For sending a few thousand kroner
Online transfers
Online transfer services like Xe work well when you need to make a one-off payment.
A kr50,000 transfer with Xe gets you 4,366,155 XOF. This includes a kr0 fee and a 0.49% exchange-rate markup.
For sending money to Senegal, Regency FX has the lowest fee at 0 DKK. Regency FX is cheapest overall, giving your recipient 4,375,623.93 XOF from 50,000 DKK, and TapTap Send is the fastest.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 50,000 DKK transfer Best companies for DKK/XOF transfers | |||
| Promoted Xe Pay via Debit card | Fee 0,00 kr 1 DKK = 87.3231 XOF +0.49% vs mid-market | Recipient gets 4.366.155,00 F CFA Minutes - 24 hours | |
Ways to receive money in Senegal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 87.3231 XOF 4.366.155,00 F CFAYou pay50.000,00 kr | |||
| Promoted Regency FX Pay via Bank transfer | Fee 0,00 kr 1 DKK = 87.5125 XOF +0.27% vs mid-market | Recipient gets 4.375.623,93 F CFA Minutes - 24 hours | |
Ways to receive money in Senegal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 87.5125 XOF 4.375.623,93 F CFAYou pay50.000,00 kr | |||
Run a live search Showing top Denmark to Senegal deals for 50,000 DKK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live DKK to XOF rates. | |||
Run a live search These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much DKK you're planning to spend in Senegal. | |||
Run a live search These are managed services with real human support for large DKK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee 0,00 kr 1 DKK = 87.5125 XOF +0.27% vs mid-market | Recipient gets 4.375.623,93 F CFA Minutes - 24 hours | |
Ways to receive money in Senegal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 87.5125 XOF 4.375.623,93 F CFAYou pay50.000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 DKK = 87.3231 XOF +0.49% vs mid-market | Recipient gets 4.366.155,00 F CFA Minutes - 24 hours | |
Ways to receive money in Senegal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 87.3231 XOF 4.366.155,00 F CFAYou pay50.000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 DKK = 87.3231 XOF +0.49% vs mid-market | Recipient gets 4.366.155,00 F CFA Minutes - 24 hours | |
Ways to receive money in Senegal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 87.3231 XOF 4.366.155,00 F CFAYou pay50.000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 DKK = 87.3231 XOF +0.49% vs mid-market | Recipient gets 4.366.155,00 F CFA Minutes - 24 hours | |
Ways to receive money in Senegal with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 DKK = 87.3231 XOF 4.366.155,00 F CFAYou pay50.000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Bank transfer | Fee 500,00 kr 1 DKK = 87.0924 XOF +0.75% vs mid-market | Recipient gets 4.311.074,00 F CFA Same day | |
Ways to receive money in Senegal with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day 500,00 kr1 DKK = 87.0924 XOF 4.311.074,00 F CFAYou pay50.000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| TapTap Send Pay via Debit card | Fee 0,00 kr 1 DKK = 86.0000 XOF +2.01% vs mid-market | Recipient gets 4.300.000,00 F CFA Minutes | |
Ways to receive money in Senegal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Wari Free1 DKK = 86.0000 XOF 4.300.000,00 F CFAYou pay50.000,00 kr Mobile walletMinutesAvailable via:Mixx by Yas/Free Money, Wave, Wizall / Proximo Free1 DKK = 86.0000 XOF 4.300.000,00 F CFAYou pay50.000,00 kr Mobile moneyMinutesAvailable via:Orange Free1 DKK = 86.0000 XOF 4.300.000,00 F CFAYou pay50.000,00 kr | |||
| How Our Results Work Mid-market rate: 1 DKK = 87.7494 XOF Updates every 60 minutes. | |||
Transfer details
The simplest way to start is to use the cheapest company, which is Regency FX.
This is based on kr50,000 transfer and will change depending on how much you send.
I suggest with your amount to get the best DKK/XOF rate today.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
An instant bank transfer from your Danish bank is free, up to 500,000 kroner per deposit.
Most companies will verify you with MitID, which takes a minute if you already use it.
4 companies send money from Denmark to Senegal, across app, broker, online, multi-currency account, and global account.
For sending a few thousand kroner
Online transfer services like Xe work well when you need to make a one-off payment.
A kr50,000 transfer with Xe gets you 4,366,155 XOF. This includes a kr0 fee and a 0.49% exchange-rate markup.
For small and frequent transfers
MobilePay works for Nordic payments, but for transfers to Senegal a money transfer app like Xe gives you much better rates.
Xe charges DKK 0 to send kr50,000, with delivery in minutes - 24 hours.
Apps work well for small and frequent transfers, like paying bills, sending money home, and similar.
For cross-border workers
If you live or work across Denmark and Senegal, you may need to use DKK and XOF.
A multi-currency account lets you keep both balances in one account.
With Revolut, converting DKK 50,000 comes with a 0.75% exchange-rate markup.
This works best for regular spending abroad, travelling, and receiving payments.
For cross-border invoices
Global accounts suit Danish businesses paying suppliers or contractors in Senegal. You can also receive and hold XOF without opening a local business account.
Airwallex and Wise Business offer business multi-currency accounts and tools for recurring business payments.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 50,000 DKK gives your recipient 4,375,623.93 XOF.
To pay for your transfer in Denmark, you can use bank transfer, debit card, and credit card.
You can pay for the transfer using your Danish bank
Send DKK by bank transfer using the account and reference in your quote.
In Senegal, you can receive XOF by bank deposit, cash pickup, mobile wallet, and mobile money.
For them to get money straight to their bank account, enter the recipient's IBAN in Senegal and account-holder name.
In Senegal they can collect XOF as cash from a nearby agent location in Senegal with valid ID and the transfer reference.
You pay kr50,000.00
CFA4,375,624
Cheapest
You pay kr50,000.00
CFA4,366,155
-CFA9,469
You pay kr50,000.00
CFA4,366,155
-CFA9,469
You pay kr50,000.00
CFA4,300,000
-CFA75,624
You pay kr50,000.00
CFA4,300,000
-CFA75,624
You pay kr50,000.00
CFA4,300,000
-CFA75,624
Denmark does not use the euro, so every DKK transfer includes a currency conversion. The rate matters even when the payment starts from a Danish IBAN.
Cheapest way to send money to Senegal
For 4,375,623.93 XOF, Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 4,375,623.93 XOF, which is 0.22% more than the next best option.
Fastest way to send money to Senegal
TapTap Send sends 4,300,000 XOF in minutes when you pay by debit card and use cash pickup for the payout.
MobilePay works for domestic payments and supported Nordic transfers.
You may be able to use it to pay for the transfers online, just like when depositing with any Danish bank account.
Denmark does not tax the act of sending money abroad, but a gift can create Danish gift tax.
In 2026, most close relatives can receive up to DKK 80,600 from one donor without gift tax.
The general tax above the allowance is 15%.
Spouses are normally exempt, while different rules apply to other relationships.
The allowance also applies when the recipient lives outside Denmark.
For more info, Skattestyrelsen lists the 2026 allowances and rates.
The DKK/XOF rate can move quickly, so compare the amount of XOF received rather than relying on the transfer fee alone.
Mid-market rate:1 DKK = 87.744618 XOF
We track 4 companies sending DKK to Senegal, registered with Finanstilsynet or passported in, and refreshed in real time on live searches.
Your money starts in kroner, so every transfer converts currency and the rate is what we lead on, alongside fees and the pay-in and payout options.
Each goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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