How to send money to Peru from the UK with the best GBP-PEN rate

We’ve compared 9 companies, and found Regency FX to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you S/27,635.38 with Regency FX at 4.6059 PEN per GBP, about 0.23% more than the next best option.

Best companies for GBP/PEN transfers

9 of 9 providers

Last updated on 10 November 2026

Based on 6,000 GBP transfer

Best companies for GBP/PEN transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £120.50 1 GBP = 4.5858 PEN +0.71% vs mid-market Recipient gets PEN 26,962.03 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Peru with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£120.501 GBP = 4.5858 PEN
PEN 26,962.03You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 4.4889 PEN +2.84% vs mid-market Recipient gets PEN 26,933.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Peru with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4889 PEN
PEN 26,933.40You pay£6,000.00

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Showing top United Kingdom to Peru deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 4.6059 PEN +0.27% vs mid-market Recipient gets PEN 27,635.38 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Peru with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.6059 PEN
PEN 27,635.38You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 4.5953 PEN +0.50% vs mid-market Recipient gets PEN 27,571.65 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Peru with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.5953 PEN
PEN 27,571.65You pay£6,000.00

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 4.5730 PEN +0.99% vs mid-market Recipient gets PEN 27,438.00 Minutes
Receive to bank account

Ways to receive money in Peru with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:Dale, Luqea, Prexpe
Free1 GBP = 4.5730 PEN
PEN 27,438.00You pay£6,000.00
PLINMinutesAvailable via:Plin
Free1 GBP = 4.5730 PEN
PEN 27,438.00You pay£6,000.00
YapeMinutesAvailable via:Yape
Free1 GBP = 4.5730 PEN
PEN 27,438.00You pay£6,000.00
Bank depositMinutes
£3.011 GBP = 4.5730 PEN
PEN 27,438.00You pay£6,003.01
Cash pickupMinutesAvailable via:Jet Peru Cash Pickup
£3.761 GBP = 4.5730 PEN
PEN 27,438.00You pay£6,003.76
Only available via Mobile App

Sendwave

Pay via Debit card
Fee £1.99 1 GBP = 4.5351 PEN +1.82% vs mid-market Recipient gets PEN 27,201.82 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Peru with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
£1.991 GBP = 4.5351 PEN
PEN 27,201.82You pay£6,000.00
Bank depositMinutes - 3 days
£1.991 GBP = 4.5219 PEN
PEN 27,122.16You pay£6,000.00
Cash pickupMinutes - 3 days
£1.991 GBP = 4.4733 PEN
PEN 26,830.90You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £52.00 1 GBP = 4.5456 PEN +1.59% vs mid-market Recipient gets PEN 27,037.40 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Peru with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£52.001 GBP = 4.5456 PEN
PEN 27,037.40You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee £120.50 1 GBP = 4.5858 PEN +0.71% vs mid-market Recipient gets PEN 26,962.03 Within a week
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Peru with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£120.501 GBP = 4.5858 PEN
PEN 26,962.03You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 4.4899 PEN +2.82% vs mid-market Recipient gets PEN 26,939.40 Minutes - 24 hours

Ways to receive money in Peru with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
PLINMinutes - 24 hoursAvailable via:PLIN
Free1 GBP = 4.4899 PEN
PEN 26,939.40You pay£6,000.00
YapeMinutes - 24 hoursAvailable via:YAPE
Free1 GBP = 4.4899 PEN
PEN 26,939.40You pay£6,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 4.4899 PEN
PEN 26,939.40You pay£6,004.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.4844 PEN
PEN 26,906.40You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 4.4899 PEN +2.82% vs mid-market Recipient gets PEN 26,939.40 Minutes - 24 hours

Ways to receive money in Peru with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 4.4899 PEN
PEN 26,939.40You pay£6,004.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.4844 PEN
PEN 26,906.40You pay£6,004.99
PLINMinutes - 24 hoursAvailable via:PLIN
Free1 GBP = 4.4550 PEN
PEN 26,730.00You pay£6,000.00
YapeMinutes - 24 hoursAvailable via:YAPE
Free1 GBP = 4.4550 PEN
PEN 26,730.00You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 4.4899 PEN +2.82% vs mid-market Recipient gets PEN 26,939.40 Minutes - 24 hours

Ways to receive money in Peru with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 4.4899 PEN
PEN 26,939.40You pay£6,004.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.4844 PEN
PEN 26,906.40You pay£6,004.99
PLINMinutes - 24 hoursAvailable via:PLIN
Free1 GBP = 4.4550 PEN
PEN 26,730.00You pay£6,000.00
YapeMinutes - 24 hoursAvailable via:YAPE
Free1 GBP = 4.4550 PEN
PEN 26,730.00You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 4.4889 PEN +2.84% vs mid-market Recipient gets PEN 26,933.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Peru with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4889 PEN
PEN 26,933.40You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 4.4889 PEN +2.84% vs mid-market Recipient gets PEN 26,933.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Peru with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4889 PEN
PEN 26,933.40You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 4.4889 PEN +2.84% vs mid-market Recipient gets PEN 26,933.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Peru with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4889 PEN
PEN 26,933.40You pay£6,000.00

Wise

Pay via Debit card
Fee £138.88 1 GBP = 4.5858 PEN +0.71% vs mid-market Recipient gets PEN 26,877.75 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Peru with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£138.881 GBP = 4.5858 PEN
PEN 26,877.75You pay£6,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee £1.99 1 GBP = 4.4764 PEN +3.12% vs mid-market Recipient gets PEN 26,849.61 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Peru with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 2 days
£1.991 GBP = 4.4764 PEN
PEN 26,849.61You pay£6,000.00
Cash pickupMinutes - 2 days
£2.991 GBP = 4.3762 PEN
PEN 26,244.00You pay£6,000.00

Wise

Pay via Credit card
Fee £249.10 1 GBP = 4.5858 PEN +0.71% vs mid-market Recipient gets PEN 26,372.30 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Peru with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£249.101 GBP = 4.5858 PEN
PEN 26,372.30You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 4.6184 PEN Updates every 60 minutes.

How to send money from UK to Peru

Pick a company

For a one-off GBP transfer to Peru, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 29 of the 30 days it quoted £6,000 transfers to Peru.

On a 6,000 GBP transfer, Regency FX delivers the most PEN.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/PEN rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Peru?

How much GBP you send to Peru heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 99% of the transfers from £6,000 it quoted, and in 99% of all the transfers it quoted.

Cheapest service
£500-0.72%£2.90PEN 2,312.41with credit card to bank deposit+PEN 53.85
£1,000-0.78%£2.90PEN 4,638.31with credit card to bank deposit+PEN 126.39
£2,0000.65%£0.00PEN 9,170.28with bank transfer to bank deposit+PEN 167.79
£6,000This page0.27%£0.00PEN 27,635.38with bank transfer to bank deposit+PEN 597.76
£10,0000.27%£0.00PEN 46,044.10with bank transfer to bank deposit+PEN 979.27
£50,0000.25%£0.00PEN 230,215.62with bank transfer to bank deposit+PEN 4,281.40
£250,0000.20%£0.00PEN 1,151,910.56with bank transfer to bank deposit+PEN 13,048.31

Mid-market rate: 1 GBP = 4.6184 PEN

GBP/PEN Exchange Rate History

Is today a good time to send money from UK to Peru?

The cheapest way to send GBP to PEN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Peru.

PEN received for £6,000, after fees

Tue, 10 Nov 2026Mid-market ratePEN 27,710.20 Regency FX PEN 27,635.38Regency FXPEN 27,635.38OFXPEN 27,571.65TapTap SendPEN 27,438.00

26,800
27,000
27,200
27,400
27,600
27,800
28,000
28,200
At the mid-market rateWith the cheapest optionRegency FXOFXTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5389 – PEN 27,233.26
Regency FX Cheapest 4.5266 £0.00 PEN 27,159.73 −PEN 73.53
OFX 4.5162 £0.00 PEN 27,097.10 −PEN 136.16
TapTap Send 4.5020 £0.00 PEN 27,012.00 −PEN 221.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5658 – PEN 27,394.54
Regency FX Cheapest 4.5534 £0.00 PEN 27,320.58 −PEN 73.96
OFX 4.5429 £0.00 PEN 27,257.57 −PEN 136.97
TapTap Send 4.5250 £0.00 PEN 27,150.00 −PEN 244.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5126 – PEN 27,075.60
Regency FX Cheapest 4.5004 £0.00 PEN 27,002.50 −PEN 73.10
OFX 4.4900 £0.00 PEN 26,940.22 −PEN 135.38
TapTap Send 4.4830 £0.00 PEN 26,898.00 −PEN 177.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5561 – PEN 27,336.52
Regency FX Cheapest 4.5438 £0.00 PEN 27,262.71 −PEN 73.81
OFX 4.5333 £0.00 PEN 27,199.83 −PEN 136.69
TapTap Send 4.5190 £0.00 PEN 27,114.00 −PEN 222.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5832 – PEN 27,499.02
Regency FX Cheapest 4.5708 £0.00 PEN 27,424.77 −PEN 74.25
OFX 4.5603 £0.00 PEN 27,361.52 −PEN 137.50
TapTap Send 4.5400 £0.00 PEN 27,240.00 −PEN 259.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5804 – PEN 27,482.47
Regency FX Cheapest 4.5680 £0.00 PEN 27,408.26 −PEN 74.21
OFX 4.5575 £0.00 PEN 27,345.05 −PEN 137.42
TapTap Send 4.5500 £0.00 PEN 27,300.00 −PEN 182.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5804 – PEN 27,482.47
Regency FX Cheapest 4.5680 £0.00 PEN 27,408.26 −PEN 74.21
OFX 4.5575 £0.00 PEN 27,345.05 −PEN 137.42
TapTap Send 4.5390 £0.00 PEN 27,234.00 −PEN 248.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5999 – PEN 27,599.56
Regency FX Cheapest 4.5875 £0.00 PEN 27,525.04 −PEN 74.52
OFX 4.5769 £0.00 PEN 27,461.56 −PEN 138.00
TapTap Send 4.5550 £0.00 PEN 27,330.00 −PEN 269.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6030 – PEN 27,618.01
Regency FX Cheapest 4.5906 £0.00 PEN 27,543.44 −PEN 74.57
OFX 4.5800 £0.00 PEN 27,479.92 −PEN 138.09
TapTap Send 4.5640 £0.00 PEN 27,384.00 −PEN 234.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6097 – PEN 27,658.04
Regency FX Cheapest 4.5972 £0.00 PEN 27,583.36 −PEN 74.68
OFX 4.5866 £0.00 PEN 27,519.75 −PEN 138.29
TapTap Send 4.5610 £0.00 PEN 27,366.00 −PEN 292.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6083 – PEN 27,649.73
Regency FX Cheapest 4.5958 £0.00 PEN 27,575.07 −PEN 74.66
OFX 4.5852 £0.00 PEN 27,511.48 −PEN 138.25
TapTap Send 4.5660 £0.00 PEN 27,396.00 −PEN 253.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5934 – PEN 27,560.49
Regency FX Cheapest 4.5810 £0.00 PEN 27,486.08 −PEN 74.41
OFX 4.5704 £0.00 PEN 27,422.69 −PEN 137.80
TapTap Send 4.5560 £0.00 PEN 27,336.00 −PEN 224.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5900 – PEN 27,539.76
Regency FX Cheapest 4.5776 £0.00 PEN 27,465.40 −PEN 74.36
OFX 4.5670 £0.00 PEN 27,402.06 −PEN 137.70
TapTap Send 4.5470 £0.00 PEN 27,282.00 −PEN 257.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5900 – PEN 27,539.76
Regency FX Cheapest 4.5776 £0.00 PEN 27,465.40 −PEN 74.36
OFX 4.5670 £0.00 PEN 27,402.06 −PEN 137.70
TapTap Send 4.5490 £0.00 PEN 27,294.00 −PEN 245.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5742 – PEN 27,445.05
Sendwave Cheapest 4.5653 £1.99 PEN 27,382.95 −PEN 62.10
Regency FX 4.5618 £0.00 PEN 27,370.95 −PEN 74.10
OFX 4.5513 £0.00 PEN 27,307.82 −PEN 137.23
TapTap Send 4.5360 £0.00 PEN 27,216.00 −PEN 229.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6025 – PEN 27,615.04
Regency FX Cheapest 4.5901 £0.00 PEN 27,540.48 −PEN 74.56
OFX 4.5795 £0.00 PEN 27,476.97 −PEN 138.07
TapTap Send 4.5640 £0.00 PEN 27,384.00 −PEN 231.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5886 – PEN 27,531.43
Regency FX Cheapest 4.5762 £0.00 PEN 27,457.09 −PEN 74.34
OFX 4.5656 £0.00 PEN 27,393.77 −PEN 137.66
TapTap Send 4.5460 £0.00 PEN 27,276.00 −PEN 255.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5865 – PEN 27,518.93
Regency FX Cheapest 4.5741 £0.00 PEN 27,444.63 −PEN 74.30
OFX 4.5636 £0.00 PEN 27,381.33 −PEN 137.60
TapTap Send 4.5420 £0.00 PEN 27,252.00 −PEN 266.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6374 – PEN 27,824.63
Regency FX Cheapest 4.6249 £0.00 PEN 27,749.51 −PEN 75.12
OFX 4.6143 £0.00 PEN 27,685.51 −PEN 139.12
TapTap Send 4.5850 £0.00 PEN 27,510.00 −PEN 314.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6314 – PEN 27,788.20
Regency FX Cheapest 4.6189 £0.00 PEN 27,713.17 −PEN 75.03
OFX 4.6082 £0.00 PEN 27,649.26 −PEN 138.94
TapTap Send 4.5900 £0.00 PEN 27,540.00 −PEN 248.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6312 – PEN 27,787.16
Regency FX Cheapest 4.6187 £0.00 PEN 27,712.14 −PEN 75.02
OFX 4.6080 £0.00 PEN 27,648.23 −PEN 138.93
TapTap Send 4.5900 £0.00 PEN 27,540.00 −PEN 247.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6564 – PEN 27,938.38
Regency FX Cheapest 4.6438 £0.00 PEN 27,862.94 −PEN 75.44
OFX 4.6331 £0.00 PEN 27,798.68 −PEN 139.70
TapTap Send 4.6140 £0.00 PEN 27,684.00 −PEN 254.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6518 – PEN 27,910.87
Regency FX Cheapest 4.6393 £0.00 PEN 27,835.51 −PEN 75.36
OFX 4.6286 £0.00 PEN 27,771.32 −PEN 139.55
TapTap Send 4.6090 £0.00 PEN 27,654.00 −PEN 256.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6475 – PEN 27,885.10
Regency FX Cheapest 4.6350 £0.00 PEN 27,809.81 −PEN 75.29
OFX 4.6243 £0.00 PEN 27,745.68 −PEN 139.42
TapTap Send 4.6040 £0.00 PEN 27,624.00 −PEN 261.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6520 – PEN 27,911.74
Regency FX Cheapest 4.6394 £0.00 PEN 27,836.38 −PEN 75.36
OFX 4.6287 £0.00 PEN 27,772.18 −PEN 139.56
TapTap Send 4.6150 £0.00 PEN 27,690.00 −PEN 221.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6224 – PEN 27,734.36
Regency FX Cheapest 4.6099 £0.00 PEN 27,659.48 −PEN 74.88
OFX 4.5993 £0.00 PEN 27,595.69 −PEN 138.67
TapTap Send 4.5810 £0.00 PEN 27,486.00 −PEN 248.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5982 – PEN 27,588.91
Regency FX Cheapest 4.5857 £0.00 PEN 27,514.42 −PEN 74.49
OFX 4.5752 £0.00 PEN 27,450.97 −PEN 137.94
TapTap Send 4.5590 £0.00 PEN 27,354.00 −PEN 234.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6142 – PEN 27,684.95
Regency FX Cheapest 4.6017 £0.00 PEN 27,610.20 −PEN 74.75
OFX 4.5911 £0.00 PEN 27,546.52 −PEN 138.43
TapTap Send 4.5730 £0.00 PEN 27,438.00 −PEN 246.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6280 – PEN 27,767.83
Regency FX Cheapest 4.6155 £0.00 PEN 27,692.86 −PEN 74.97
OFX 4.6048 £0.00 PEN 27,628.99 −PEN 138.84
TapTap Send 4.5760 £0.00 PEN 27,456.00 −PEN 311.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6184 – PEN 27,710.20
Regency FX Cheapest 4.6059 £0.00 PEN 27,635.38 −PEN 74.82
OFX 4.5953 £0.00 PEN 27,571.65 −PEN 138.55
TapTap Send 4.5730 £0.00 PEN 27,438.00 −PEN 272.20

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PEN per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PEN on every transfer from the UK.

Right now, Regency FX pays 27,635.38 PEN on 6,000 GBP, which is 74.82 PEN less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 27,862.94 PEN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Peru.

We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. Regency FXAppeared in 119 comparisons

    Cheapest in 99% of them

  2. OFXAppeared in 207 comparisons

    Cheapest in 17% of them

  3. TapTap SendAppeared in 209 comparisons

    Never the cheapest

Based on 209 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most PEN, and it was also the cheapest in 99% of the 119 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Peru.

OFX (today's second cheapest) was the cheapest in only 17% of its comparisons, so it's rarely the cheapest option for transfers to Peru.

Ways to send money from the UK to Peru

There are many ways to send money to Peru from the UK, including app, currency broker, online, multi-currency account, global business account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Peru, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.

It charges £0 in fees, has 0.99% markup, lets you save recipient details, and PEN will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 70% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized PEN transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 9 companies we compared, Wise is the cheapest online service and will get you S/26,962.03 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 26 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Peru, and real human support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/PEN rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Nuevo Sol abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £6,000 to PEN will get you S/27,037.40 after fees.

If you don’t have PEN in your account, your GBP will auto-convert whenever you pay with Revolut in Peru.

Once you have PEN in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 24% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Peru, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive PEN in Peru

Pay-in and pay-out methods will affect how much GBP you deposit and how much PEN your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Peru is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive PEN.

Depositing GBP

You have 3 pay-in options for transfers to Peru, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Peru

Money can reach Peru by bank deposit, cash pickup, PLIN, yape, mobile wallet, mobile money, and card deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Peru is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you S/26,939.40 on a £6,000 transfer).

Mobile wallets

You can receive PEN into a mobile wallet, which is useful since they don't need a bank account.

Mobile money

You can send money directly to a mobile number in Peru.

and use our filters to find the company offering mobile money at the best GBP/PEN rate.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    S/27,635

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay £6,000.00

    S/27,438

    -S/197

  3. 3
    Debit card PLIN

    You pay £6,000.00

    S/27,438

    -S/197

  4. 4
    Debit card Yape

    You pay £6,000.00

    S/27,438

    -S/197

  5. 5
    Debit card Bank deposit

    You pay £6,003.01

    S/27,438

    -S/197

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay £6,003.76

    S/27,438

    -S/197

  2. 7
    Debit card Mobile money

    You pay £6,000.00

    S/27,202

    -S/434

  3. 8
    Bank transfer PLIN

    You pay £6,000.00

    S/26,939

    -S/696

  4. 9
    Bank transfer Yape

    You pay £6,000.00

    S/26,939

    -S/696

  5. 10
    Credit card Bank deposit

    You pay £6,004.99

    S/26,939

    -S/696

  6. 11
    Bank transfer Cash pickup

    You pay £6,004.99

    S/26,906

    -S/729

  7. 12
    Credit card Cash pickup

    You pay £6,004.99

    S/26,906

    -S/729

  8. 13
    Debit card Card deposit

    You pay £6,000.00

    S/26,850

    -S/786

  9. 14
    Credit card PLIN

    You pay £6,000.00

    S/26,730

    -S/905

  10. 15
    Credit card Yape

    You pay £6,000.00

    S/26,730

    -S/905

Consider this when sending GBP to Peru

There are a few nuances you should consider before sending GBP to Peru such as limits, taxes, and safety.

Compare GBP/PEN transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Peru:

Cheapest way to send money to Peru

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get S/27,635.38, which is 0.23% more than the next best option.

Fastest way to send money to Peru

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get S/27,037.40 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/PEN transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Regency FX will get you 27,635.38 PEN, that’s including £0 fee and 0.27% in exchange rate markup.

Taxes on money transfers

There is no UK tax for the act of sending money to Peru.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 9 regulated companies offering money transfers from the UK to Peru in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/PEN pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 209 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/PEN transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.