How to send money to Fiji from Finland with the best EUR-FJD rate

We’ve compared and analysed 6 money transfer companies in Finland.

Best companies for EUR/FJD transfers

6 of 6 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/FJD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €297.51 1 EUR = 2.5642 FJD -0.71% vs mid-market Recipient gets $17,186.73 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€297.511 EUR = 2.5642 FJD
$17,186.73You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 2.4696 FJD +3.05% vs mid-market Recipient gets $17,287.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.4696 FJD
$17,287.20You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 2.5391 FJD +0.27% vs mid-market Recipient gets $17,773.67 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Fiji with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.5391 FJD
$17,773.67You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 2.5332 FJD +0.50% vs mid-market Recipient gets $17,732.68 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Fiji with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.5332 FJD
$17,732.68You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €2.99 1 EUR = 2.4800 FJD +2.62% vs mid-market Recipient gets $17,352.72 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Fiji with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
€2.991 EUR = 2.4800 FJD
$17,352.72You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 2.4696 FJD +3.05% vs mid-market Recipient gets $17,287.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.4696 FJD
$17,287.20You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 2.4696 FJD +3.05% vs mid-market Recipient gets $17,287.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.4696 FJD
$17,287.20You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 2.4696 FJD +3.05% vs mid-market Recipient gets $17,287.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.4696 FJD
$17,287.20You pay€7,000.00

Wise

Pay via Bank transfer
Fee €297.51 1 EUR = 2.5642 FJD -0.71% vs mid-market Recipient gets $17,186.73 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€297.511 EUR = 2.5642 FJD
$17,186.73You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €306.92 1 EUR = 2.5642 FJD -0.71% vs mid-market Recipient gets $17,162.60 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€306.921 EUR = 2.5642 FJD
$17,162.60You pay€7,000.00

Wise

Pay via Debit card
Fee €348.51 1 EUR = 2.5642 FJD -0.71% vs mid-market Recipient gets $17,055.95 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€348.511 EUR = 2.5642 FJD
$17,055.95You pay€7,000.00

Wise

Pay via Credit card
Fee €387.52 1 EUR = 2.5642 FJD -0.71% vs mid-market Recipient gets $16,955.92 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€387.521 EUR = 2.5642 FJD
$16,955.92You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 2.3900 FJD +6.32% vs mid-market Recipient gets $16,730.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Fiji with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Digicel MyCash, M-PAiSA
Free1 EUR = 2.3900 FJD
$16,730.00You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 2.5460 FJD Updates every 60 minutes.

How to send money from Finland to Fiji

Pick a company

For a one-off transfer to Fiji, start with Regency FX.

On a 7,000 EUR transfer, Regency FX delivers the most FJD.

The cheapest option depends on the amount, so I suggest to get the best EUR/FJD rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Fiji they can receive it via bank deposit and mobile money.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Fiji

6 companies send money from Finland to Fiji, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 17,287.2 FJD on €7,000 transfer.

If it's the only time you send money to Fiji, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

WorldRemit charges €2.99 on a €7,000 transfer, and 17,352.72 FJD arrives in minutes - 2 days.

In Fiji they can receive money via bank deposit and mobile money.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and FJD balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to FJD with Wise gets you 17,186.73 FJD (€297.51 in fees and -0.71% markup).

This is especially useful travel since you are spending in FJD (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Fiji.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Fiji. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/FJD rate.

Ways to fund EUR and receive FJD in Fiji

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 17,773.67 FJD.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Fiji directly.

For withdrawals in Fiji, use bank deposit and mobile money.

Receive FJD

The name should match the account holder's bank record, so double check it before sending.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    $17,774

    Cheapest

  2. 2
    Debit card Mobile money

    You pay €7,000.00

    $17,353

    -$421

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    $17,287

    -$486

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    $17,287

    -$486

  5. 5
    Ideal Bank deposit

    You pay €7,000.00

    $17,163

    -$611

What to consider before sending money from Finland to Fiji

For a transfer from Finland, compare the FJD received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/FJD transfer options

For a €7,000 transfer to Fiji, these are the current cheapest, fastest and easiest options.

Cheapest

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 17,773.67 FJD, which is 0.23% more than the next best option.

Fastest

TapTap Send delivers 16,730 FJD in minutes when you pay by debit card and choose mobile money.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Fiji.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-FJD Exchange Rate

Finding the best rate to send money from Finland to Fiji

The exchange rate has a direct impact on how much FJD your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 2.542941 FJD

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 6 of them on EUR to Fiji, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.