How to send money to Fiji from Germany with the best EUR-FJD rate

Regency FX is the best and cheapest service overall. On €7,000 you will get 17,870.02 FJD after fees and the exchange rate.

We’ve compared 7 money transfer companies in more detail below.

Best companies for EUR/FJD transfers

7 of 7 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/FJD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €241.15 1 EUR = 2.5496 FJD +0.40% vs mid-market Recipient gets $17,232.16 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€241.151 EUR = 2.5496 FJD
$17,232.16You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 2.4696 FJD +3.59% vs mid-market Recipient gets $17,287.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.4696 FJD
$17,287.20You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 2.5529 FJD +0.27% vs mid-market Recipient gets $17,870.02 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Fiji with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.5529 FJD
$17,870.02You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 2.5470 FJD +0.50% vs mid-market Recipient gets $17,828.81 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Fiji with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.5470 FJD
$17,828.81You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €2.99 1 EUR = 2.4852 FJD +2.96% vs mid-market Recipient gets $17,389.04 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Fiji with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
€2.991 EUR = 2.4852 FJD
$17,389.04You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 2.4594 FJD
$17,216.01You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €9.99 1 EUR = 2.4716 FJD +3.50% vs mid-market Recipient gets $17,301.20 Minutes - 24 hours

Ways to receive money in Fiji with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 2.4716 FJD
$17,301.20You pay€7,009.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€9.991 EUR = 2.4487 FJD
$17,140.90You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €9.99 1 EUR = 2.4716 FJD +3.50% vs mid-market Recipient gets $17,301.20 Minutes - 24 hours

Ways to receive money in Fiji with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 2.4716 FJD
$17,301.20You pay€7,009.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€9.991 EUR = 2.4487 FJD
$17,140.90You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €9.99 1 EUR = 2.4716 FJD +3.50% vs mid-market Recipient gets $17,301.20 Minutes - 24 hours

Ways to receive money in Fiji with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€9.991 EUR = 2.4716 FJD
$17,301.20You pay€7,009.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€9.991 EUR = 2.4487 FJD
$17,140.90You pay€7,009.99

Xe

Pay via Debit card
Fee €0.00 1 EUR = 2.4696 FJD +3.59% vs mid-market Recipient gets $17,287.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.4696 FJD
$17,287.20You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 2.4696 FJD +3.59% vs mid-market Recipient gets $17,287.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.4696 FJD
$17,287.20You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 2.4696 FJD +3.59% vs mid-market Recipient gets $17,287.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Fiji with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 2.4696 FJD
$17,287.20You pay€7,000.00

Wise

Pay via Bank transfer
Fee €241.15 1 EUR = 2.5496 FJD +0.40% vs mid-market Recipient gets $17,232.16 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€241.151 EUR = 2.5496 FJD
$17,232.16You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €250.71 1 EUR = 2.5496 FJD +0.40% vs mid-market Recipient gets $17,207.79 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€250.711 EUR = 2.5496 FJD
$17,207.79You pay€7,000.00

Wise

Pay via Debit card
Fee €293.01 1 EUR = 2.5496 FJD +0.40% vs mid-market Recipient gets $17,099.94 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€293.011 EUR = 2.5496 FJD
$17,099.94You pay€7,000.00

Wise

Pay via Credit card
Fee €332.67 1 EUR = 2.5496 FJD +0.40% vs mid-market Recipient gets $16,998.82 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Fiji with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€332.671 EUR = 2.5496 FJD
$16,998.82You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 2.4100 FJD +6.03% vs mid-market Recipient gets $16,870.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Fiji with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Digicel MyCash, M-PAiSA
Free1 EUR = 2.4100 FJD
$16,870.00You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 2.5598 FJD Updates every 60 minutes.

How to send money from Germany to Fiji

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

On a 7,000 EUR transfer, Regency FX delivers the most FJD.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/FJD rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Fiji

There are 7 companies for sending money from Germany to Fiji, across app, broker, online, in person, multi-currency account, and global account, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with WorldRemit to Fiji gets you 17,389.04 FJD with a €2.99 fee and 2.96% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

In general, online transfers are cheaper than sending cash to Fiji.

For large transfers from Germany

Currency brokers

For buying property, moving to Fiji, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/FJD which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Fiji.

Be it overseas suppliers and contractors, receiving FJD payments, or holding FJD and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and FJD in one account.

You get FJD bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert FJD to EUR or EUR to FJD whenever you need.

The best multi currency account is Wise, it adds ~0.4% markup and charges small fees.

Ways to fund EUR and receive FJD in Fiji

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 17,870.02 FJD.

You can pay for the transfer using bank transfer, debit card, credit card, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Fiji.

The recipient in Fiji can receive FJD by bank deposit, mobile money, cash pickup, card deposit, and mobile wallet.

To receive FJD by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Fiji

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    $17,870

    Cheapest

  2. 2
    Debit card Mobile money

    You pay €7,000.00

    $17,389

    -$481

  3. 3
    Bank transfer Cash pickup

    You pay €7,009.99

    $17,301

    -$569

  4. 4
    Debit card Cash pickup

    You pay €7,009.99

    $17,301

    -$569

  5. 5
    Credit card Cash pickup

    You pay €7,009.99

    $17,301

    -$569

Show moreShow less
  1. 6
    Debit card Bank deposit

    You pay €7,000.00

    $17,287

    -$583

  2. 7
    Credit card Bank deposit

    You pay €7,000.00

    $17,287

    -$583

  3. 8
    Debit card Card deposit

    You pay €7,000.00

    $17,216

    -$654

  4. 9
    Ideal Bank deposit

    You pay €7,000.00

    $17,208

    -$662

  5. 10
    Bank transfer Mobile wallet

    You pay €7,009.99

    $17,141

    -$729

  6. 11
    Debit card Mobile wallet

    You pay €7,009.99

    $17,141

    -$729

  7. 12
    Credit card Mobile wallet

    You pay €7,009.99

    $17,141

    -$729

Things to know before sending money from Germany to FJD

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/FJD transfer options

For a €7,000 transfer to Fiji, these are the best options:

Cheapest way to send money to Fiji

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 17,870.02 FJD, which is 0.23% more than the next best option.

Fastest way to send money to Fiji

The fastest option is TapTap Send. Pay by debit card and choose mobile money for the payout. Your recipient gets 16,870 FJD in minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into FJD sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-FJD Exchange Rate

Finding the best rate to send money from Germany to Fiji

The EUR/FJD rate can move noticeably within a week, changing the amount your recipient gets in FJD.

Mid-market rate:1 EUR = 2.559772 FJD

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 7 of them on EUR to Fiji, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.