Best companies for AUD/SCR transfers
5 of 5 providers Last updated on 28 September 2026
Based on 2,000 AUD transfer Best companies for AUD/SCR transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $72.61 1 AUD = 10.1150 SCR -3.52% vs mid-market	Recipient gets Rs 19,495.55 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $72.611 AUD = 10.1150 SCR Rs 19,495.55You pay$2,000.00
Ad MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 9.7592 SCR +0.06% vs mid-market	Recipient gets Rs 19,518.40 6-12 Hours
2 reviews
Ways to receive money in Seychelles with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 9.7592 SCR Rs 19,518.40You pay$2,003.99
Run a live search Showing top Australia to Seychelles deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to SCR rates.
Run a live search These companies offer multi-currency accounts for spending SCR. We suggest doing a live search based on how much AUD you're planning to spend in Seychelles.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 10.0100 SCR -2.48% vs mid-market	Recipient gets Rs 19,991.07 6-12 Hours
0 reviews Cheapest
Ways to receive money in Seychelles with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $2.891 AUD = 10.0100 SCR Rs 19,991.07You pay$2,000.00

Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 10.0100 SCR -2.48% vs mid-market	Recipient gets Rs 19,991.07 6-12 Hours
0 reviews
Ways to receive money in Seychelles with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $2.891 AUD = 10.0100 SCR Rs 19,991.07You pay$2,000.00
Ria Money Transfer Pay via PayID	Fees: $2.89 1 AUD = 10.0100 SCR -2.48% vs mid-market	Recipient gets Rs 19,991.07 6-12 Hours
0 reviews
Ways to receive money in Seychelles with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $2.891 AUD = 10.0100 SCR Rs 19,991.07You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 9.8094 SCR -0.46% vs mid-market	Recipient gets Rs 19,618.80 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Seychelles with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 9.8094 SCR Rs 19,618.80You pay$2,000.00

Remitly Pay via Credit Card	Fees: $20.00 1 AUD = 9.8094 SCR -0.46% vs mid-market	Recipient gets Rs 19,618.80 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Seychelles with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 9.8094 SCR Rs 19,618.80You pay$2,020.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 9.8094 SCR -0.46% vs mid-market	Recipient gets Rs 19,618.80 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Seychelles with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 9.8094 SCR Rs 19,618.80You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 9.7592 SCR +0.06% vs mid-market	Recipient gets Rs 19,518.40 6-12 Hours
2 reviews
Ways to receive money in Seychelles with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 9.7592 SCR Rs 19,518.40You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $3.99 1 AUD = 9.7592 SCR +0.06% vs mid-market	Recipient gets Rs 19,518.40 6-12 Hours
2 reviews
Ways to receive money in Seychelles with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 9.7592 SCR Rs 19,518.40You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $32.99 1 AUD = 9.7592 SCR +0.06% vs mid-market	Recipient gets Rs 19,518.40 6-12 Hours
2 reviews
Ways to receive money in Seychelles with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $32.991 AUD = 9.7592 SCR Rs 19,518.40You pay$2,032.99
Wise Pay via Bank Transfer	Fees: $72.61 1 AUD = 10.1150 SCR -3.52% vs mid-market	Recipient gets Rs 19,495.55 Within a week
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $72.611 AUD = 10.1150 SCR Rs 19,495.55You pay$2,000.00

Wise Pay via Osko	Fees: $72.61 1 AUD = 10.1150 SCR -3.52% vs mid-market	Recipient gets Rs 19,495.55 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $72.611 AUD = 10.1150 SCR Rs 19,495.55You pay$2,000.00
Wise Pay via Debit Card	Fees: $77.82 1 AUD = 10.1150 SCR -3.52% vs mid-market	Recipient gets Rs 19,442.85 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $77.821 AUD = 10.1150 SCR Rs 19,442.85You pay$2,000.00
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 9.7012 SCR +0.65% vs mid-market	Recipient gets Rs 19,402.32 6-12 Hours
7 reviews Fastest Receive to bank account
Ways to receive money in Seychelles with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 9.7012 SCR Rs 19,402.32You pay$2,000.00
Wise Pay via Credit Card	Fees: $90.58 1 AUD = 10.1150 SCR -3.52% vs mid-market	Recipient gets Rs 19,313.78 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Seychelles with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $90.581 AUD = 10.1150 SCR Rs 19,313.78You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 9.7646 SCR Updates every 60 minutes.

Why compare

AUD/SCR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Seychelles

Pick a company

Start with the cheapest, which is Ria Money Transfer at 19,991.07 SCR on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including debit card, credit card, bank transfer, payid, payto, poli, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Seychelles?

How much AUD you send to Seychelles heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.


$1,000	-2.49%	$2.89	Rs 9,981.07with credit card to cash pickup	+Rs 178.84
$1,500	-2.49%	$2.89	Rs 14,986.07with credit card to cash pickup	+Rs 239.52
$2,000This page	-2.48%	$2.89	Rs 19,991.07with credit card to cash pickup	+Rs 381.44
$3,000	-2.84%	$46.07	Rs 29,650.96with bank transfer to bank deposit	+Rs 256.96
$7,500	-3.31%	$212.50	Rs 73,547.64with bank transfer to bank deposit	+Rs 329.31
$12,000	-3.31%	$332.93	Rs 117,747.57with bank transfer to bank deposit	+Rs 581.59
$15,000	0.04%	$3.99	Rs 146,388.00with debit card to cash pickup	+Rs 1,114.99
$100,000	-3.02%	$1,969.12	Rs 986,445.53with bank transfer to bank deposit	+Rs 9,847.81
$250,000	-3.31%	$6,500.45	Rs 2,457,470.51with bank transfer to bank deposit	+Rs 17,196.92
$500,000	-2.37%	$5,242.67	Rs 4,943,397.55with bank transfer to bank deposit	+Rs 54,498.06

Mid-market rate: 1 AUD = 9.7646 SCR

Ways to send money from Australia to Seychelles

5 money transfer companies let you send money from Australia to Seychelles.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Seychelles.

For example, sending $500 with Ria Money Transfer will get you 19,991.07 SCR after a $2.89 fee and -2.48% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Ria Money Transfer takes $2.89 in fees and -2.48% markup on a $2.89 transfer, and your SCR arrives in 6-12 hours.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/SCR, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in SCR, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and SCR in one account, and convert when the rate suits you.

Wise converts $2,000 at -3.52% markup, and the SCR sits in your account until you spend or transfer it.

Most useful if you travel often to Seychelles, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Seychelles

With Ria Money Transfer, paying by credit card and receiving through a cash pickup is the cheapest combination. Sending $2,000 gives your recipient 19,991.07 SCR.

You can fund the transfer with debit card, credit card, bank transfer, payid, payto, poli, and osko.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Seychelles can collect SCR through bank deposit and cash pickup.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Seychelles.

1

Debit card Cash pickup

You pay $2,000.00

₨19,991

Cheapest
2

Credit card Cash pickup

You pay $2,000.00

₨19,991

₨0
3

Payid Cash pickup

You pay $2,000.00

₨19,991

₨0
4

Debit card Bank deposit

You pay $2,000.00

₨19,619

-₨372
5

Credit card Bank deposit

You pay $2,020.00

₨19,619

-₨372

Show moreShow less

6

Payto Bank deposit

You pay $2,000.00

₨19,619

-₨372
7

Poli Cash pickup

You pay $2,003.99

₨19,518

-₨473
8

Bank transfer Bank deposit

You pay $2,000.00

₨19,496

-₨496
9

Osko Bank deposit

You pay $2,000.00

₨19,496

-₨496

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Seychelles, these are the best options right now:

Cheapest

Ria Money Transfer is cheapest when funded by credit card with cash pickup for the payout. Your recipient gets 19,991.07 SCR, which is 1.86% more than the next best option.

Fastest

Ria Money Transfer delivers 19,991.07 SCR in 6-12 hours when you use credit card and choose cash pickup as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Seychelles.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Seychelles.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-SCR Exchange Rate

Getting a better AUD to SCR rate

Small changes in the AUD/SCR rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 9.738986 SCR

How we analyse the market

We track 5 companies sending AUD to Seychelles, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Australia

Send money to Seychelles

Send money from United States to Seychelles Send money from United Kingdom to Seychelles Send money from Canada to Seychelles

How to send money to Seychelles from Australia with the best AUD-SCR rate

Best companies for AUD/SCR transfers