Compare all the best ways to send money to Seychelles

Pay attention to SCR exchange rates, as it determines how much SCR your recipient will receive.

For instance, today’s average USD to SCR rate is 14.1127 but the highest rate over the past 3 months was 13.9561 SCR/USD.

Your aim is to transfer when SCR reaches a higher value so waiting a few days could result in a better rate, hence more SCR received.

For urgent Seychelles Rupee transfers, we recommend Wise. It consistently provided the best SCR rates over the past six months.

How you fund your transfer affects the cost, speed, and the amount of Seychelles Rupee the recipient will receive.

The cheapest way to fund your transfer to Seychelles is with a Bank transfer via Revolut, which is 1.8% cheaper than the next cheapest service.

Based on our six-month analysis of a $2,000 transfer from to Seychelles, here are the top options:

• Revolut (bank transfer): Costs $0 + 0.11% markup on top of the SCR mid-market rate.

• Wise (debit card): Costs $13.08 + -0.15% markup.

• (credit card): Costs $0 + % markup.

Bank transfer is the most expensive deposit method for Seychelles Rupee transfers, so we recommend avoiding it to maximize the amount of SCR received.

Credit card transfers may result in cash advance fees and higher interest rates when sending money to Seychelles.

For instance, charges $0 for credit card deposits, while Revolut charges $0 for bank transfers.

Avoid sending SCR over the SWIFT network, as it's slower and more expensive. Instead, consider cheaper options like ACH or account balance for SCR transfers.

Money transfer companies often have minimum and maximum limits on how much SCR you can transfer.

The amount of SCR you send can impact the fees and exchange rate. Some services such as Wise may offer a better exchange rate for large SCR transfers.

There may also be government-imposed restrictions, commercial limitations, and other factors that may affect how much SCR you can send.

To ensure your money transfer to Seychelles goes smoothly, especially if moving large amounts of Seychelles Rupee, use our comparison tool to find the service that best fits your needs.

The speed of sending Seychelles Rupee to Seychelles depends on factors like the amount of SCR sent, the chosen deposit and withdrawal methods, and when you send SCR.

As a rule of thumb, faster transfers come with higher fees.

Let’s imagine you want to transfer 2,000 USD to Seychelles, here are your options:

• For the fastest transfers, use Ria Money Transfer - Out of 7 companies serving Seychelles, Ria Money Transfer appeared 2 times in our searches as the fastest service in the past 6 months.

• For bank and card deposits, use Ria Money Transfer - Ria Money Transfer provides fast and affordable SCR transfers, with fees around $4 for bank account deposits and $13.08 for debit/prepaid card deposits, with a small 2.8% markup on the ‘real’ SCR exchange rate.

• For credit card transfers, use - charges $0 for credit card transfers to Seychelles with % markup. However, beware of potential cash advance fees and higher interest rates from your credit card company.

• For urgent transfers, use cash transfer services - If you need Seychelles Rupee to be delivered urgently, services like Western Union, MoneyGram, or Ria Money will have it ready within minutes for collection in Seychelles.

Avoid using the SWIFT network for SCR transfers, as intermediary banks slow the process. Instead, opt for faster and more cost-effective alternatives discussed above.

For SCR transfers, you have the following options:

1. Money transfer company - You can transfer money online using an FX broker (managed service) or a self-managed online company like Wise. Based on our 6-month analysis, Wise ranked as the top provider for sending money to Seychelles, appearing in 3 comparisons involving SCR.

2. Mobile apps and digital wallets - Many services available in Seychelles offer mobile apps, often giving transfer offers on SCR rates.

3. Cash transfers - You can send cash to Seychelles through services like Ria Money, MoneyGram, or Western Union. Cash transfers are typically instant, but the recipient must visit a local agent in Seychelles to collect the Seychelles Rupee.

4. Wire transfers - While you can wire money to Seychelles through your bank, we advise against it. Banks can charge up to $60 per transfer to Seychelles and add 5% - 6% to the SCR exchange rate. Instead, use bank transfer to deposit money to Wise and send SCR from there.

There are several ways to receive money in Seychelles, and choosing the right one will help the recipient get the most SCR. Mainly, these are:

• Deposit to bank account - For direct bank deposits in Seychelles, we recommend Revolut, which appeared in 66.7% of SCR searches as the cheapest option for bank transfers. SCR will arrive directly to the recipient's bank account in Seychelles.

• Deposit to digital or mobile wallet - SCR can be sent directly to digital wallets like PayPal, though this option often has more limitations and higher costs compared to services like Revolut. Recipients in Seychelles will need to transfer it to their account, which may incur more fees.

• Cash pickup or home delivery - If the recipient needs SCR urgently or doesn't have access to a bank account in Seychelles, cash pickup or door-to-door delivery is a good alternative. Be sure to check if these services are available in Seychelles. This will require the recipient to visit a nearby agent in Seychelles.

When making large SCR transfers or sending Seychelles Rupee for cash pickup, the recipient may need the following:

• Government-Issued ID: This can be a non-expired and valid passport, driver’s license, or national ID of Seychelles.

• Sender’s Details: Full name, address, and other personal information.

• Transfer Details: The amount being received in SCR.

• Transfer number: This is given at the time of transfer.

• SWIFT Code / IBAN: This may be required for bank transfers to Seychelles from some countries.

*The exact documents may vary depending on the transfer method and service used.

For bank accounts, debit cards, or wallet deposits, the recipient typically doesn’t need to do anything. Seychelles Rupee will arrive without their involvement.

For larger transfers, companies may request additional documents like proof of funds and address verification in compliance with Anti-Money Laundering policies.

We recommend using Wise for transferring large amounts of Seychelles Rupee.

There may be tax implications and government-imposed limits on Seychelles Rupee transfers.

Some Seychelles Rupee transfers may be subject to gift tax, commercial tax, and other types of taxes.

Even if no immediate taxes or limits apply, larger SCR transfers may need to be reported to tax authorities in Seychelles or your home country.

To be fully safe, we strongly recommend consulting with a tax professional in either Seychelles or your home country to ensure compliance with relevant regulations and tax laws.