Usually the cheapest
Online transfers
Companies like Xe will get you 17,287.2 FJD on €7,000 transfer.
If it's the only time you send money to Fiji, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Fiji from Finland with the best EUR-FJD rate
We’ve compared and analysed 5 money transfer companies in Finland.
| 5 of 5 providers Last updated on 26 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/FJD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €241.15 1 EUR = 2.5496 FJD +0.40% vs mid-market | Recipient gets $17,232.16 Within a week | |
Ways to receive money in Fiji with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €241.151 EUR = 2.5496 FJD $17,232.16You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 2.4696 FJD +3.59% vs mid-market | Recipient gets $17,287.20 Minutes - 24 hours | |
Ways to receive money in Fiji with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.4696 FJD $17,287.20You pay€7,000.00 | |||
Run a live search Showing top Finland to Fiji deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to FJD rates. | |||
Run a live search These companies offer multi-currency accounts for spending FJD. We suggest doing a live search based on how much EUR you're planning to spend in Fiji. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 2.5529 FJD +0.27% vs mid-market | Recipient gets $17,870.02 Minutes - 24 hours | |
Ways to receive money in Fiji with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.5529 FJD $17,870.02You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 2.5470 FJD +0.50% vs mid-market | Recipient gets $17,828.81 Minutes - 24 hours | |
Ways to receive money in Fiji with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.5470 FJD $17,828.81You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 2.4696 FJD +3.59% vs mid-market | Recipient gets $17,287.20 Minutes - 24 hours | |
Ways to receive money in Fiji with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.4696 FJD $17,287.20You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 2.4696 FJD +3.59% vs mid-market | Recipient gets $17,287.20 Minutes - 24 hours | |
Ways to receive money in Fiji with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.4696 FJD $17,287.20You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 2.4696 FJD +3.59% vs mid-market | Recipient gets $17,287.20 Minutes - 24 hours | |
Ways to receive money in Fiji with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.4696 FJD $17,287.20You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €241.15 1 EUR = 2.5496 FJD +0.40% vs mid-market | Recipient gets $17,232.16 Within a week | |
Ways to receive money in Fiji with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €241.151 EUR = 2.5496 FJD $17,232.16You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €250.71 1 EUR = 2.5496 FJD +0.40% vs mid-market | Recipient gets $17,207.79 Within a week | |
Ways to receive money in Fiji with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €250.711 EUR = 2.5496 FJD $17,207.79You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €293.01 1 EUR = 2.5496 FJD +0.40% vs mid-market | Recipient gets $17,099.94 Within a week | |
Ways to receive money in Fiji with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €293.011 EUR = 2.5496 FJD $17,099.94You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €332.67 1 EUR = 2.5496 FJD +0.40% vs mid-market | Recipient gets $16,998.82 Within a week | |
Ways to receive money in Fiji with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €332.671 EUR = 2.5496 FJD $16,998.82You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 2.4100 FJD +6.03% vs mid-market | Recipient gets $16,870.00 Minutes | |
Ways to receive money in Fiji with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Digicel MyCash, M-PAiSA Free1 EUR = 2.4100 FJD $16,870.00You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 2.5598 FJD Updates every 60 minutes. | |||
Transfer details
How to send money from Finland to Fiji
Pick a company
For a one-off transfer to Fiji, start with Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most FJD.
The cheapest option depends on the amount, so I suggest to get the best EUR/FJD rate.
Fund your transfer
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Select how you want the recipient to pick up the money. For transfers to Fiji they can receive it via bank deposit and mobile money.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Fiji
5 companies send money from Finland to Fiji, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 17,287.2 FJD arrives in minutes - 24 hours.
In Fiji they can receive money via bank deposit and mobile money.
Moving money between your own accounts
Multi-currency accounts
Companies like Wise let you hold EUR and FJD balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to FJD with Wise gets you 17,232.16 FJD (€241.15 in fees and 0.4% markup).
This is especially useful travel since you are spending in FJD (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Fiji.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Fiji. They charge no fees and add a markup on the rate.
Regency FX charges no fee but adds 0.27% markup on top of the EUR/FJD rate.
Ways to fund EUR and receive FJD in Fiji
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 17,870.02 FJD.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Fiji directly.
For withdrawals in Fiji, use bank deposit and mobile money.
Receive FJD
The name should match the account holder's bank record, so double check it before sending.
- 1 Bank transfer Bank deposit
You pay €7,000.00
$17,870
Cheapest
- 2 Debit card Bank deposit
You pay €7,000.00
$17,287
-$583
- 3 Credit card Bank deposit
You pay €7,000.00
$17,287
-$583
- 4 Ideal Bank deposit
You pay €7,000.00
$17,208
-$662
- 5 Debit card Mobile money
You pay €7,000.00
$16,870
-$1,000
What to consider before sending money from Finland to Fiji
For a transfer from Finland, compare the FJD received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/FJD transfer options
Compare EUR/FJD transfer options
For a €7,000 transfer to Fiji, these are the current cheapest, fastest and easiest options.
Cheapest
Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 17,870.02 FJD, which is 0.23% more than the next best option.
Fastest
TapTap Send delivers 16,870 FJD in minutes when you pay by debit card and choose mobile money.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Fiji.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Fiji
The exchange rate has a direct impact on how much FJD your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 2.559772 FJD
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 5 of them on EUR to Fiji, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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