How to send money to Peru from UAE with the best AED-PEN rate

Regency FX is the cheapest way to send money from the United Arab Emirates to Peru. Sending 25,000 AED will get you 23,432.46 PEN at 0.9373 PEN per AED.

We’ve compared 2 services and apps below in more detail.

Best companies for AED/PEN transfers

2 of 2 providers

Last updated on 28 October 2026

Based on 25,000 AED transfer

Best companies for AED/PEN transfers

Sort Cheapest
Promoted

Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.9373 PEN +0.27% vs mid-market Recipient gets PEN 23,432.46 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Peru with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.9373 PEN
PEN 23,432.46You payAED 25,000.00
Promoted

OFX

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.9351 PEN +0.50% vs mid-market Recipient gets PEN 23,378.42 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Peru with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.9351 PEN
PEN 23,378.42You payAED 25,000.00

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Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.9373 PEN +0.27% vs mid-market Recipient gets PEN 23,432.46 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Peru with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.9373 PEN
PEN 23,432.46You payAED 25,000.00

OFX

Pay via Bank transfer
Fee AED 0.00 1 AED = 0.9351 PEN +0.50% vs mid-market Recipient gets PEN 23,378.42 Minutes - 24 hours
FastestRecommended
Personal account managerReceive to bank account

Ways to receive money in Peru with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 0.9351 PEN
PEN 23,378.42You payAED 25,000.00
How Our Results Work
Mid-market rate: 1 AED = 0.9398 PEN Updates every 60 minutes.

How to send money from UAE to Peru

Pick a company

Start with the cheapest, which is Regency FX at 23,432.46 PEN on AED 25,000.

Regency FX was the cheapest on 27 of the 27 days it quoted AED25,000 transfers to Peru.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Peru?

How much AED you send to Peru heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from AED 25,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
AED 3,5000.65%AED 0.00PEN 3,268.04with bank transfer to bank deposit+PEN 53.52
AED 7,5000.65%AED 0.00PEN 7,002.95with bank transfer to bank deposit+PEN 68.94
AED 25,000This page0.27%AED 0.00PEN 23,432.46with bank transfer to bank deposit+PEN 27.02
AED 50,0000.27%AED 0.00PEN 46,864.87with bank transfer to bank deposit+PEN 376.41
AED 200,0000.25%AED 0.00PEN 187,497.28with bank transfer to bank deposit+PEN 1,492.38
AED 250,0000.25%AED 0.00PEN 234,371.60with bank transfer to bank deposit+PEN 1,859.52
AED 350,0000.25%AED 0.00PEN 328,120.24with bank transfer to bank deposit+PEN 1,946.16
AED 1,000,0000.20%AED 0.00PEN 937,957.33with bank transfer to bank deposit+PEN 7,740.73

Mid-market rate: 1 AED = 0.9398 PEN

AED/PEN Exchange Rate History

Is today a good time to send money from UAE to Peru?

The cheapest way to send AED to PEN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 25,000 AED transfers to Peru.

PEN received for AED 25,000, after fees

Wed, 28 Oct 2026Mid-market ratePEN 23,495.90 Regency FX PEN 23,432.46Regency FXPEN 23,432.46OFXPEN 23,378.42

22,800
23,000
23,200
23,400
23,600
23,800
At the mid-market rateWith the cheapest optionRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9258 – PEN 23,144.88
Regency FX Cheapest 0.9233 AED 0.00 PEN 23,082.38 −PEN 62.49
OFX 0.9212 AED 0.00 PEN 23,029.15 −PEN 115.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9374 – PEN 23,434.30
Regency FX Cheapest 0.9348 AED 0.00 PEN 23,371.03 −PEN 63.27
OFX 0.9327 AED 0.00 PEN 23,317.13 −PEN 117.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9395 – PEN 23,488.75
Regency FX Cheapest 0.9370 AED 0.00 PEN 23,425.33 −PEN 63.42
OFX 0.9349 AED 0.00 PEN 23,371.31 −PEN 117.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9436 – PEN 23,590.93
Regency FX Cheapest 0.9411 AED 0.00 PEN 23,527.23 −PEN 63.69
OFX 0.9389 AED 0.00 PEN 23,472.97 −PEN 117.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9386 – PEN 23,464.93
Regency FX Cheapest 0.9361 AED 0.00 PEN 23,401.57 −PEN 63.35
OFX 0.9339 AED 0.00 PEN 23,347.60 −PEN 117.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9415 – PEN 23,538.38
Regency FX Cheapest 0.9390 AED 0.00 PEN 23,474.82 −PEN 63.56
OFX 0.9368 AED 0.00 PEN 23,420.68 −PEN 117.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9429 – PEN 23,572.20
Regency FX Cheapest 0.9403 AED 0.00 PEN 23,508.56 −PEN 63.64
OFX 0.9382 AED 0.00 PEN 23,454.34 −PEN 117.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9375 – PEN 23,438.75
Regency FX Cheapest 0.9350 AED 0.00 PEN 23,375.47 −PEN 63.28
OFX 0.9329 AED 0.00 PEN 23,321.56 −PEN 117.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9372 – PEN 23,429.58
Regency FX Cheapest 0.9347 AED 0.00 PEN 23,366.32 −PEN 63.26
OFX 0.9325 AED 0.00 PEN 23,312.43 −PEN 117.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9367 – PEN 23,416.78
Regency FX Cheapest 0.9341 AED 0.00 PEN 23,353.55 −PEN 63.23
OFX 0.9320 AED 0.00 PEN 23,299.69 −PEN 117.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9337 – PEN 23,343.38
Regency FX Cheapest 0.9312 AED 0.00 PEN 23,280.35 −PEN 63.03
OFX 0.9291 AED 0.00 PEN 23,226.66 −PEN 116.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9339 – PEN 23,346.93
Regency FX Cheapest 0.9314 AED 0.00 PEN 23,283.89 −PEN 63.03
OFX 0.9292 AED 0.00 PEN 23,230.19 −PEN 116.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9339 – PEN 23,346.93
Regency FX Cheapest 0.9314 AED 0.00 PEN 23,283.89 −PEN 63.03
OFX 0.9292 AED 0.00 PEN 23,230.19 −PEN 116.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9333 – PEN 23,331.33
Regency FX Cheapest 0.9307 AED 0.00 PEN 23,268.33 −PEN 62.99
OFX 0.9286 AED 0.00 PEN 23,214.67 −PEN 116.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9393 – PEN 23,482.05
Regency FX Cheapest 0.9367 AED 0.00 PEN 23,418.65 −PEN 63.40
OFX 0.9346 AED 0.00 PEN 23,364.64 −PEN 117.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9375 – PEN 23,438.55
TapTap Send Cheapest 0.9300 AED 0.00 PEN 23,250.00 −PEN 188.55
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 0.9290 AED 0.00 PEN 23,225.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9368 – PEN 23,419.70
Regency FX Cheapest 0.9343 AED 0.00 PEN 23,356.47 −PEN 63.23
OFX 0.9321 AED 0.00 PEN 23,302.60 −PEN 117.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9380 – PEN 23,450.10
Regency FX Cheapest 0.9355 AED 0.00 PEN 23,386.78 −PEN 63.32
OFX 0.9333 AED 0.00 PEN 23,332.85 −PEN 117.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9380 – PEN 23,450.10
Regency FX Cheapest 0.9355 AED 0.00 PEN 23,386.78 −PEN 63.32
OFX 0.9333 AED 0.00 PEN 23,332.85 −PEN 117.25
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 0.9320 AED 0.00 PEN 23,300.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9390 – PEN 23,475.13
Regency FX Cheapest 0.9365 AED 0.00 PEN 23,411.74 −PEN 63.38
OFX 0.9343 AED 0.00 PEN 23,357.75 −PEN 117.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9372 – PEN 23,430.70
Regency FX Cheapest 0.9347 AED 0.00 PEN 23,367.44 −PEN 63.26
OFX 0.9325 AED 0.00 PEN 23,313.55 −PEN 117.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9359 – PEN 23,397.50
Regency FX Cheapest 0.9334 AED 0.00 PEN 23,334.33 −PEN 63.17
OFX 0.9312 AED 0.00 PEN 23,280.51 −PEN 116.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9350 – PEN 23,374.98
Regency FX Cheapest 0.9325 AED 0.00 PEN 23,311.86 −PEN 63.12
OFX 0.9303 AED 0.00 PEN 23,258.10 −PEN 116.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9345 – PEN 23,361.95
Regency FX Cheapest 0.9320 AED 0.00 PEN 23,298.87 −PEN 63.08
OFX 0.9298 AED 0.00 PEN 23,245.14 −PEN 116.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9345 – PEN 23,361.95
Regency FX Cheapest 0.9320 AED 0.00 PEN 23,298.87 −PEN 63.08
OFX 0.9298 AED 0.00 PEN 23,245.14 −PEN 116.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9331 – PEN 23,327.85
Regency FX Cheapest 0.9306 AED 0.00 PEN 23,264.86 −PEN 62.99
OFX 0.9284 AED 0.00 PEN 23,211.21 −PEN 116.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9408 – PEN 23,518.98
Regency FX Cheapest 0.9382 AED 0.00 PEN 23,455.47 −PEN 63.50
OFX 0.9361 AED 0.00 PEN 23,401.38 −PEN 117.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9398 – PEN 23,495.90
Regency FX Cheapest 0.9373 AED 0.00 PEN 23,432.46 −PEN 63.44
OFX 0.9351 AED 0.00 PEN 23,378.42 −PEN 117.48

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send AED 25,000, after fees, as quoted by each company. The mid-market line shows what AED 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PEN per AED than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PEN on every transfer from UAE.

Right now, Regency FX pays 23,432.46 PEN on 25,000 AED, which is 63.44 PEN less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 23,527.23 PEN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Peru.

We've tracked 226 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Regency FXAppeared in 150 comparisons

    Cheapest every time

  2. OFXAppeared in 209 comparisons

    Cheapest in 27% of them

Based on 226 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most PEN, and it was also the cheapest in 100% of the 150 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Peru.

OFX (today's second cheapest) was the cheapest in only 27% of its comparisons, so it's rarely the cheapest option for transfers to Peru.

Ways to send money from the UAE to Peru

2 companies send money from the UAE to Peru, split between broker, and more.

For small urgent transfers

Send now, pay later

You can send AED to Peru now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Regency FX charges no fee and adds 0.27% on AED/PEN exchange rate with someone on the phone guiding you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from AED 25,000 it quoted.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

Ways to deposit AED and receive PEN in Peru

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 23,432.46 PEN.

You can pay in AED by bank transfer.

In Peru, the recipient can receive PEN through bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay AED25,000.00

    S/23,432

    Cheapest

Before sending AED to Peru, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/PEN transfer options

For an AED 25,000 transfer to Peru, the current options look like this.

  1. The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 23,432.46 PEN, which is 0.23% more than the next best option.

  2. The fastest option is Regency FX, funded by bank transfer with bank deposit in Peru. Your recipient gets 23,432.46 PEN in minutes - 24 hours.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

How we analyse the market

We track 2 licensed companies sending AED to Peru, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in PEN rather than on the fee, alongside the deposit and payout options.

In the past 30 days alone, we analysed 226 comparisons across 8 amounts.

This page covers the cheapest and fastest options for AED/PEN transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.