How to send money to Peru from the UK with the best GBP-PEN rate
We’ve compared 9 companies, and found Regency FX to be the cheapest, while Revolut is the fastest.
Sending £6,000 gets you S/27,635.38 with Regency FX at 4.6059 PEN per GBP, about 0.23% more than the next best option.
Best companies for GBP/PEN transfers
9 of 9 providers
Last updated on 10 November 2026i
This page updates weekly. We collect, store, and analyze GBP/PEN exchange rates from our comparisons.
Based on 6,000 GBP transfer
Best companies for GBP/PEN transfers
All money transfer offers for GBP/PEN transfers, sorted by most PEN received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Mid-market rate: 1 GBP = 4.6184 PENUpdates every 60 minutes.
Transfer details
How to send money from UK to Peru
Pick a company
For a one-off GBP transfer to Peru, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 29 of the 30 days it quoted £6,000 transfers to Peru.
On a 6,000 GBP transfer, Regency FX delivers the most PEN.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/PEN rate.
Fund your transfer
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer the verification is normally instant but can take a couple of hours.
Compare amounts
How much GBP are you sending to Peru?
How much GBP you send to Peru heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 99% of the transfers from £6,000 it quoted, and in 99% of all the transfers it quoted.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
£500
-0.72%
£2.90
PEN 2,312.41with credit card to bank deposit
+PEN 53.85
£1,000
-0.78%
£2.90
PEN 4,638.31with credit card to bank deposit
+PEN 126.39
£2,000
0.65%
£0.00
PEN 9,170.28with bank transfer to bank deposit
+PEN 167.79
£6,000This page
0.27%
£0.00
PEN 27,635.38with bank transfer to bank deposit
+PEN 597.76
£10,000
0.27%
£0.00
PEN 46,044.10with bank transfer to bank deposit
+PEN 979.27
£50,000
0.25%
£0.00
PEN 230,215.62with bank transfer to bank deposit
+PEN 4,281.40
£250,000
0.20%
£0.00
PEN 1,151,910.56with bank transfer to bank deposit
+PEN 13,048.31
Mid-market rate: 1 GBP = 4.6184 PEN
GBP/PEN Exchange Rate History
Is today a good time to send money from UK to Peru?
The cheapest way to send GBP to PEN can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Peru.
At the mid-market rateWith the cheapest optionRegency FXOFXTapTap Send
4 Nov5 Nov6 Nov7 Nov8 Nov9 Nov10 Nov
26,800
27,000
27,200
27,400
27,600
27,800
28,000
28,200
At the mid-market rateWith the cheapest optionRegency FXOFXTapTap Send
12 Oct22 Oct31 Oct10 Nov
26,000
26,500
27,000
27,500
28,000
28,500
At the mid-market rateWith the cheapest optionRegency FXOFXTapTap Send
13 Aug12 Sept11 Oct10 Nov
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5389
–
PEN 27,233.26
Locked-in rate
Regency FXCheapest
4.5266
£0.00
PEN 27,159.73
−PEN 73.53
Locked-in rate
OFX
4.5162
£0.00
PEN 27,097.10
−PEN 136.16
Locked-in rate
TapTap Send
4.5020
£0.00
PEN 27,012.00
−PEN 221.26
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5658
–
PEN 27,394.54
Locked-in rate
Regency FXCheapest
4.5534
£0.00
PEN 27,320.58
−PEN 73.96
Locked-in rate
OFX
4.5429
£0.00
PEN 27,257.57
−PEN 136.97
Locked-in rate
TapTap Send
4.5250
£0.00
PEN 27,150.00
−PEN 244.54
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5126
–
PEN 27,075.60
Locked-in rate
Regency FXCheapest
4.5004
£0.00
PEN 27,002.50
−PEN 73.10
Locked-in rate
OFX
4.4900
£0.00
PEN 26,940.22
−PEN 135.38
Locked-in rate
TapTap Send
4.4830
£0.00
PEN 26,898.00
−PEN 177.60
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5561
–
PEN 27,336.52
Locked-in rate
Regency FXCheapest
4.5438
£0.00
PEN 27,262.71
−PEN 73.81
Locked-in rate
OFX
4.5333
£0.00
PEN 27,199.83
−PEN 136.69
Locked-in rate
TapTap Send
4.5190
£0.00
PEN 27,114.00
−PEN 222.52
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5832
–
PEN 27,499.02
Locked-in rate
Regency FXCheapest
4.5708
£0.00
PEN 27,424.77
−PEN 74.25
Locked-in rate
OFX
4.5603
£0.00
PEN 27,361.52
−PEN 137.50
Locked-in rate
TapTap Send
4.5400
£0.00
PEN 27,240.00
−PEN 259.02
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5804
–
PEN 27,482.47
Locked-in rate
Regency FXCheapest
4.5680
£0.00
PEN 27,408.26
−PEN 74.21
Locked-in rate
OFX
4.5575
£0.00
PEN 27,345.05
−PEN 137.42
Locked-in rate
TapTap Send
4.5500
£0.00
PEN 27,300.00
−PEN 182.47
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5804
–
PEN 27,482.47
Locked-in rate
Regency FXCheapest
4.5680
£0.00
PEN 27,408.26
−PEN 74.21
Locked-in rate
OFX
4.5575
£0.00
PEN 27,345.05
−PEN 137.42
Locked-in rate
TapTap Send
4.5390
£0.00
PEN 27,234.00
−PEN 248.47
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5999
–
PEN 27,599.56
Locked-in rate
Regency FXCheapest
4.5875
£0.00
PEN 27,525.04
−PEN 74.52
Locked-in rate
OFX
4.5769
£0.00
PEN 27,461.56
−PEN 138.00
Locked-in rate
TapTap Send
4.5550
£0.00
PEN 27,330.00
−PEN 269.56
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6030
–
PEN 27,618.01
Locked-in rate
Regency FXCheapest
4.5906
£0.00
PEN 27,543.44
−PEN 74.57
Locked-in rate
OFX
4.5800
£0.00
PEN 27,479.92
−PEN 138.09
Locked-in rate
TapTap Send
4.5640
£0.00
PEN 27,384.00
−PEN 234.01
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6097
–
PEN 27,658.04
Locked-in rate
Regency FXCheapest
4.5972
£0.00
PEN 27,583.36
−PEN 74.68
Locked-in rate
OFX
4.5866
£0.00
PEN 27,519.75
−PEN 138.29
Locked-in rate
TapTap Send
4.5610
£0.00
PEN 27,366.00
−PEN 292.04
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6083
–
PEN 27,649.73
Locked-in rate
Regency FXCheapest
4.5958
£0.00
PEN 27,575.07
−PEN 74.66
Locked-in rate
OFX
4.5852
£0.00
PEN 27,511.48
−PEN 138.25
Locked-in rate
TapTap Send
4.5660
£0.00
PEN 27,396.00
−PEN 253.73
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5934
–
PEN 27,560.49
Locked-in rate
Regency FXCheapest
4.5810
£0.00
PEN 27,486.08
−PEN 74.41
Locked-in rate
OFX
4.5704
£0.00
PEN 27,422.69
−PEN 137.80
Locked-in rate
TapTap Send
4.5560
£0.00
PEN 27,336.00
−PEN 224.49
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5900
–
PEN 27,539.76
Locked-in rate
Regency FXCheapest
4.5776
£0.00
PEN 27,465.40
−PEN 74.36
Locked-in rate
OFX
4.5670
£0.00
PEN 27,402.06
−PEN 137.70
Locked-in rate
TapTap Send
4.5470
£0.00
PEN 27,282.00
−PEN 257.76
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5900
–
PEN 27,539.76
Locked-in rate
Regency FXCheapest
4.5776
£0.00
PEN 27,465.40
−PEN 74.36
Locked-in rate
OFX
4.5670
£0.00
PEN 27,402.06
−PEN 137.70
Locked-in rate
TapTap Send
4.5490
£0.00
PEN 27,294.00
−PEN 245.76
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5742
–
PEN 27,445.05
Locked-in rate
SendwaveCheapest
4.5653
£1.99
PEN 27,382.95
−PEN 62.10
Locked-in rate
Regency FX
4.5618
£0.00
PEN 27,370.95
−PEN 74.10
Locked-in rate
OFX
4.5513
£0.00
PEN 27,307.82
−PEN 137.23
Locked-in rate
TapTap Send
4.5360
£0.00
PEN 27,216.00
−PEN 229.05
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6025
–
PEN 27,615.04
Locked-in rate
Regency FXCheapest
4.5901
£0.00
PEN 27,540.48
−PEN 74.56
Locked-in rate
OFX
4.5795
£0.00
PEN 27,476.97
−PEN 138.07
Locked-in rate
TapTap Send
4.5640
£0.00
PEN 27,384.00
−PEN 231.04
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5886
–
PEN 27,531.43
Locked-in rate
Regency FXCheapest
4.5762
£0.00
PEN 27,457.09
−PEN 74.34
Locked-in rate
OFX
4.5656
£0.00
PEN 27,393.77
−PEN 137.66
Locked-in rate
TapTap Send
4.5460
£0.00
PEN 27,276.00
−PEN 255.43
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5865
–
PEN 27,518.93
Locked-in rate
Regency FXCheapest
4.5741
£0.00
PEN 27,444.63
−PEN 74.30
Locked-in rate
OFX
4.5636
£0.00
PEN 27,381.33
−PEN 137.60
Locked-in rate
TapTap Send
4.5420
£0.00
PEN 27,252.00
−PEN 266.93
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6374
–
PEN 27,824.63
Locked-in rate
Regency FXCheapest
4.6249
£0.00
PEN 27,749.51
−PEN 75.12
Locked-in rate
OFX
4.6143
£0.00
PEN 27,685.51
−PEN 139.12
Locked-in rate
TapTap Send
4.5850
£0.00
PEN 27,510.00
−PEN 314.63
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6314
–
PEN 27,788.20
Locked-in rate
Regency FXCheapest
4.6189
£0.00
PEN 27,713.17
−PEN 75.03
Locked-in rate
OFX
4.6082
£0.00
PEN 27,649.26
−PEN 138.94
Locked-in rate
TapTap Send
4.5900
£0.00
PEN 27,540.00
−PEN 248.20
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6312
–
PEN 27,787.16
Locked-in rate
Regency FXCheapest
4.6187
£0.00
PEN 27,712.14
−PEN 75.02
Locked-in rate
OFX
4.6080
£0.00
PEN 27,648.23
−PEN 138.93
Locked-in rate
TapTap Send
4.5900
£0.00
PEN 27,540.00
−PEN 247.16
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6564
–
PEN 27,938.38
Locked-in rate
Regency FXCheapest
4.6438
£0.00
PEN 27,862.94
−PEN 75.44
Locked-in rate
OFX
4.6331
£0.00
PEN 27,798.68
−PEN 139.70
Locked-in rate
TapTap Send
4.6140
£0.00
PEN 27,684.00
−PEN 254.38
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6518
–
PEN 27,910.87
Locked-in rate
Regency FXCheapest
4.6393
£0.00
PEN 27,835.51
−PEN 75.36
Locked-in rate
OFX
4.6286
£0.00
PEN 27,771.32
−PEN 139.55
Locked-in rate
TapTap Send
4.6090
£0.00
PEN 27,654.00
−PEN 256.87
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6475
–
PEN 27,885.10
Locked-in rate
Regency FXCheapest
4.6350
£0.00
PEN 27,809.81
−PEN 75.29
Locked-in rate
OFX
4.6243
£0.00
PEN 27,745.68
−PEN 139.42
Locked-in rate
TapTap Send
4.6040
£0.00
PEN 27,624.00
−PEN 261.10
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6520
–
PEN 27,911.74
Locked-in rate
Regency FXCheapest
4.6394
£0.00
PEN 27,836.38
−PEN 75.36
Locked-in rate
OFX
4.6287
£0.00
PEN 27,772.18
−PEN 139.56
Locked-in rate
TapTap Send
4.6150
£0.00
PEN 27,690.00
−PEN 221.74
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6224
–
PEN 27,734.36
Locked-in rate
Regency FXCheapest
4.6099
£0.00
PEN 27,659.48
−PEN 74.88
Locked-in rate
OFX
4.5993
£0.00
PEN 27,595.69
−PEN 138.67
Locked-in rate
TapTap Send
4.5810
£0.00
PEN 27,486.00
−PEN 248.36
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.5982
–
PEN 27,588.91
Locked-in rate
Regency FXCheapest
4.5857
£0.00
PEN 27,514.42
−PEN 74.49
Locked-in rate
OFX
4.5752
£0.00
PEN 27,450.97
−PEN 137.94
Locked-in rate
TapTap Send
4.5590
£0.00
PEN 27,354.00
−PEN 234.91
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6142
–
PEN 27,684.95
Locked-in rate
Regency FXCheapest
4.6017
£0.00
PEN 27,610.20
−PEN 74.75
Locked-in rate
OFX
4.5911
£0.00
PEN 27,546.52
−PEN 138.43
Locked-in rate
TapTap Send
4.5730
£0.00
PEN 27,438.00
−PEN 246.95
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6280
–
PEN 27,767.83
Locked-in rate
Regency FXCheapest
4.6155
£0.00
PEN 27,692.86
−PEN 74.97
Locked-in rate
OFX
4.6048
£0.00
PEN 27,628.99
−PEN 138.84
Locked-in rate
TapTap Send
4.5760
£0.00
PEN 27,456.00
−PEN 311.83
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
4.6184
–
PEN 27,710.20
Locked-in rate
Regency FXCheapest
4.6059
£0.00
PEN 27,635.38
−PEN 74.82
Locked-in rate
OFX
4.5953
£0.00
PEN 27,571.65
−PEN 138.55
Locked-in rate
TapTap Send
4.5730
£0.00
PEN 27,438.00
−PEN 272.20
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
4.6184
–
PEN 27,710.20
Regency FX
OFX
TapTap Send
Sendwave
Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more PEN per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PEN on every transfer from the UK.
Right now, Regency FX pays 27,635.38 PEN on 6,000 GBP, which is 74.82 PEN less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 27,862.94 PEN.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Peru.
We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Transfer amount
Locked-in rate
Regency FXAppeared in 28 comparisons
Cheapest every time
Locked-in rate
OFXAppeared in 48 comparisons
Cheapest in 15% of them
Locked-in rate
TapTap SendAppeared in 49 comparisons
Never the cheapest
4 Nov10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 49 comparisons across 7 amounts over the last 7 days.
Locked-in rate
Regency FXAppeared in 119 comparisons
Cheapest in 99% of them
Locked-in rate
OFXAppeared in 207 comparisons
Cheapest in 17% of them
Locked-in rate
TapTap SendAppeared in 209 comparisons
Never the cheapest
12 Oct10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 209 comparisons across 7 amounts over the last 30 days.
Locked-in rate
Regency FXAppeared in 262 comparisons
Cheapest in 99% of them
Locked-in rate
OFXAppeared in 529 comparisons
Cheapest in 23% of them
Locked-in rate
TapTap SendAppeared in 531 comparisons
Cheapest in 0% of them
13 Aug10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 531 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest and gets you the most PEN, and it was also the cheapest in 99% of the 119 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Peru.
OFX (today's second cheapest) was the cheapest in only 17% of its comparisons, so it's rarely the cheapest option for transfers to Peru.
Ways to send money from the UK to Peru
There are many ways to send money to Peru from the UK, including app, currency broker, online, multi-currency account, global business account, and in person, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Peru, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.
It charges £0 in fees, has 0.99% markup, lets you save recipient details, and PEN will arrive in minutes.
Over the past month, TapTap Send was the cheapest app on 70% of the days it appeared for £6,000 transfers.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized PEN transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of the 9 companies we compared, Wise is the cheapest online service and will get you S/26,962.03 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 26 of the 30 days it quoted.
For large transfers
Brokers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Peru, and real human support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/PEN rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend Nuevo Sol abroad like a local.
Revolut offers the best multi-currency account.
With it, converting £6,000 to PEN will get you S/27,037.40 after fees.
If you don’t have PEN in your account, your GBP will auto-convert whenever you pay with Revolut in Peru.
Once you have PEN in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 24% of days.
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Peru, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive PEN in Peru
Pay-in and pay-out methods will affect how much GBP you deposit and how much PEN your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Peru is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive PEN.
Depositing GBP
You have 3 pay-in options for transfers to Peru, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Peru
Money can reach Peru by bank deposit, cash pickup, PLIN, yape, mobile wallet, mobile money, and card deposit, and each delivery method comes with its own fees.
The cheapest way to receive money in Peru is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you S/26,939.40 on a £6,000 transfer).
Mobile wallets
You can receive PEN into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Peru.
and use our filters to find the company offering mobile money at the best GBP/PEN rate.
1
Bank transfer→Bank deposit
You pay £6,000.00
S/27,635
Cheapest
2
Debit card→Mobile wallet
You pay £6,000.00
S/27,438
-S/197
3
Debit card→PLIN
You pay £6,000.00
S/27,438
-S/197
4
Debit card→Yape
You pay £6,000.00
S/27,438
-S/197
5
Debit card→Bank deposit
You pay £6,003.01
S/27,438
-S/197
Show moreShow less
6
Debit card→Cash pickup
You pay £6,003.76
S/27,438
-S/197
7
Debit card→Mobile money
You pay £6,000.00
S/27,202
-S/434
8
Bank transfer→PLIN
You pay £6,000.00
S/26,939
-S/696
9
Bank transfer→Yape
You pay £6,000.00
S/26,939
-S/696
10
Credit card→Bank deposit
You pay £6,004.99
S/26,939
-S/696
11
Bank transfer→Cash pickup
You pay £6,004.99
S/26,906
-S/729
12
Credit card→Cash pickup
You pay £6,004.99
S/26,906
-S/729
13
Debit card→Card deposit
You pay £6,000.00
S/26,850
-S/786
14
Credit card→PLIN
You pay £6,000.00
S/26,730
-S/905
15
Credit card→Yape
You pay £6,000.00
S/26,730
-S/905
Consider this when sending GBP to Peru
There are a few nuances you should consider before sending GBP to Peru such as limits, taxes, and safety.
1
Compare GBP/PEN transfer options
Right now, these are the best money transfer options for a £6,000 transfer to Peru:
Cheapest way to send money to Peru
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get S/27,635.38, which is 0.23% more than the next best option.
Fastest way to send money to Peru
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get S/27,037.40 and it will arrive in within minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/PEN transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with Regency FX will get you 27,635.38 PEN, that’s including £0 fee and 0.27% in exchange rate markup.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Peru.
And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
We track 9 regulated companies offering money transfers from the UK to Peru in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/PEN pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 209 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/PEN transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
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