Compare the best ways to send money from United States to Fiji

We compared 7 companies sending money from the United States to Fiji. Regency FX is the best and cheapest, while TapTap Send is the fastest.

Sending $7,000 with Regency FX gets your recipient 15,663.49 FJD at 2.2376 FJD per USD.

Best companies for USD/FJD transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/FJD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $233.34 1 USD = 2.2447 FJD -0.04% vs mid-market Recipient gets $15,188.92 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$233.341 USD = 2.2447 FJD
$15,188.92You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 2.1374 FJD +4.85% vs mid-market Recipient gets $14,961.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 2.1374 FJD
$14,961.80You pay$7,000.00

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Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 2.2376 FJD +0.27% vs mid-market Recipient gets $15,663.49 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Fiji with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 2.2376 FJD
$15,663.49You pay$7,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 USD = 2.2325 FJD +0.50% vs mid-market Recipient gets $15,627.36 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Fiji with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 2.2325 FJD
$15,627.36You pay$7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee $1.99 1 USD = 2.2174 FJD +1.18% vs mid-market Recipient gets $15,517.39 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Fiji with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
$1.991 USD = 2.2174 FJD
$15,517.39You pay$7,000.00
Card depositMinutes - 2 days
Free1 USD = 2.1536 FJD
$15,075.48You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 2.2128 FJD +1.39% vs mid-market Recipient gets $15,489.60 Minutes - 24 hours

Ways to receive money in Fiji with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 2.2128 FJD
$15,489.60You pay$7,060.79

Wise

Pay via Bank transfer
Fee $233.34 1 USD = 2.2447 FJD -0.04% vs mid-market Recipient gets $15,188.92 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$233.341 USD = 2.2447 FJD
$15,188.92You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $1.99 1 USD = 2.1657 FJD +3.54% vs mid-market Recipient gets $15,159.90 Minutes - 24 hours

Ways to receive money in Fiji with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$1.991 USD = 2.1657 FJD
$15,159.90You pay$7,001.99
Cash pickupMinutes - 24 hours
$5.991 USD = 2.1595 FJD
$15,116.50You pay$7,005.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $1.99 1 USD = 2.1657 FJD +3.54% vs mid-market Recipient gets $15,159.90 Minutes - 24 hours

Ways to receive money in Fiji with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$1.991 USD = 2.1657 FJD
$15,159.90You pay$7,001.99
Cash pickupMinutes - 24 hours
$75.991 USD = 2.1595 FJD
$15,116.50You pay$7,075.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $210.00 1 USD = 2.1657 FJD +3.54% vs mid-market Recipient gets $15,159.90 Minutes - 24 hours

Ways to receive money in Fiji with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$210.001 USD = 2.1657 FJD
$15,159.90You pay$7,210.00
Cash pickupMinutes - 24 hours
$179.991 USD = 2.1595 FJD
$15,116.50You pay$7,179.99

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 2.1374 FJD +4.85% vs mid-market Recipient gets $14,961.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 2.1374 FJD
$14,961.80You pay$7,000.00

Xe

Pay via Debit card
Fee $35.00 1 USD = 2.1374 FJD +4.85% vs mid-market Recipient gets $14,886.99 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 2.1374 FJD
$14,886.99You pay$7,000.00

TapTap Send

Pay via Debit card
Fee $0.00 1 USD = 2.1100 FJD +6.14% vs mid-market Recipient gets $14,770.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Fiji with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Digicel MyCash, M-PAiSA
Free1 USD = 2.1100 FJD
$14,770.00You pay$7,000.00

Xe

Pay via Credit card
Fee $210.00 1 USD = 2.1374 FJD +4.85% vs mid-market Recipient gets $14,512.95 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 2.1374 FJD
$14,512.95You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 2.2437 FJD Updates every 60 minutes.

How to send money from US to Fiji

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 30 of the 30 days it quoted $7,000 transfers to Fiji.

For recurring transfers, I'd suggest using an app or a multi-currency account with WorldRemit.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Fiji, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Fiji?

How much USD you send to Fiji heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from $5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
$5000.65%$0.00$1,114.31with bank transfer to bank deposit+$32.92
$2,0000.65%$0.00$4,457.24with bank transfer to bank deposit+$137.79
$5,0000.50%$0.00$11,159.91with bank transfer to bank deposit+$334.25
$7,000This page0.27%$0.00$15,663.49with bank transfer to bank deposit+$488.64
$10,0000.27%$0.00$22,376.47with bank transfer to bank deposit+$602.91
$50,000$404.79$110,640.00with cash deposit to cash pickup+$22,080.35
$100,0000.20%$0.00$223,871.26with bank transfer to bank deposit+$6,106.62
$250,0000.20%$0.00$559,677.40with bank transfer to bank deposit+$15,261.96

Mid-market rate: 1 USD = 2.2437 FJD

USD/FJD Exchange Rate History

Is today a good time to send money from US to Fiji?

The cheapest way to send USD to FJD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Fiji.

FJD received for $7,000, after fees

Wed, Oct 28, 2026Mid-market rate$15,705.89 Regency FX $15,663.49Regency FX$15,663.49OFX$15,627.36WorldRemit$15,517.39

15,400
15,500
15,600
15,700
15,800
15,900
At the mid-market rateWith the cheapest optionRegency FXOFXWorldRemit
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2407 – $15,685.25
Regency FX Cheapest 2.2347 $0.00 $15,642.90 −$42.35
OFX 2.2295 $0.00 $15,606.82 −$78.43
WorldRemit 2.2174 $1.99 $15,517.39 −$167.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2432 – $15,702.43
Regency FX Cheapest 2.2371 $0.00 $15,660.03 −$42.40
OFX 2.2320 $0.00 $15,623.92 −$78.51
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2487 – $15,741.25
Regency FX Cheapest 2.2427 $0.00 $15,698.75 −$42.50
OFX 2.2375 $0.00 $15,662.54 −$78.71
WorldRemit 2.2258 $1.99 $15,576.31 −$164.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2508 – $15,755.61
Regency FX Cheapest 2.2447 $0.00 $15,713.07 −$42.54
OFX 2.2395 $0.00 $15,676.84 −$78.77
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2640 – $15,848.28
Regency FX Cheapest 2.2579 $0.00 $15,805.49 −$42.79
OFX 2.2527 $0.00 $15,769.04 −$79.24
WorldRemit 2.2314 $1.99 $15,615.08 −$233.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2473 – $15,730.75
Regency FX Cheapest 2.2412 $0.00 $15,688.28 −$42.47
OFX 2.2360 $0.00 $15,652.10 −$78.65
WorldRemit 2.2314 $1.99 $15,615.08 −$115.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2533 – $15,773.10
Regency FX Cheapest 2.2472 $0.00 $15,730.51 −$42.59
OFX 2.2420 $0.00 $15,694.23 −$78.87
WorldRemit 2.2290 $1.99 $15,598.49 −$174.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2508 – $15,755.60
Regency FX Cheapest 2.2447 $0.00 $15,713.06 −$42.54
OFX 2.2395 $0.00 $15,676.82 −$78.78
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2487 – $15,741.25
Regency FX Cheapest 2.2427 $0.00 $15,698.75 −$42.50
OFX 2.2375 $0.00 $15,662.54 −$78.71
WorldRemit 2.2248 $1.99 $15,569.38 −$171.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2513 – $15,759.11
Regency FX Cheapest 2.2452 $0.00 $15,716.56 −$42.55
OFX 2.2400 $0.00 $15,680.31 −$78.80
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2468 – $15,727.25
Regency FX Cheapest 2.2407 $0.00 $15,684.79 −$42.46
OFX 2.2355 $0.00 $15,648.61 −$78.64
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2473 – $15,730.75
Regency FX Cheapest 2.2412 $0.00 $15,688.28 −$42.47
OFX 2.2360 $0.00 $15,652.10 −$78.65
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2473 – $15,730.75
Regency FX Cheapest 2.2412 $0.00 $15,688.28 −$42.47
OFX 2.2360 $0.00 $15,652.10 −$78.65
WorldRemit 2.2268 $1.99 $15,583.24 −$147.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2473 – $15,730.75
Regency FX Cheapest 2.2412 $0.00 $15,688.28 −$42.47
OFX 2.2360 $0.00 $15,652.10 −$78.65
WorldRemit 2.2268 $1.99 $15,583.24 −$147.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2518 – $15,762.57
Regency FX Cheapest 2.2457 $0.00 $15,720.01 −$42.56
OFX 2.2405 $0.00 $15,683.75 −$78.82
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2442 – $15,709.39
Regency FX Cheapest 2.2381 $0.00 $15,666.97 −$42.42
OFX 2.2330 $0.00 $15,630.84 −$78.55
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2630 – $15,840.91
Regency FX Cheapest 2.2569 $0.00 $15,798.14 −$42.77
OFX 2.2517 $0.00 $15,761.70 −$79.21
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2677 – $15,873.55
Regency FX Cheapest 2.2615 $0.00 $15,830.69 −$42.86
OFX 2.2563 $0.00 $15,794.18 −$79.37
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2677 – $15,873.55
Regency FX Cheapest 2.2615 $0.00 $15,830.69 −$42.86
OFX 2.2563 $0.00 $15,794.18 −$79.37
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2677 – $15,873.55
Regency FX Cheapest 2.2615 $0.00 $15,830.69 −$42.86
OFX 2.2563 $0.00 $15,794.18 −$79.37
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2595 – $15,816.15
Regency FX Cheapest 2.2533 $0.00 $15,773.45 −$42.70
OFX 2.2482 $0.00 $15,737.07 −$79.08
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2581 – $15,806.68
Regency FX Cheapest 2.2520 $0.00 $15,764.00 −$42.68
OFX 2.2468 $0.00 $15,727.65 −$79.03
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2538 – $15,776.59
Regency FX Cheapest 2.2477 $0.00 $15,734.00 −$42.59
OFX 2.2425 $0.00 $15,697.71 −$78.88
WorldRemit 2.2189 $1.99 $15,527.81 −$248.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2498 – $15,748.25
Regency FX Cheapest 2.2437 $0.00 $15,705.73 −$42.52
OFX 2.2385 $0.00 $15,669.51 −$78.74
WorldRemit 2.2149 $1.99 $15,500.10 −$248.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2377 – $15,663.92
Regency FX Cheapest 2.2317 $0.00 $15,621.63 −$42.29
OFX 2.2265 $0.00 $15,585.60 −$78.32
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2372 – $15,660.43
Regency FX Cheapest 2.2312 $0.00 $15,618.14 −$42.29
OFX 2.2260 $0.00 $15,582.13 −$78.30
WorldRemit 2.2159 $1.99 $15,507.03 −$153.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2372 – $15,660.43
Regency FX Cheapest 2.2312 $0.00 $15,618.14 −$42.29
OFX 2.2260 $0.00 $15,582.13 −$78.30
WorldRemit 2.2159 $1.99 $15,507.03 −$153.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2357 – $15,649.91
Regency FX Cheapest 2.2297 $0.00 $15,607.66 −$42.25
OFX 2.2245 $0.00 $15,571.66 −$78.25
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2528 – $15,769.59
Regency FX Cheapest 2.2467 $0.00 $15,727.01 −$42.58
OFX 2.2415 $0.00 $15,690.74 −$78.85
WorldRemit 2.2179 $1.99 $15,520.89 −$248.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.2437 – $15,705.89
Regency FX Cheapest 2.2376 $0.00 $15,663.49 −$42.40
OFX 2.2325 $0.00 $15,627.36 −$78.53
WorldRemit 2.2174 $1.99 $15,517.39 −$188.50

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/FJD exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more FJD per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of FJD on every transfer from US.

Right now, Regency FX pays 15,663.49 FJD on 7,000 USD, which is 42.4 FJD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 15,830.69 FJD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Fiji.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Regency FXAppeared in 112 comparisons

    Cheapest every time

  2. OFXAppeared in 201 comparisons

    Cheapest in 44% of them

  3. WorldRemitAppeared in 87 comparisons

    Never the cheapest

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most FJD, and it was also the cheapest in 100% of the 112 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Fiji.

OFX (today's second cheapest) was the cheapest in only 44% of its comparisons, so it's rarely the cheapest option for transfers to Fiji.

Ways to send money from the US to Fiji

There are 7 companies available for sending money from the US to Fiji, across app, broker, online, in person, multi-currency account, and global account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

WorldRemit charges $1.99 on a $7,000 transfer with 1.18% markup, saves your recipient's details for next time, and FJD arrives in minutes - 2 days.

Over the past month, WorldRemit was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 15,489.6 FJD in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Fiji.

Of all online companies listed here, MoneyGram gets you the most FJD per USD.

On a $7,000 transfer, you will get 15,489.6 FJD after a $60.79 fee and 1.39% markup.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Fiji (e.g. a property purchase, tuition, or moving to Fiji), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/FJD that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving FJD.

This is useful for traveling to Fiji, building up FJD balance, or receiving payments in FJD.

Wise converts $7,000 at -0.04% markup plus small fee and holds the FJD until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive FJD in Fiji

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 15,663.49 FJD.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Fiji.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 15,489.6 FJD on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Fiji.

Your recipient in Fiji can collect FJD through bank deposit, mobile money, cash pickup, mobile wallet, and card deposit.

They can collect cash in Fiji

Your recipient can collect FJD from a participating MoneyGram location in Fiji.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Bank transfer Bank deposit

    You pay $7,000.00

    FJ$15,663

    Cheapest

  2. 2
    Debit card Mobile money

    You pay $7,000.00

    FJ$15,517

    -FJ$146

  3. 3
    Cash deposit Cash pickup

    You pay $7,060.79

    FJ$15,490

    -FJ$174

  4. 4
    Bank transfer Mobile wallet

    You pay $7,001.99

    FJ$15,160

    -FJ$504

  5. 5
    Debit card Mobile wallet

    You pay $7,001.99

    FJ$15,160

    -FJ$504

Show moreShow less
  1. 6
    Credit card Mobile wallet

    You pay $7,210.00

    FJ$15,160

    -FJ$504

  2. 7
    Bank transfer Cash pickup

    You pay $7,005.99

    FJ$15,117

    -FJ$547

  3. 8
    Debit card Cash pickup

    You pay $7,075.99

    FJ$15,117

    -FJ$547

  4. 9
    Credit card Cash pickup

    You pay $7,179.99

    FJ$15,117

    -FJ$547

  5. 10
    Debit card Card deposit

    You pay $7,000.00

    FJ$15,075

    -FJ$588

  6. 11
    Debit card Bank deposit

    You pay $7,000.00

    FJ$14,887

    -FJ$777

  7. 12
    Credit card Bank deposit

    You pay $7,000.00

    FJ$14,513

    -FJ$1,151

Things to consider before sending USD to Fiji

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/FJD company

Cheapest way to send money to Fiji

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 15,663.49 FJD, which is 0.23% more than the next best option.

Fastest way to send money to Fiji

The fastest option is TapTap Send. Pay by debit card and choose mobile money for the payout. Your recipient gets 14,770 FJD, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Fiji?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Fiji.

While Wise may not always be the cheapest or fastest way to send FJD, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

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How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Fiji and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/FJD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.