Of the 7 companies we analysed, Western Union is the cheapest app overall for sending $2,000 to Rwanda.
On a 2,000 AUD transfer it will get your recipient 2,117,323 RWF.
| 7 of 7 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/RWF exchange rates from our comparisons. | |||
| Based on 2,000 AUD transfer Best companies for AUD/RWF transfersAll money transfer offers for AUD/RWF transfers, sorted by most RWF received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $54.61 1 AUD = 1059.7200 RWF +0.04% vs mid-market | Recipient gets RF 2,061,569.00 Within a week | |
Ways to receive money in Rwanda with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $54.611 AUD = 1059.7200 RWF RF 2,061,569.00You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 1035.2550 RWF +2.37% vs mid-market | Recipient gets RF 2,070,510.00 6-12 Hours | |
Ways to receive money in Rwanda with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,000.00 Bank deposit6-12 HoursAvailable via:Select Banks $2.991 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,003.99 | |||
Run a live search Showing top Australia to Rwanda deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to RWF rates. | |||
Run a live search These companies offer multi-currency accounts for spending RWF. We suggest doing a live search based on how much AUD you're planning to spend in Rwanda. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 1058.6611 RWF +0.14% vs mid-market | Recipient gets RF 2,117,323.00 Next Day | |
Ways to receive money in Rwanda with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 1058.6611 RWF RF 2,117,323.00You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 1058.6611 RWF +0.14% vs mid-market | Recipient gets RF 2,117,323.00 Next Day | |
Ways to receive money in Rwanda with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 1058.6611 RWF RF 2,117,323.00You pay$2,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 1052.2700 RWF +0.74% vs mid-market | Recipient gets RF 2,104,540.00 Minutes | |
Ways to receive money in Rwanda with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 1052.2700 RWF RF 2,104,540.00You pay$2,000.00 Mobile moneyMinutesAvailable via:Airtel, MTN, TIGO Free1 AUD = 1052.2700 RWF RF 2,104,540.00You pay$2,000.00 | |||
 Remitly Pay via Debit Card | Fees: $1.99 1 AUD = 1038.1800 RWF +2.09% vs mid-market | Recipient gets RF 2,076,360.00 2 Days | |
Ways to receive money in Rwanda with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days $1.991 AUD = 1038.1800 RWF RF 2,076,360.00You pay$2,001.99 | |||
| Remitly Pay via Credit Card | Fees: $22.00 1 AUD = 1038.1800 RWF +2.09% vs mid-market | Recipient gets RF 2,076,360.00 2 Days | |
Ways to receive money in Rwanda with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $22.001 AUD = 1038.1800 RWF RF 2,076,360.00You pay$2,022.00 | |||
| Remitly Pay via PayTo | Fees: $1.99 1 AUD = 1038.1800 RWF +2.09% vs mid-market | Recipient gets RF 2,076,360.00 2 Days | |
Ways to receive money in Rwanda with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days $1.991 AUD = 1038.1800 RWF RF 2,076,360.00You pay$2,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 1035.2550 RWF +2.37% vs mid-market | Recipient gets RF 2,070,510.00 6-12 Hours | |
Ways to receive money in Rwanda with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,000.00 Bank deposit6-12 HoursAvailable via:Select Banks $2.991 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $0.00 1 AUD = 1035.2550 RWF +2.37% vs mid-market | Recipient gets RF 2,070,510.00 6-12 Hours | |
Ways to receive money in Rwanda with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,000.00 Bank deposit6-12 HoursAvailable via:Select Banks $2.991 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 1035.2550 RWF +2.37% vs mid-market | Recipient gets RF 2,070,510.00 6-12 Hours | |
Ways to receive money in Rwanda with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets $32.991 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,032.99 Bank deposit6-12 HoursAvailable via:Select Banks $32.991 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 1035.2550 RWF RF 2,070,510.00You pay$2,032.99 | |||
| Wise Pay via Bank Transfer | Fees: $54.61 1 AUD = 1059.7200 RWF +0.04% vs mid-market | Recipient gets RF 2,061,569.00 Within a week | |
Ways to receive money in Rwanda with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $54.611 AUD = 1059.7200 RWF RF 2,061,569.00You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $54.61 1 AUD = 1059.7200 RWF +0.04% vs mid-market | Recipient gets RF 2,061,569.00 Within a week | |
Ways to receive money in Rwanda with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $54.611 AUD = 1059.7200 RWF RF 2,061,569.00You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $59.92 1 AUD = 1059.7200 RWF +0.04% vs mid-market | Recipient gets RF 2,055,942.00 Within a week | |
Ways to receive money in Rwanda with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $59.921 AUD = 1059.7200 RWF RF 2,055,942.00You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $72.90 1 AUD = 1059.7200 RWF +0.04% vs mid-market | Recipient gets RF 2,042,186.00 Within a week | |
Ways to receive money in Rwanda with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $72.901 AUD = 1059.7200 RWF RF 2,042,186.00You pay$2,000.00 | |||
 Ria Money Transfer Pay via Bank Transfer | Fees: $0.00 1 AUD = 1019.2700 RWF +3.93% vs mid-market | Recipient gets RF 2,038,540.00 6-12 Hours | |
Ways to receive money in Rwanda with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 1019.2700 RWF RF 2,038,540.00You pay$2,000.00 Mobile wallet6-12 Hours Free1 AUD = 1014.1000 RWF RF 2,028,200.00You pay$2,000.00 Cash pickup6-12 Hours Free1 AUD = 1014.1000 RWF RF 2,028,200.00You pay$2,000.00 | |||
| Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 AUD = 1019.2700 RWF +3.93% vs mid-market | Recipient gets RF 2,038,540.00 6-12 Hours | |
Ways to receive money in Rwanda with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 1019.2700 RWF RF 2,038,540.00You pay$2,000.00 Mobile wallet6-12 Hours Free1 AUD = 1014.1000 RWF RF 2,028,200.00You pay$2,000.00 Cash pickup6-12 Hours Free1 AUD = 1014.1000 RWF RF 2,028,200.00You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 1019.2700 RWF +3.93% vs mid-market | Recipient gets RF 2,035,594.31 6-12 Hours | |
Ways to receive money in Rwanda with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 1019.2700 RWF RF 2,035,594.31You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 1014.1000 RWF RF 2,025,269.25You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 1014.1000 RWF RF 2,025,269.25You pay$2,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 1019.2700 RWF +3.93% vs mid-market | Recipient gets RF 2,035,594.31 6-12 Hours | |
Ways to receive money in Rwanda with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 1019.2700 RWF RF 2,035,594.31You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 1014.1000 RWF RF 2,025,269.25You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 1014.1000 RWF RF 2,025,269.25You pay$2,000.00 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 1010.6544 RWF +4.78% vs mid-market | Recipient gets RF 2,021,308.80 6-12 Hours | |
Ways to receive money in Rwanda with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 1010.6544 RWF RF 2,021,308.80You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 1010.6544 RWF +4.78% vs mid-market | Recipient gets RF 2,015,244.87 6-12 Hours | |
Ways to receive money in Rwanda with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 1010.6544 RWF RF 2,015,244.87You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 1010.6544 RWF +4.78% vs mid-market | Recipient gets RF 2,006,148.98 6-12 Hours | |
Ways to receive money in Rwanda with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 1010.6544 RWF RF 2,006,148.98You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 1060.098215 RWF Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Western Union at 2,117,323 RWF on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including debit card, credit card, bank transfer, payto, poli, osko, and mobile wallet.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
7 money transfer companies let you send money from Australia to Rwanda.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Rwanda.
For example, sending $500 with Western Union will get you 2,117,323 RWF after a $0 fee and 0.14% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Western Union takes $0 in fees and 0.14% markup on a $0 transfer, and your RWF arrives in next day.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.
With Xe you get 4.78% on AUD/RWF, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in RWF, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and RWF in one account, and convert when the rate suits you.
Wise converts $2,000 at 0.04% markup, and the RWF sits in your account until you spend or transfer it.
Most useful if you travel often to Rwanda, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 2,117,323 RWF.
You can fund the transfer with debit card, credit card, bank transfer, payto, poli, osko, and mobile wallet.
Recipients in the Rwanda can collect RWF through bank deposit, mobile wallet, cash pickup, and mobile money.
Your recipient can have RWF delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive RWF in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Western Union
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Rwanda.
You pay $2,000.00
R₣2,117,323
Cheapest
You pay $2,000.00
R₣2,117,323
R₣0
You pay $2,000.00
R₣2,104,540
-R₣12,783
You pay $2,022.00
R₣2,076,360
-R₣40,963
You pay $2,001.99
R₣2,076,360
-R₣40,963
You pay $2,000.00
R₣2,070,510
-R₣46,813
You pay $2,003.99
R₣2,070,510
-R₣46,813
You pay $2,032.99
R₣2,070,510
-R₣46,813
You pay $2,032.99
R₣2,070,510
-R₣46,813
You pay $2,000.00
R₣2,070,510
-R₣46,813
You pay $2,002.99
R₣2,070,510
-R₣46,813
You pay $2,003.99
R₣2,070,510
-R₣46,813
You pay $2,000.00
R₣2,061,569
-R₣55,754
You pay $2,000.00
R₣2,038,540
-R₣78,783
You pay $2,000.00
R₣2,028,200
-R₣89,123
You pay $2,000.00
R₣2,028,200
-R₣89,123
You pay $2,000.00
R₣2,028,200
-R₣89,123
You pay $2,000.00
R₣2,028,200
-R₣89,123
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Rwanda, these are the best options right now:
Cheapest
Western Union is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 2,117,323 RWF, which is 0.6% more than the next best option.
Fastest
TapTap Send delivers 2,104,540 RWF in minutes when you use debit card and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Rwanda.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Rwanda.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/RWF rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 1,059.180256 RWF
We track 7 companies sending AUD to Rwanda, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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