MoneyGram offers the best exchange rate from France to Ghana at 13.2481 GHS per EUR.
But MoneyGram is cheapest overall, turning EUR 7,000 into 92,736.7 GHS after its fee and exchange-rate markup.
| 6 of 6 providers Last updated on 26 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/GHS transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €78.18 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵91,698.19 Within minutes | |
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €78.181 EUR = 13.2477 GHS GH₵91,698.19You pay€7,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 13.1990 GHS +0.27% vs mid-market | Recipient gets GH₵92,392.96 Minutes - 24 hours | |
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 13.1990 GHS GH₵92,392.96You pay€7,000.00 | |||
Run a live search Showing top France to Ghana deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to GHS rates. | |||
Run a live search These companies offer multi-currency accounts for spending GHS. We suggest doing a live search based on how much EUR you're planning to spend in Ghana. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.00 1 EUR = 13.2481 GHS -0.10% vs mid-market | Recipient gets GH₵92,736.70 Minutes - 24 hours | |
Ways to receive money in Ghana with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 13.2481 GHS GH₵92,736.70You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 13.2481 GHS GH₵92,736.70You pay€7,002.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 13.2340 GHS GH₵92,638.00You pay€7,000.00 Cash pickupMinutes - 24 hours €4.991 EUR = 13.2340 GHS GH₵92,638.00You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.00 1 EUR = 13.2481 GHS -0.10% vs mid-market | Recipient gets GH₵92,736.70 Minutes - 24 hours | |
Ways to receive money in Ghana with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 13.2481 GHS GH₵92,736.70You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 13.2481 GHS GH₵92,736.70You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 13.2340 GHS GH₵92,638.00You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.00 1 EUR = 13.2481 GHS -0.10% vs mid-market | Recipient gets GH₵92,736.70 Minutes - 24 hours | |
Ways to receive money in Ghana with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 EUR = 13.2481 GHS GH₵92,736.70You pay€7,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 13.2481 GHS GH₵92,736.70You pay€7,002.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 EUR = 13.2340 GHS GH₵92,638.00You pay€7,000.00 Cash pickupMinutes - 24 hours €4.991 EUR = 13.2340 GHS GH₵92,638.00You pay€7,004.99 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 13.2200 GHS +0.11% vs mid-market | Recipient gets GH₵92,540.00 Minutes | |
Ways to receive money in Ghana with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:AirtelTigo, MTN, Telecel, Zeepay Free1 EUR = 13.2200 GHS GH₵92,540.00You pay€7,000.00 Bank depositMinutes Free1 EUR = 13.2200 GHS GH₵92,540.00You pay€7,000.00 Cash pickupMinutesAvailable via:CBG Cash Pickup Free1 EUR = 13.2200 GHS GH₵92,540.00You pay€7,000.00 TapTap WalletMinutesAvailable via:Wallet (GHS) Free1 EUR = 13.2200 GHS GH₵92,540.00You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.00 1 EUR = 13.2150 GHS +0.15% vs mid-market | Recipient gets GH₵92,505.00 Minutes - 3 days | |
Ways to receive money in Ghana with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days Free1 EUR = 13.2150 GHS GH₵92,505.00You pay€7,000.00 Bank depositMinutes - 3 days Free1 EUR = 13.2150 GHS GH₵92,505.00You pay€7,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 13.1990 GHS +0.27% vs mid-market | Recipient gets GH₵92,392.96 Minutes - 24 hours | |
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 13.1990 GHS GH₵92,392.96You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €78.18 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵91,698.19 Within minutes | |
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €78.181 EUR = 13.2477 GHS GH₵91,698.19You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €88.21 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵91,565.32 Within minutes | |
Ways to receive money in Ghana with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €88.211 EUR = 13.2477 GHS GH₵91,565.32You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €132.53 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵90,978.18 Within minutes | |
Ways to receive money in Ghana with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €132.531 EUR = 13.2477 GHS GH₵90,978.18You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €174.08 1 EUR = 13.2477 GHS -0.10% vs mid-market | Recipient gets GH₵90,427.74 Within minutes | |
Ways to receive money in Ghana with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €174.081 EUR = 13.2477 GHS GH₵90,427.74You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €140.50 1 EUR = 13.1361 GHS +0.75% vs mid-market | Recipient gets GH₵90,106.97 Within minutes | |
Ways to receive money in Ghana with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €140.501 EUR = 13.1361 GHS GH₵90,106.97You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €291.00 1 EUR = 13.1361 GHS +0.75% vs mid-market | Recipient gets GH₵88,129.99 Within minutes | |
Ways to receive money in Ghana with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €291.001 EUR = 13.1361 GHS GH₵88,129.99You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 13.2347 GHS Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is MoneyGram at 92,736.7 GHS on €7,000 transfer.
You have 4 ways to pay, including debit card, bank transfer, credit card, and ideal.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
6 companies send money from France to Ghana. You can do it via app, online, multi-currency account, global account, in person, and broker.
For regular transfers from France
If you’re sending €50 to €200 to a family in Ghana, apps like MoneyGram are the easiest way.
MoneyGram charges €0 on a €7,000 transfer, and the GHS arrives in minutes - 24 hours, often straight into a mobile money wallet, so your family doesn't need a bank account to receive it.
For one-off transfers
When converting EUR to GHS, an online service like MoneyGram is always cheaper than the bank's international virement.
Sending €7,000 with MoneyGram gets you 92,736.7 GHS with a €0 fee and -0.1% markup.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Ghana.
On €7,000 transfer, Wise gets you 91,698.19 GHS vs 92,736.7 GHS using MoneyGram.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and GHS
Convert between them any time
Spend in GHS abroad or online
Receive EUR or GHS like a local
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to Ghana, or making any other large transfer, then you need a currency broker.
Regency FX charges no fee but adds 0.27% markup on EUR/GHS interbank rate.
And the more you transfer, the better rate you will get.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With MoneyGram, paying by debit card and receiving through mobile wallet is the cheapest combination. Sending €7,000 gives your recipient 92,736.7 GHS.
Fund the transfer from France by debit card, bank transfer, credit card, and ideal.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to Ghana depends on the payout method.
Your recipient in Ghana can collect GHS through bank deposit, cash pickup, mobile money, mobile wallet, card deposit, and taptap wallet.
They can collect cash in Ghana
Your recipient can collect GHS from a participating agent location in Ghana. They should take a valid photo ID and the collection reference.
You pay €7,000.00
GH₵92,737
Cheapest
You pay €7,002.99
GH₵92,737
GH₵0
You pay €7,000.00
GH₵92,737
GH₵0
You pay €7,002.99
GH₵92,737
GH₵0
You pay €7,000.00
GH₵92,737
GH₵0
You pay €7,002.99
GH₵92,737
GH₵0
You pay €7,000.00
GH₵92,638
-GH₵99
You pay €7,004.99
GH₵92,638
-GH₵99
You pay €7,004.99
GH₵92,638
-GH₵99
You pay €7,000.00
GH₵92,638
-GH₵99
You pay €7,004.99
GH₵92,638
-GH₵99
You pay €7,000.00
GH₵92,540
-GH₵197
You pay €7,000.00
GH₵92,540
-GH₵197
You pay €7,000.00
GH₵91,565
-GH₵1,171
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to Ghana, these are the best ways to start with:
Cheapest way to send money to Ghana
The cheapest option is MoneyGram, funded by debit card with mobile wallet for the payout. Your recipient gets 92,736.7 GHS, which is 0.21% more than the next best option.
Fastest way to send money to Ghana
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 90,106.97 GHS in within minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
The exchange rate determines how much GHS your recipient gets for your EUR. Use the weekly range to judge the rate offered today.
Mid-market rate:1 EUR = 13.234728 GHS
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 6 ACPR-registered companies sending EUR to Ghana, with the rates refreshed in real time on live EUR/GHS searches.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the EUR/GHS comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …