Of the 9 companies we analysed, TapTap Send is the cheapest app overall for sending $2,000 to Peru.
On a 2,000 AUD transfer it will get your recipient 4,738 PEN.
| 9 of 9 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/PEN transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $34.70 1 AUD = 2.3840 PEN +0.03% vs mid-market | Recipient gets PEN 4,685.35 Within a week | |
Ways to receive money in Peru with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $34.701 AUD = 2.3840 PEN PEN 4,685.35You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $3.99 1 AUD = 2.3234 PEN +2.61% vs mid-market | Recipient gets PEN 4,646.80 6-12 Hours | |
Ways to receive money in Peru with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 2.3234 PEN PEN 4,646.80You pay$2,003.99 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 2.2926 PEN PEN 4,585.20You pay$2,002.99 PLIN6-12 HoursAvailable via:PLIN Free1 AUD = 2.2748 PEN PEN 4,549.60You pay$2,000.00 Yape6-12 HoursAvailable via:YAPE Free1 AUD = 2.2748 PEN PEN 4,549.60You pay$2,000.00 | |||
Run a live search Showing top Australia to Peru deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to PEN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PEN. We suggest doing a live search based on how much AUD you're planning to spend in Peru. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 2.3693 PEN +0.65% vs mid-market | Recipient gets PEN 4,738.60 6-12 Hours | |
Ways to receive money in Peru with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.3693 PEN PEN 4,738.60You pay$2,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 2.3690 PEN +0.66% vs mid-market | Recipient gets PEN 4,738.00 Minutes | |
Ways to receive money in Peru with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Dale, Luqea, Prexpe Free1 AUD = 2.3690 PEN PEN 4,738.00You pay$2,000.00 PLINMinutesAvailable via:Plin Free1 AUD = 2.3690 PEN PEN 4,738.00You pay$2,000.00 YapeMinutesAvailable via:Yape Free1 AUD = 2.3690 PEN PEN 4,738.00You pay$2,000.00 Bank depositMinutes $1.431 AUD = 2.3690 PEN PEN 4,738.00You pay$2,001.43 Cash pickupMinutesAvailable via:Jet Peru Cash Pickup $7.221 AUD = 2.3690 PEN PEN 4,738.00You pay$2,007.22 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.70 1 AUD = 2.3632 PEN +0.91% vs mid-market | Recipient gets PEN 4,717.67 Within minutes | |
Ways to receive money in Peru with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.701 AUD = 2.3632 PEN PEN 4,717.67You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 2.3464 PEN +1.62% vs mid-market | Recipient gets PEN 4,692.80 6-12 Hours | |
Ways to receive money in Peru with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 2.3464 PEN PEN 4,692.80You pay$2,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $34.70 1 AUD = 2.3840 PEN +0.03% vs mid-market | Recipient gets PEN 4,685.35 Within a week | |
Ways to receive money in Peru with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $34.701 AUD = 2.3840 PEN PEN 4,685.35You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $34.70 1 AUD = 2.3840 PEN +0.03% vs mid-market | Recipient gets PEN 4,685.35 Within a week | |
Ways to receive money in Peru with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $34.701 AUD = 2.3840 PEN PEN 4,685.35You pay$2,000.00 | |||
 Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 2.3433 PEN +1.76% vs mid-market | Recipient gets PEN 4,679.83 6-12 Hours | |
Ways to receive money in Peru with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 2.3433 PEN PEN 4,679.83You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 2.3365 PEN PEN 4,666.25You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 2.3314 PEN PEN 4,656.06You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 2.3433 PEN +1.76% vs mid-market | Recipient gets PEN 4,679.83 6-12 Hours | |
Ways to receive money in Peru with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 2.3433 PEN PEN 4,679.83You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 2.3365 PEN PEN 4,666.25You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 2.3314 PEN PEN 4,656.06You pay$2,000.00 | |||
| Ria Money Transfer Pay via PayID | Fees: $2.89 1 AUD = 2.3433 PEN +1.76% vs mid-market | Recipient gets PEN 4,679.83 6-12 Hours | |
Ways to receive money in Peru with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 2.3433 PEN PEN 4,679.83You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 2.3365 PEN PEN 4,666.25You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 2.3314 PEN PEN 4,656.06You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 2.3464 PEN +1.62% vs mid-market | Recipient gets PEN 4,678.72 6-12 Hours | |
Ways to receive money in Peru with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 2.3464 PEN PEN 4,678.72You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $40.12 1 AUD = 2.3840 PEN +0.03% vs mid-market | Recipient gets PEN 4,672.43 Within a week | |
Ways to receive money in Peru with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $40.121 AUD = 2.3840 PEN PEN 4,672.43You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 2.3464 PEN +1.62% vs mid-market | Recipient gets PEN 4,657.60 6-12 Hours | |
Ways to receive money in Peru with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 2.3464 PEN PEN 4,657.60You pay$2,000.00 | |||
 Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 2.3273 PEN +2.44% vs mid-market | Recipient gets PEN 4,654.60 2 Days | |
Ways to receive money in Peru with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 2.3273 PEN PEN 4,654.60You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 2.3273 PEN +2.44% vs mid-market | Recipient gets PEN 4,654.60 2 Days | |
Ways to receive money in Peru with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 2.3273 PEN PEN 4,654.60You pay$2,020.00 | |||
| Remitly Pay via PayTo | Fees: $0.00 1 AUD = 2.3273 PEN +2.44% vs mid-market | Recipient gets PEN 4,654.60 2 Days | |
Ways to receive money in Peru with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 2.3273 PEN PEN 4,654.60You pay$2,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 2.3259 PEN +2.50% vs mid-market | Recipient gets PEN 4,651.73 Next Day | |
Ways to receive money in Peru with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 2.3259 PEN PEN 4,651.73You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 2.3259 PEN +2.50% vs mid-market | Recipient gets PEN 4,651.73 Next Day | |
Ways to receive money in Peru with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 2.3259 PEN PEN 4,651.73You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $3.99 1 AUD = 2.3234 PEN +2.61% vs mid-market | Recipient gets PEN 4,646.80 6-12 Hours | |
Ways to receive money in Peru with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 2.3234 PEN PEN 4,646.80You pay$2,003.99 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 2.2926 PEN PEN 4,585.20You pay$2,002.99 PLIN6-12 HoursAvailable via:PLIN Free1 AUD = 2.2748 PEN PEN 4,549.60You pay$2,000.00 Yape6-12 HoursAvailable via:YAPE Free1 AUD = 2.2748 PEN PEN 4,549.60You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $3.99 1 AUD = 2.3234 PEN +2.61% vs mid-market | Recipient gets PEN 4,646.80 6-12 Hours | |
Ways to receive money in Peru with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 2.3234 PEN PEN 4,646.80You pay$2,003.99 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 2.2926 PEN PEN 4,585.20You pay$2,002.99 Yape6-12 HoursAvailable via:YAPE Free1 AUD = 2.2748 PEN PEN 4,549.60You pay$2,000.00 PLIN6-12 HoursAvailable via:PLIN Free1 AUD = 2.2748 PEN PEN 4,549.60You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 2.3234 PEN +2.61% vs mid-market | Recipient gets PEN 4,646.80 6-12 Hours | |
Ways to receive money in Peru with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $32.991 AUD = 2.3234 PEN PEN 4,646.80You pay$2,032.99 Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 2.2926 PEN PEN 4,585.20You pay$2,032.99 PLIN6-12 HoursAvailable via:PLIN $32.991 AUD = 2.2748 PEN PEN 4,549.60You pay$2,032.99 Yape6-12 HoursAvailable via:YAPE $32.991 AUD = 2.2748 PEN PEN 4,549.60You pay$2,032.99 | |||
| Wise Pay via Credit Card | Fees: $53.37 1 AUD = 2.3840 PEN +0.03% vs mid-market | Recipient gets PEN 4,640.84 Within a week | |
Ways to receive money in Peru with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $53.371 AUD = 2.3840 PEN PEN 4,640.84You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 2.3848 PEN Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is OFX at 4,738.6 PEN on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including debit card, bank transfer, credit card, osko, payid, payto, and poli.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to Peru heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.03% | $0.00 | PEN 2,383.80with bank transfer to bank deposit | +PEN 51.28 | |
| $1,500 | 0.03% | $0.00 | PEN 3,575.70with bank transfer to bank deposit | +PEN 66.46 | |
| $2,000This page | 0.65% | $0.00 | PEN 4,738.60with bank transfer to bank deposit | +PEN 64.58 | |
| $3,000 | 0.65% | $0.00 | PEN 7,104.81with bank transfer to bank deposit | +PEN 87.45 | |
| $7,500 | 0.50% | $0.00 | PEN 17,797.44with bank transfer to bank deposit | +PEN 196.86 | |
| $12,000 | 0.27% | $0.00 | PEN 28,541.72with bank transfer to bank deposit | +PEN 386.40 | |
| $15,000 | 0.27% | $0.00 | PEN 35,670.60with bank transfer to bank deposit | +PEN 474.85 | |
| $100,000 | 0.25% | $0.00 | PEN 237,856.77with bank transfer to bank deposit | +PEN 3,200.70 | |
| $250,000 | 0.20% | $0.00 | PEN 595,036.54with bank transfer to bank deposit | +PEN 8,324.33 | |
| $500,000 | 0.20% | $0.00 | PEN 1,189,812.11with bank transfer to bank deposit | +PEN 15,413.17 |
Mid-market rate: 1 AUD = 2.3848 PEN
9 money transfer companies let you send money from Australia to Peru.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Peru.
For example, sending $500 with Xe will get you 4,692.8 PEN after a $0 fee and 1.62% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
TapTap Send takes $0 in fees and 0.66% markup on a $0 transfer, and your PEN arrives in minutes.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.
With OFX you get 0.65% on AUD/PEN, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in PEN, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and PEN in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.91% markup, and the PEN sits in your account until you spend or transfer it.
Most useful if you travel often to Peru, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
With OFX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 4,738.6 PEN.
You can fund the transfer with debit card, bank transfer, credit card, osko, payid, payto, and poli.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the Peru can collect PEN through bank deposit, cash pickup, mobile wallet, plin, and yape.
Your recipient can have PEN delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive PEN in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Ria Money Transfer
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Peru.
You pay $2,000.00
S/4,739
Cheapest
You pay $2,000.00
S/4,738
-S/0.60
You pay $2,000.00
S/4,738
-S/0.60
You pay $2,000.00
S/4,738
-S/0.60
You pay $2,001.43
S/4,738
-S/0.60
You pay $2,007.22
S/4,738
-S/0.60
You pay $2,000.00
S/4,685
-S/53
You pay $2,000.00
S/4,680
-S/59
You pay $2,000.00
S/4,680
-S/59
You pay $2,000.00
S/4,666
-S/72
You pay $2,000.00
S/4,666
-S/72
You pay $2,000.00
S/4,656
-S/83
You pay $2,000.00
S/4,656
-S/83
You pay $2,000.00
S/4,655
-S/84
You pay $2,003.99
S/4,647
-S/92
You pay $2,002.99
S/4,585
-S/153
You pay $2,032.99
S/4,550
-S/189
You pay $2,032.99
S/4,550
-S/189
You pay $2,000.00
S/4,550
-S/189
You pay $2,000.00
S/4,550
-S/189
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Peru, these are the best options right now:
Cheapest
OFX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 4,738.6 PEN, which is 0.01% more than the next best option.
Fastest
Revolut delivers 4,717.67 PEN in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Peru.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Peru.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/PEN rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 2.389205 PEN
We track 9 companies sending AUD to Peru, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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