Remitbee is the cheapest way to send money from Canada to Peru based on the 12 companies we analyzed, giving your recipient 2,411.4 PEN from $1,000.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/PEN transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $25.55 1 CAD = 2.4008 PEN -0.01% vs mid-market | Recipient gets PEN 2,339.48 Within a week | |
Ways to receive money in Peru with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $25.551 CAD = 2.4008 PEN PEN 2,339.48You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 2.3309 PEN +2.95% vs mid-market | Recipient gets PEN 2,330.90 6-12 Hours | |
Ways to receive money in Peru with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 2.3309 PEN PEN 2,330.90You pay$1,004.99 Yape6-12 HoursAvailable via:YAPE $1.991 CAD = 2.3299 PEN PEN 2,329.90You pay$1,001.99 PLIN6-12 HoursAvailable via:PLIN $1.991 CAD = 2.3299 PEN PEN 2,329.90You pay$1,001.99 Cash pickup6-12 Hours $5.991 CAD = 2.2873 PEN PEN 2,287.30You pay$1,005.99 | |||
Run a live search Showing top Canada to Peru deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to PEN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PEN. We suggest doing a live search based on how much CAD you're planning to spend in Peru. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Remitbee Pay via Interac | Fees: $0.00 1 CAD = 2.4114 PEN -0.45% vs mid-market | Recipient gets PEN 2,411.40 Next Day | |
Ways to receive money in Peru with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 2.4114 PEN PEN 2,411.40You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 2.4114 PEN -0.45% vs mid-market | Recipient gets PEN 2,411.40 Next Day | |
Ways to receive money in Peru with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 2.4114 PEN PEN 2,411.40You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 2.4114 PEN -0.45% vs mid-market | Recipient gets PEN 2,411.40 Next Day | |
Ways to receive money in Peru with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 2.4114 PEN PEN 2,411.40You pay$1,000.00 | |||
| Remitbee Pay via Debit Card | Fees: $8.99 1 CAD = 2.4114 PEN -0.45% vs mid-market | Recipient gets PEN 2,389.72 Next Day | |
Ways to receive money in Peru with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $8.991 CAD = 2.4114 PEN PEN 2,389.72You pay$1,000.00 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 2.3856 PEN +0.63% vs mid-market | Recipient gets PEN 2,385.57 6-12 Hours | |
Ways to receive money in Peru with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 2.3856 PEN PEN 2,385.57You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 2.3856 PEN +0.63% vs mid-market | Recipient gets PEN 2,385.57 6-12 Hours | |
Ways to receive money in Peru with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 2.3856 PEN PEN 2,385.57You pay$1,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 CAD = 2.3850 PEN +0.65% vs mid-market | Recipient gets PEN 2,385.01 6-12 Hours | |
Ways to receive money in Peru with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 2.3850 PEN PEN 2,385.01You pay$1,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit Card | Fees: $1.99 1 CAD = 2.3781 PEN +0.94% vs mid-market | Recipient gets PEN 2,373.41 2 Days | |
Ways to receive money in Peru with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days $1.991 CAD = 2.3781 PEN PEN 2,373.41You pay$1,000.00 Mobile money2 Days $1.991 CAD = 2.3781 PEN PEN 2,373.41You pay$1,000.00 Cash pickup2 Days $2.991 CAD = 2.3419 PEN PEN 2,334.92You pay$1,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 CAD = 2.3730 PEN +1.16% vs mid-market | Recipient gets PEN 2,373.00 Minutes | |
Ways to receive money in Peru with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Dale, Luqea, Prexpe Free1 CAD = 2.3730 PEN PEN 2,373.00You pay$1,000.00 PLINMinutesAvailable via:Plin Free1 CAD = 2.3730 PEN PEN 2,373.00You pay$1,000.00 YapeMinutesAvailable via:Yape Free1 CAD = 2.3730 PEN PEN 2,373.00You pay$1,000.00 Bank depositMinutes $1.401 CAD = 2.3730 PEN PEN 2,373.00You pay$1,001.40 Cash pickupMinutesAvailable via:Jet Peru Cash Pickup $7.091 CAD = 2.3730 PEN PEN 2,373.00You pay$1,007.09 | |||
 Ria Money Transfer Pay via Debit Card | Fees: $1.90 1 CAD = 2.3752 PEN +1.06% vs mid-market | Recipient gets PEN 2,370.69 6-12 Hours | |
Ways to receive money in Peru with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $1.901 CAD = 2.3752 PEN PEN 2,370.69You pay$1,000.00 Mobile wallet6-12 Hours $1.901 CAD = 2.3742 PEN PEN 2,369.69You pay$1,000.00 Bank deposit6-12 Hours $1.901 CAD = 2.3726 PEN PEN 2,368.09You pay$1,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 2.3659 PEN +1.46% vs mid-market | Recipient gets PEN 2,365.92 Next Day | |
Ways to receive money in Peru with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 2.3659 PEN PEN 2,365.92You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 2.3659 PEN +1.46% vs mid-market | Recipient gets PEN 2,365.92 Next Day | |
Ways to receive money in Peru with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 2.3659 PEN PEN 2,365.92You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $25.55 1 CAD = 2.4008 PEN -0.01% vs mid-market | Recipient gets PEN 2,339.48 Within a week | |
Ways to receive money in Peru with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $25.551 CAD = 2.4008 PEN PEN 2,339.48You pay$1,000.00 | |||
 Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 2.3369 PEN +2.69% vs mid-market | Recipient gets PEN 2,336.90 2 Days | |
Ways to receive money in Peru with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 2.3369 PEN PEN 2,336.90You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 2.3369 PEN +2.69% vs mid-market | Recipient gets PEN 2,336.90 2 Days | |
Ways to receive money in Peru with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 2.3369 PEN PEN 2,336.90You pay$1,000.00 | |||
 Koho Pay via Bank Transfer | Fees: $26.26 1 CAD = 2.3995 PEN +0.05% vs mid-market | Recipient gets PEN 2,336.48 Next day | |
Ways to receive money in Peru with Koho when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $26.261 CAD = 2.3995 PEN PEN 2,336.48You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 2.3309 PEN +2.95% vs mid-market | Recipient gets PEN 2,330.90 6-12 Hours | |
Ways to receive money in Peru with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 2.3309 PEN PEN 2,330.90You pay$1,004.99 Yape6-12 HoursAvailable via:YAPE $1.991 CAD = 2.3299 PEN PEN 2,329.90You pay$1,001.99 PLIN6-12 HoursAvailable via:PLIN $1.991 CAD = 2.3299 PEN PEN 2,329.90You pay$1,001.99 Cash pickup6-12 Hours $5.991 CAD = 2.2873 PEN PEN 2,287.30You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $4.99 1 CAD = 2.3309 PEN +2.95% vs mid-market | Recipient gets PEN 2,330.90 6-12 Hours | |
Ways to receive money in Peru with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 2.3309 PEN PEN 2,330.90You pay$1,004.99 Yape6-12 HoursAvailable via:YAPE $1.991 CAD = 2.3299 PEN PEN 2,329.90You pay$1,001.99 PLIN6-12 HoursAvailable via:PLIN $1.991 CAD = 2.3299 PEN PEN 2,329.90You pay$1,001.99 Cash pickup6-12 Hours $5.991 CAD = 2.2873 PEN PEN 2,287.30You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $4.99 1 CAD = 2.3309 PEN +2.95% vs mid-market | Recipient gets PEN 2,330.90 6-12 Hours | |
Ways to receive money in Peru with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 2.3309 PEN PEN 2,330.90You pay$1,004.99 Yape6-12 HoursAvailable via:YAPE $1.991 CAD = 2.3299 PEN PEN 2,329.90You pay$1,001.99 PLIN6-12 HoursAvailable via:PLIN $1.991 CAD = 2.3299 PEN PEN 2,329.90You pay$1,001.99 Cash pickup6-12 Hours $5.991 CAD = 2.2873 PEN PEN 2,287.30You pay$1,005.99 | |||
| Wise Pay via Interac | Fees: $31.20 1 CAD = 2.4008 PEN -0.01% vs mid-market | Recipient gets PEN 2,325.91 Within a week | |
Ways to receive money in Peru with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $31.201 CAD = 2.4008 PEN PEN 2,325.91You pay$1,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 2.3225 PEN +3.31% vs mid-market | Recipient gets PEN 2,322.50 2 Days | |
Ways to receive money in Peru with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 2.3225 PEN PEN 2,322.50You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 CAD = 2.3225 PEN +3.31% vs mid-market | Recipient gets PEN 2,322.50 2 Days | |
Ways to receive money in Peru with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 CAD = 2.3225 PEN PEN 2,322.50You pay$1,020.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit Card | Fees: $4.99 1 CAD = 2.3318 PEN +2.91% vs mid-market | Recipient gets PEN 2,320.14 Next Day | |
Ways to receive money in Peru with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupNext Day $4.991 CAD = 2.3318 PEN PEN 2,320.14You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $36.30 1 CAD = 2.4008 PEN -0.01% vs mid-market | Recipient gets PEN 2,313.67 Within a week | |
Ways to receive money in Peru with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $36.301 CAD = 2.4008 PEN PEN 2,313.67You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $50.66 1 CAD = 2.4008 PEN -0.01% vs mid-market | Recipient gets PEN 2,279.19 Within a week | |
Ways to receive money in Peru with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $50.661 CAD = 2.4008 PEN PEN 2,279.19You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $45.00 1 CAD = 2.3752 PEN +1.06% vs mid-market | Recipient gets PEN 2,268.32 6-12 Hours | |
Ways to receive money in Peru with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $45.001 CAD = 2.3752 PEN PEN 2,268.32You pay$1,000.00 Mobile wallet6-12 Hours $45.001 CAD = 2.3742 PEN PEN 2,267.36You pay$1,000.00 Bank deposit6-12 Hours $45.001 CAD = 2.3726 PEN PEN 2,265.83You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 2.4006 PEN Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitbee at 2,411.4 PEN on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
How much CAD you send to Peru heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $100 | -0.48% | $0.00 | PEN 241.14with interac to bank deposit | +PEN 18.55 | |
| $500 | -0.48% | $0.00 | PEN 1,205.70with interac to bank deposit | +PEN 36.74 | |
| $1,000This page | -0.45% | $0.00 | PEN 2,411.40with interac to bank deposit | +PEN 60.49 | |
| $10,000 | -0.47% | $0.00 | PEN 24,114.00with interac to bank deposit | +PEN 430.54 | |
| $50,000 | -0.45% | $0.00 | PEN 120,570.00with interac to bank deposit | +PEN 1,932.68 |
Mid-market rate: 1 CAD = 2.4006 PEN
There are 12 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Ria Money Transfer location, and your recipient picks up 2,370.69 PEN within minutes.
Cash transfers cost more
Cash transfer to Peru is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Remitbee charges $0 in fees and adds -0.45% markup, so your $1,000 delivers 2,411.4 PEN in next day.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 12 online companies, Remitbee is the cheapest and currently gets you 2,411.4 PEN on a $1,000 transfer after a $0 fee and -0.45% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
Brokers like OFX charge no fees but add 0.65% on CAD/PEN interbank rate.
The markup gets lower the more you send, with an account manager handling it end to end.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
If you already have one
Some neobanks in Canada include international transfers with no transfer fee as part of the account.
Koho sends your $1,000 for $26.26 in fees with 0.05% markup.
It's a good option for small ocasional transfers, but I still suggest .
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in PEN.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in PEN, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and PEN, and convert between them at low cost.
For example, converting $1,000 costs $25.55 in fees at -0.01% markup, which gets you 2,339.48 PEN.
With Remitbee, paying by interac and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 2,411.4 PEN.
Deposit CAD using debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive PEN through bank deposit, cash pickup, plin, yape, mobile wallet, and mobile money.
For a bank deposit payout, you will need the recipient's bank details in Peru.
You pay $1,000.00
S/2,411
Cheapest
You pay $1,000.00
S/2,411
S/0
You pay $1,000.00
S/2,411
S/0
You pay $1,000.00
S/2,390
-S/22
You pay $1,000.00
S/2,386
-S/26
You pay $1,000.00
S/2,373
-S/38
You pay $1,007.09
S/2,373
-S/38
You pay $1,000.00
S/2,373
-S/38
You pay $1,000.00
S/2,373
-S/38
You pay $1,000.00
S/2,373
-S/38
You pay $1,004.99
S/2,331
-S/81
You pay $1,001.99
S/2,330
-S/82
You pay $1,001.99
S/2,330
-S/82
You pay $1,001.99
S/2,330
-S/82
You pay $1,001.99
S/2,330
-S/82
You pay $1,005.99
S/2,287
-S/124
You pay $1,005.99
S/2,287
-S/124
You pay $1,000.00
S/2,267
-S/144
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Peru, these are the cheapest, fastest and easiest options available now.
Best way to send money to Peru
Remitbee is the cheapest and easiest option, funded by interac with bank deposit for the payout. Your recipient gets 2,411.4 PEN, which is 1.07% more than the next best option.
Fastest way to send money to Peru
TapTap Send is fastest when you pay by debit card and choose mobile wallet for the payout. The transfer delivers 2,373 PEN in minutes.
An Interac e-Transfer cannot go directly to a recipient in Peru.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the PEN amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 2.398488 PEN
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 12 FINTRAC-registered companies sending CAD to Peru, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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