Best companies for AUD/RWF transfers
6 of 6 providers Last updated on 28 September 2026
Based on 2,000 AUD transfer Best companies for AUD/RWF transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $45.71 1 AUD = 1030.9200 RWF +0.71% vs mid-market	Recipient gets RF 2,014,717.00 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Rwanda with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $45.711 AUD = 1030.9200 RWF RF 2,014,717.00You pay$2,000.00
Ad Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 986.5072 RWF +5.11% vs mid-market	Recipient gets RF 1,973,014.40 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Rwanda with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 986.5072 RWF RF 1,973,014.40You pay$2,000.00
Run a live search Showing top Australia to Rwanda deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to RWF rates.
Run a live search These companies offer multi-currency accounts for spending RWF. We suggest doing a live search based on how much AUD you're planning to spend in Rwanda.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 1037.7000 RWF +0.05% vs mid-market	Recipient gets RF 2,072,401.05 6-12 Hours
0 reviews Cheapest
Ways to receive money in Rwanda with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 1037.7000 RWF RF 2,072,401.05You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 1032.4300 RWF RF 2,061,876.28You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 1032.4300 RWF RF 2,061,876.28You pay$2,000.00

Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 1037.7000 RWF +0.05% vs mid-market	Recipient gets RF 2,072,401.05 6-12 Hours
0 reviews
Ways to receive money in Rwanda with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 1037.7000 RWF RF 2,072,401.05You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 1032.4300 RWF RF 2,061,876.28You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 1032.4300 RWF RF 2,061,876.28You pay$2,000.00
Ria Money Transfer Pay via PayID	Fees: $2.89 1 AUD = 1037.7000 RWF +0.05% vs mid-market	Recipient gets RF 2,072,401.05 6-12 Hours
0 reviews
Ways to receive money in Rwanda with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 1037.7000 RWF RF 2,072,401.05You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 1032.4300 RWF RF 2,061,876.28You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 1032.4300 RWF RF 2,061,876.28You pay$2,000.00
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 1032.8813 RWF +0.52% vs mid-market	Recipient gets RF 2,065,763.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Rwanda with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 1032.8813 RWF RF 2,065,763.00You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 1032.8813 RWF +0.52% vs mid-market	Recipient gets RF 2,065,763.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Rwanda with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 1032.8813 RWF RF 2,065,763.00You pay$2,000.00
TapTap Send Pay via Debit Card	Fees: $0.00 1 AUD = 1031.4500 RWF +0.66% vs mid-market	Recipient gets RF 2,062,900.00 Minutes
0 reviews Fastest Receive to bank account
Ways to receive money in Rwanda with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 1031.4500 RWF RF 2,062,900.00You pay$2,000.00 Mobile moneyMinutesAvailable via:Airtel, MTN, TIGO Free1 AUD = 1031.4500 RWF RF 2,062,900.00You pay$2,000.00
Remitly Pay via Debit Card	Fees: $1.99 1 AUD = 1010.4700 RWF +2.71% vs mid-market	Recipient gets RF 2,020,940.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Rwanda with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days $1.991 AUD = 1010.4700 RWF RF 2,020,940.00You pay$2,001.99

Remitly Pay via Credit Card	Fees: $22.00 1 AUD = 1010.4700 RWF +2.71% vs mid-market	Recipient gets RF 2,020,940.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Rwanda with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $22.001 AUD = 1010.4700 RWF RF 2,020,940.00You pay$2,022.00
Remitly Pay via PayTo	Fees: $1.99 1 AUD = 1010.4700 RWF +2.71% vs mid-market	Recipient gets RF 2,020,940.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Rwanda with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days $1.991 AUD = 1010.4700 RWF RF 2,020,940.00You pay$2,001.99
Wise Pay via Bank Transfer	Fees: $45.71 1 AUD = 1030.9200 RWF +0.71% vs mid-market	Recipient gets RF 2,014,717.00 Within a week
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Rwanda with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $45.711 AUD = 1030.9200 RWF RF 2,014,717.00You pay$2,000.00

Wise Pay via Osko	Fees: $45.71 1 AUD = 1030.9200 RWF +0.71% vs mid-market	Recipient gets RF 2,014,717.00 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Rwanda with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $45.711 AUD = 1030.9200 RWF RF 2,014,717.00You pay$2,000.00
Wise Pay via Debit Card	Fees: $51.07 1 AUD = 1030.9200 RWF +0.71% vs mid-market	Recipient gets RF 2,009,191.00 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Rwanda with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $51.071 AUD = 1030.9200 RWF RF 2,009,191.00You pay$2,000.00
Wise Pay via Credit Card	Fees: $64.16 1 AUD = 1030.9200 RWF +0.71% vs mid-market	Recipient gets RF 1,995,696.00 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Rwanda with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $64.161 AUD = 1030.9200 RWF RF 1,995,696.00You pay$2,000.00
Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 986.5072 RWF +5.11% vs mid-market	Recipient gets RF 1,973,014.40 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Rwanda with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 986.5072 RWF RF 1,973,014.40You pay$2,000.00
Xe Pay via Debit Card	Fees: $6.00 1 AUD = 986.5072 RWF +5.11% vs mid-market	Recipient gets RF 1,967,095.36 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Rwanda with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 986.5072 RWF RF 1,967,095.36You pay$2,000.00
Xe Pay via Credit Card	Fees: $15.00 1 AUD = 986.5072 RWF +5.11% vs mid-market	Recipient gets RF 1,958,216.79 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Rwanda with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 986.5072 RWF RF 1,958,216.79You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 1038.2410 RWF Updates every 60 minutes.

Why compare

AUD/RWF exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Rwanda

Pick a company

Start with the cheapest, which is Ria Money Transfer at 2,072,401.05 RWF on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, credit card, bank transfer, payid, payto, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Rwanda?

How much AUD you send to Rwanda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.


$1,000	0.04%	$2.89	RF 1,034,701.05with credit card to bank deposit	+RF 19,234.91
$1,500	0.04%	$2.89	RF 1,553,551.05with credit card to bank deposit	+RF 35,190.79
$2,000This page	0.05%	$2.89	RF 2,072,401.05with credit card to bank deposit	+RF 46,957.50
$3,000	0.49%	$0.00	RF 3,098,644.00with debit card to bank deposit	+RF 76,765.49
$7,500	0.51%	$0.00	RF 7,746,610.00with debit card to bank deposit	+RF 180,012.30
$12,000	0.27%	$0.00	RF 12,424,102.74with bank transfer to bank deposit	+RF 336,639.64
$15,000	0.27%	$0.00	RF 15,529,464.47with bank transfer to bank deposit	+RF 419,171.34
$100,000	0.25%	$0.00	RF 103,552,738.73with bank transfer to bank deposit	+RF 2,788,656.42
$250,000	0.20%	$0.00	RF 259,017,149.06with bank transfer to bank deposit	+RF 7,078,556.48
$500,000	0.20%	$0.00	RF 517,993,695.48with bank transfer to bank deposit	+RF 15,320,722.93

Mid-market rate: 1 AUD = 1038.2410 RWF

Ways to send money from Australia to Rwanda

6 money transfer companies let you send money from Australia to Rwanda.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Rwanda.

For example, sending $500 with Ria Money Transfer will get you 2,072,401.05 RWF after a $2.89 fee and 0.05% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Ria Money Transfer takes $2.89 in fees and 0.05% markup on a $2.89 transfer, and your RWF arrives in 6-12 hours.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 5.11% on AUD/RWF, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in RWF, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and RWF in one account, and convert when the rate suits you.

Wise converts $2,000 at 0.71% markup, and the RWF sits in your account until you spend or transfer it.

Most useful if you travel often to Rwanda, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Rwanda

With Ria Money Transfer, paying by credit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 2,072,401.05 RWF.

You can fund the transfer with debit card, credit card, bank transfer, payid, payto, and osko.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Rwanda can collect RWF through bank deposit, mobile money, mobile wallet, and cash pickup.

Your recipient can have RWF delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive RWF in a mobile wallet

Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Rwanda.

1

Debit card Bank deposit

You pay $2,000.00

R₣2,072,401

Cheapest
2

Credit card Bank deposit

You pay $2,000.00

R₣2,072,401

R₣0
3

Payid Bank deposit

You pay $2,000.00

R₣2,072,401

R₣0
4

Bank transfer Bank deposit

You pay $2,000.00

R₣2,065,763

-R₣6,638
5

Debit card Mobile money

You pay $2,000.00

R₣2,062,900

-R₣9,501

Show moreShow less

6

Debit card Mobile wallet

You pay $2,000.00

R₣2,061,876

-R₣10,525
7

Debit card Cash pickup

You pay $2,000.00

R₣2,061,876

-R₣10,525
8

Credit card Mobile wallet

You pay $2,000.00

R₣2,061,876

-R₣10,525
9

Credit card Cash pickup

You pay $2,000.00

R₣2,061,876

-R₣10,525
10

Payid Mobile wallet

You pay $2,000.00

R₣2,061,876

-R₣10,525
11

Payid Cash pickup

You pay $2,000.00

R₣2,061,876

-R₣10,525
12

Payto Bank deposit

You pay $2,001.99

R₣2,020,940

-R₣51,461
13

Osko Bank deposit

You pay $2,000.00

R₣2,014,717

-R₣57,684

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Rwanda, these are the best options right now:

Cheapest

Ria Money Transfer is cheapest when funded by credit card with bank deposit for the payout. Your recipient gets 2,072,401.05 RWF, which is 0.32% more than the next best option.

Fastest

TapTap Send delivers 2,062,900 RWF in minutes when you use debit card and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Rwanda.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Rwanda.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-RWF Exchange Rate

Getting a better AUD to RWF rate

Small changes in the AUD/RWF rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 1,038.091448 RWF

How we analyse the market

We track 6 companies sending AUD to Rwanda, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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