How to send money to Fiji from Canada with the best CAD-FJD rate

Remitly is the cheapest way to send money from Canada to Fiji based on the 8 companies we analyzed, giving your recipient 1,601.2 FJD from CA$1,000.

Best companies for CAD/FJD transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 1,000 CAD transfer

Best companies for CAD/FJD transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $48.42 1 CAD = 1.5962 FJD -0.07% vs mid-market Recipient gets $1,518.92 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$48.421 CAD = 1.5962 FJD
$1,518.92You pay$1,000.00
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WorldRemit

Pay via Debit Card
Fees: $3.99 1 CAD = 1.5494 FJD +2.91% vs mid-market Recipient gets $1,543.18 Next Day
Receive to bank account or cash pickup

Ways to receive money in Fiji with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyNext Day
$3.991 CAD = 1.5494 FJD
$1,543.18You pay$1,000.00

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Showing top Canada to Fiji deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 1.6012 FJD -0.38% vs mid-market Recipient gets $1,601.20 Within minutes
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Fiji with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 1.6012 FJD
$1,601.20You pay$1,000.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1.6012 FJD -0.38% vs mid-market Recipient gets $1,601.20 Within a week
Receive to bank account or cash pickup

Ways to receive money in Fiji with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 1.6012 FJD
$1,601.20You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 1.6012 FJD -0.38% vs mid-market Recipient gets $1,601.20 Within a week
Receive to bank account or cash pickup

Ways to receive money in Fiji with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 1.6012 FJD
$1,601.20You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 1.6012 FJD -0.38% vs mid-market Recipient gets $1,601.20 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Fiji with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$20.001 CAD = 1.6012 FJD
$1,601.20You pay$1,020.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1.5848 FJD +0.65% vs mid-market Recipient gets $1,584.75 6-12 Hours
Receive to bank account

Ways to receive money in Fiji with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 1.5848 FJD
$1,584.75You pay$1,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 CAD = 1.5722 FJD +1.45% vs mid-market Recipient gets $1,572.18 Next Day
Receive to bank account or cash pickup

Ways to receive money in Fiji with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1.5722 FJD
$1,572.18You pay$1,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1.5722 FJD +1.45% vs mid-market Recipient gets $1,572.18 Next Day
Receive to bank account or cash pickup

Ways to receive money in Fiji with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1.5722 FJD
$1,572.18You pay$1,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $1.99 1 CAD = 1.5567 FJD +2.44% vs mid-market Recipient gets $1,556.70 6-12 Hours

Ways to receive money in Fiji with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 1.5567 FJD
$1,556.70You pay$1,001.99
Cash pickup6-12 Hours
$5.991 CAD = 1.5496 FJD
$1,549.60You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $1.99 1 CAD = 1.5567 FJD +2.44% vs mid-market Recipient gets $1,556.70 6-12 Hours

Ways to receive money in Fiji with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 1.5567 FJD
$1,556.70You pay$1,001.99
Cash pickup6-12 Hours
$5.991 CAD = 1.5496 FJD
$1,549.60You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $1.99 1 CAD = 1.5567 FJD +2.44% vs mid-market Recipient gets $1,556.70 6-12 Hours

Ways to receive money in Fiji with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 1.5567 FJD
$1,556.70You pay$1,001.99
Cash pickup6-12 Hours
$5.991 CAD = 1.5496 FJD
$1,549.60You pay$1,005.99
Only available via Mobile App

WorldRemit

Pay via Debit Card
Fees: $3.99 1 CAD = 1.5494 FJD +2.91% vs mid-market Recipient gets $1,543.18 Next Day
Receive to bank account or cash pickup

Ways to receive money in Fiji with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyNext Day
$3.991 CAD = 1.5494 FJD
$1,543.18You pay$1,000.00

RBC

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1.5413 FJD +3.44% vs mid-market Recipient gets $1,541.25 6-12 Hours
0 reviews

Ways to receive money in Fiji with RBC when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 1.5413 FJD
$1,541.25You pay$1,000.00

Wise

Pay via Bank Transfer
Fees: $48.42 1 CAD = 1.5962 FJD -0.07% vs mid-market Recipient gets $1,518.92 Within a week
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$48.421 CAD = 1.5962 FJD
$1,518.92You pay$1,000.00

Wise

Pay via Interac
Fees: $53.89 1 CAD = 1.5962 FJD -0.07% vs mid-market Recipient gets $1,510.19 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$53.891 CAD = 1.5962 FJD
$1,510.19You pay$1,000.00

Wise

Pay via Debit Card
Fees: $58.64 1 CAD = 1.5962 FJD -0.07% vs mid-market Recipient gets $1,502.61 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$58.641 CAD = 1.5962 FJD
$1,502.61You pay$1,000.00

TapTap Send

Pay via Debit Card
Fees: $0.00 1 CAD = 1.5000 FJD +6.15% vs mid-market Recipient gets $1,500.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Fiji with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Digicel MyCash, M-PAiSA
Free1 CAD = 1.5000 FJD
$1,500.00You pay$1,000.00

Wise

Pay via Credit Card
Fees: $72.35 1 CAD = 1.5962 FJD -0.07% vs mid-market Recipient gets $1,480.72 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$72.351 CAD = 1.5962 FJD
$1,480.72You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 1.5951 FJD Updates every 60 minutes.

How to send money from Canada to Fiji

Pick a company

Start with the cheapest, which is Remitly at 1,601.2 FJD on CA$1,000.

Remitly was the cheapest on 27 of the 28 days it quoted CA$1,000 transfers to Fiji.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 5 ways to pay, including debit card, bank transfer, credit card, interac, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Fiji?

How much CAD you send to Fiji heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 97% of the transfers up to C$1,000 it quoted, and in 97% of all the transfers it quoted.

Cheapest service
$1001.48%$0.00$157.22with debit card to bank deposit+$10.60
$500-0.88%$0.00$804.90with debit card to bank deposit+$29.60
$1,000This page-0.38%$0.00$1,601.20with debit card to bank deposit+$48.21
$3,0000.65%$0.00$4,755.78with bank transfer to bank deposit+$127.15
$10,0000.27%$0.00$15,913.48with bank transfer to bank deposit+$470.95
$50,0000.25%$0.00$79,583.99with bank transfer to bank deposit+$2,219.44

Mid-market rate: 1 CAD = 1.5951 FJD

CAD/FJD Exchange Rate History

Is today a good time to send money from Canada to Fiji?

The cheapest way to send CAD to FJD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 1,000 CAD transfers to Fiji.

FJD received for $1,000, after fees

Wed, Oct 28, 2026Mid-market rate$1,595.12 Remitly $1,601.20 RBC $1,541.25Remitly$1,601.20OFX$1,584.75Western Union$1,572.18Extra cost of a bank$59.95

1,500
1,520
1,540
1,560
1,580
1,600
1,620
At the mid-market rateWith the cheapest optionWith a bankRemitlyOFXWestern Union
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5800 – $1,580.01
Remitly Cheapest 1.5761 $0.00 $1,576.10 −$3.91
OFX 1.5697 $0.00 $1,569.74 −$10.27
Western Union 1.5583 $0.00 $1,558.32 −$21.69
RBC 1.5429 $0.00 $1,542.92 −$37.09
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5815 – $1,581.51
Remitly Cheapest 1.5772 $0.00 $1,577.20 −$4.31
OFX 1.5712 $0.00 $1,571.23 −$10.28
Western Union 1.5602 $0.00 $1,560.20 −$21.31
RBC 1.5311 $0.00 $1,531.11 −$50.40
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5787 – $1,578.71
Remitly Cheapest 1.5742 $0.00 $1,574.20 −$4.51
OFX 1.5684 $0.00 $1,568.45 −$10.26
Western Union 1.5588 $0.00 $1,558.76 −$19.95
RBC 1.5311 $0.00 $1,531.11 −$47.60
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5826 – $1,582.58
Remitly Cheapest 1.5795 $0.00 $1,579.50 −$3.08
OFX 1.5723 $0.00 $1,572.29 −$10.29
Western Union 1.5630 $0.00 $1,563.01 −$19.57
RBC 1.5381 $0.00 $1,538.11 −$44.47
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5890 – $1,588.97
OFX Cheapest 1.5786 $0.00 $1,578.64 −$10.33
Remitly 1.5733 $0.00 $1,573.30 −$15.67
Western Union 1.5591 $0.00 $1,559.07 −$29.90
RBC 1.5381 $0.00 $1,538.11 −$50.86
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5771 – $1,577.07
Remitly Cheapest 1.5733 $0.00 $1,573.30 −$3.77
OFX 1.5668 $0.00 $1,566.82 −$10.25
Western Union 1.5591 $0.00 $1,559.07 −$18.00
RBC 1.5277 $0.00 $1,527.65 −$49.42
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5784 – $1,578.36
Remitly Cheapest 1.5743 $0.00 $1,574.30 −$4.06
OFX 1.5681 $0.00 $1,568.10 −$10.26
Western Union 1.5573 $0.00 $1,557.31 −$21.05
RBC 1.5277 $0.00 $1,527.65 −$50.71
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5761 – $1,576.11
Remitly Cheapest 1.5726 $0.00 $1,572.60 −$3.51
OFX 1.5659 $0.00 $1,565.87 −$10.24
Western Union 1.5572 $0.00 $1,557.17 −$18.94
RBC 1.5255 $0.00 $1,525.52 −$50.59
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5814 – $1,581.35
Remitly Cheapest 1.5778 $0.00 $1,577.80 −$3.55
OFX 1.5711 $0.00 $1,571.07 −$10.28
Western Union 1.5600 $0.00 $1,559.96 −$21.39
RBC 1.5255 $0.00 $1,525.52 −$55.83
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5791 – $1,579.11
Remitly Cheapest 1.5755 $0.00 $1,575.50 −$3.61
OFX 1.5688 $0.00 $1,568.84 −$10.27
Western Union 1.5574 $0.00 $1,557.44 −$21.67
RBC 1.5285 $0.00 $1,528.50 −$50.61
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5806 – $1,580.59
OFX Cheapest 1.5703 $0.00 $1,570.32 −$10.27
Western Union 1.5603 $0.00 $1,560.28 −$20.31
RBC 1.5285 $0.00 $1,528.50 −$52.09
Remitly No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5757 – $1,575.69
Remitly Cheapest 1.5726 $0.00 $1,572.60 −$3.09
OFX 1.5654 $0.00 $1,565.44 −$10.25
Western Union 1.5574 $0.00 $1,557.44 −$18.25
RBC 1.5232 $0.00 $1,523.20 −$52.49
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5757 – $1,575.69
Remitly Cheapest 1.5726 $0.00 $1,572.60 −$3.09
OFX 1.5654 $0.00 $1,565.44 −$10.25
Western Union 1.5574 $0.00 $1,557.44 −$18.25
RBC 1.5256 $0.00 $1,525.55 −$50.14
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5778 – $1,577.78
Remitly Cheapest 1.5742 $0.00 $1,574.20 −$3.58
OFX 1.5675 $0.00 $1,567.52 −$10.26
Western Union 1.5574 $0.00 $1,557.44 −$20.34
RBC 1.5272 $0.00 $1,527.16 −$50.62
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5784 – $1,578.37
Remitly Cheapest 1.5822 $0.00 $1,582.20 +$3.83
OFX 1.5681 $0.00 $1,568.11 −$10.26
Western Union 1.5564 $0.00 $1,556.45 −$21.92
RBC 1.5294 $0.00 $1,529.44 −$48.93
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5804 – $1,580.44
Remitly Cheapest 1.5849 $0.00 $1,584.90 +$4.46
OFX 1.5702 $0.00 $1,570.17 −$10.27
Western Union 1.5595 $0.00 $1,559.48 −$20.96
RBC 1.5309 $0.00 $1,530.90 −$49.54
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5916 – $1,591.56
Remitly Cheapest 1.6038 $0.00 $1,603.80 +$12.24
OFX 1.5812 $0.00 $1,581.22 −$10.34
Western Union 1.5603 $0.00 $1,560.28 −$31.28
RBC 1.5432 $0.00 $1,543.22 −$48.34
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.6000 – $1,599.95
Remitly Cheapest 1.5931 $0.00 $1,593.10 −$6.85
OFX 1.5896 $0.00 $1,589.55 −$10.40
Western Union 1.5670 $0.00 $1,567.03 −$32.92
RBC 1.5432 $0.00 $1,543.22 −$56.73
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.6017 – $1,601.73
Remitly Cheapest 1.5978 $0.00 $1,597.80 −$3.93
OFX 1.5913 $0.00 $1,591.32 −$10.41
Western Union 1.5721 $0.00 $1,572.12 −$29.61
Bank No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.6017 – $1,601.73
Remitly Cheapest 1.5976 $0.00 $1,597.60 −$4.13
OFX 1.5913 $0.00 $1,591.32 −$10.41
Western Union 1.5721 $0.00 $1,572.12 −$29.61
RBC 1.5530 $0.00 $1,553.04 −$48.69
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.6029 – $1,602.85
OFX Cheapest 1.5924 $0.00 $1,592.43 −$10.42
Western Union 1.5664 $0.00 $1,566.45 −$36.40
Remitly No quote collected this day – – – –
Bank No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.6036 – $1,603.62
Remitly Cheapest 1.5979 $0.00 $1,597.90 −$5.72
OFX 1.5932 $0.00 $1,593.20 −$10.42
Western Union 1.5690 $0.00 $1,569.05 −$34.57
RBC 1.5542 $0.00 $1,554.16 −$49.46
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.6031 – $1,603.08
Remitly Cheapest 1.5974 $0.00 $1,597.40 −$5.68
OFX 1.5927 $0.00 $1,592.66 −$10.42
Western Union 1.5718 $0.00 $1,571.79 −$31.29
RBC 1.5535 $0.00 $1,553.47 −$49.61
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.6044 – $1,604.38
Remitly Cheapest 1.5986 $0.00 $1,598.60 −$5.78
OFX 1.5940 $0.00 $1,593.95 −$10.43
Western Union 1.5709 $0.00 $1,570.86 −$33.52
RBC 1.5561 $0.00 $1,556.06 −$48.32
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5962 – $1,596.18
Remitly Cheapest 1.6017 $0.00 $1,601.70 +$5.52
OFX 1.5858 $0.00 $1,585.81 −$10.37
Western Union 1.5764 $0.00 $1,576.43 −$19.75
RBC 1.5561 $0.00 $1,556.06 −$40.12
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5977 – $1,597.72
Remitly Cheapest 1.6028 $0.00 $1,602.80 +$5.08
OFX 1.5873 $0.00 $1,587.33 −$10.39
Western Union 1.5765 $0.00 $1,576.54 −$21.18
RBC 1.5477 $0.00 $1,547.75 −$49.97
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5977 – $1,597.72
Remitly Cheapest 1.6028 $0.00 $1,602.80 +$5.08
OFX 1.5873 $0.00 $1,587.33 −$10.39
Western Union 1.5765 $0.00 $1,576.54 −$21.18
RBC 1.5477 $0.00 $1,547.75 −$49.97
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5957 – $1,595.66
Remitly Cheapest 1.6013 $0.00 $1,601.30 +$5.64
OFX 1.5853 $0.00 $1,585.29 −$10.37
Western Union 1.5755 $0.00 $1,575.48 −$20.18
RBC 1.5445 $0.00 $1,544.53 −$51.13
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.6066 – $1,606.62
Remitly Cheapest 1.6021 $0.00 $1,602.10 −$4.52
OFX 1.5962 $0.00 $1,596.17 −$10.45
Western Union 1.5762 $0.00 $1,576.24 −$30.38
RBC 1.5566 $0.00 $1,556.59 −$50.03
Exchange rateFees:Recipient getsDifference
Mid-market rate 1.5951 – $1,595.12
Remitly Cheapest 1.6012 $0.00 $1,601.20 +$6.08
OFX 1.5848 $0.00 $1,584.75 −$10.37
Western Union 1.5722 $0.00 $1,572.18 −$22.94
RBC 1.5413 $0.00 $1,541.25 −$53.87

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more FJD per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 8 of the last 30 days.

Right now, Remitly pays 1,601.2 FJD on 1,000 CAD, which is 6.08 FJD more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 1,603.8 FJD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Fiji.

We've tracked 180 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. RemitlyAppeared in 96 comparisons

    Cheapest in 97% of them

  2. OFXAppeared in 134 comparisons

    Cheapest in 15% of them

  3. Western UnionAppeared in 120 comparisons

    Cheapest in 7% of them

  4. RBCAppeared in 87 comparisons

    Cheapest in 1% of them

Based on 180 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest and gets you the most FJD, and it was also the cheapest in 97% of the 96 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Fiji.

OFX (today's second cheapest) was the cheapest in only 15% of its comparisons, so it's rarely the cheapest option for transfers to Fiji.

Ways to send money from Canada to Fiji

There are 8 companies sending money to Fiji, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest Remitly location, and your recipient picks up 1,601.2 FJD within minutes.

Our data shows Remitly came out cheapest among in-person options on 100% of days in the past month.

Cash transfers cost more

Cash transfer to Fiji is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitly charges CA$0 in fees and adds -0.38% markup, so your CA$1,000 delivers 1,601.2 FJD in within an hour.

Over the past month, Remitly was the cheapest app on 100% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 8 companies we compared, Remitly is the cheapest online service and currently gets you 1,601.2 FJD on a CA$1,000 transfer after a CA$0 fee and -0.38% markup.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

The most expensive way

Banks

A wire from your bank carries a $30 to $80 fee, plus another 1.5 to 3% inside the exchange rate that you won't see itemized anywhere.

On a CA$1,000 transfer, a bank like RBC delivers 1,541.25 FJD, against 1,601.2 FJD with Remitly.

We found RBC was the cheapest bank on 28 of the 28 days it appeared for this amount.

The wire can feel like the safer choice for a big amount, but bank deposit insurance and the safeguards used by money transfer companies are just as safe, just different protections.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

Brokers like OFX charge no fees but add 0.65% on CAD/FJD interbank rate.

The markup gets lower the more you send, with an account manager handling it end to end.

Our analysis shows OFX was the cheapest broker in 60% of all the transfers it quoted.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in FJD.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in FJD, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and FJD, and convert between them at low cost.

For example, converting $1,000 costs $48.42 in fees at -0.07% markup, which gets you 1,518.92 FJD.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund CAD and receive FJD in Fiji

With Remitly, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CA$1,000 gives your recipient 1,601.2 FJD.

Our data shows that Remitly gets your recipient 59.95 FJD more than RBC, today's cheapest bank, on the same CA$1,000.

Deposit CAD using debit card, bank transfer, credit card, interac, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive FJD through bank deposit, mobile money, mobile wallet, and cash pickup.

For a bank deposit payout, you will need the recipient's bank details in Fiji.

  1. 1
    debit card Bank deposit

    You pay CA$1,000.00

    FJ$1,601

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay CA$1,000.00

    FJ$1,601

    FJ$0

  3. 3
    Interac Bank deposit

    You pay CA$1,000.00

    FJ$1,601

    FJ$0

  4. 4
    credit card Bank deposit

    You pay CA$1,020.00

    FJ$1,601

    FJ$0

  5. 5
    debit card Mobile wallet

    You pay CA$1,001.99

    FJ$1,557

    -FJ$45

Show moreShow less
  1. 6
    credit card Mobile wallet

    You pay CA$1,001.99

    FJ$1,557

    -FJ$45

  2. 7
    Cash deposit Mobile wallet

    You pay CA$1,001.99

    FJ$1,557

    -FJ$45

  3. 8
    debit card Cash pickup

    You pay CA$1,005.99

    FJ$1,550

    -FJ$52

  4. 9
    credit card Cash pickup

    You pay CA$1,005.99

    FJ$1,550

    -FJ$52

  5. 10
    Cash deposit Cash pickup

    You pay CA$1,005.99

    FJ$1,550

    -FJ$52

  6. 11
    debit card Mobile money

    You pay CA$1,000.00

    FJ$1,543

    -FJ$58

Consider this when sending CAD to Fiji

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/FJD transfer options

For a CA$1,000 transfer to Fiji, these are the cheapest, fastest and easiest options available now.

Best way to send money to Fiji

Remitly is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 1,601.2 FJD, which is 1.03% more than the next best option.

Fastest way to send money to Fiji

TapTap Send is fastest when you pay by debit card and choose mobile money for the payout. The transfer delivers 1,500 FJD in minutes.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Fiji.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 8 FINTRAC-registered companies sending CAD to Fiji, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 180 comparisons across 6 amounts.

This page covers the cheapest and fastest options for CAD/FJD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.