For sending money to Gambia, Regency FX has the lowest fee at 0 DKK. Regency FX is cheapest overall, giving your recipient 557,668.32 GMD from 50,000 DKK, and Regency FX is the fastest.
| 3 of 3 providers Last updated on 28 September 2026 | |||
| Based on 50,000 DKK transfer Best companies for DKK/GMD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 1.610,66 kr 1 DKK = 11.2162 GMD -0.29% vs mid-market | Recipient gets 542.744,52 GMD Within a week | |
Ways to receive money in Gambia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 1.610,66 kr1 DKK = 11.2162 GMD 542.744,52 GMDYou pay50.000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 DKK = 10.2890 GMD +8.33% vs mid-market | Recipient gets 514.450,00 GMD Minutes - 24 hours | |
Ways to receive money in Gambia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 10.2890 GMD 514.450,00 GMDYou pay50.000,00 kr | |||
Run a live search Showing top Denmark to Gambia deals for 50,000 DKK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live DKK to GMD rates. | |||
Run a live search These companies offer multi-currency accounts for spending GMD. We suggest doing a live search based on how much DKK you're planning to spend in Gambia. | |||
Run a live search These are managed services with real human support for large DKK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 DKK = 11.1534 GMD +0.27% vs mid-market | Recipient gets 557.668,32 GMD Minutes - 24 hours | |
Ways to receive money in Gambia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 11.1534 GMD 557.668,32 GMDYou pay50.000,00 kr | |||
| Wise Pay via Bank transfer | Fee 1.610,66 kr 1 DKK = 11.2162 GMD -0.29% vs mid-market | Recipient gets 542.744,52 GMD Within a week | |
Ways to receive money in Gambia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 1.610,66 kr1 DKK = 11.2162 GMD 542.744,52 GMDYou pay50.000,00 kr | |||
| Wise Pay via Debit card | Fee 2.111,77 kr 1 DKK = 11.2162 GMD -0.29% vs mid-market | Recipient gets 537.123,97 GMD Within a week | |
Ways to receive money in Gambia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 2.111,77 kr1 DKK = 11.2162 GMD 537.123,97 GMDYou pay50.000,00 kr | |||
| Wise Pay via Credit card | Fee 2.253,70 kr 1 DKK = 11.2162 GMD -0.29% vs mid-market | Recipient gets 535.532,05 GMD Within a week | |
Ways to receive money in Gambia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 2.253,70 kr1 DKK = 11.2162 GMD 535.532,05 GMDYou pay50.000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 DKK = 10.2890 GMD +8.33% vs mid-market | Recipient gets 514.450,00 GMD Minutes - 24 hours | |
Ways to receive money in Gambia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 10.2890 GMD 514.450,00 GMDYou pay50.000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 DKK = 10.2890 GMD +8.33% vs mid-market | Recipient gets 514.450,00 GMD Minutes - 24 hours | |
Ways to receive money in Gambia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 10.2890 GMD 514.450,00 GMDYou pay50.000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 DKK = 10.2890 GMD +8.33% vs mid-market | Recipient gets 514.450,00 GMD Minutes - 24 hours | |
Ways to receive money in Gambia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 10.2890 GMD 514.450,00 GMDYou pay50.000,00 kr | |||
| How Our Results Work Mid-market rate: 1 DKK = 11.1836 GMD Updates every 60 minutes. | |||
Transfer details
The simplest way to start is to use the cheapest company, which is Regency FX.
This is based on kr50,000 transfer and will change depending on how much you send.
I suggest with your amount to get the best DKK/GMD rate today.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
An instant bank transfer from your Danish bank is free, up to 500,000 kroner per deposit.
Most companies will verify you with MitID, which takes a minute if you already use it.
3 companies send money from Denmark to Gambia, across broker, online, app, multi-currency account, and global account.
For sending a few thousand kroner
Online transfer services like Wise work well when you need to make a one-off payment.
A kr50,000 transfer with Wise gets you 542,744.52 GMD. This includes a kr1610.66 fee and a -0.29% exchange-rate markup.
For small and frequent transfers
MobilePay works for Nordic payments, but for transfers to Gambia a money transfer app like Wise gives you much better rates.
Wise charges DKK 1610.66 to send kr50,000, with delivery in within a week.
Apps work well for small and frequent transfers, like paying bills, sending money home, and similar.
For cross-border workers
If you live or work across Denmark and Gambia, you may need to use DKK and GMD.
A multi-currency account lets you keep both balances in one account.
With Wise, converting DKK 50,000 comes with a -0.29% exchange-rate markup.
This works best for regular spending abroad, travelling, and receiving payments.
For cross-border invoices
Global accounts suit Danish businesses paying suppliers or contractors in Gambia. You can also receive and hold GMD without opening a local business account.
Airwallex and Wise Business offer business multi-currency accounts and tools for recurring business payments.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 50,000 DKK gives your recipient 557,668.32 GMD.
To pay for your transfer in Denmark, you can use bank transfer, debit card, and credit card.
You can pay for the transfer using your Danish bank
Send DKK by bank transfer using the account and reference in your quote.
In Gambia, you can receive GMD by bank deposit.
For them to get money straight to their bank account, enter the recipient's IBAN in Gambia and account-holder name.
You pay kr50,000.00
D557,668
Cheapest
You pay kr50,000.00
D537,124
-D20,544
You pay kr50,000.00
D535,532
-D22,136
Denmark does not use the euro, so every DKK transfer includes a currency conversion. The rate matters even when the payment starts from a Danish IBAN.
Cheapest way to send money to Gambia
For 557,668.32 GMD, Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 557,668.32 GMD, which is 2.68% more than the next best option.
Fastest way to send money to Gambia
Regency FX sends 557,668.32 GMD in minutes - 24 hours when you pay by bank transfer and use bank deposit for the payout.
MobilePay works for domestic payments and supported Nordic transfers.
You may be able to use it to pay for the transfers online, just like when depositing with any Danish bank account.
Denmark does not tax the act of sending money abroad, but a gift can create Danish gift tax.
In 2026, most close relatives can receive up to DKK 80,600 from one donor without gift tax.
The general tax above the allowance is 15%.
Spouses are normally exempt, while different rules apply to other relationships.
The allowance also applies when the recipient lives outside Denmark.
For more info, Skattestyrelsen lists the 2026 allowances and rates.
The DKK/GMD rate can move quickly, so compare the amount of GMD received rather than relying on the transfer fee alone.
Mid-market rate:1 DKK = 11.181517 GMD
We track 3 companies sending DKK to Gambia, registered with Finanstilsynet or passported in, and refreshed in real time on live searches.
Your money starts in kroner, so every transfer converts currency and the rate is what we lead on, alongside fees and the pay-in and payout options.
Each goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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