposit

    You pay zł30,000.00

    ₹718,278

    -₹7,956

Show moreShow less
  1. 6
    Debit card Bank deposit

    You pay zł30,000.00

    ₹717,600

    -₹8,634

  2. 7
    Debit card UPI

    You pay zł30,000.00

    ₹717,600

    -₹8,634

  3. 8
    Credit card Bank deposit

    You pay zł30,000.00

    ₹709,137

    -₹17,097

Consider this when sending PLN to India

There are a few nuances when sending money from Poland to India.

Compare PLN/INR transfer options

For a 30,000 PLN transfer to India, these are the cheapest, fastest and easiest options.

Cheapest way to send money to India

The cheapest option is Profee, funded by debit card with card deposit for the payout. Your recipient gets 726,234.10 INR, which is 1.1% more than the next best option.

Fastest way to send money to India

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 709,730.38 INR, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 9 of them on PLN to India in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 146 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/INR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.