Best companies for AUD/SCR transfers
4 of 4 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/SCR transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $61.87 1 AUD = 10.1293 SCR -3.77% vs mid-market	Recipient gets Rs 19,631.90 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $61.871 AUD = 10.1293 SCR Rs 19,631.90You pay$2,000.00
Ad Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 9.8240 SCR -0.71% vs mid-market	Recipient gets Rs 19,648.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Seychelles with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 9.8240 SCR Rs 19,648.00You pay$2,000.00
Run a live search Showing top Australia to Seychelles deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to SCR rates.
Run a live search These companies offer multi-currency accounts for spending SCR. We suggest doing a live search based on how much AUD you're planning to spend in Seychelles.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 10.0911 SCR -3.40% vs mid-market	Recipient gets Rs 20,182.20 6-12 Hours
2 reviews Cheapest
Ways to receive money in Seychelles with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 10.0911 SCR Rs 20,182.20You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $3.99 1 AUD = 10.0911 SCR -3.40% vs mid-market	Recipient gets Rs 20,182.20 6-12 Hours
2 reviews
Ways to receive money in Seychelles with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 10.0911 SCR Rs 20,182.20You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $3.99 1 AUD = 10.0911 SCR -3.40% vs mid-market	Recipient gets Rs 20,182.20 6-12 Hours
2 reviews
Ways to receive money in Seychelles with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 10.0911 SCR Rs 20,182.20You pay$2,003.99
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 9.8240 SCR -0.71% vs mid-market	Recipient gets Rs 19,648.00 Within minutes
15 reviews Fastest Receive to bank account or cash pickup
Ways to receive money in Seychelles with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 9.8240 SCR Rs 19,648.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 9.8240 SCR -0.71% vs mid-market	Recipient gets Rs 19,648.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Seychelles with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 9.8240 SCR Rs 19,648.00You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 9.8240 SCR -0.71% vs mid-market	Recipient gets Rs 19,648.00 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Seychelles with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 9.8240 SCR Rs 19,648.00You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $61.87 1 AUD = 10.1293 SCR -3.77% vs mid-market	Recipient gets Rs 19,631.90 Within a week
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $61.871 AUD = 10.1293 SCR Rs 19,631.90You pay$2,000.00

Wise Pay via Osko	Fees: $61.87 1 AUD = 10.1293 SCR -3.77% vs mid-market	Recipient gets Rs 19,631.90 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $61.871 AUD = 10.1293 SCR Rs 19,631.90You pay$2,000.00
Wise Pay via Debit Card	Fees: $67.17 1 AUD = 10.1293 SCR -3.77% vs mid-market	Recipient gets Rs 19,578.21 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $67.171 AUD = 10.1293 SCR Rs 19,578.21You pay$2,000.00
Wise Pay via Credit Card	Fees: $80.03 1 AUD = 10.1293 SCR -3.77% vs mid-market	Recipient gets Rs 19,447.95 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $80.031 AUD = 10.1293 SCR Rs 19,447.95You pay$2,000.00
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 9.6908 SCR +0.65% vs mid-market	Recipient gets Rs 19,381.61 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Seychelles with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 9.6908 SCR Rs 19,381.61You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 9.7542 SCR Updates every 60 minutes.

Why compare

AUD/SCR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Seychelles

Pick a company

Start with the cheapest, which is MoneyGram at 20,182.2 SCR on A$2,000.

MoneyGram was the cheapest on 15 of the 30 days it quoted A$2,000 transfers to Seychelles.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, credit card, bank transfer, poli, payto, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Seychelles?

How much AUD you send to Seychelles heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows MoneyGram was the cheapest in 52% of the transfers up to A$2,000 it quoted, and in 73% of all the transfers it quoted.


$1,000	-2.57%	$3.99	Rs 10,091.10with debit card to cash pickup	+Rs 213.20
$1,500	-2.53%	$3.99	Rs 15,136.65with debit card to cash pickup	+Rs 300.61
$2,000This page	-3.40%	$3.99	Rs 20,182.20with debit card to cash pickup	+Rs 440.18
$3,000	-3.39%	$3.99	Rs 30,273.30with debit card to cash pickup	+Rs 646.86
$7,500	-3.43%	$3.99	Rs 75,683.25with debit card to cash pickup	+Rs 1,021.37
$12,000	-3.42%	$3.99	Rs 121,093.20with debit card to cash pickup	+Rs 2,616.93
$15,000	-3.43%	$3.99	Rs 151,366.50with debit card to cash pickup	+Rs 3,072.98
$50,000	-2.53%	$3.99	Rs 504,555.00with debit card to cash pickup	+Rs 6,559.73
$100,000	-3.43%	$3.99	Rs 1,009,110.00with debit card to cash pickup	+Rs 14,629.31
$250,000	-3.43%	$3.99	Rs 2,522,775.00with debit card to cash pickup	+Rs 36,251.35
$500,000	-2.91%	$5,242.59	Rs 4,937,817.48with bank transfer to bank deposit	+Rs 71,842.36

Mid-market rate: 1 AUD = 9.7542 SCR

AUD/SCR Exchange Rate History

Is today a good time to send money from Australia to Seychelles?

The cheapest way to send AUD to SCR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram), across 30 days of comparisons for 2,000 AUD transfers to Seychelles.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SCR per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 27 of the last 30 days.

Right now, MoneyGram pays 20,182.2 SCR on 2,000 AUD, which is 673.79 SCR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 20,690 SCR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Ways to send money from Australia to Seychelles

4 money transfer companies let you send money from Australia to Seychelles.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Seychelles.

For example, sending A$2,000 with MoneyGram will get you 20,182.2 SCR after a A$3.99 fee and -3.4% markup.

In our comparisons over the past month, it was the cheapest online service on 15 of the 30 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

MoneyGram takes A$3.99 in fees and -3.4% markup on a A$2,000 transfer, and your SCR arrives in 6-12 hours.

Over the past month, MoneyGram was the cheapest app on 50% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/SCR, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows OFX was the cheapest broker in 48% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in SCR, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and SCR in one account, and convert when the rate suits you.

Wise converts A$2,000 at -3.77% markup, and the SCR sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Most useful if you travel often to Seychelles, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Seychelles

With MoneyGram, paying by debit card and receiving through a cash pickup is the cheapest combination. Sending A$2,000 gives your recipient 20,182.2 SCR.

You can fund the transfer with debit card, credit card, bank transfer, poli, payto, and osko.

Recipients in Seychelles can collect SCR through bank deposit and cash pickup.

They can collect cash via MoneyGram

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Seychelles.

1

Debit card Cash pickup

You pay A$2,003.99

SRe20,182

Cheapest
2

Poli Cash pickup

You pay A$2,003.99

SRe20,182

SRe0
3

Credit card Cash pickup

You pay A$2,003.99

SRe20,182

SRe0
4

Debit card Bank deposit

You pay A$2,000.00

SRe19,648

-SRe534
5

Credit card Bank deposit

You pay A$2,000.00

SRe19,648

-SRe534

Show moreShow less

6

Payto Bank deposit

You pay A$2,000.00

SRe19,648

-SRe534
7

Bank transfer Bank deposit

You pay A$2,000.00

SRe19,632

-SRe550
8

Osko Bank deposit

You pay A$2,000.00

SRe19,632

-SRe550

Consider this before sending AUD to Seychelles

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/SCR transfer options

For a A$2,000 transfer to Seychelles, these are the best options right now:

Cheapest

MoneyGram is cheapest when funded by debit card with cash pickup for the payout. Your recipient gets 20,182.2 SCR, which is 2.65% more than the next best option.

Fastest

Remitly delivers 19,648 SCR in within minutes when you use debit card and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Seychelles.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Seychelles.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 4 companies sending AUD to Seychelles, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/SCR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	9.7068	–	Rs 19,413.53
Ria Money Transfer Cheapest	10.0100	$2.89	Rs 19,991.07	+Rs 577.54
MoneyGram	9.9858	$3.99	Rs 19,971.60	+Rs 558.07
Wise	9.9719	$34.95	Rs 19,595.34	+Rs 181.81
Remitly	9.7565	$0.00	Rs 19,513.00	+Rs 99.47

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	9.9730	–	Rs 19,945.99
Remitly Cheapest	10.0180	$0.00	Rs 20,036.00	+Rs 90.01
MoneyGram	9.8280	$3.99	Rs 19,656.00	−Rs 289.99
Wise	10.1758	$115.25	Rs 19,178.84	−Rs 767.15

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	9.7957	–	Rs 19,591.45
Ria Money Transfer Cheapest	10.0100	$2.89	Rs 19,991.07	+Rs 399.62
MoneyGram	9.9507	$3.99	Rs 19,901.40	+Rs 309.95
Remitly	9.8392	$0.00	Rs 19,678.40	+Rs 86.95
Wise	10.1594	$120.62	Rs 19,093.37	−Rs 498.08

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	9.6203	–	Rs 19,240.56
Ria Money Transfer Cheapest	10.0100	$2.89	Rs 19,991.07	+Rs 750.52
MoneyGram	9.9134	$3.99	Rs 19,826.80	+Rs 586.24
Remitly	9.6692	$0.00	Rs 19,338.40	+Rs 97.84
Wise	9.9619	$65.97	Rs 19,266.71	+Rs 26.15

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	9.5447	–	Rs 19,089.30
Ria Money Transfer Cheapest	10.0100	$2.89	Rs 19,991.07	+Rs 901.77
Remitly	9.9528	$0.00	Rs 19,905.60	+Rs 816.30
MoneyGram	9.9449	$3.99	Rs 19,889.80	+Rs 800.50
Wise	9.8019	$34.79	Rs 19,262.83	+Rs 173.53

How to send money to Seychelles from Australia with the best AUD-SCR rate

Best companies for AUD/SCR transfers