Revolut is the fastest way to send money to Ghana right now, with delivery in within minutes.
For the cheapest option, sending €7,000 with TapTap Send will get you 92,540 GHS.
| 5 of 5 providers Last updated on 26 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/GHS transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €78.18 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵91,698.19 Within minutes | |
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €78.181 EUR = 13.2477 GHS GH₵91,698.19You pay€7,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 13.1990 GHS +0.27% vs mid-market | Recipient gets GH₵92,392.96 Minutes - 24 hours | |
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 13.1990 GHS GH₵92,392.96You pay€7,000.00 | |||
Run a live search Showing top Netherlands to Ghana deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to GHS rates. | |||
Run a live search These companies offer multi-currency accounts for spending GHS. We suggest doing a live search based on how much EUR you're planning to spend in Ghana. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 13.2200 GHS +0.11% vs mid-market | Recipient gets GH₵92,540.00 Minutes | |
Ways to receive money in Ghana with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:AirtelTigo, MTN, Telecel, Zeepay Free1 EUR = 13.2200 GHS GH₵92,540.00You pay€7,000.00 Bank depositMinutes Free1 EUR = 13.2200 GHS GH₵92,540.00You pay€7,000.00 Cash pickupMinutesAvailable via:CBG Cash Pickup Free1 EUR = 13.2200 GHS GH₵92,540.00You pay€7,000.00 TapTap WalletMinutesAvailable via:Wallet (GHS) Free1 EUR = 13.2200 GHS GH₵92,540.00You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 13.2150 GHS +0.15% vs mid-market | Recipient gets GH₵92,505.00 Minutes - 2 days | |
Ways to receive money in Ghana with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 EUR = 13.2150 GHS GH₵92,505.00You pay€7,000.00 Bank depositMinutes - 2 days €0.991 EUR = 13.2150 GHS GH₵92,491.92You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 13.1639 GHS GH₵92,147.44You pay€7,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 13.1990 GHS +0.27% vs mid-market | Recipient gets GH₵92,392.96 Minutes - 24 hours | |
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 13.1990 GHS GH₵92,392.96You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €78.18 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵91,698.19 Within minutes | |
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €78.181 EUR = 13.2477 GHS GH₵91,698.19You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €88.21 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵91,565.32 Within minutes | |
Ways to receive money in Ghana with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €88.211 EUR = 13.2477 GHS GH₵91,565.32You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €132.53 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵90,978.18 Within minutes | |
Ways to receive money in Ghana with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €132.531 EUR = 13.2477 GHS GH₵90,978.18You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €174.08 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵90,427.74 Within minutes | |
Ways to receive money in Ghana with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €174.081 EUR = 13.2477 GHS GH₵90,427.74You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €140.50 1 EUR = 13.1361 GHS +0.75% vs mid-market | Recipient gets GH₵90,106.97 Within minutes | |
Ways to receive money in Ghana with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €140.501 EUR = 13.1361 GHS GH₵90,106.97You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €291.00 1 EUR = 13.1361 GHS +0.75% vs mid-market | Recipient gets GH₵88,129.99 Within minutes | |
Ways to receive money in Ghana with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €291.001 EUR = 13.1361 GHS GH₵88,129.99You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 13.2347 GHS Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Ghana, I suggest picking the cheapest option which is TapTap Send.
On a 7,000 EUR transfer, TapTap Send delivers the most GHS.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/GHS rate.
There are 4 ways fund your transfer, including debit card, bank transfer, ideal, and credit card.
Most common way is to fund your account with iDEAL (Wero)
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
5 companies send money from the Netherlands to Ghana, across app, multi-currency account, global account, broker, and online, and more.
For one-off transfers
Sending money to Ghana online is simple.
Pick Ghana, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Wise is the cheapest online option, sending €7,000 gets you 91,698.19 GHS with a €78.18 fee and -0.1% markup.
Frequent transfers abroad
For the regular transfer to Ghana, apps are the easiest.
TapTap Send charges €0 in fees on a €7,000 transfer with 0.11% markup and gets you 92,540 GHS.
You can pay for you transfer via app, multi-currency account, global account, broker, and online but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of GHS rate.
For a property abroad or moving your savings, a broker like Regency FX is the best option.
Holding, travelling, and receiving
These let you hold EUR and GHS in one account.
This is handy for receiving payments, spending GHS and EUR, or travelling to Ghana.
Wise is the cheapest multi-currency account.
It converts €7,000 at -0.1% markup plus €78.18 fee and holds the GHS until you send or spend it.
For ZZP'ers
Global accounts offer business tool and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With TapTap Send, paying by debit card and receiving through mobile money is the cheapest combination. Sending €7,000 gives your recipient 92,540 GHS.
In Ghana, the recipient can collect GHS through bank deposit, mobile money, cash pickup, taptap wallet, and card deposit.
They can collect cash
Cash is available through .
The recipient can collect GHS from a participating location in Ghana with valid ID and the transfer reference.
You can deposit EUR using debit card, bank transfer, ideal, and credit card.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/GHS rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
GH₵92,540
Cheapest
You pay €7,000.00
GH₵92,540
GH₵0
You pay €7,000.00
GH₵92,540
GH₵0
You pay €7,000.00
GH₵92,540
GH₵0
You pay €7,000.00
GH₵92,393
-GH₵147
You pay €7,000.00
GH₵92,147
-GH₵393
You pay €7,000.00
GH₵91,565
-GH₵975
You pay €7,000.00
GH₵90,428
-GH₵2,112
A few things to consider before sending money from Netherlands to Ghana.
Cheapest way to send money to Ghana
The cheapest option for GH₵92,540 is TapTap Send, funded through debit card with mobile money for the payout. Your recipient gets 92,540 GHS, which is 0.04% more than the next best option.
Fastest way to send money to Ghana
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Ghana. Your recipient gets 90,106.97 GHS in within minutes.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
The EUR/GHS rate can move quickly, so recent highs and lows help put the current quote into context.
Mid-market rate:1 EUR = 13.234728 GHS
We track 5 companies sending EUR to Ghana, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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