Wise is the cheapest way to send money from Canada to Seychelles based on the 5 companies we analyzed, giving your recipient 9,993.42 SCR from $1,000.
| 5 of 5 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze CAD/SCR exchange rates from our comparisons. | |||
| Based on 1,000 CAD transfer Best companies for CAD/SCR transfersAll money transfer offers for CAD/SCR transfers, sorted by most SCR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $34.35 1 CAD = 10.3489 SCR -3.68% vs mid-market | Recipient gets SCR 9,993.42 Next week | |
Ways to receive money in Seychelles with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext weekAvailable via:SWIFT $34.351 CAD = 10.3489 SCR SCR 9,993.42You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $5.99 1 CAD = 10.4500 SCR -4.65% vs mid-market | Recipient gets SCR 10,450.00 6-12 Hours | |
Ways to receive money in Seychelles with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 10.4500 SCR SCR 10,450.00You pay$1,005.99 | |||
Run a live search Showing top Canada to Seychelles deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to SCR rates. | |||
Run a live search These companies offer multi-currency accounts for spending SCR. We suggest doing a live search based on how much CAD you're planning to spend in Seychelles. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $5.99 1 CAD = 10.4500 SCR -4.65% vs mid-market | Recipient gets SCR 10,450.00 6-12 Hours | |
Ways to receive money in Seychelles with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 10.4500 SCR SCR 10,450.00You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $5.99 1 CAD = 10.4500 SCR -4.65% vs mid-market | Recipient gets SCR 10,450.00 6-12 Hours | |
Ways to receive money in Seychelles with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 10.4500 SCR SCR 10,450.00You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $5.99 1 CAD = 10.4500 SCR -4.65% vs mid-market | Recipient gets SCR 10,450.00 6-12 Hours | |
Ways to receive money in Seychelles with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 10.4500 SCR SCR 10,450.00You pay$1,005.99 | |||
 Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 CAD = 10.3600 SCR -3.78% vs mid-market | Recipient gets SCR 10,360.00 6-12 Hours | |
Ways to receive money in Seychelles with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Cash pickup6-12 Hours Free1 CAD = 10.3600 SCR SCR 10,360.00You pay$1,000.00 | |||
| Ria Money Transfer Pay via Bank Transfer | Fees: $25.00 1 CAD = 10.3600 SCR -3.78% vs mid-market | Recipient gets SCR 10,101.00 6-12 Hours | |
Ways to receive money in Seychelles with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $25.001 CAD = 10.3600 SCR SCR 10,101.00You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $34.35 1 CAD = 10.3489 SCR -3.68% vs mid-market | Recipient gets SCR 9,993.42 Next week | |
Ways to receive money in Seychelles with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext weekAvailable via:SWIFT $34.351 CAD = 10.3489 SCR SCR 9,993.42You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $39.93 1 CAD = 10.3489 SCR -3.68% vs mid-market | Recipient gets SCR 9,935.67 Within a week | |
Ways to receive money in Seychelles with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $39.931 CAD = 10.3489 SCR SCR 9,935.67You pay$1,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 CAD = 9.9105 SCR +0.65% vs mid-market | Recipient gets SCR 9,910.46 6-12 Hours | |
Ways to receive money in Seychelles with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 9.9105 SCR SCR 9,910.46You pay$1,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $45.00 1 CAD = 10.3600 SCR -3.78% vs mid-market | Recipient gets SCR 9,893.80 6-12 Hours | |
Ways to receive money in Seychelles with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $45.001 CAD = 10.3600 SCR SCR 9,893.80You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $44.88 1 CAD = 10.3489 SCR -3.68% vs mid-market | Recipient gets SCR 9,884.44 Within a week | |
Ways to receive money in Seychelles with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $44.881 CAD = 10.3489 SCR SCR 9,884.44You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $58.98 1 CAD = 10.3489 SCR -3.68% vs mid-market | Recipient gets SCR 9,738.52 Within a week | |
Ways to receive money in Seychelles with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $58.981 CAD = 10.3489 SCR SCR 9,738.52You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $65.00 1 CAD = 10.3600 SCR -3.78% vs mid-market | Recipient gets SCR 9,686.60 6-12 Hours | |
Ways to receive money in Seychelles with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $65.001 CAD = 10.3600 SCR SCR 9,686.60You pay$1,000.00 | |||
 Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 9.1551 SCR +8.57% vs mid-market | Recipient gets SCR 9,155.10 2 Days | |
Ways to receive money in Seychelles with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 9.1551 SCR SCR 9,155.10You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 CAD = 9.1551 SCR +8.57% vs mid-market | Recipient gets SCR 9,155.10 2 Days | |
Ways to receive money in Seychelles with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 CAD = 9.1551 SCR SCR 9,155.10You pay$1,020.00 | |||
| Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 9.1551 SCR +8.57% vs mid-market | Recipient gets SCR 9,155.10 2 Days | |
Ways to receive money in Seychelles with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 9.1551 SCR SCR 9,155.10You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 9.1551 SCR +8.57% vs mid-market | Recipient gets SCR 9,155.10 2 Days | |
Ways to receive money in Seychelles with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 9.1551 SCR SCR 9,155.10You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 9.975303 SCR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Wise at 9,993.42 SCR on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including debit card, bank transfer, credit card, interac, cash deposit, and mobile wallet.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
There are 5 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Remitly location, and your recipient picks up 9,155.1 SCR within minutes.
Cash transfers cost more
Cash transfer to Seychelles is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Wise charges $34.35 in fees and adds -3.68% markup, so your $1,000 delivers 9,993.42 SCR in next week.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 5 online companies, Wise is the cheapest and currently gets you 9,993.42 SCR on a $1,000 transfer after a $34.35 fee and -3.68% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
Brokers like OFX charge no fees but add 0.65% on CAD/SCR interbank rate.
The markup gets lower the more you send, with an account manager handling it end to end.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in SCR.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in SCR, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and SCR, and convert between them at low cost.
For example, converting $1,000 costs $34.35 in fees at -3.68% markup, which gets you 9,993.42 SCR.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 9,993.42 SCR.
Deposit CAD using debit card, bank transfer, credit card, interac, cash deposit, and mobile wallet.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive SCR through bank deposit and cash pickup.
For a bank deposit payout, you will need the recipient's bank details in Seychelles.
You pay $1,005.99
₨10,450
Cheapest
You pay $1,005.99
₨10,450
₨0
You pay $1,005.99
₨10,450
₨0
You pay $1,000.00
₨10,360
-₨90
You pay $1,000.00
₨10,101
-₨349
You pay $1,000.00
₨9,993
-₨457
You pay $1,000.00
₨9,936
-₨514
You pay $1,000.00
₨9,884
-₨566
You pay $1,000.00
₨9,739
-₨711
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Seychelles, these are the cheapest, fastest and easiest options available now.
Best way to send money to Seychelles
Wise is the cheapest and easiest option, funded by bank transfer with bank deposit for the payout. Your recipient gets 9,993.42 SCR, which is 0.83% more than the next best option.
Fastest way to send money to Seychelles
OFX is fastest when you pay by bank transfer and choose bank deposit for the payout. The transfer delivers 9,910.46 SCR in 6-12 hours.
An Interac e-Transfer cannot go directly to a recipient in Seychelles.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the SCR amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 9.947947 SCR
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 5 FINTRAC-registered companies sending CAD to Seychelles, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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