Best companies for PLN/GHS transfers
5 of 5 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze PLN/GHS exchange rates from our comparisons. This page updates weekly. We collect, store, and analyze PLN/GHS exchange rates from our comparisons.
Based on 30,000 PLN transfer Best companies for PLN/GHS transfers All money transfer offers for PLN/GHS transfers, sorted by most GHS received. The first two offers may be sponsored promotions. Some offers here pay us a commission. All money transfer offers for PLN/GHS transfers, sorted by most GHS received. The first two offers may be sponsored promotions. Some offers here pay us a commission. Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 468,57 zł 1 PLN = 3.0570 GHS +0.11% vs mid-market	Recipient gets 90.278,17 GH₵ Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 468,57 zł1 PLN = 3.0570 GHS 90.278,17 GH₵You pay30.000,00 zł
Promoted Regency FX Pay via Bank transfer	Fee 0,00 zł 1 PLN = 3.0520 GHS +0.27% vs mid-market	Recipient gets 91.560,31 GH₵ Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 3.0520 GHS 91.560,31 GH₵You pay30.000,00 zł
Run a live search Showing top Poland to Ghana deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to GHS rates.
Run a live search These companies offer multi-currency accounts for spending GHS. We suggest doing a live search based on how much PLN you're planning to spend in Ghana.
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 zł 1 PLN = 3.0520 GHS +0.27% vs mid-market	Recipient gets 91.560,31 GH₵ Minutes - 24 hours
9 reviews CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Ghana from Poland. Using Bank transfer with Regency FX is the cheapest way to send money to Ghana from Poland. Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 3.0520 GHS 91.560,31 GH₵You pay30.000,00 zł
TapTap Send Pay via Debit card	Fee 0,00 zł 1 PLN = 3.0100 GHS +1.66% vs mid-market	Recipient gets 90.300,00 GH₵ Minutes
0 reviews Receive to bank account
Ways to receive money in Ghana with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:AirtelTigo, MTN, Telecel, Zeepay Free1 PLN = 3.0100 GHS 90.300,00 GH₵You pay30.000,00 zł Bank depositMinutes Free1 PLN = 3.0100 GHS 90.300,00 GH₵You pay30.000,00 zł Cash pickupMinutesAvailable via:CBG Cash Pickup Free1 PLN = 3.0100 GHS 90.300,00 GH₵You pay30.000,00 zł TapTap WalletMinutesAvailable via:Wallet (GHS) Free1 PLN = 3.0100 GHS 90.300,00 GH₵You pay30.000,00 zł
Wise Pay via Bank transfer	Fee 468,57 zł 1 PLN = 3.0570 GHS +0.11% vs mid-market	Recipient gets 90.278,17 GH₵ Same day
25 reviews RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Poland to Ghana. Based on our editorial reviews, Wise is our recommended way to send money from Poland to Ghana. Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 468,57 zł1 PLN = 3.0570 GHS 90.278,17 GH₵You pay30.000,00 zł
Only available via Mobile App WorldRemit Pay via Debit card	Fee 4,00 zł 1 PLN = 2.9872 GHS +2.42% vs mid-market	Recipient gets 89.604,35 GH₵ Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Ghana with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days 4,00 zł1 PLN = 2.9872 GHS 89.604,35 GH₵You pay30.000,00 zł Bank depositMinutes - 2 days 4,00 zł1 PLN = 2.9872 GHS 89.604,35 GH₵You pay30.000,00 zł
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 400,00 zł 1 PLN = 3.0267 GHS +1.10% vs mid-market	Recipient gets 89.589,67 GH₵ Within minutes
10 reviews FastestRevolut with Bank transfer deposit is the fastest way to send PLN to Ghana. Revolut with Bank transfer deposit is the fastest way to send PLN to Ghana. Multi-currency cardReceive to bank account
Ways to receive money in Ghana with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 400,00 zł1 PLN = 3.0267 GHS 89.589,67 GH₵You pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee 940,00 zł 1 PLN = 3.0267 GHS +1.10% vs mid-market	Recipient gets 87.955,26 GH₵ Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Ghana with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 940,00 zł1 PLN = 3.0267 GHS 87.955,26 GH₵You pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 PLN = 3.060273 GHS Updates every 60 minutes.

Why compare

PLN/GHS exchange rate

Best ways to pay & receive

Transfer speed

Historic PLN/GHS options

How to send money from Poland to Ghana

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most GHS on a PLN 30,000 transfer.

This heavily depends on how much you send, so I suggest to get the best PLN/GHS rate.

Fund your transfer

You can fund your transfer to Ghana using bank transfer and debit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Ways to send money from Poland to Ghana

5 companies send money from Poland to Ghana, across app, multi-currency account, global account, broker, and online, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer and debit card.

TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 90,300 GHS in minutes, straight to the recipient's bank card or account.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more GHS.

The cheapest way to send money online from Poland to Ghana is via Wise.

Sending 30,000 PLN gets you 90,278.17 GHS (after 468.57 fee and 0.11% markup).

Converting and spending

Multi-currency accounts

Multi currency accounts let you hold PLN and GHS in one account.

This is useful for travelling to Ghana, getting paid in GHS, or pre-converting when PLN/GHS rate is good.

You can convert between them whenever you want, and once you have GHS there are no fees after.

The best multi-currency account for holding PLN and GHS is Wise.

For example, it converts zł30,000 at 0.11% markup and small fee.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive GHS in Ghana

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 91,560.31 GHS.

Deposit PLN through bank transfer and debit card.

They can receive GHS via bank deposit, mobile money, cash pickup, and taptap wallet.

Collect cash in Ghana

Cash pickup is also available through participating agent locations in Ghana.

1

Bank transfer Bank deposit

You pay zł30,000.00

GH₵91,560

Cheapest
2

Debit card Mobile money

You pay zł30,000.00

GH₵90,300

-GH₵1,260
3

Debit card Bank deposit

You pay zł30,000.00

GH₵90,300

-GH₵1,260
4

Debit card Cash pickup

You pay zł30,000.00

GH₵90,300

-GH₵1,260
5

Debit card Taptap wallet

You pay zł30,000.00

GH₵90,300

-GH₵1,260

Consider this when sending PLN to Ghana

There are a few nuances when sending money from Poland to Ghana.

Compare PLN/GHS transfer options

For a 30,000 PLN transfer to Ghana, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Ghana

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 91,560.31 GHS, which is 1.38% more than the next best option.

Fastest way to send money to Ghana

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 89,589.67 GHS, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BGS deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

Live PLN-GHS Exchange Rate

Check the PLN to GHS exchange rate

A small change in the PLN/GHS rate can make a difference to the amount received, especially on regular transfers to Ghana.

Mid-market rate:1 PLN = 3.060111 GHS

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 5 of them on PLN to Ghana in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Send money to Ghana

How to send money to Ghana from Poland with the best PLN-GHS rate

Best companies for PLN/GHS transfers

Transfer details