Best companies for DKK/GMD transfers
3 of 3 providers Last updated on 10 November 2026
Based on 50,000 DKK transfer Best companies for DKK/GMD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 1.793,37 kr 1 DKK = 11.2100 GMD -0.75% vs mid-market	Recipient gets 540.396,32 GMD Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Gambia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 1.793,37 kr1 DKK = 11.2100 GMD 540.396,32 GMDYou pay50.000,00 kr
Promoted Xe Pay via Debit card	Fee 0,00 kr 1 DKK = 10.1095 GMD +9.58% vs mid-market	Recipient gets 505.475,00 GMD Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Gambia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 10.1095 GMD 505.475,00 GMDYou pay50.000,00 kr
Run a live search Showing top Denmark to Gambia deals for 50,000 DKK. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live DKK to GMD rates.
Run a live search These companies offer multi-currency accounts for spending GMD. We suggest doing a live search based on how much DKK you're planning to spend in Gambia.
Run a live search These are managed services with real human support for large DKK transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 kr 1 DKK = 11.0963 GMD +0.27% vs mid-market	Recipient gets 554.814,69 GMD Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Gambia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 11.0963 GMD 554.814,69 GMDYou pay50.000,00 kr
Wise Pay via Bank transfer	Fee 1.793,37 kr 1 DKK = 11.2100 GMD -0.75% vs mid-market	Recipient gets 540.396,32 GMD Within a week
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Gambia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 1.793,37 kr1 DKK = 11.2100 GMD 540.396,32 GMDYou pay50.000,00 kr
Wise Pay via Debit card	Fee 2.290,75 kr 1 DKK = 11.2100 GMD -0.75% vs mid-market	Recipient gets 534.820,69 GMD Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Gambia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 2.290,75 kr1 DKK = 11.2100 GMD 534.820,69 GMDYou pay50.000,00 kr
Wise Pay via Credit card	Fee 2.431,60 kr 1 DKK = 11.2100 GMD -0.75% vs mid-market	Recipient gets 533.241,76 GMD Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Gambia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT 2.431,60 kr1 DKK = 11.2100 GMD 533.241,76 GMDYou pay50.000,00 kr
Xe Pay via Debit card	Fee 0,00 kr 1 DKK = 10.1095 GMD +9.58% vs mid-market	Recipient gets 505.475,00 GMD Minutes - 24 hours
4 reviews Fastest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Gambia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 10.1095 GMD 505.475,00 GMDYou pay50.000,00 kr

Xe Pay via Bank transfer	Fee 0,00 kr 1 DKK = 10.1095 GMD +9.58% vs mid-market	Recipient gets 505.475,00 GMD Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Gambia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 10.1095 GMD 505.475,00 GMDYou pay50.000,00 kr
Xe Pay via Credit card	Fee 0,00 kr 1 DKK = 10.1095 GMD +9.58% vs mid-market	Recipient gets 505.475,00 GMD Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Gambia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 10.1095 GMD 505.475,00 GMDYou pay50.000,00 kr
How Our Results Work Mid-market rate: 1 DKK = 11.1263 GMD Updates every 60 minutes.

Why compare

DKK/GMD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Denmark to Gambia

Pick a company

The simplest way to start is to use the cheapest company, which is Regency FX.

Regency FX was the cheapest on 20 of the 20 days it quoted kr50.000 transfers to the Gambia.

This is based on a kr50.000 transfer and will change depending on how much you send.

I suggest with your amount to get the best DKK/GMD rate today.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

An instant bank transfer from your Danish bank is free, up to 500,000 kroner per deposit.

Verify and send

Most companies will verify you with MitID, which takes a minute if you already use it.

Compare amounts

How much DKK are you sending to Gambia?

How much DKK you send to the Gambia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from DKK 15,000 it quoted, and in 100% of all the transfers it quoted.


3.000 kr	-0.75%	160,17 kr	31.834,49 GMDwith bank transfer to bank deposit	+2.534,47 GMD
15.000 kr	-0.73%	575,82 kr	161.483,02 GMDwith bank transfer to bank deposit	+10.234,89 GMD
50.000 krThis page	0.27%	0,00 kr	554.814,69 GMDwith bank transfer to bank deposit	+29.143,48 GMD

Mid-market rate: 1 DKK = 11.1263 GMD

DKK/GMD Exchange Rate History

Is today a good time to send money from Denmark to Gambia?

The cheapest way to send DKK to GMD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 50.000 DKK transfers to the Gambia.

Each line shows what the recipient gets when you send 50.000 kr, after fees, as quoted by each company. The mid-market line shows what 50.000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GMD per DKK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GMD on every transfer from Denmark.

Right now, Regency FX pays 554.814,69 GMD on 50.000 DKK, which is 1.502,06 GMD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 555.665,19 GMD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the Gambia.

We've tracked 88 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

Regency FXAppeared in 20 comparisons
Cheapest every time
WiseAppeared in 78 comparisons
Cheapest in 79% of them
XeAppeared in 43 comparisons
Never the cheapest

Based on 88 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in 79% of its comparisons, so if you send money to the Gambia regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Denmark to Gambia

3 companies send money from Denmark to the Gambia, across currency broker, online, app, multi-currency account, and global business account.

For sending a few thousand kroner

Online transfers

Online transfer services like Wise work well when you need to make a one-off payment.

A kr50.000 transfer with Wise gets you 540.396,32 GMD. This includes a kr1.793,37 fee and a -0,75% exchange-rate markup.

In our comparisons over the past month, it was the cheapest online service on 26 of the 26 days it quoted.

For small and frequent transfers

Money transfer apps

MobilePay works for Nordic payments, but for transfers to the Gambia a money transfer app like Wise gives you much better rates.

Wise charges DKK 1.793,37 to send kr50.000, with delivery in within a week.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for kr50.000 transfers.

Apps work well for small and frequent transfers, like paying bills, sending money home, and similar.

For cross-border workers

Multi-currency accounts

If you live or work across Denmark and the Gambia, you may need to use DKK and GMD.

A multi-currency account lets you keep both balances in one account.

With Wise, converting DKK 50.000 comes with a -0,75% exchange-rate markup.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

This works best for regular spending abroad, travelling, and receiving payments.

For cross-border invoices

Global accounts

Global accounts suit Danish businesses paying suppliers or contractors in the Gambia. You can also receive and hold GMD without opening a local business account.

Airwallex and Wise Business offer business multi-currency accounts and tools for recurring business payments.

Ways to fund DKK and receive GMD in Gambia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 50.000 DKK gives your recipient 554.814,69 GMD.

To pay for your transfer in Denmark, you can use bank transfer, debit card, and credit card.

You can pay for the transfer using your Danish bank

Send DKK by bank transfer using the account and reference in your quote.

In the Gambia, you can receive GMD by bank deposit.

For them to get money straight to their bank account, enter the recipient's IBAN in the Gambia and account-holder name.

1

Bank transfer Bank deposit

You pay kr50,000.00

D554,815

Cheapest
2

Debit card Bank deposit

You pay kr50,000.00

D534,821

-D19,994
3

Credit card Bank deposit

You pay kr50,000.00

D533,242

-D21,573

Things to know before sending DKK to Gambia

Denmark does not use the euro, so every DKK transfer includes a currency conversion. The rate matters even when the payment starts from a Danish IBAN.

Best DKK/GMD transfer options

Cheapest way to send money to the Gambia

For a kr50.000 transfer, Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 554.814,69 GMD, which is 2,6% more than the next best option.

Fastest way to send money to the Gambia

Regency FX sends 554.814,69 GMD in minutes - 24 hours when you pay by bank transfer and use bank deposit for the payout.

MobilePay is not international

MobilePay works for domestic payments and supported Nordic transfers.

You may be able to use it to pay for the transfers online, just like when depositing with any Danish bank account.

Family gifts have an annual allowance

Denmark does not tax the act of sending money abroad, but a gift can create Danish gift tax.

In 2026, most close relatives can receive up to DKK 80,600 from one donor without gift tax.

The general tax above the allowance is 15%.

Spouses are normally exempt, while different rules apply to other relationships.

The allowance also applies when the recipient lives outside Denmark.

For more info, Skattestyrelsen lists the 2026 allowances and rates.

How we analyse the market

We track 3 companies sending DKK to the Gambia, registered with Finanstilsynet or passported in, and refreshed in real time on live searches.

Your money starts in kroner, so every transfer converts currency and the rate is what we lead on, alongside fees and the pay-in and payout options.

In the past 30 days alone, we analysed 88 comparisons across 3 amounts.

This page covers the cheapest and fastest options for DKK/GMD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Denmark

Send money to Gambia

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0167	–	550.837,35 GMD
Regency FX Cheapest	10.9870	0,00 kr	549.350,09 GMD	−1.487,26 GMD
Wise	11.0659	1.526,83 kr	536.399,25 GMD	−14.438,10 GMD
Xe	10.1394	0,00 kr	506.970,00 GMD	−43.867,35 GMD

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	10.9929	–	549.645,45 GMD
Regency FX Cheapest	10.9632	0,00 kr	548.161,41 GMD	−1.484,04 GMD
Wise	10.9497	713,72 kr	539.669,98 GMD	−9.975,47 GMD
Xe	10.1195	0,00 kr	505.975,00 GMD	−43.670,45 GMD

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0098	–	550.488,20 GMD
Regency FX Cheapest	10.9800	0,00 kr	549.001,88 GMD	−1.486,32 GMD
Wise	10.8759	636,03 kr	536.877,60 GMD	−13.610,60 GMD
Xe	10.1195	0,00 kr	505.975,00 GMD	−44.513,20 GMD

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0962	–	554.808,70 GMD
Regency FX Cheapest	11.0662	0,00 kr	553.310,72 GMD	−1.497,98 GMD
Wise No quote collected this day	–	–	–	–
Xe No quote collected this day	–	–	–	–

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0543	–	552.714,55 GMD
Regency FX Cheapest	11.0244	0,00 kr	551.222,22 GMD	−1.492,33 GMD
Wise	10.9924	635,49 kr	542.634,44 GMD	−10.080,11 GMD
Xe	10.1394	0,00 kr	506.970,00 GMD	−45.744,55 GMD

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	11.0800	1.218,95 kr	540.494,03 GMD	–
Xe	10.1594	0,00 kr	507.970,00 GMD	–
Regency FX No quote collected this day	–	–	–	–

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0197	–	550.984,15 GMD
Regency FX Cheapest	10.9899	0,00 kr	549.496,49 GMD	−1.487,66 GMD
Wise No quote collected this day	–	–	–	–
Xe No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	11.0421	945,87 kr	541.660,61 GMD	–
Xe	10.1295	0,00 kr	506.475,00 GMD	–
Regency FX No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0379	–	551.896,20 GMD
Regency FX Cheapest	11.0081	0,00 kr	550.406,08 GMD	−1.490,12 GMD
Wise	11.0049	669,71 kr	542.874,91 GMD	−9.021,29 GMD
Xe	10.1394	0,00 kr	506.970,00 GMD	−44.926,20 GMD

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	11.0106	635,52 kr	543.532,54 GMD	–
Xe	10.1394	0,00 kr	506.970,00 GMD	–
Regency FX No quote collected this day	–	–	–	–

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	11.0400	1.152,35 kr	539.278,06 GMD	–
Xe	10.1494	0,00 kr	507.470,00 GMD	–
Regency FX No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	11.0551	1.161,84 kr	539.910,74 GMD	–
Xe	10.1095	0,00 kr	505.475,00 GMD	–
Regency FX No quote collected this day	–	–	–	–

Sun, 25 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0918	–	554.588,10 GMD
Regency FX Cheapest	11.0618	0,00 kr	553.090,71 GMD	−1.497,39 GMD
Wise	11.0551	1.161,84 kr	539.910,74 GMD	−14.677,36 GMD
Xe	10.1095	0,00 kr	505.475,00 GMD	−49.113,10 GMD

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0925	–	554.622,60 GMD
Regency FX Cheapest	11.0625	0,00 kr	553.125,12 GMD	−1.497,48 GMD
Wise	11.0588	1.180,93 kr	539.880,33 GMD	−14.742,27 GMD
Xe No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0454	–	552.268,40 GMD
Regency FX Cheapest	11.0155	0,00 kr	550.777,28 GMD	−1.491,12 GMD
Wise	11.0052	1.152,50 kr	537.576,51 GMD	−14.691,89 GMD
Xe No quote collected this day	–	–	–	–

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	10.9756	1.152,63 kr	536.129,19 GMD	–
Xe	10.0697	0,00 kr	503.485,00 GMD	–
Regency FX No quote collected this day	–	–	–	–

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	11.0407	1.512,95 kr	535.330,97 GMD	–
Xe	10.0597	0,00 kr	502.985,00 GMD	–
Regency FX No quote collected this day	–	–	–	–

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0756	–	553.777,95 GMD
Regency FX Cheapest	11.0457	0,00 kr	552.282,75 GMD	−1.495,20 GMD
Wise	11.0379	1.152,36 kr	539.175,37 GMD	−14.602,58 GMD
Xe	10.0697	0,00 kr	503.485,00 GMD	−50.292,95 GMD

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	11.1093	1.983,73 kr	533.427,15 GMD	–
Xe	10.1295	0,00 kr	506.475,00 GMD	–
Regency FX No quote collected this day	–	–	–	–

Sun, 1 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0491	–	552.455,50 GMD
Regency FX Cheapest	11.0193	0,00 kr	550.963,87 GMD	−1.491,63 GMD
Wise	11.1093	1.983,73 kr	533.427,15 GMD	−19.028,35 GMD
Xe	10.1295	0,00 kr	506.475,00 GMD	−45.980,50 GMD

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0903	–	554.513,25 GMD
Regency FX Cheapest	11.0603	0,00 kr	553.016,06 GMD	−1.497,19 GMD
Wise	11.1334	1.844,66 kr	536.132,66 GMD	−18.380,59 GMD
Xe	10.1295	0,00 kr	506.475,00 GMD	−48.038,25 GMD

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.0150	–	550.749,00 GMD
Regency FX Cheapest	10.9852	0,00 kr	549.261,98 GMD	−1.487,02 GMD
Wise	11.0439	1.118,86 kr	539.838,42 GMD	−10.910,58 GMD
Xe	10.1394	0,00 kr	506.970,00 GMD	−43.779,00 GMD

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.1307	–	556.533,45 GMD
Regency FX Cheapest	11.1006	0,00 kr	555.030,81 GMD	−1.502,64 GMD
Wise	11.1787	1.821,28 kr	538.575,46 GMD	−17.957,99 GMD
Xe	10.1095	0,00 kr	505.475,00 GMD	−51.058,45 GMD

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.2059	–	560.296,30 GMD
Wise Cheapest	11.1131	1.247,49 kr	541.791,52 GMD	−18.504,78 GMD
Regency FX No quote collected this day	–	–	–	–
Xe No quote collected this day	–	–	–	–

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	11.1434	–	557.169,55 GMD
Regency FX Cheapest	11.1133	0,00 kr	555.665,19 GMD	−1.504,36 GMD
Wise No quote collected this day	–	–	–	–
Xe No quote collected this day	–	–	–	–

How to send money to the Gambia from Denmark with the best DKK-GMD rate

Best companies for DKK/GMD transfers