How to send money to Rwanda from Canada with the best CAD-RWF rate

Remitbee is the cheapest way to send money from Canada to Rwanda based on the 9 companies we analyzed, giving your recipient 1,046,840 RWF from $1,000.

Best companies for CAD/RWF transfers

9 of 9 providers

Last updated on 28 September 2026

Based on 1,000 CAD transfer

Best companies for CAD/RWF transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $30.92 1 CAD = 1038.1800 RWF +0.67% vs mid-market Recipient gets RF 1,006,079.00 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Rwanda with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$30.921 CAD = 1038.1800 RWF
RF 1,006,079.00You pay$1,000.00
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MoneyGram

Pay via Debit Card
Fees: $4.99 1 CAD = 1017.3007 RWF +2.70% vs mid-market Recipient gets RF 1,017,300.70 6-12 Hours

Ways to receive money in Rwanda with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Select Banks
$4.991 CAD = 1017.3007 RWF
RF 1,017,300.70You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 1017.3007 RWF
RF 1,017,300.70You pay$1,005.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 1010.4882 RWF
RF 1,010,488.20You pay$1,001.99

Run a live search

Showing top Canada to Rwanda deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitbee

Pay via Interac
Fees: $0.00 1 CAD = 1046.8400 RWF -0.16% vs mid-market Recipient gets RF 1,046,840.00 Next Day
0 reviews
Cheapest

Ways to receive money in Rwanda with Remitbee when paying by interac.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1046.8400 RWF
RF 1,046,840.00You pay$1,000.00

Remitbee

Pay via Bill payment
Fees: $0.00 1 CAD = 1046.8400 RWF -0.16% vs mid-market Recipient gets RF 1,046,840.00 Next Day
0 reviews

Ways to receive money in Rwanda with Remitbee when paying by bill payment.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1046.8400 RWF
RF 1,046,840.00You pay$1,000.00

Remitbee

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1046.8400 RWF -0.16% vs mid-market Recipient gets RF 1,046,840.00 Next Day
0 reviews

Ways to receive money in Rwanda with Remitbee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1046.8400 RWF
RF 1,046,840.00You pay$1,000.00

Remitbee

Pay via Debit Card
Fees: $8.99 1 CAD = 1046.8400 RWF -0.16% vs mid-market Recipient gets RF 1,037,428.91 Next Day
0 reviews

Ways to receive money in Rwanda with Remitbee when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
$8.991 CAD = 1046.8400 RWF
RF 1,037,428.91You pay$1,000.00

TapTap Send

Pay via Debit Card
Fees: $0.00 1 CAD = 1035.1190 RWF +0.96% vs mid-market Recipient gets RF 1,035,119.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Rwanda with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 CAD = 1035.1190 RWF
RF 1,035,119.00You pay$1,000.00
Mobile moneyMinutesAvailable via:Airtel, MTN, TIGO
Free1 CAD = 1035.1190 RWF
RF 1,035,119.00You pay$1,000.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 1033.1912 RWF +1.15% vs mid-market Recipient gets RF 1,033,191.20 6-12 Hours

Ways to receive money in Rwanda with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 1033.1912 RWF
RF 1,033,191.20You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 1033.1912 RWF +1.15% vs mid-market Recipient gets RF 1,033,191.20 6-12 Hours

Ways to receive money in Rwanda with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 1033.1912 RWF
RF 1,033,191.20You pay$1,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 CAD = 1029.9928 RWF +1.46% vs mid-market Recipient gets RF 1,029,993.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Rwanda with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1029.9928 RWF
RF 1,029,993.00You pay$1,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1029.9928 RWF +1.46% vs mid-market Recipient gets RF 1,029,993.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Rwanda with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 1029.9928 RWF
RF 1,029,993.00You pay$1,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $6.00 1 CAD = 1034.7700 RWF +1.00% vs mid-market Recipient gets RF 1,028,561.38 6-12 Hours

Ways to receive money in Rwanda with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 Hours
$6.001 CAD = 1034.7700 RWF
RF 1,028,561.38You pay$1,000.00
Bank deposit6-12 Hours
$6.001 CAD = 1029.3800 RWF
RF 1,023,203.72You pay$1,000.00
Cash pickup6-12 Hours
$6.001 CAD = 1029.3800 RWF
RF 1,023,203.72You pay$1,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $7.00 1 CAD = 1034.7700 RWF +1.00% vs mid-market Recipient gets RF 1,027,526.61 6-12 Hours

Ways to receive money in Rwanda with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 Hours
$7.001 CAD = 1034.7700 RWF
RF 1,027,526.61You pay$1,000.00
Bank deposit6-12 Hours
$7.001 CAD = 1029.3800 RWF
RF 1,022,174.34You pay$1,000.00
Cash pickup6-12 Hours
$7.001 CAD = 1029.3800 RWF
RF 1,022,174.34You pay$1,000.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 1027.1000 RWF +1.74% vs mid-market Recipient gets RF 1,027,100.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Rwanda with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 1027.1000 RWF
RF 1,027,100.00You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 1027.1000 RWF +1.74% vs mid-market Recipient gets RF 1,027,100.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Rwanda with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 1027.1000 RWF
RF 1,027,100.00You pay$1,000.00
Only available via Mobile App

WorldRemit

Pay via Debit Card
Fees: $0.00 1 CAD = 1023.5795 RWF +2.08% vs mid-market Recipient gets RF 1,023,579.53 Next Day
Receive to bank account or cash pickup

Ways to receive money in Rwanda with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyNext Day
Free1 CAD = 1023.5795 RWF
RF 1,023,579.53You pay$1,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 1019.8400 RWF +2.45% vs mid-market Recipient gets RF 1,019,840.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Rwanda with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 1019.8400 RWF
RF 1,019,840.00You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 1019.8400 RWF +2.45% vs mid-market Recipient gets RF 1,019,840.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Rwanda with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 CAD = 1019.8400 RWF
RF 1,019,840.00You pay$1,020.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $4.99 1 CAD = 1017.3007 RWF +2.70% vs mid-market Recipient gets RF 1,017,300.70 6-12 Hours

Ways to receive money in Rwanda with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Select Banks
$4.991 CAD = 1017.3007 RWF
RF 1,017,300.70You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 1017.3007 RWF
RF 1,017,300.70You pay$1,005.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 1010.4882 RWF
RF 1,010,488.20You pay$1,001.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $4.99 1 CAD = 1017.3007 RWF +2.70% vs mid-market Recipient gets RF 1,017,300.70 6-12 Hours

Ways to receive money in Rwanda with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Select Banks
$4.991 CAD = 1017.3007 RWF
RF 1,017,300.70You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 1017.3007 RWF
RF 1,017,300.70You pay$1,005.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 1010.4882 RWF
RF 1,010,488.20You pay$1,001.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $4.99 1 CAD = 1017.3007 RWF +2.70% vs mid-market Recipient gets RF 1,017,300.70 6-12 Hours

Ways to receive money in Rwanda with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Select Banks
$4.991 CAD = 1017.3007 RWF
RF 1,017,300.70You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 1017.3007 RWF
RF 1,017,300.70You pay$1,005.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 1010.4882 RWF
RF 1,010,488.20You pay$1,001.99

Wise

Pay via Bank Transfer
Fees: $30.92 1 CAD = 1038.1800 RWF +0.67% vs mid-market Recipient gets RF 1,006,079.00 Within a week
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Rwanda with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$30.921 CAD = 1038.1800 RWF
RF 1,006,079.00You pay$1,000.00

Wise

Pay via Interac
Fees: $36.53 1 CAD = 1038.1800 RWF +0.67% vs mid-market Recipient gets RF 1,000,255.00 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Rwanda with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$36.531 CAD = 1038.1800 RWF
RF 1,000,255.00You pay$1,000.00

Wise

Pay via Debit Card
Fees: $41.54 1 CAD = 1038.1800 RWF +0.67% vs mid-market Recipient gets RF 995,054.00 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Rwanda with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$41.541 CAD = 1038.1800 RWF
RF 995,054.00You pay$1,000.00

Wise

Pay via Credit Card
Fees: $55.75 1 CAD = 1038.1800 RWF +0.67% vs mid-market Recipient gets RF 980,301.00 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Rwanda with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$55.751 CAD = 1038.1800 RWF
RF 980,301.00You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 1045.1267 RWF Updates every 60 minutes.

How to send money from Canada to Rwanda

Pick a company

Start with the cheapest, which is Remitbee at 1,046,840 RWF on $1,000.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 6 ways to pay, including debit card, credit card, bank transfer, interac, bill payment, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Rwanda?

How much CAD you send to Rwanda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$100-0.19%$0.00RF 104,684.00with interac to bank deposit+RF 5,558.48
$500-0.20%$0.00RF 523,420.00with interac to bank deposit+RF 13,401.72
$1,000This page-0.16%$0.00RF 1,046,840.00with interac to bank deposit+RF 23,075.87
$10,000-0.18%$0.00RF 10,468,400.00with interac to bank deposit+RF 240,076.41
$50,000-0.17%$0.00RF 52,342,000.00with interac to bank deposit+RF 1,170,132.90

Mid-market rate: 1 CAD = 1045.1267 RWF

Ways to send money from Canada to Rwanda

There are 9 companies sending money to India, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring $1,000 in cash to the closest Western Union location, and your recipient picks up 1,029,993 RWF within minutes.

Cash transfers cost more

Cash transfer to Rwanda is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitbee charges $0 in fees and adds -0.16% markup, so your $1,000 delivers 1,046,840 RWF in next day.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of 9 online companies, Remitbee is the cheapest and currently gets you 1,046,840 RWF on a $1,000 transfer after a $0 fee and -0.16% markup.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.

If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in RWF.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in RWF, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and RWF, and convert between them at low cost.

For example, converting $1,000 costs $30.92 in fees at 0.67% markup, which gets you 1,006,079 RWF.

Ways to fund CAD and receive RWF in Rwanda

With Remitbee, paying by interac and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 1,046,840 RWF.

Deposit CAD using debit card, credit card, bank transfer, interac, bill payment, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive RWF through bank deposit, mobile money, cash pickup, and mobile wallet.

For a bank deposit payout, you will need the recipient's bank details in Rwanda.

  1. 1
    Bank transfer Bank deposit

    You pay $1,000.00

    R₣1,046,840

    Cheapest

  2. 2
    Interac Bank deposit

    You pay $1,000.00

    R₣1,046,840

    R₣0

  3. 3
    Bill payment Bank deposit

    You pay $1,000.00

    R₣1,046,840

    R₣0

  4. 4
    debit card Bank deposit

    You pay $1,000.00

    R₣1,037,429

    -R₣9,411

  5. 5
    debit card Mobile money

    You pay $1,000.00

    R₣1,035,119

    -R₣11,721

Show moreShow less
  1. 6
    credit card Bank deposit

    You pay $1,000.00

    R₣1,033,191

    -R₣13,649

  2. 7
    debit card Mobile wallet

    You pay $1,000.00

    R₣1,028,561

    -R₣18,279

  3. 8
    credit card Mobile wallet

    You pay $1,000.00

    R₣1,027,527

    -R₣19,313

  4. 9
    debit card Cash pickup

    You pay $1,000.00

    R₣1,023,204

    -R₣23,636

  5. 10
    credit card Cash pickup

    You pay $1,000.00

    R₣1,022,174

    -R₣24,666

  6. 11
    Cash deposit Bank deposit

    You pay $1,004.99

    R₣1,017,301

    -R₣29,539

  7. 12
    Cash deposit Cash pickup

    You pay $1,005.99

    R₣1,017,301

    -R₣29,539

  8. 13
    Cash deposit Mobile wallet

    You pay $1,001.99

    R₣1,010,488

    -R₣36,352

Consider this when sending CAD to India

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/INR transfer options

For a $1,000 transfer to Rwanda, these are the cheapest, fastest and easiest options available now.

Best way to send money to Rwanda

Remitbee is the cheapest and easiest option, funded by interac with bank deposit for the payout. Your recipient gets 1,046,840 RWF, which is 1.12% more than the next best option.

Fastest way to send money to Rwanda

TapTap Send is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 1,035,119 RWF in minutes.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Rwanda.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

Live CAD-RWF Exchange Rate

Compare the CAD to RWF exchange rate

The rate has a direct impact on the RWF amount received. The last seven days show how today's CAD quote compares with the recent market.

Mid-market rate:1 CAD = 1,042.15732 RWF

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 9 FINTRAC-registered companies sending CAD to Rwanda, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.