How to send money to Peru from UK with the best GBP-PEN rate
We’ve compared 9 companies, and found Regency FX to be the cheapest, while Revolut the fastest.
Sending £6,000 gets you S/27,178.46 with Regency FX at 4.5297 rupees per pound, about 0.23% more than the next best option.
Best companies for GBP/PEN transfers
9 of 9 providers
Last updated on 4 September 2026iThis page updates weekly. We collect, store, and analyze GBP/PEN exchange rates from our comparisons.
This page updates weekly. We collect, store, and analyze GBP/PEN exchange rates from our comparisons.
Based on 6,000 GBP transfer
Best companies for GBP/PEN transfers
All money transfer offers for GBP/PEN transfers, sorted by most PEN received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
All money transfer offers for GBP/PEN transfers, sorted by most PEN received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Mid-market rate: 1 GBP = 4.542007 PENUpdates every 60 minutes.
Transfer details
Transfer details
How to send money from UK to Peru
Pick a company
For a one-off transfer to Peru, I suggest picking the cheapest option which is Regency FX.
On a 6,000 GBP transfer, Regency FX delivers the most PEN.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/PEN rate.
Fund your transfer
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
Ways to send money from the UK to Peru
There are many ways to send money to Peru from the UK, including app, broker, online, multi-currency account, global account, and in person, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Peru, say weekly or monthly, an app like Sendwave is the easiest and cheapest way to do it.
It charges £1.99 in fees, has 0.88% markup, lets you save recipient details, and PEN will arrive in minutes.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized PEN transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of 1 online services, Wise is the cheapest and will get you S/26,906.18 on £6,000 transfer.
For large transfers
Brokers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Peru, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/PEN rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Cash transfer
Sending cash is the fastest way to send money from the UK to Peru, but is usually a bit more more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Peru will be able to collect S/26,469.6 in minutes.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend Nuevo Sol abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to PEN will get you S/26,906.18 after fees.
If you don’t have PEN in your account, your GBP will auto-convert whenever you pay with Wise in Peru.
Once you have PEN in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Peru, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive PEN in Peru
Pay-in and pay-out methods will affect how much GBP you deposit and how much PEN your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Peru is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive PEN.
Depositing GBP
You have 3 pay-in options for transfers to Peru, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Peru
Money can reach Peru by bank deposit, cash pickup, plin, yape, mobile money, mobile wallet, and card deposit, and each delivery method comes with its own fees.
The cheapest way to receive money in Peru is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup ( getting you S/26,469.6 on £6,000 transfer).
Mobile wallets
You can receive PEN into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Peru.
and use our filters to find the company offering mobile money at the best GBP/PEN rate.
1
Bank transfer→Bank deposit
You pay £6,000.00
S/27,178
Cheapest
2
Debit card→Mobile money
You pay £6,000.00
S/27,006
-S/173
3
Debit card→Bank deposit
You pay £6,003.01
S/26,994
-S/184
4
Debit card→Cash pickup
You pay £6,003.76
S/26,994
-S/184
5
Debit card→Mobile wallet
You pay £6,000.00
S/26,994
-S/184
Show moreShow less
6
Debit card→Plin
You pay £6,000.00
S/26,994
-S/184
7
Debit card→Yape
You pay £6,000.00
S/26,994
-S/184
8
Credit card→Bank deposit
You pay £6,000.00
S/26,671
-S/508
9
Debit card→Card deposit
You pay £6,000.00
S/26,583
-S/595
10
Bank transfer→Cash pickup
You pay £6,004.99
S/26,470
-S/709
11
Credit card→Cash pickup
You pay £6,004.99
S/26,470
-S/709
12
Bank transfer→Plin
You pay £6,000.00
S/26,285
-S/894
13
Bank transfer→Yape
You pay £6,000.00
S/26,285
-S/894
14
Credit card→Plin
You pay £6,000.00
S/25,616
-S/1,562
15
Credit card→Yape
You pay £6,000.00
S/25,616
-S/1,562
Consider this when sending GBP to Peru
There are a few nuances you should consider before sending GBP to Peru such as limits, taxes, and safety.
1
Compare GBP/PEN transfer options
Right now, these are the best money transfer options for £6,000 transfer to Peru:
Cheapest way to send money to Peru
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get S/27,178.46, which is 0.23% more than the next best option.
Fastest way to send money to Peru
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get S/26,745.54 and it will arrive in within minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/PEN transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending S/27,178.46 with Regency FX will get you 27,178.46 PEN, that’s including £0 fee and 0.27% in exchange rate markup.
A bank like on the other hand, will get you S/0, that’s £ in fees but % in FX fees.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Peru.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
The exchange rate you secure impacts how much PEN you get for your GBP, so waiting a day or two can get you more Nuevo Sol.
Mid-market rate:1 GBP = 4.539496 PEN
How we analyse the market
We track 9 regulated companies offering money transfers from the UK to Peru in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/PEN pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
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