How to send money to Fiji from UAE with the best AED-FJD rate

Regency FX is the cheapest way to send money from the United Arab Emirates to Fiji. Sending 25,000 AED will get you 15,232.41 FJD at 0.6093 FJD per AED.

We’ve compared 5 services and apps below in more detail.

Best companies for AED/FJD transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 25,000 AED transfer

Best companies for AED/FJD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee AED 1,011.36 1 AED = 0.6111 FJD -0.03% vs mid-market Recipient gets $14,660.11 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
AED 1,011.361 AED = 0.6111 FJD
$14,660.11You payAED 25,000.00
Promoted

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.5889 FJD +3.67% vs mid-market Recipient gets $14,722.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.5889 FJD
$14,722.50You payAED 25,000.00

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Showing top United Arab Emirates to Fiji deals for 25,000 AED. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.6093 FJD +0.27% vs mid-market Recipient gets $15,232.41 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Fiji with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.6093 FJD
$15,232.41You payAED 25,000.00

OFX

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.6079 FJD +0.50% vs mid-market Recipient gets $15,197.28 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Fiji with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.6079 FJD
$15,197.28You payAED 25,000.00

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.5889 FJD +3.67% vs mid-market Recipient gets $14,722.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.5889 FJD
$14,722.50You payAED 25,000.00

Wise

Pay via Bank transfer
Fee AED 1,011.36 1 AED = 0.6111 FJD -0.03% vs mid-market Recipient gets $14,660.11 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
AED 1,011.361 AED = 0.6111 FJD
$14,660.11You payAED 25,000.00

TapTap Send

Pay via Debit card
Fee AED 0.00 1 AED = 0.5700 FJD +6.93% vs mid-market Recipient gets $14,250.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Fiji with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Digicel MyCash, M-PAiSA
Free1 AED = 0.5700 FJD
$14,250.00You payAED 25,000.00
How Our Results Work
Mid-market rate: 1 AED = 0.6109 FJD Updates every 60 minutes.

How to send money from UAE to Fiji

Pick a company

Start with the cheapest, which is Regency FX at 15,232.41 FJD on AED 25,000.

Regency FX was the cheapest on 28 of the 28 days it quoted AED25,000 transfers to Fiji.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Fiji?

How much AED you send to Fiji heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from AED 25,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
AED 3,5000.65%AED 0.00$2,123.94with bank transfer to bank deposit+$56.52
AED 7,5000.65%AED 0.00$4,551.31with bank transfer to bank deposit+$120.35
AED 25,000This page0.27%AED 0.00$15,232.41with bank transfer to bank deposit+$419.95
AED 50,000AED 0.00$29,490.00with bank transfer to bank deposit+$12,024.05
AED 200,0000.25%AED 0.00$121,856.40with bank transfer to bank deposit+$3,288.14
AED 250,0000.25%AED 0.00$152,354.91with bank transfer to bank deposit+$4,097.18
AED 350,0000.25%AED 0.00$213,296.52with bank transfer to bank deposit+$5,730.00
AED 1,000,0000.20%AED 0.00$609,725.11with bank transfer to bank deposit+$16,587.69

Mid-market rate: 1 AED = 0.6109 FJD

AED/FJD Exchange Rate History

Is today a good time to send money from UAE to Fiji?

The cheapest way to send AED to FJD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 25,000 AED transfers to Fiji.

FJD received for AED 25,000, after fees

Wed, 28 Oct 2026Mid-market rate$15,273.65 Regency FX $15,232.41Regency FX$15,232.41OFX$15,197.28Xe$14,722.50

14,600
14,800
15,000
15,200
15,400
15,600
At the mid-market rateWith the cheapest optionRegency FXOFXXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6099 – $15,246.78
Regency FX Cheapest 0.6082 AED 0.00 $15,205.61 −$41.17
OFX 0.6068 AED 0.00 $15,170.54 −$76.24
Xe 0.5878 AED 0.00 $14,695.00 −$551.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6107 – $15,267.20
Regency FX Cheapest 0.6090 AED 0.00 $15,225.98 −$41.22
OFX 0.6076 AED 0.00 $15,190.86 −$76.34
Xe 0.5885 AED 0.00 $14,712.50 −$554.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6122 – $15,304.60
Regency FX Cheapest 0.6105 AED 0.00 $15,263.28 −$41.32
OFX 0.6091 AED 0.00 $15,228.08 −$76.52
Xe 0.5917 AED 0.00 $14,792.50 −$512.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6129 – $15,322.00
Regency FX Cheapest 0.6112 AED 0.00 $15,280.63 −$41.37
OFX 0.6098 AED 0.00 $15,245.39 −$76.61
Xe 0.5924 AED 0.00 $14,810.00 −$512.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6164 – $15,409.85
Regency FX Cheapest 0.6147 AED 0.00 $15,368.24 −$41.61
OFX 0.6133 AED 0.00 $15,332.80 −$77.05
Xe 0.5972 AED 0.00 $14,930.00 −$479.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6119 – $15,297.80
Regency FX Cheapest 0.6103 AED 0.00 $15,256.50 −$41.30
OFX 0.6089 AED 0.00 $15,221.31 −$76.49
Xe 0.5952 AED 0.00 $14,880.00 −$417.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6134 – $15,335.58
Regency FX Cheapest 0.6118 AED 0.00 $15,294.17 −$41.41
OFX 0.6104 AED 0.00 $15,258.90 −$76.68
Xe 0.5898 AED 0.00 $14,745.00 −$590.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6129 – $15,321.97
Regency FX Cheapest 0.6112 AED 0.00 $15,280.61 −$41.36
OFX 0.6098 AED 0.00 $15,245.37 −$76.60
Xe 0.5875 AED 0.00 $14,687.50 −$634.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6125 – $15,311.43
Regency FX Cheapest 0.6108 AED 0.00 $15,270.08 −$41.35
OFX 0.6094 AED 0.00 $15,234.87 −$76.56
Xe 0.5902 AED 0.00 $14,755.00 −$556.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6132 – $15,328.78
Regency FX Cheapest 0.6115 AED 0.00 $15,287.39 −$41.39
OFX 0.6101 AED 0.00 $15,252.13 −$76.65
Xe 0.5917 AED 0.00 $14,792.50 −$536.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6118 – $15,294.43
Regency FX Cheapest 0.6101 AED 0.00 $15,253.13 −$41.30
OFX 0.6087 AED 0.00 $15,217.95 −$76.48
Xe 0.5888 AED 0.00 $14,720.00 −$574.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6119 – $15,297.80
Regency FX Cheapest 0.6103 AED 0.00 $15,256.50 −$41.30
OFX 0.6089 AED 0.00 $15,221.31 −$76.49
Xe 0.5948 AED 0.00 $14,870.00 −$427.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6119 – $15,297.80
Regency FX Cheapest 0.6103 AED 0.00 $15,256.50 −$41.30
OFX 0.6089 AED 0.00 $15,221.31 −$76.49
Xe 0.5932 AED 0.00 $14,830.00 −$467.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6119 – $15,297.83
Regency FX Cheapest 0.6103 AED 0.00 $15,256.52 −$41.31
OFX 0.6089 AED 0.00 $15,221.34 −$76.49
Xe 0.5893 AED 0.00 $14,732.50 −$565.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6132 – $15,328.80
Regency FX Cheapest 0.6115 AED 0.00 $15,287.41 −$41.39
OFX 0.6101 AED 0.00 $15,252.16 −$76.64
Xe 0.5914 AED 0.00 $14,785.00 −$543.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6112 – $15,280.45
Regency FX Cheapest 0.6096 AED 0.00 $15,239.19 −$41.26
OFX 0.6082 AED 0.00 $15,204.05 −$76.40
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6162 – $15,404.82
Regency FX Cheapest 0.6145 AED 0.00 $15,363.23 −$41.59
OFX 0.6131 AED 0.00 $15,327.80 −$77.02
Xe 0.5928 AED 0.00 $14,820.00 −$584.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6175 – $15,436.68
Regency FX Cheapest 0.6158 AED 0.00 $15,395.00 −$41.67
OFX 0.6144 AED 0.00 $15,359.49 −$77.18
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6175 – $15,436.68
Regency FX Cheapest 0.6158 AED 0.00 $15,395.00 −$41.67
OFX 0.6144 AED 0.00 $15,359.49 −$77.18
Xe 0.5977 AED 0.00 $14,942.50 −$494.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6175 – $15,436.68
Regency FX Cheapest 0.6158 AED 0.00 $15,395.00 −$41.67
OFX 0.6144 AED 0.00 $15,359.49 −$77.18
Xe 0.5978 AED 0.00 $14,945.00 −$491.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6152 – $15,380.88
Regency FX Cheapest 0.6136 AED 0.00 $15,339.35 −$41.52
OFX 0.6122 AED 0.00 $15,303.97 −$76.91
Xe 0.5947 AED 0.00 $14,867.50 −$513.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6149 – $15,371.65
Regency FX Cheapest 0.6132 AED 0.00 $15,330.15 −$41.50
OFX 0.6118 AED 0.00 $15,294.79 −$76.86
Xe 0.5903 AED 0.00 $14,757.50 −$614.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6137 – $15,342.38
Regency FX Cheapest 0.6120 AED 0.00 $15,300.95 −$41.42
OFX 0.6106 AED 0.00 $15,265.66 −$76.72
Xe 0.5900 AED 0.00 $14,750.00 −$592.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6126 – $15,314.83
Regency FX Cheapest 0.6109 AED 0.00 $15,273.47 −$41.36
OFX 0.6095 AED 0.00 $15,238.25 −$76.58
Xe 0.5895 AED 0.00 $14,737.50 −$577.33
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.6114 AED 1,011.36 $14,666.68 –
Xe 0.5862 AED 0.00 $14,655.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6092 – $15,229.43
Regency FX Cheapest 0.6075 AED 0.00 $15,188.31 −$41.11
OFX 0.6061 AED 0.00 $15,153.28 −$76.14
Xe 0.5879 AED 0.00 $14,697.50 −$531.92
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 0.5880 AED 0.00 $14,700.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6088 – $15,219.20
Regency FX Cheapest 0.6071 AED 0.00 $15,178.11 −$41.09
OFX 0.6057 AED 0.00 $15,143.10 −$76.10
Xe 0.5862 AED 0.00 $14,655.00 −$564.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6134 – $15,335.58
Regency FX Cheapest 0.6118 AED 0.00 $15,294.17 −$41.41
OFX 0.6104 AED 0.00 $15,258.90 −$76.68
Xe 0.5914 AED 0.00 $14,785.00 −$550.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6109 – $15,273.65
Regency FX Cheapest 0.6093 AED 0.00 $15,232.41 −$41.24
OFX 0.6079 AED 0.00 $15,197.28 −$76.37
Xe 0.5889 AED 0.00 $14,722.50 −$551.15

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more FJD per AED than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of FJD on every transfer from UAE.

Right now, Regency FX pays 15,232.41 FJD on 25,000 AED, which is 41.24 FJD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 15,395 FJD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Fiji.

We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Regency FXAppeared in 153 comparisons

    Cheapest every time

  2. OFXAppeared in 210 comparisons

    Cheapest in 27% of them

  3. XeAppeared in 179 comparisons

    Cheapest in 6% of them

Based on 226 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most FJD, and it was also the cheapest in 100% of the 153 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Fiji.

OFX (today's second cheapest) was the cheapest in only 27% of its comparisons, so it's rarely the cheapest option for transfers to Fiji.

Ways to send money from the UAE to Fiji

5 companies send money from the UAE to Fiji, split between broker, app, online, multi-currency account, and global account, and more.

For frequent transfers home

Money transfer apps

If you send FJD home monthly, money transfer apps like Xe are the easiest with good AED/FJD rates.

Botim, Careem Pay, and e& money are convenient but Xe is cheaper.

On an AED 25,000 transfer it will get you 14,722.5 FJD in minutes - 24 hours (after 0 fee and 3.67% markup).

Over the past month, Xe was the cheapest app on 86% of the days it appeared for AED25,000 transfers.

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Fiji now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 25,000 to Fiji is usually cheaper with online money transfer services like Xe.

Xe gets you 14,722.5 FJD, with an AED 0 fee and 3.67% markup.

In our comparisons over the past month, it was the cheapest online service on 24 of the 28 days it quoted.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Regency FX charges no fee and adds 0.27% on AED/FJD exchange rate with someone on the phone guiding you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or FJD side by side.

This is useful if you’re getting paid in FJD, or travelling to Fiji.

I’d suggest Wise for this.

Wise converts AED 25,000 at -0.03% markup and holds it until you send or spend it, and gives you account details to receive FJD.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive FJD in Fiji

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 15,232.41 FJD.

You can pay in AED by bank transfer and debit card.

In Fiji, the recipient can receive FJD through bank deposit and mobile money.

  1. 1
    Bank transfer Bank deposit

    You pay AED25,000.00

    FJ$15,232

    Cheapest

  2. 2
    Debit card Mobile money

    You pay AED25,000.00

    FJ$14,250

    -FJ$982

Before sending AED to Fiji, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/FJD transfer options

For an AED 25,000 transfer to Fiji, the current options look like this.

  1. The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 15,232.41 FJD, which is 0.23% more than the next best option.

  2. The fastest option is TapTap Send, funded by debit card with mobile money in Fiji. Your recipient gets 14,250 FJD in minutes.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

How we analyse the market

We track 5 licensed companies sending AED to Fiji, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in FJD rather than on the fee, alongside the deposit and payout options.

In the past 30 days alone, we analysed 226 comparisons across 8 amounts.

This page covers the cheapest and fastest options for AED/FJD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.