MoneyTransfers

How to send money to Ghana from Kenya with the best KES-GHS rate

Regency FX is the cheapest way to send money from Kenya to Ghana, giving your recipient 87,584.88 GHS from KSh1,000,000.

Use bank transfer to deposit KES and bank deposit to withdraw GHS to get the most of your transfer.

Best companies for KES/GHS transfers

1 of 1 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze KES/GHS exchange rates from our comparisons.

Based on 1,000,000 KES transfer

Best companies for KES/GHS transfers

All money transfer offers for KES/GHS transfers, sorted by most GHS received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee Ksh 0.00 1 KES = 0.0876 GHS +0.27% vs mid-market Recipient gets GH₵87,584.88 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Ghana with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 KES = 0.0876 GHS
GH₵87,584.88You payKsh 1,000,000.00

Run a live search

Showing top Kenya to Ghana deals for 1,000,000 KES. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee Ksh 0.00 1 KES = 0.0876 GHS +0.27% vs mid-market Recipient gets GH₵87,584.88 Minutes - 24 hours
9 reviews
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Ghana from Kenya.FastestRegency FX with Bank transfer deposit is the fastest way to send KES to Ghana.RecommendedBased on our editorial reviews, Regency FX is our recommended way to send money from Kenya to Ghana.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Ghana with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 KES = 0.0876 GHS
GH₵87,584.88You payKsh 1,000,000.00
How Our Results Work
Mid-market rate: 1 KES = 0.087822 GHS Updates every 60 minutes.

How to send money from Kenya to Ghana

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most GHS on a KES 1,000,000 transfer.

This heavily depends on how much you send, so I suggest to get the best KES/GHS rate.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Paying from your M-Pesa balance is quickest way to fund the transfer (but you'll need to top it up with cash first).

Verify and send

You'll need your ID and your KRA PIN to register.

Nobody legitimate will ask for your PIN to reverse a transfer or verify anything, so treat that as the end of the conversation.

Ways to send money from Kenya to Ghana

You have 1 companies sending money from Kenya to Ghana.

Paying from business accounts

Global accounts

Global accounts help Kenyan businesses pay suppliers and contractors in Ghana.

Payoneer and Veem specialise in recurring business payments, invoicing, and getting paid into Kenyan accounts from Ghana.

Currency brokers

Currency brokers have no fees and add markup instead.

Usually the more KES you send to Ghana, the better rate you will get.

The availability also depends on wherever you live in Kenya or just need to send KES from somewhere else.

Regency FX charges no fee and adds 0.27% on EUR/GHS rate.

Ways to fund KES and receive GHS in Ghana

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KSh1,000,000 gives your recipient 87,584.88 GHS.

Fund the transfer using bank transfer.

In Ghana, they can receive GHS with bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay KSh1,000,000.00

    GH₵87,585

    Cheapest

Consider this before sending KES to Ghana

Mobile money is the natural starting point for this route, but the registered recipient name and the tax added to the transfer fee both matter.

Compare KES/GHS transfer services

There are 1 companies available for a KSh1,000,000 payment to Ghana.

Cheapest option

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 87,584.88 GHS, which is 0% more than the next best option.

Fastest option

Regency FX sends bank transfer to bank deposit in minutes - 24 hours, giving the recipient 87,584.88 GHS.

Excise duty applies to the fee

Kenya charges 15% excise duty on fees for money-transfer services.

It applies to the fee charged by the bank, mobile operator or money transfer company, not to the KSh1,000,000 being sent.

Check the CBK licence when in doubt

Use the Central Bank of Kenya's directory to check a money-remittance company.

A legitimate company should also display its CBK licence or authorisation at its premises.

Live KES-GHS Exchange Rate

Get the best KES to GHS exchange rate

The rate determines how much GHS reaches the recipient for your KES. A recent high and low help you judge the quote before sending.

Mid-market rate:1 KES = 0.087828 GHS

How we analyse the market

Only companies licensed by the Central Bank of Kenya appear here, which is the same check worth doing yourself before signing up anywhere.

We track 1 of them on KES to Ghana in real time on live comparisons, comparing rates, fees and how the money is sent and collected, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Kenya

Send money from Kenya to United Kingdom Send money from Kenya to United States Send money from Kenya to South Africa Send money from Kenya to Canada Send money from Kenya to India Send money from Kenya to Australia Send money from Kenya to Nigeria Send money from Kenya to Germany Send money from Kenya to Ethiopia Send money from Kenya to Philippines Send money from Kenya to Cameroon Send money from Kenya to Somalia Send money from Kenya to Uganda Send money from Kenya to Zambia

Send money to Ghana

Send money from United States to Ghana Send money from Nigeria to Ghana Send money from India to Ghana Send money from United Kingdom to Ghana Send money from Turkey to Ghana Send money from Philippines to Ghana Send money from Germany to Ghana Send money from Canada to Ghana Send money from South Africa to Ghana Send money from United Arab Emirates to Ghana Send money from Spain to Ghana Send money from Australia to Ghana Send money from Switzerland to Ghana Send money from Japan to Ghana Send money from Sweden to Ghana