Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 26,789.24 PEN in Peru.
For speed, Revolut is fastest, with delivery in within minutes.
| 8 of 8 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/PEN transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €110.08 1 EUR = 3.8361 PEN +0.03% vs mid-market | Recipient gets PEN 26,430.15 Within a week | |
Ways to receive money in Peru with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €110.081 EUR = 3.8361 PEN PEN 26,430.15You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 3.7753 PEN +1.63% vs mid-market | Recipient gets PEN 26,427.10 Minutes - 24 hours | |
Ways to receive money in Peru with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.7753 PEN PEN 26,427.10You pay€7,000.00 | |||
Run a live search Showing top Italy to Peru deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PEN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PEN. We suggest doing a live search based on how much EUR you're planning to spend in Peru. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 3.8270 PEN +0.27% vs mid-market | Recipient gets PEN 26,789.24 Minutes - 24 hours | |
Ways to receive money in Peru with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.8270 PEN PEN 26,789.24You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 3.8200 PEN +0.45% vs mid-market | Recipient gets PEN 26,740.00 Minutes | |
Ways to receive money in Peru with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Dale, Luqea, Prexpe Free1 EUR = 3.8200 PEN PEN 26,740.00You pay€7,000.00 PLINMinutesAvailable via:Plin Free1 EUR = 3.8200 PEN PEN 26,740.00You pay€7,000.00 YapeMinutesAvailable via:Yape Free1 EUR = 3.8200 PEN PEN 26,740.00You pay€7,000.00 Bank depositMinutes €0.991 EUR = 3.8200 PEN PEN 26,740.00You pay€7,000.99 Cash pickupMinutesAvailable via:Jet Peru Cash Pickup €4.991 EUR = 3.8200 PEN PEN 26,740.00You pay€7,004.99 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 3.8182 PEN +0.50% vs mid-market | Recipient gets PEN 26,727.46 Minutes - 24 hours | |
Ways to receive money in Peru with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.8182 PEN PEN 26,727.46You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €1.99 1 EUR = 3.8047 PEN +0.86% vs mid-market | Recipient gets PEN 26,625.40 Minutes - 3 days | |
Ways to receive money in Peru with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €1.991 EUR = 3.8047 PEN PEN 26,625.40You pay€7,000.00 Cash pickupMinutes - 3 days €1.991 EUR = 3.7897 PEN PEN 26,520.50You pay€7,000.00 Bank depositMinutes - 3 days €1.991 EUR = 3.7897 PEN PEN 26,520.50You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €110.08 1 EUR = 3.8361 PEN +0.03% vs mid-market | Recipient gets PEN 26,430.15 Within a week | |
Ways to receive money in Peru with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €110.081 EUR = 3.8361 PEN PEN 26,430.15You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 3.7753 PEN +1.63% vs mid-market | Recipient gets PEN 26,427.10 Minutes - 24 hours | |
Ways to receive money in Peru with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.7753 PEN PEN 26,427.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 3.7753 PEN +1.63% vs mid-market | Recipient gets PEN 26,427.10 Minutes - 24 hours | |
Ways to receive money in Peru with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.7753 PEN PEN 26,427.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 3.7753 PEN +1.63% vs mid-market | Recipient gets PEN 26,427.10 Minutes - 24 hours | |
Ways to receive money in Peru with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.7753 PEN PEN 26,427.10You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €120.02 1 EUR = 3.8361 PEN +0.03% vs mid-market | Recipient gets PEN 26,392.02 Within a week | |
Ways to receive money in Peru with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €120.021 EUR = 3.8361 PEN PEN 26,392.02You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €62.30 1 EUR = 3.7983 PEN +1.02% vs mid-market | Recipient gets PEN 26,351.23 Within minutes | |
Ways to receive money in Peru with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €62.301 EUR = 3.7983 PEN PEN 26,351.23You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €163.97 1 EUR = 3.8361 PEN +0.03% vs mid-market | Recipient gets PEN 26,223.42 Within a week | |
Ways to receive money in Peru with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €163.971 EUR = 3.8361 PEN PEN 26,223.42You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 3.7306 PEN +2.82% vs mid-market | Recipient gets PEN 26,114.20 Minutes - 24 hours | |
Ways to receive money in Peru with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 3.7306 PEN PEN 26,114.20You pay€7,004.99 YapeMinutes - 24 hoursAvailable via:YAPE €0.991 EUR = 3.6703 PEN PEN 25,692.10You pay€7,000.99 PLINMinutes - 24 hoursAvailable via:PLIN €0.991 EUR = 3.6703 PEN PEN 25,692.10You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 3.6703 PEN PEN 25,692.10You pay€7,000.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 3.7306 PEN +2.82% vs mid-market | Recipient gets PEN 26,114.20 Minutes - 24 hours | |
Ways to receive money in Peru with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 3.7306 PEN PEN 26,114.20You pay€7,004.99 YapeMinutes - 24 hoursAvailable via:YAPE €0.991 EUR = 3.6703 PEN PEN 25,692.10You pay€7,000.99 PLINMinutes - 24 hoursAvailable via:PLIN €0.991 EUR = 3.6703 PEN PEN 25,692.10You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 3.6703 PEN PEN 25,692.10You pay€7,000.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 3.7306 PEN +2.82% vs mid-market | Recipient gets PEN 26,114.20 Minutes - 24 hours | |
Ways to receive money in Peru with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 3.7306 PEN PEN 26,114.20You pay€7,004.99 YapeMinutes - 24 hoursAvailable via:YAPE €0.991 EUR = 3.6703 PEN PEN 25,692.10You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 3.6703 PEN PEN 25,692.10You pay€7,000.99 PLINMinutes - 24 hoursAvailable via:PLIN €0.991 EUR = 3.6703 PEN PEN 25,692.10You pay€7,000.99 | |||
| Wise Pay via Credit card | Fee €205.17 1 EUR = 3.8361 PEN +0.03% vs mid-market | Recipient gets PEN 26,065.38 Within a week | |
Ways to receive money in Peru with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €205.171 EUR = 3.8361 PEN PEN 26,065.38You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 3.8374 PEN Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Peru, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 29 of the 30 days it quoted €7,000 transfers to Peru.
On a 7,000 EUR transfer, Regency FX delivers the most PEN.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/PEN rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.
Sending money to Peru directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Peru heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 97% of the transfers from €5,000 it quoted, and in 97% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -0.46% | €0.00 | PEN 1,928.52with debit card to bank deposit | +PEN 44.82 | |
| €1,000 | -1.71% | €0.00 | PEN 3,903.50with debit card to cash pickup | +PEN 113.62 | |
| €2,000 | -0.02% | €0.00 | PEN 7,675.71with debit card to bank deposit | +PEN 125.43 | |
| €5,000 | 0.06% | €0.00 | PEN 19,189.29with debit card to bank deposit | +PEN 326.06 | |
| €7,000This page | 0.27% | €0.00 | PEN 26,789.24with bank transfer to bank deposit | +PEN 391.36 |
Mid-market rate: 1 EUR = 3.8374 PEN
The cheapest way to send EUR to PEN can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Peru.
Wed, 28 Oct 2026Mid-market ratePEN 26,861.77 Regency FX PEN 26,789.24Regency FXPEN 26,789.24TapTap SendPEN 26,740.00OFXPEN 26,727.46
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8590 | – | PEN 27,013.06 | |
| | 3.8500 | €0.00 | PEN 26,950.00 | −PEN 63.06 |
| | 3.8486 | €0.00 | PEN 26,940.12 | −PEN 72.94 |
| | 3.8397 | €0.00 | PEN 26,877.99 | −PEN 135.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.9077 | – | PEN 27,353.65 | |
| | 3.8971 | €0.00 | PEN 27,279.79 | −PEN 73.86 |
| | 3.8881 | €0.00 | PEN 27,216.88 | −PEN 136.77 |
| | 3.8500 | €0.00 | PEN 26,950.00 | −PEN 403.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.9011 | – | PEN 27,307.48 | |
| | 3.8905 | €0.00 | PEN 27,233.75 | −PEN 73.73 |
| | 3.8816 | €0.00 | PEN 27,170.94 | −PEN 136.54 |
| | 3.8500 | €0.00 | PEN 26,950.00 | −PEN 357.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.9025 | – | PEN 27,317.24 | |
| | 3.8919 | €0.00 | PEN 27,243.48 | −PEN 73.76 |
| | 3.8830 | €0.00 | PEN 27,180.65 | −PEN 136.59 |
| | 3.8500 | €0.00 | PEN 26,950.00 | −PEN 367.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8817 | – | PEN 27,171.67 | |
| | 3.8712 | €0.00 | PEN 27,098.31 | −PEN 73.36 |
| | 3.8623 | €0.00 | PEN 27,035.81 | −PEN 135.86 |
| | 3.8500 | €0.00 | PEN 26,950.00 | −PEN 221.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8933 | – | PEN 27,252.75 | |
| | 3.8827 | €0.00 | PEN 27,179.17 | −PEN 73.58 |
| | 3.8738 | €0.00 | PEN 27,116.49 | −PEN 136.26 |
| | 3.8500 | €0.00 | PEN 26,950.00 | −PEN 302.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8772 | – | PEN 27,140.34 | |
| | 3.8667 | €0.00 | PEN 27,067.07 | −PEN 73.27 |
| | 3.8578 | €0.00 | PEN 27,004.64 | −PEN 135.70 |
| | 3.8500 | €0.00 | PEN 26,950.00 | −PEN 190.34 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8652 | – | PEN 27,056.57 | |
| | 3.8548 | €0.00 | PEN 26,983.52 | −PEN 73.05 |
| | 3.8500 | €0.00 | PEN 26,950.00 | −PEN 106.57 |
| | 3.8459 | €0.00 | PEN 26,921.29 | −PEN 135.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8582 | – | PEN 27,007.58 | |
| | 3.8478 | €0.00 | PEN 26,934.66 | −PEN 72.92 |
| | 3.8389 | €0.00 | PEN 26,872.54 | −PEN 135.04 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 267.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8493 | – | PEN 26,944.78 | |
| | 3.8389 | €0.00 | PEN 26,872.03 | −PEN 72.75 |
| | 3.8300 | €0.00 | PEN 26,810.05 | −PEN 134.73 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 204.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8502 | – | PEN 26,951.39 | |
| | 3.8398 | €0.00 | PEN 26,878.62 | −PEN 72.77 |
| | 3.8309 | €0.00 | PEN 26,816.63 | −PEN 134.76 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 211.39 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8427 | – | PEN 26,899.23 | |
| | 3.8324 | €0.00 | PEN 26,826.60 | −PEN 72.63 |
| | 3.8235 | €0.00 | PEN 26,764.73 | −PEN 134.50 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 159.23 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8427 | – | PEN 26,899.23 | |
| | 3.8324 | €0.00 | PEN 26,826.60 | −PEN 72.63 |
| | 3.8235 | €0.00 | PEN 26,764.73 | −PEN 134.50 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 159.23 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8415 | – | PEN 26,890.49 | |
| | 3.8311 | €0.00 | PEN 26,817.88 | −PEN 72.61 |
| | 3.8223 | €0.00 | PEN 26,756.03 | −PEN 134.46 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 150.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8573 | – | PEN 27,001.16 | |
| | 3.8469 | €0.00 | PEN 26,928.25 | −PEN 72.91 |
| | 3.8380 | €0.00 | PEN 26,866.15 | −PEN 135.01 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 261.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8536 | – | PEN 26,974.96 | |
| | 3.8432 | €0.00 | PEN 26,902.12 | −PEN 72.84 |
| | 3.8343 | €0.00 | PEN 26,840.08 | −PEN 134.88 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 234.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8569 | – | PEN 26,998.52 | |
| | 3.8465 | €0.00 | PEN 26,925.62 | −PEN 72.90 |
| | 3.8376 | €0.00 | PEN 26,863.52 | −PEN 135.00 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8667 | – | PEN 27,066.59 | |
| | 3.8562 | €0.00 | PEN 26,993.51 | −PEN 73.08 |
| | 3.8473 | €0.00 | PEN 26,931.26 | −PEN 135.33 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 326.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8710 | – | PEN 27,097.05 | |
| | 3.8606 | €0.00 | PEN 27,023.89 | −PEN 73.16 |
| | 3.8517 | €0.00 | PEN 26,961.56 | −PEN 135.49 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 357.05 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8710 | – | PEN 27,097.05 | |
| | 3.8606 | €0.00 | PEN 27,023.89 | −PEN 73.16 |
| | 3.8517 | €0.00 | PEN 26,961.56 | −PEN 135.49 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 357.05 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8663 | – | PEN 27,063.89 | |
| | 3.8558 | €0.00 | PEN 26,990.82 | −PEN 73.07 |
| | 3.8469 | €0.00 | PEN 26,928.57 | −PEN 135.32 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 323.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8726 | – | PEN 27,108.12 | |
| | 3.8621 | €0.00 | PEN 27,034.92 | −PEN 73.20 |
| | 3.8532 | €0.00 | PEN 26,972.58 | −PEN 135.54 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 368.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8609 | – | PEN 27,026.46 | |
| | 3.8505 | €0.00 | PEN 26,953.49 | −PEN 72.97 |
| | 3.8416 | €0.00 | PEN 26,891.33 | −PEN 135.13 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 286.46 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8615 | – | PEN 27,030.55 | |
| | 3.8511 | €0.00 | PEN 26,957.57 | −PEN 72.98 |
| | 3.8422 | €0.00 | PEN 26,895.40 | −PEN 135.15 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8463 | – | PEN 26,923.79 | |
| | 3.8359 | €0.00 | PEN 26,851.10 | −PEN 72.69 |
| | 3.8270 | €0.00 | PEN 26,789.17 | −PEN 134.62 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 183.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8445 | – | PEN 26,911.52 | |
| | 3.8341 | €0.00 | PEN 26,838.86 | −PEN 72.66 |
| | 3.8253 | €0.00 | PEN 26,776.96 | −PEN 134.56 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 171.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8445 | – | PEN 26,911.52 | |
| | 3.8341 | €0.00 | PEN 26,838.86 | −PEN 72.66 |
| | 3.8253 | €0.00 | PEN 26,776.96 | −PEN 134.56 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 171.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8403 | – | PEN 26,881.82 | |
| | 3.8299 | €0.00 | PEN 26,809.24 | −PEN 72.58 |
| | 3.8211 | €0.00 | PEN 26,747.41 | −PEN 134.41 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 141.82 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8570 | – | PEN 26,999.27 | |
| | 3.8466 | €0.00 | PEN 26,926.37 | −PEN 72.90 |
| | 3.8378 | €0.00 | PEN 26,864.28 | −PEN 134.99 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 259.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.8374 | – | PEN 26,861.77 | |
| | 3.8270 | €0.00 | PEN 26,789.24 | −PEN 72.52 |
| | 3.8200 | €0.00 | PEN 26,740.00 | −PEN 121.76 |
| | 3.8182 | €0.00 | PEN 26,727.46 | −PEN 134.31 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 3.8374 | – | PEN 26,861.77 | |
|---|---|---|---|---|
| | ||||
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more PEN per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PEN on every transfer from Italy.
Right now, Regency FX pays 26,789.24 PEN on 7,000 EUR, which is 72.52 PEN less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 27,279.79 PEN.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Peru.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 12% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 97% of them
Cheapest in 1% of them
Cheapest in 7% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 89% of them
Cheapest in 4% of them
Cheapest in 6% of them
Based on 104 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
TapTap Send (today's second cheapest) was the cheapest in only 1% of its comparisons, so it's rarely the cheapest option for transfers to Peru.
8 companies send money from Italy to Peru. You can send EUR via app, broker, online, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like TapTap Send is the easiest and most convenient option.
Over the past month, TapTap Send was the cheapest app on 75% of the days it appeared for €7,000 transfers.
TapTap Send charges €0 on a €7,000 transfer, and 26,740 PEN lands in a mobile wallet in seconds, no bank account needed on their side.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 26,430.15 PEN on €7,000 with a €110.08 fee and 0.03% markup.
In our comparisons over the past month, it was the cheapest online service on 10 of the 28 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Peru, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/PEN rate.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to Peru often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and PEN in one account, and give you local details.
I suggest trying Wise.
Over the past month, it came out cheapest among multi-currency accounts on 54% of days.
It holds EUR and PEN balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 26,789.24 PEN.
In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send PEN to Peru by themselves.
In Peru, the recipient can use bank deposit, cash pickup, plin, yape, mobile wallet, and mobile money.
In Peru, they can collect cash through .
They need to take a photo ID and the collection reference to a participating location in Peru.
You pay €7,000.00
S/26,789
Cheapest
You pay €7,000.00
S/26,740
-S/49
You pay €7,000.00
S/26,740
-S/49
You pay €7,000.00
S/26,740
-S/49
You pay €7,000.99
S/26,740
-S/49
You pay €7,004.99
S/26,740
-S/49
You pay €7,000.00
S/26,625
-S/164
You pay €7,000.00
S/26,427
-S/362
You pay €7,000.00
S/26,392
-S/397
You pay €7,004.99
S/26,114
-S/675
You pay €7,004.99
S/26,114
-S/675
You pay €7,000.99
S/25,692
-S/1,097
You pay €7,000.99
S/25,692
-S/1,097
You pay €7,000.99
S/25,692
-S/1,097
You pay €7,000.99
S/25,692
-S/1,097
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Peru.
Cheapest way to send money to Peru
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 26,789.24 PEN, which is 0.18% more than the next best option.
Fastest way to send money to Peru
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 26,351.23 PEN, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Regency FX then convert the money into PEN and pay your recipient in Peru through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 8 of them on EUR to Peru, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/PEN transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the EUR/PEN comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …