Best companies for AUD/PEN transfers
8 of 8 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/PEN transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $38.56 1 AUD = 2.4260 PEN +0.04% vs mid-market	Recipient gets PEN 4,758.53 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Peru with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $38.561 AUD = 2.4260 PEN PEN 4,758.53You pay$2,000.00
Ad Xe Pay via Debit Card	Fees: $0.00 1 AUD = 2.3793 PEN +1.99% vs mid-market	Recipient gets PEN 4,758.60 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Peru with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.3793 PEN PEN 4,758.60You pay$2,000.00
Run a live search Showing top Australia to Peru deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to PEN rates.
Run a live search These companies offer multi-currency accounts for spending PEN. We suggest doing a live search based on how much AUD you're planning to spend in Peru.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 2.4113 PEN +0.65% vs mid-market	Recipient gets PEN 4,822.60 6-12 Hours
7 reviews Cheapest Receive to bank account
Ways to receive money in Peru with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.4113 PEN PEN 4,822.60You pay$2,000.00
TapTap Send Pay via Debit Card	Fees: $0.00 1 AUD = 2.4080 PEN +0.79% vs mid-market	Recipient gets PEN 4,816.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Peru with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Dale, Luqea, Prexpe Free1 AUD = 2.4080 PEN PEN 4,816.00You pay$2,000.00 PLINMinutesAvailable via:Plin Free1 AUD = 2.4080 PEN PEN 4,816.00You pay$2,000.00 YapeMinutesAvailable via:Yape Free1 AUD = 2.4080 PEN PEN 4,816.00You pay$2,000.00 Bank depositMinutes $1.431 AUD = 2.4080 PEN PEN 4,816.00You pay$2,001.43 Cash pickupMinutesAvailable via:Jet Peru Cash Pickup $7.221 AUD = 2.4080 PEN PEN 4,816.00You pay$2,007.22
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $3.70 1 AUD = 2.4056 PEN +0.89% vs mid-market	Recipient gets PEN 4,802.37 Within minutes
10 reviews Fastest Receive to bank account
Ways to receive money in Peru with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.701 AUD = 2.4056 PEN PEN 4,802.37You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 2.3936 PEN +1.39% vs mid-market	Recipient gets PEN 4,787.20 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Peru with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 2.3936 PEN PEN 4,787.20You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 2.3936 PEN +1.39% vs mid-market	Recipient gets PEN 4,787.20 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Peru with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 2.3936 PEN PEN 4,787.20You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 2.3936 PEN +1.39% vs mid-market	Recipient gets PEN 4,787.20 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Peru with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 2.3936 PEN PEN 4,787.20You pay$2,000.00
Xe Pay via Debit Card	Fees: $0.00 1 AUD = 2.3793 PEN +1.99% vs mid-market	Recipient gets PEN 4,758.60 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Peru with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.3793 PEN PEN 4,758.60You pay$2,000.00

Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 2.3793 PEN +1.99% vs mid-market	Recipient gets PEN 4,758.60 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Peru with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.3793 PEN PEN 4,758.60You pay$2,000.00
Xe Pay via Credit Card	Fees: $0.00 1 AUD = 2.3793 PEN +1.99% vs mid-market	Recipient gets PEN 4,758.60 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Peru with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.3793 PEN PEN 4,758.60You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $38.56 1 AUD = 2.4260 PEN +0.04% vs mid-market	Recipient gets PEN 4,758.53 Within a week
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Peru with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $38.561 AUD = 2.4260 PEN PEN 4,758.53You pay$2,000.00

Wise Pay via Osko	Fees: $38.56 1 AUD = 2.4260 PEN +0.04% vs mid-market	Recipient gets PEN 4,758.53 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Peru with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $38.561 AUD = 2.4260 PEN PEN 4,758.53You pay$2,000.00
Wise Pay via Debit Card	Fees: $43.94 1 AUD = 2.4260 PEN +0.04% vs mid-market	Recipient gets PEN 4,745.48 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Peru with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $43.941 AUD = 2.4260 PEN PEN 4,745.48You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 2.3627 PEN +2.69% vs mid-market	Recipient gets PEN 4,725.40 6-12 Hours
2 reviews
Ways to receive money in Peru with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 2.3627 PEN PEN 4,725.40You pay$2,003.99 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 2.3162 PEN PEN 4,632.40You pay$2,002.99 PLIN6-12 HoursAvailable via:PLIN Free1 AUD = 2.2836 PEN PEN 4,567.20You pay$2,000.00 Yape6-12 HoursAvailable via:YAPE Free1 AUD = 2.2836 PEN PEN 4,567.20You pay$2,000.00

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $3.99 1 AUD = 2.3627 PEN +2.69% vs mid-market	Recipient gets PEN 4,725.40 6-12 Hours
2 reviews
Ways to receive money in Peru with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 2.3627 PEN PEN 4,725.40You pay$2,003.99 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 2.3162 PEN PEN 4,632.40You pay$2,002.99 Yape6-12 HoursAvailable via:YAPE Free1 AUD = 2.2836 PEN PEN 4,567.20You pay$2,000.00 PLIN6-12 HoursAvailable via:PLIN Free1 AUD = 2.2836 PEN PEN 4,567.20You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $3.99 1 AUD = 2.3627 PEN +2.69% vs mid-market	Recipient gets PEN 4,725.40 6-12 Hours
2 reviews
Ways to receive money in Peru with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 2.3627 PEN PEN 4,725.40You pay$2,003.99 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 2.3162 PEN PEN 4,632.40You pay$2,002.99 PLIN6-12 HoursAvailable via:PLIN Free1 AUD = 2.2836 PEN PEN 4,567.20You pay$2,000.00 Yape6-12 HoursAvailable via:YAPE Free1 AUD = 2.2836 PEN PEN 4,567.20You pay$2,000.00
Wise Pay via Credit Card	Fees: $57.16 1 AUD = 2.4260 PEN +0.04% vs mid-market	Recipient gets PEN 4,713.41 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Peru with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $57.161 AUD = 2.4260 PEN PEN 4,713.41You pay$2,000.00
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 2.3557 PEN +2.98% vs mid-market	Recipient gets PEN 4,711.32 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Peru with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 2.3557 PEN PEN 4,711.32You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 2.3557 PEN +2.98% vs mid-market	Recipient gets PEN 4,711.32 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Peru with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 2.3557 PEN PEN 4,711.32You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 2.4271 PEN Updates every 60 minutes.

Why compare

AUD/PEN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Peru

Pick a company

Start with the cheapest, which is OFX at 4,822.6 PEN on A$2,000.

OFX was the cheapest on 13 of the 27 days it quoted A$2,000 transfers to Peru.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, bank transfer, credit card, payto, osko, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Peru?

How much AUD you send to Peru heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows OFX was the cheapest in 40% of the transfers up to A$2,000 it quoted, and in 28% of all the transfers it quoted.


$1,000	0.11%	$0.00	PEN 2,425.30with payid to bank deposit	+PEN 46.22
$1,500	0.11%	$0.00	PEN 3,637.95with payid to bank deposit	+PEN 60.26
$2,000This page	0.65%	$0.00	PEN 4,822.60with bank transfer to bank deposit	+PEN 64.09
$3,000	0.65%	$0.00	PEN 7,234.77with bank transfer to bank deposit	+PEN 98.33
$7,500	0.50%	$0.00	PEN 18,108.32with bank transfer to bank deposit	+PEN 225.79
$12,000	0.27%	$0.00	PEN 29,041.52with bank transfer to bank deposit	+PEN 417.34
$15,000	0.27%	$0.00	PEN 36,299.32with bank transfer to bank deposit	+PEN 519.68
$50,000	0.25%	$0.00	PEN 121,094.31with bank transfer to bank deposit	+PEN 1,295.88
$100,000	0.25%	$0.00	PEN 242,050.86with bank transfer to bank deposit	+PEN 3,390.46
$250,000	0.20%	$0.00	PEN 605,430.46with bank transfer to bank deposit	+PEN 8,739.62
$500,000	0.20%	$0.00	PEN 1,210,705.74with bank transfer to bank deposit	+PEN 11,637.98

Mid-market rate: 1 AUD = 2.4271 PEN

AUD/PEN Exchange Rate History

Is today a good time to send money from Australia to Peru?

The cheapest way to send AUD to PEN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's OFX), across 30 days of comparisons for 2,000 AUD transfers to Peru.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PEN per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 6 of the last 30 days.

Right now, OFX pays 4,822.6 PEN on 2,000 AUD, which is 31.55 PEN less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 4,843.2 PEN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Ways to send money from Australia to Peru

8 money transfer companies let you send money from Australia to Peru.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Peru.

For example, sending A$2,000 with Remitly will get you 4,787.2 PEN after a A$0 fee and 1.39% markup.

In our comparisons over the past month, it was the cheapest online service on 4 of the 27 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

TapTap Send takes A$0 in fees and 0.79% markup on a A$2,000 transfer, and your PEN arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 41% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/PEN, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows OFX was the cheapest broker in 47% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in PEN, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and PEN in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.89% markup, and the PEN sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 78% of days.

Most useful if you travel often to Peru, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Peru

With OFX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 4,822.6 PEN.

You can fund the transfer with debit card, bank transfer, credit card, payto, osko, and poli.

Recipients in Peru can collect PEN through bank deposit, cash pickup, plin, yape, and mobile wallet.

Your recipient can have PEN delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Peru.

1

Bank transfer Bank deposit

You pay A$2,000.00

S/4,823

Cheapest
2

Debit card Mobile wallet

You pay A$2,000.00

S/4,816

-S/7
3

Debit card Plin

You pay A$2,000.00

S/4,816

-S/7
4

Debit card Yape

You pay A$2,000.00

S/4,816

-S/7
5

Debit card Bank deposit

You pay A$2,001.43

S/4,816

-S/7

Show moreShow less

6

Debit card Cash pickup

You pay A$2,007.22

S/4,816

-S/7
7

Credit card Bank deposit

You pay A$2,000.00

S/4,787

-S/35
8

Payto Bank deposit

You pay A$2,000.00

S/4,787

-S/35
9

Osko Bank deposit

You pay A$2,000.00

S/4,759

-S/64
10

Credit card Cash pickup

You pay A$2,003.99

S/4,725

-S/97
11

Poli Cash pickup

You pay A$2,003.99

S/4,725

-S/97
12

Poli Bank deposit

You pay A$2,002.99

S/4,632

-S/190
13

Credit card Plin

You pay A$2,000.00

S/4,567

-S/255
14

Credit card Yape

You pay A$2,000.00

S/4,567

-S/255
15

Poli Yape

You pay A$2,000.00

S/4,567

-S/255
16

Poli Plin

You pay A$2,000.00

S/4,567

-S/255

Consider this before sending AUD to Peru

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/PEN transfer options

For a A$2,000 transfer to Peru, these are the best options right now:

Cheapest

OFX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 4,822.6 PEN, which is 0.14% more than the next best option.

Fastest

Revolut delivers 4,802.37 PEN in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Peru.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Peru.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 8 companies sending AUD to Peru, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/PEN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.3747	–	PEN 4,749.50
Instarem Cheapest	2.4010	$0.00	PEN 4,802.00	+PEN 52.50
Revolut	2.3820	$3.70	PEN 4,755.25	+PEN 5.75
OFX	2.3593	$0.00	PEN 4,718.63	−PEN 30.87
TapTap Send	2.3580	$0.00	PEN 4,716.00	−PEN 33.50

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.4025	–	PEN 4,805.04
OFX Cheapest	2.3869	$0.00	PEN 4,773.81	−PEN 31.23
TapTap Send	2.3810	$0.00	PEN 4,762.00	−PEN 43.04
Revolut	2.3811	$3.70	PEN 4,753.36	−PEN 51.68

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.3987	–	PEN 4,797.36
Instarem Cheapest	2.3969	$0.00	PEN 4,793.80	−PEN 3.56
OFX	2.3831	$0.00	PEN 4,766.18	−PEN 31.18
TapTap Send	2.3790	$0.00	PEN 4,758.00	−PEN 39.36
Revolut	2.3774	$3.70	PEN 4,745.99	−PEN 51.37

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.4047	–	PEN 4,809.43
Instarem Cheapest	2.4028	$0.00	PEN 4,805.60	−PEN 3.83
OFX	2.3891	$0.00	PEN 4,778.16	−PEN 31.27
TapTap Send	2.3850	$0.00	PEN 4,770.00	−PEN 39.43
Revolut	2.3843	$3.70	PEN 4,759.68	−PEN 49.75

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.3888	–	PEN 4,777.55
Instarem Cheapest	2.3851	$0.00	PEN 4,770.20	−PEN 7.35
TapTap Send	2.3740	$0.00	PEN 4,748.00	−PEN 29.55
OFX	2.3732	$0.00	PEN 4,746.50	−PEN 31.05
Revolut	2.3669	$23.70	PEN 4,677.75	−PEN 99.80

How to send money to Peru from Australia with the best AUD-PEN rate

Best companies for AUD/PEN transfers