How to send money to Peru from UK with the best GBP-PEN rate

We’ve compared 9 companies, and found Regency FX to be the cheapest, while Revolut the fastest.

Sending £6,000 gets you S/26,965.64 with Regency FX at 4.4943 rupees per pound, about 0.23% more than the next best option.

Best companies for GBP/PEN transfers

9 of 9 providers

Last updated on 28 September 2026

Based on 6,000 GBP transfer

Best companies for GBP/PEN transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £75.83 1 GBP = 4.5059 PEN +0.01% vs mid-market Recipient gets PEN 26,693.84 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Peru with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£75.831 GBP = 4.5059 PEN
PEN 26,693.84You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 4.4221 PEN +1.89% vs mid-market Recipient gets PEN 26,532.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Peru with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4221 PEN
PEN 26,532.60You pay£6,000.00

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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 4.4943 PEN +0.27% vs mid-market Recipient gets PEN 26,965.64 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Peru with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4943 PEN
PEN 26,965.64You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 4.4839 PEN +0.50% vs mid-market Recipient gets PEN 26,903.45 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Peru with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4839 PEN
PEN 26,903.45You pay£6,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee £1.99 1 GBP = 4.4793 PEN +0.60% vs mid-market Recipient gets PEN 26,866.65 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Peru with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
£1.991 GBP = 4.4793 PEN
PEN 26,866.65You pay£6,000.00
Bank depositMinutes - 3 days
£1.991 GBP = 4.4661 PEN
PEN 26,787.89You pay£6,000.00
Cash pickupMinutes - 3 days
£1.991 GBP = 4.4657 PEN
PEN 26,785.19You pay£6,000.00

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 4.4590 PEN +1.06% vs mid-market Recipient gets PEN 26,754.00 Minutes
Receive to bank account

Ways to receive money in Peru with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:Dale, Luqea, Prexpe
Free1 GBP = 4.4590 PEN
PEN 26,754.00You pay£6,000.00
PLINMinutesAvailable via:Plin
Free1 GBP = 4.4590 PEN
PEN 26,754.00You pay£6,000.00
YapeMinutesAvailable via:Yape
Free1 GBP = 4.4590 PEN
PEN 26,754.00You pay£6,000.00
Bank depositMinutes
£3.011 GBP = 4.4590 PEN
PEN 26,754.00You pay£6,003.01
Cash pickupMinutesAvailable via:Jet Peru Cash Pickup
£3.761 GBP = 4.4590 PEN
PEN 26,754.00You pay£6,003.76

Wise

Pay via Bank transfer
Fee £75.83 1 GBP = 4.5059 PEN +0.01% vs mid-market Recipient gets PEN 26,693.84 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Peru with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£75.831 GBP = 4.5059 PEN
PEN 26,693.84You pay£6,000.00

Wise

Pay via Debit card
Fee £94.49 1 GBP = 4.5059 PEN +0.01% vs mid-market Recipient gets PEN 26,609.76 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Peru with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£94.491 GBP = 4.5059 PEN
PEN 26,609.76You pay£6,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee £1.99 1 GBP = 4.4253 PEN +1.82% vs mid-market Recipient gets PEN 26,542.69 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Peru with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 2 days
£1.991 GBP = 4.4253 PEN
PEN 26,542.69You pay£6,000.00
Cash pickupMinutes - 2 days
£2.991 GBP = 4.3223 PEN
PEN 25,920.58You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £59.00 1 GBP = 4.4669 PEN +0.88% vs mid-market Recipient gets PEN 26,537.61 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Peru with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£59.001 GBP = 4.4669 PEN
PEN 26,537.61You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee £0.00 1 GBP = 4.4221 PEN +1.89% vs mid-market Recipient gets PEN 26,532.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Peru with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4221 PEN
PEN 26,532.60You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 4.4221 PEN +1.89% vs mid-market Recipient gets PEN 26,532.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Peru with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4221 PEN
PEN 26,532.60You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 4.4221 PEN +1.89% vs mid-market Recipient gets PEN 26,532.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Peru with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 4.4221 PEN
PEN 26,532.60You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 4.3869 PEN +2.69% vs mid-market Recipient gets PEN 26,321.40 Minutes - 24 hours

Ways to receive money in Peru with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.3869 PEN
PEN 26,321.40You pay£6,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 4.3655 PEN
PEN 26,193.00You pay£6,004.99
PLINMinutes - 24 hoursAvailable via:PLIN
Free1 GBP = 4.2545 PEN
PEN 25,527.00You pay£6,000.00
YapeMinutes - 24 hoursAvailable via:YAPE
Free1 GBP = 4.2545 PEN
PEN 25,527.00You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 4.3869 PEN +2.69% vs mid-market Recipient gets PEN 26,321.40 Minutes - 24 hours

Ways to receive money in Peru with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.3869 PEN
PEN 26,321.40You pay£6,004.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 4.3655 PEN
PEN 26,193.00You pay£6,004.99
PLINMinutes - 24 hoursAvailable via:PLIN
Free1 GBP = 4.2545 PEN
PEN 25,527.00You pay£6,000.00
YapeMinutes - 24 hoursAvailable via:YAPE
Free1 GBP = 4.2545 PEN
PEN 25,527.00You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 4.3869 PEN +2.69% vs mid-market Recipient gets PEN 26,321.40 Minutes - 24 hours

Ways to receive money in Peru with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 4.3869 PEN
PEN 26,321.40You pay£6,004.99
PLINMinutes - 24 hoursAvailable via:PLIN
Free1 GBP = 4.3655 PEN
PEN 26,193.00You pay£6,000.00
YapeMinutes - 24 hoursAvailable via:YAPE
Free1 GBP = 4.3655 PEN
PEN 26,193.00You pay£6,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 4.3655 PEN
PEN 26,193.00You pay£6,004.99

Wise

Pay via Credit card
Fee £206.38 1 GBP = 4.5059 PEN +0.01% vs mid-market Recipient gets PEN 26,105.59 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Peru with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£206.381 GBP = 4.5059 PEN
PEN 26,105.59You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 4.5064 PEN Updates every 60 minutes.

How to send money from UK to Peru

Pick a company

For a one-off transfer to Peru, I suggest picking the cheapest option which is Regency FX.

On a 6,000 GBP transfer, Regency FX delivers the most PEN.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/PEN rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Compare amounts

How much GBP are you sending to Peru?

How much GBP you send to Peru heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
£500-0.52%£2.90PEN 2,252.41with credit card to bank deposit+PEN 44.40
£1,000-0.68%£2.90PEN 4,517.96with credit card to bank deposit+PEN 92.33
£2,0000.65%£0.00PEN 8,941.25with bank transfer to bank deposit+PEN 97.88
£6,000This page0.27%£0.00PEN 26,965.64with bank transfer to bank deposit+PEN 396.22
£250,0000.20%£0.00PEN 1,122,012.98with bank transfer to bank deposit+PEN 14,150.19

Mid-market rate: 1 GBP = 4.5064 PEN

Ways to send money from the UK to Peru

There are many ways to send money to Peru from the UK, including app, broker, online, multi-currency account, global account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Peru, say weekly or monthly, an app like Sendwave is the easiest and cheapest way to do it.

It charges £1.99 in fees, has 0.6% markup, lets you save recipient details, and PEN will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized PEN transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of 1 online services, Wise is the cheapest and will get you S/26,693.84 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Peru, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/PEN rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Peru, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Peru will be able to collect S/26,321.4 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Nuevo Sol abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to PEN will get you S/26,693.84 after fees.

If you don’t have PEN in your account, your GBP will auto-convert whenever you pay with Wise in Peru.

Once you have PEN in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Peru, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive PEN in Peru

Pay-in and pay-out methods will affect how much GBP you deposit and how much PEN your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Peru is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive PEN.

Depositing GBP

You have 3 pay-in options for transfers to Peru, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Peru

Money can reach Peru by bank deposit, cash pickup, plin, yape, mobile money, mobile wallet, and card deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Peru is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup ( getting you S/26,321.4 on £6,000 transfer).

Mobile wallets

You can receive PEN into a mobile wallet, which is useful since they don't need a bank account.

Mobile money

You can send money directly to a mobile number in Peru.

and use our filters to find the company offering mobile money at the best GBP/PEN rate.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    S/26,966

    Cheapest

  2. 2
    Debit card Mobile money

    You pay £6,000.00

    S/26,867

    -S/99

  3. 3
    Debit card Bank deposit

    You pay £6,000.00

    S/26,788

    -S/178

  4. 4
    Debit card Cash pickup

    You pay £6,000.00

    S/26,785

    -S/180

  5. 5
    Debit card Mobile wallet

    You pay £6,000.00

    S/26,754

    -S/212

Show moreShow less
  1. 6
    Debit card Plin

    You pay £6,000.00

    S/26,754

    -S/212

  2. 7
    Debit card Yape

    You pay £6,000.00

    S/26,754

    -S/212

  3. 8
    Debit card Card deposit

    You pay £6,000.00

    S/26,543

    -S/423

  4. 9
    Credit card Bank deposit

    You pay £6,000.00

    S/26,533

    -S/433

  5. 10
    Bank transfer Cash pickup

    You pay £6,004.99

    S/26,321

    -S/644

  6. 11
    Credit card Cash pickup

    You pay £6,004.99

    S/26,321

    -S/644

  7. 12
    Bank transfer Plin

    You pay £6,000.00

    S/26,193

    -S/773

  8. 13
    Bank transfer Yape

    You pay £6,000.00

    S/26,193

    -S/773

  9. 14
    Credit card Plin

    You pay £6,000.00

    S/25,527

    -S/1,439

  10. 15
    Credit card Yape

    You pay £6,000.00

    S/25,527

    -S/1,439

Consider this when sending GBP to Peru

There are a few nuances you should consider before sending GBP to Peru such as limits, taxes, and safety.

Compare GBP/PEN transfer options

Right now, these are the best money transfer options for £6,000 transfer to Peru:

Cheapest way to send money to Peru

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get S/26,965.64, which is 0.23% more than the next best option.

Fastest way to send money to Peru

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get S/26,537.61 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/PEN transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending S/26,965.64 with Regency FX will get you 26,965.64 PEN, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you S/0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Peru.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-PEN Exchange Rate

Finding the best exchange rate for GBP to PEN

The exchange rate you secure impacts how much PEN you get for your GBP, so waiting a day or two can get you more Nuevo Sol.

Mid-market rate:1 GBP = 4.509197 PEN

How we analyse the market

We track 9 regulated companies offering money transfers from the UK to Peru in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/PEN pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.