How to send money to Colombia from Poland with the best PLN-COP rate

We’ve analysed and compared 6 money transfer companies below for PLN/COP transfers.

Best companies for PLN/COP transfers

6 of 6 providers

Last updated on 10 November 2026

Based on 10,000 PLN transfer

Best companies for PLN/COP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 176,13 zł 1 PLN = 838.4930 COP +0.02% vs mid-market Recipient gets 8.237.246,23 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
176,13 zł1 PLN = 838.4930 COP
8.237.246,23 $You pay10.000,00 zł

Run a live search

Showing top Poland to Colombia deals for 10,000 PLN. Do a live search with your exact amount for today's best rates.

Western Union

Pay via Debit card
Fee 0,00 zł 1 PLN = 831.3496 COP +0.88% vs mid-market Recipient gets 8.313.497,00 $ Minutes - 2 days
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 831.3496 COP
8.313.497,00 $You pay10.000,00 zł

Western Union

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 831.3496 COP +0.88% vs mid-market Recipient gets 8.313.497,00 $ Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 831.3496 COP
8.313.497,00 $You pay10.000,00 zł

Remitly

Pay via Debit card
Fee 0,00 zł 1 PLN = 827.6300 COP +1.33% vs mid-market Recipient gets 8.276.300,00 $ Within a week
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 PLN = 827.6300 COP
8.276.300,00 $You pay10.000,00 zł
Cash pickupWithin a week
Free1 PLN = 827.6300 COP
8.276.300,00 $You pay10.000,00 zł
Bre-BWithin a week
Free1 PLN = 827.6300 COP
8.276.300,00 $You pay10.000,00 zł
Mobile walletWithin a week
Free1 PLN = 827.6300 COP
8.276.300,00 $You pay10.000,00 zł

Remitly

Pay via Credit card
Fee 0,00 zł 1 PLN = 827.6300 COP +1.33% vs mid-market Recipient gets 8.276.300,00 $ Within a week
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 PLN = 827.6300 COP
8.276.300,00 $You pay10.000,00 zł
Cash pickupWithin a week
Free1 PLN = 827.6300 COP
8.276.300,00 $You pay10.000,00 zł
Bre-BWithin a week
Free1 PLN = 827.6300 COP
8.276.300,00 $You pay10.000,00 zł
Mobile walletWithin a week
Free1 PLN = 827.6300 COP
8.276.300,00 $You pay10.000,00 zł

Remitly

Pay via BLIK
Fee 0,00 zł 1 PLN = 825.5400 COP +1.58% vs mid-market Recipient gets 8.255.400,00 $ Within a week
Receive to bank account or cash pickup

Ways to receive money in Colombia with Remitly when paying by blik.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 PLN = 825.5400 COP
8.255.400,00 $You pay10.000,00 zł
Cash pickupWithin a week
Free1 PLN = 825.5400 COP
8.255.400,00 $You pay10.000,00 zł
Bre-BWithin a week
Free1 PLN = 825.5400 COP
8.255.400,00 $You pay10.000,00 zł
Mobile walletWithin a week
Free1 PLN = 825.5400 COP
8.255.400,00 $You pay10.000,00 zł

Wise

Pay via Bank transfer
Fee 176,13 zł 1 PLN = 838.4930 COP +0.02% vs mid-market Recipient gets 8.237.246,23 $ Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
176,13 zł1 PLN = 838.4930 COP
8.237.246,23 $You pay10.000,00 zł

TapTap Send

Pay via Debit card
Fee 0,00 zł 1 PLN = 821.5010 COP +2.07% vs mid-market Recipient gets 8.215.010,00 $ Minutes
Receive to bank account

Ways to receive money in Colombia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 PLN = 821.5010 COP
8.215.010,00 $You pay10.000,00 zł
Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay
Free1 PLN = 821.5010 COP
8.215.010,00 $You pay10.000,00 zł
TransfiyaMinutesAvailable via:Banks via Trasnfiya
Free1 PLN = 821.5010 COP
8.215.010,00 $You pay10.000,00 zł
Bre-BMinutesAvailable via:Bre-B
Free1 PLN = 821.5010 COP
8.215.010,00 $You pay10.000,00 zł
Cash pickupMinutesAvailable via:Exito
7,15 zł1 PLN = 821.5010 COP
8.215.010,00 $You pay10.007,15 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 125,00 zł 1 PLN = 827.4617 COP +1.35% vs mid-market Recipient gets 8.171.184,09 $ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Colombia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
125,00 zł1 PLN = 827.4617 COP
8.171.184,09 $You pay10.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App

WorldRemit

Pay via Debit card
Fee 0,00 zł 1 PLN = 816.6382 COP +2.66% vs mid-market Recipient gets 8.166.381,60 $ Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
Free1 PLN = 816.6382 COP
8.166.381,60 $You pay10.000,00 zł
Mobile moneyMinutes - 2 days
Free1 PLN = 816.6382 COP
8.166.381,60 $You pay10.000,00 zł
Bank depositMinutes - 2 days
Free1 PLN = 816.6382 COP
8.166.381,60 $You pay10.000,00 zł

Wise

Pay via Debit card
Fee 283,11 zł 1 PLN = 838.4930 COP +0.02% vs mid-market Recipient gets 8.147.544,25 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
283,11 zł1 PLN = 838.4930 COP
8.147.544,25 $You pay10.000,00 zł

Wise

Pay via Credit card
Fee 339,47 zł 1 PLN = 838.4930 COP +0.02% vs mid-market Recipient gets 8.100.286,78 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
339,47 zł1 PLN = 838.4930 COP
8.100.286,78 $You pay10.000,00 zł
How Our Results Work
Mid-market rate: 1 PLN = 838.6842 COP Updates every 60 minutes.

How to send money from Poland to Colombia

Pick a company

Start with the cheapest option, which is Western Union. It will get you the most COP on a PLN 10,000 transfer.

Western Union was the cheapest on 18 of the 30 days it quoted zł10,000 transfers to Colombia.

This heavily depends on how much you send, so I suggest to get the best PLN/COP rate.

Fund your transfer

You can fund your transfer to Colombia using debit card, bank transfer, credit card, and BLIK.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Colombia?

How much PLN you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Western Union was the cheapest in 55% of the transfers from PLN 20,000 it quoted, and in 30% of all the transfers it quoted.

Cheapest service
2.000 zł0.32%0,00 zł1.672.640,00 $with debit card to bank deposit+26.261,61 $
5.000 zł0.33%0,00 zł4.181.600,00 $with debit card to bank deposit+66.654,32 $
10.000 złThis page0.88%0,00 zł8.313.497,00 $with debit card to bank deposit+88.710,91 $
20.000 zł1.00%0,00 zł16.626.993,00 $with debit card to bank deposit+156.525,70 $
30.000 zł0.27%0,00 zł25.140.233,80 $with bank transfer to bank deposit+436.650,84 $

Mid-market rate: 1 PLN = 838.6842 COP

PLN/COP Exchange Rate History

Is today a good time to send money from Poland to Colombia?

The cheapest way to send PLN to COP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Western Union), across 30 days of comparisons for 10,000 PLN transfers to Colombia.

COP received for 10.000 zł, after fees

Tue, 10 Nov 2026Mid-market rate8.386.842,43 $ Western Union 8.313.497,00 $Western Union8.313.497,00 $Remitly8.276.300,00 $Wise8.237.246,23 $

7,6M
7,8M
8,0M
8,2M
8,4M
8,6M
At the mid-market rateWith the cheapest optionWestern UnionRemitlyWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 818.0019 – 8.180.018,56 $
Western Union Cheapest 814.5248 0,00 zł 8.145.249,00 $ −34.769,56 $
Wise 815.6700 176,13 zł 8.013.036,04 $ −166.982,52 $
Remitly 796.4700 0,00 zł 7.964.700,00 $ −215.318,56 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 814.8490 – 8.148.490,44 $
Western Union Cheapest 809.6293 0,00 zł 8.096.293,00 $ −52.197,44 $
Remitly 804.3600 0,00 zł 8.043.600,00 $ −104.890,44 $
Wise 814.9030 176,13 zł 8.005.501,13 $ −142.989,31 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 814.8500 – 8.148.499,81 $
Western Union Cheapest 808.5869 0,00 zł 8.085.869,00 $ −62.630,81 $
Remitly 799.9200 0,00 zł 7.999.200,00 $ −149.299,81 $
Wise 812.9500 176,13 zł 7.986.315,12 $ −162.184,69 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 819.1722 – 8.191.721,67 $
Remitly Cheapest 809.9200 0,00 zł 8.099.200,00 $ −92.521,67 $
Western Union 807.4747 0,00 zł 8.074.747,00 $ −116.974,67 $
Wise 816.4530 176,13 zł 8.020.728,13 $ −170.993,54 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 815.9479 – 8.159.478,56 $
TapTap Send Cheapest 816.0000 0,00 zł 8.160.000,00 $ +521,44 $
Western Union 808.2012 0,00 zł 8.082.013,00 $ −77.465,56 $
Remitly 803.9000 0,00 zł 8.039.000,00 $ −120.478,56 $
Wise 815.1560 176,13 zł 8.007.986,57 $ −151.491,99 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 816.2935 – 8.162.935,33 $
TapTap Send Cheapest 820.0000 0,00 zł 8.200.000,00 $ +37.064,67 $
Western Union 810.9474 0,00 zł 8.109.475,00 $ −53.460,33 $
Remitly 805.8600 0,00 zł 8.058.600,00 $ −104.335,33 $
Wise 816.4950 176,13 zł 8.021.140,74 $ −141.794,59 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 816.2935 – 8.162.935,33 $
TapTap Send Cheapest 820.0000 0,00 zł 8.200.000,00 $ +37.064,67 $
Western Union 810.9474 0,00 zł 8.109.475,00 $ −53.460,33 $
Remitly 805.8800 0,00 zł 8.058.800,00 $ −104.135,33 $
Wise 816.4950 176,13 zł 8.021.140,74 $ −141.794,59 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 815.6855 – 8.156.854,85 $
Western Union Cheapest 810.9474 0,00 zł 8.109.475,00 $ −47.379,85 $
Remitly 805.4800 0,00 zł 8.054.800,00 $ −102.054,85 $
Wise 814.8410 176,13 zł 8.004.892,05 $ −151.962,80 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 811.9537 – 8.119.536,71 $
TapTap Send Cheapest 806.1540 0,00 zł 8.061.540,00 $ −57.996,71 $
Western Union 805.3685 0,00 zł 8.053.686,00 $ −65.850,71 $
Remitly 800.7000 0,00 zł 8.007.000,00 $ −112.536,71 $
Wise 811.1970 176,13 zł 7.969.093,87 $ −150.442,84 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 817.8340 – 8.178.339,70 $
Western Union Cheapest 807.1730 0,00 zł 8.071.730,00 $ −106.609,70 $
Remitly 802.9700 0,00 zł 8.029.700,00 $ −148.639,70 $
Wise 815.6810 176,13 zł 8.013.144,11 $ −165.195,59 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 824.9007 – 8.249.006,77 $
Western Union Cheapest 818.9254 0,00 zł 8.189.255,00 $ −59.751,77 $
Remitly 813.1200 0,00 zł 8.131.200,00 $ −117.806,77 $
Wise 823.3340 176,13 zł 8.088.326,18 $ −160.680,59 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 812.2548 – 8.122.547,69 $
Western Union Cheapest 814.0665 0,00 zł 8.140.666,00 $ +18.118,31 $
Remitly 802.5400 0,00 zł 8.025.400,00 $ −97.147,69 $
Wise 810.6860 176,13 zł 7.964.073,87 $ −158.473,82 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 806.9790 – 8.069.789,80 $
Western Union Cheapest 800.6480 0,00 zł 8.006.480,00 $ −63.309,80 $
Remitly 793.5200 0,00 zł 7.935.200,00 $ −134.589,80 $
Wise 797.2850 176,13 zł 7.832.424,19 $ −237.365,61 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 806.9790 – 8.069.789,80 $
Western Union Cheapest 800.6480 0,00 zł 8.006.480,00 $ −63.309,80 $
Remitly 793.6100 0,00 zł 7.936.100,00 $ −133.689,80 $
Wise 797.2850 176,13 zł 7.832.424,19 $ −237.365,61 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 805.0285 – 8.050.285,47 $
Western Union Cheapest 800.6480 0,00 zł 8.006.480,00 $ −43.805,47 $
Remitly 795.3000 0,00 zł 7.953.000,00 $ −97.285,47 $
Wise 803.8690 176,13 zł 7.897.104,55 $ −153.180,92 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 797.9572 – 7.979.571,76 $
TapTap Send Cheapest 801.9620 0,00 zł 8.019.620,00 $ +40.048,24 $
Western Union 795.4373 0,00 zł 7.954.374,00 $ −25.197,76 $
Remitly 790.7200 0,00 zł 7.907.200,00 $ −72.371,76 $
Wise 797.2880 176,13 zł 7.832.453,66 $ −147.118,10 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 796.0852 – 7.960.851,87 $
Western Union Cheapest 789.8954 0,00 zł 7.898.955,00 $ −61.896,87 $
Remitly 786.2400 0,00 zł 7.862.400,00 $ −98.451,87 $
Wise 794.8880 176,13 zł 7.808.876,38 $ −151.975,49 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 801.9860 – 8.019.859,68 $
Western Union Cheapest 797.1968 0,00 zł 7.971.968,00 $ −47.891,68 $
Remitly 791.3200 0,00 zł 7.913.200,00 $ −106.659,68 $
Wise 800.4350 176,13 zł 7.863.369,38 $ −156.490,30 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 810.3442 – 8.103.441,85 $
Western Union Cheapest 800.5229 0,00 zł 8.005.230,00 $ −98.211,85 $
Remitly 797.9600 0,00 zł 7.979.600,00 $ −123.841,85 $
Wise 807.4940 176,13 zł 7.932.716,08 $ −170.725,77 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 801.6416 – 8.016.416,44 $
Wise Cheapest 817.5100 176,13 zł 8.031.111,96 $ +14.695,52 $
Western Union 799.0049 0,00 zł 7.990.050,00 $ −26.366,44 $
Remitly 797.2300 0,00 zł 7.972.300,00 $ −44.116,44 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 801.6416 – 8.016.416,44 $
Wise Cheapest 817.5100 176,13 zł 8.031.111,96 $ +14.695,52 $
Western Union 799.0049 0,00 zł 7.990.050,00 $ −26.366,44 $
Remitly 797.4400 0,00 zł 7.974.400,00 $ −42.016,44 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 815.7298 – 8.157.298,16 $
Western Union Cheapest 799.0049 0,00 zł 7.990.050,00 $ −167.248,16 $
Remitly 797.4800 0,00 zł 7.974.800,00 $ −182.498,16 $
Wise 811.2220 176,13 zł 7.969.339,47 $ −187.958,69 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 817.8259 – 8.178.258,92 $
TapTap Send Cheapest 805.2630 0,00 zł 8.052.630,00 $ −125.628,92 $
Wise 817.8570 176,13 zł 8.034.520,85 $ −143.738,07 $
Western Union 797.9914 0,00 zł 7.979.915,00 $ −198.343,92 $
Remitly 797.1400 0,00 zł 7.971.400,00 $ −206.858,92 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 826.7088 – 8.267.087,50 $
Remitly Cheapest 813.8600 0,00 zł 8.138.600,00 $ −128.487,50 $
Western Union 811.7360 0,00 zł 8.117.360,00 $ −149.727,50 $
Wise 825.7910 176,13 zł 8.112.463,43 $ −154.624,07 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 829.1073 – 8.291.072,54 $
TapTap Send Cheapest 827.5570 0,00 zł 8.275.570,00 $ −15.502,54 $
Western Union 820.2538 0,00 zł 8.202.538,00 $ −88.534,54 $
Remitly 817.5900 0,00 zł 8.175.900,00 $ −115.172,54 $
Wise 828.0610 176,13 zł 8.134.763,62 $ −156.308,92 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 823.2893 – 8.232.892,93 $
TapTap Send Cheapest 823.0000 0,00 zł 8.230.000,00 $ −2.892,93 $
Western Union 815.3670 0,00 zł 8.153.671,00 $ −79.221,93 $
Remitly 811.5600 0,00 zł 8.115.600,00 $ −117.292,93 $
Wise 822.6940 176,13 zł 8.082.038,91 $ −150.854,02 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 824.1005 – 8.241.004,86 $
Western Union Cheapest 818.6505 0,00 zł 8.186.506,00 $ −54.498,86 $
Remitly 811.0200 0,00 zł 8.110.200,00 $ −130.804,86 $
Wise 822.1260 176,13 zł 8.076.458,95 $ −164.545,91 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 820.2549 – 8.202.549,17 $
Western Union Cheapest 818.6505 0,00 zł 8.186.506,00 $ −16.043,17 $
Remitly 811.0600 0,00 zł 8.110.600,00 $ −91.949,17 $
Wise 822.1260 176,13 zł 8.076.458,95 $ −126.090,22 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 823.5436 – 8.235.436,48 $
Western Union Cheapest 818.6505 0,00 zł 8.186.506,00 $ −48.930,48 $
Remitly 813.6100 0,00 zł 8.136.100,00 $ −99.336,48 $
Wise 823.3870 176,13 zł 8.088.846,85 $ −146.589,63 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 838.6842 – 8.386.842,43 $
Western Union Cheapest 831.3496 0,00 zł 8.313.497,00 $ −73.345,43 $
Remitly 827.6300 0,00 zł 8.276.300,00 $ −110.542,43 $
Wise 838.4930 176,13 zł 8.237.246,23 $ −149.596,20 $

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 10.000 zł, after fees, as quoted by each company. The mid-market line shows what 10.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more COP per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 7 of the last 30 days.

Right now, Western Union pays 8,313,497 COP on 10,000 PLN, which is 73,345.43 COP less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Colombia.

We've tracked 147 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Western UnionAppeared in 117 comparisons

    Cheapest in 30% of them

  2. RemitlyAppeared in 88 comparisons

    Cheapest in 51% of them

  3. WiseAppeared in 147 comparisons

    Cheapest in 5% of them

Based on 147 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Western Union is the cheapest and gets you the most COP, but it was the cheapest in only 30% of the 117 comparisons it appeared in over the past month.

Remitly (today's second cheapest) was the cheapest in 51% of its comparisons, so if you send money to Colombia regularly, it's worth comparing it with Western Union before each transfer.

If it's a one-off transfer, go with Western Union, since it's the cheapest right now.

Ways to send money from Poland to Colombia

6 companies send money from Poland to Colombia, across app, online, in person, multi-currency account, global business account, SNPL, and digital wallet, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, debit card, bank transfer, credit card, and BLIK.

Using BLIK is the simplest (and fastest) method to fund your transfer to Colombia.

Western Union charges 0 PLN on a zł10,000 transfer and delivers 8,313,497 COP in minutes - 2 days, straight to the recipient's bank card or account.

Over the past month, Western Union was the cheapest app on 60% of the days it appeared for zł10,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Western Union move money inside their own network instead, which is much cheaper and gets you more COP.

The cheapest way to send money online from Poland to Colombia is via Western Union.

Sending 10,000 PLN gets you 8,313,497 COP (after 0 fee and 0.88% markup).

In our comparisons over the past month, it was the cheapest online service on 25 of the 30 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and COP in one account.

This is useful for travelling to Colombia, getting paid in COP, or pre-converting when PLN/COP rate is good.

You can convert between them whenever you want, and once you have COP there are no fees after.

The best multi-currency account for holding PLN and COP is Wise.

For example, it converts zł10,000 at 0.02% markup and a small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 97% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive COP in Colombia

With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 10,000 PLN gives your recipient 8,313,497 COP.

Deposit PLN through debit card, bank transfer, credit card, and BLIK.

Fund the transfer with BLIK

This is by far the quickest way to fund the transfer to Colombia.

Approve the payment in your Polish banking app using the six-digit BLIK code.

BLIK funds the balance, while the transfer company handles the payout in Colombia.

They can receive COP via bank deposit, cash pickup, bre-b, mobile wallet, transfiya, and mobile money.

Collect cash in Colombia

Cash pickup is also available through participating agent locations in Colombia.

  1. 1
    Debit card Bank deposit

    You pay zł10,000.00

    COL$8,313,497

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay zł10,000.00

    COL$8,313,497

    COL$0

  3. 3
    Debit card Cash pickup

    You pay zł10,000.00

    COL$8,276,300

    -COL$37,197

  4. 4
    Debit card Bre-b

    You pay zł10,000.00

    COL$8,276,300

    -COL$37,197

  5. 5
    Debit card Mobile wallet

    You pay zł10,000.00

    COL$8,276,300

    -COL$37,197

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay zł10,000.00

    COL$8,276,300

    -COL$37,197

  2. 7
    Credit card Cash pickup

    You pay zł10,000.00

    COL$8,276,300

    -COL$37,197

  3. 8
    Credit card Bre-b

    You pay zł10,000.00

    COL$8,276,300

    -COL$37,197

  4. 9
    Credit card Mobile wallet

    You pay zł10,000.00

    COL$8,276,300

    -COL$37,197

  5. 10
    BLIK Bank deposit

    You pay zł10,000.00

    COL$8,255,400

    -COL$58,097

  6. 11
    BLIK Cash pickup

    You pay zł10,000.00

    COL$8,255,400

    -COL$58,097

  7. 12
    BLIK Bre-b

    You pay zł10,000.00

    COL$8,255,400

    -COL$58,097

  8. 13
    BLIK Mobile wallet

    You pay zł10,000.00

    COL$8,255,400

    -COL$58,097

  9. 14
    Debit card Transfiya

    You pay zł10,000.00

    COL$8,215,010

    -COL$98,487

  10. 15
    Debit card Mobile money

    You pay zł10,000.00

    COL$8,166,382

    -COL$147,115

Consider this when sending PLN to Colombia

There are a few nuances when sending money from Poland to Colombia.

Compare PLN/COP transfer options

For a 10,000 PLN transfer to Colombia, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Colombia

The cheapest option is Western Union, funded by debit card with bank deposit for the payout. Your recipient gets 8,313,497 COP, which is 0.45% more than the next best option.

Fastest way to send money to Colombia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 8,171,184.09 COP, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 6 of them on PLN to Colombia in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 147 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/COP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.