Best companies for USD/XOF transfers
7 of 7 providers Last updated on 10 November 2026
Based on 7,000 USD transfer Best companies for USD/XOF transfers Sort Cheapest
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 579.6475 XOF +0.79% vs mid-market	Recipient gets F CFA 4,057,532.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Senegal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 579.6475 XOF F CFA 4,057,532.50You pay$7,000.00
Promoted Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 582.6848 XOF +0.27% vs mid-market	Recipient gets F CFA 4,078,793.88 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Senegal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 582.6848 XOF F CFA 4,078,793.88You pay$7,000.00
Run a live search Showing top United States to Senegal deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to XOF rates.
Run a live search These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much USD you're planning to spend in Senegal.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 590.0000 XOF -0.98% vs mid-market	Recipient gets F CFA 4,130,000.00 Minutes
2 reviews CheapestFastest Receive to bank account
Ways to receive money in Senegal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Wari Free1 USD = 590.0000 XOF F CFA 4,130,000.00You pay$7,000.00 Mobile walletMinutesAvailable via:Mixx by Yas/Free Money, Wave, Wizall / Proximo Free1 USD = 590.0000 XOF F CFA 4,130,000.00You pay$7,000.00 Mobile moneyMinutesAvailable via:Orange, Wafacash Free1 USD = 590.0000 XOF F CFA 4,130,000.00You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $1.99 1 USD = 587.7215 XOF -0.59% vs mid-market	Recipient gets F CFA 4,114,050.50 Minutes - 24 hours
2 reviews
Ways to receive money in Senegal with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile moneyMinutes - 24 hoursAvailable via:Orange $1.991 USD = 587.7215 XOF F CFA 4,114,050.50You pay$7,001.99 Mobile walletMinutes - 24 hoursAvailable via:Wave,Mixx $1.991 USD = 587.7215 XOF F CFA 4,114,050.50You pay$7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 579.8900 XOF F CFA 4,059,230.00You pay$7,001.99 Cash pickupMinutes - 24 hours $3.991 USD = 573.8007 XOF F CFA 4,016,604.90You pay$7,003.99
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $0.99 1 USD = 584.0567 XOF +0.04% vs mid-market	Recipient gets F CFA 4,088,396.90 Minutes - 24 hours
2 reviews
Ways to receive money in Senegal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Wave,Mixx $0.991 USD = 584.0567 XOF F CFA 4,088,396.90You pay$7,000.99 Mobile moneyMinutes - 24 hoursAvailable via:Orange $0.991 USD = 584.0567 XOF F CFA 4,088,396.90You pay$7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 578.1787 XOF F CFA 4,047,250.90You pay$7,001.99 Cash pickupMinutes - 24 hours $14.991 USD = 573.7903 XOF F CFA 4,016,532.10You pay$7,014.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $210.00 1 USD = 584.0567 XOF +0.04% vs mid-market	Recipient gets F CFA 4,088,396.90 Minutes - 24 hours
2 reviews
Ways to receive money in Senegal with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Wave,Mixx $210.001 USD = 584.0567 XOF F CFA 4,088,396.90You pay$7,210.00 Mobile moneyMinutes - 24 hoursAvailable via:Orange $210.001 USD = 584.0567 XOF F CFA 4,088,396.90You pay$7,210.00 Bank depositMinutes - 24 hoursAvailable via:All Banks $177.991 USD = 578.1787 XOF F CFA 4,047,250.90You pay$7,177.99 Cash pickupMinutes - 24 hours $179.991 USD = 573.7903 XOF F CFA 4,016,532.10You pay$7,179.99
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 582.6848 XOF +0.27% vs mid-market	Recipient gets F CFA 4,078,793.88 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Senegal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 582.6848 XOF F CFA 4,078,793.88You pay$7,000.00
Xe Pay via Bank transfer	Fee $0.00 1 USD = 579.6475 XOF +0.79% vs mid-market	Recipient gets F CFA 4,057,532.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Senegal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 579.6475 XOF F CFA 4,057,532.50You pay$7,000.00
Xe Pay via Debit card	Fee $35.00 1 USD = 579.6475 XOF +0.79% vs mid-market	Recipient gets F CFA 4,037,244.84 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Senegal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 579.6475 XOF F CFA 4,037,244.84You pay$7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $40.50 1 USD = 579.7584 XOF +0.77% vs mid-market	Recipient gets F CFA 4,034,828.00 Same day
10 reviews Our top pick Multi-currency cardReceive to bank account
Ways to receive money in Senegal with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $40.501 USD = 579.7584 XOF F CFA 4,034,828.00You pay$7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 568.9806 XOF +2.65% vs mid-market	Recipient gets F CFA 3,982,864.20 Minutes - 24 hours
2 reviews
Ways to receive money in Senegal with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 568.9806 XOF F CFA 3,982,864.20You pay$7,060.79
Only available via Mobile App Sendwave Pay via Debit card	Fee $0.00 1 USD = 566.8733 XOF +3.02% vs mid-market	Recipient gets F CFA 3,968,113.03 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Senegal with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 566.8733 XOF F CFA 3,968,113.03You pay$7,000.00 Mobile moneyMinutes - 3 days Free1 USD = 566.8733 XOF F CFA 3,968,113.03You pay$7,000.00 Cash pickupMinutes - 3 days Free1 USD = 566.8733 XOF F CFA 3,968,113.03You pay$7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee $0.00 1 USD = 562.3149 XOF +3.83% vs mid-market	Recipient gets F CFA 3,936,204.51 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Senegal with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 USD = 562.3149 XOF F CFA 3,936,204.51You pay$7,000.00 Cash pickupMinutes - 2 days $2.991 USD = 558.1072 XOF F CFA 3,905,081.73You pay$7,000.00
Xe Pay via Credit card	Fee $210.00 1 USD = 579.6475 XOF +0.79% vs mid-market	Recipient gets F CFA 3,935,806.53 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Senegal with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 579.6475 XOF F CFA 3,935,806.53You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 584.2623 XOF Updates every 60 minutes.

Why compare

USD/XOF exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Senegal

Pick a company

If you're sending a one-off transfer, then TapTap Send is the best option.

TapTap Send was the cheapest on 22 of the 30 days it quoted $7,000 transfers to Senegal.

For recurring transfers, I'd suggest using an app like TapTap Send or a multi-currency account.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Senegal, including debit card, bank transfer, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Senegal?

How much USD you send to Senegal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 75% of the transfers from $5,000 it quoted, and in 65% of all the transfers it quoted.


$500	-3.05%	$0.00	F CFA 301,135.00with debit card to bank deposit	+F CFA 16,781.62
$2,000	-0.99%	$0.00	F CFA 1,180,000.00with debit card to cash pickup	+F CFA 33,298.60
$5,000	-1.00%	$0.00	F CFA 2,950,000.00with debit card to cash pickup	+F CFA 63,371.59
$7,000This page	-0.98%	$0.00	F CFA 4,130,000.00with debit card to cash pickup	+F CFA 92,314.02
$10,000	-1.09%	$0.00	F CFA 5,900,000.00with debit card to cash pickup	+F CFA 133,454.57
$50,000	-1.09%	$0.00	F CFA 29,500,000.00with debit card to cash pickup	+F CFA 544,734.97
$100,000	-1.08%	$0.00	F CFA 59,000,000.00with debit card to cash pickup	+F CFA 1,139,534.38
$250,000	-1.03%	$0.00	F CFA 147,500,000.00with debit card to cash pickup	+F CFA 3,312,500.56

Mid-market rate: 1 USD = 584.2623 XOF

USD/XOF Exchange Rate History

Is today a good time to send money from US to Senegal?

The cheapest way to send USD to XOF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 USD transfers to Senegal.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/XOF exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XOF per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 28 of the last 30 days.

Right now, TapTap Send pays 4,130,000 XOF on 7,000 USD, which is 40,163.56 XOF more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 4,172,000 XOF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Senegal.

We've tracked 240 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

TapTap SendAppeared in 240 comparisons
Cheapest in 65% of them
MoneyGramAppeared in 238 comparisons
Cheapest in 20% of them
Regency FXAppeared in 150 comparisons
Cheapest in 5% of them

Based on 240 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most XOF, and it was also the cheapest in 65% of the 240 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Senegal.

MoneyGram (today's second cheapest) was the cheapest in only 20% of its comparisons, so it's rarely the cheapest option for transfers to Senegal.

Ways to send money from the US to Senegal

There are 7 companies available for sending money from the US to Senegal, across app, online, currency broker, in person, multi-currency account, and global business account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

TapTap Send charges $0 on a $7,000 transfer with -0.98% markup, saves your recipient's details for next time, and XOF arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 73% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 4,114,050.50 XOF in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Senegal.

Of all online companies listed here, MoneyGram gets you the most XOF per USD.

On a $7,000 transfer, you will get 4,114,050.50 XOF after a $1.99 fee and -0.59% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Senegal (e.g. a property purchase, tuition, or moving to Senegal), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/XOF that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 95% of the transfers from $5,000 it quoted.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Revolut is the best for holding and receiving XOF.

This is useful for traveling to Senegal, building up XOF balance, or receiving payments in XOF.

Revolut converts $7,000 at 0.77% markup plus small fee and holds the XOF until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive XOF in Senegal

With TapTap Send, paying by debit card and receiving through cash pickup is the cheapest combination. Sending $7,000 gives your recipient 4,130,000 XOF.

Deposit USD by debit card, bank transfer, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Senegal.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 4,114,050.50 XOF on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Senegal.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Senegal can collect XOF through bank deposit, mobile money, cash pickup, and mobile wallet.

They can collect cash in Senegal

Your recipient can collect XOF from a participating MoneyGram location in Senegal.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Debit card Cash pickup

You pay $7,000.00

CFA4,130,000

Cheapest
2

Debit card Mobile wallet

You pay $7,000.00

CFA4,130,000

CFA0
3

Debit card Mobile money

You pay $7,000.00

CFA4,130,000

CFA0
4

Bank transfer Mobile money

You pay $7,001.99

CFA4,114,051

-CFA15,950
5

Bank transfer Mobile wallet

You pay $7,001.99

CFA4,114,051

-CFA15,950

Show moreShow less

6

Credit card Mobile wallet

You pay $7,210.00

CFA4,088,397

-CFA41,603
7

Credit card Mobile money

You pay $7,210.00

CFA4,088,397

-CFA41,603
8

Bank transfer Bank deposit

You pay $7,000.00

CFA4,078,794

-CFA51,206
9

Debit card Bank deposit

You pay $7,001.99

CFA4,047,251

-CFA82,749
10

Credit card Bank deposit

You pay $7,177.99

CFA4,047,251

-CFA82,749
11

Bank transfer Cash pickup

You pay $7,003.99

CFA4,016,605

-CFA113,395
12

Credit card Cash pickup

You pay $7,179.99

CFA4,016,532

-CFA113,468
13

Cash deposit Cash pickup

You pay $7,060.79

CFA3,982,864

-CFA147,136

Things to consider before sending USD to Senegal

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/XOF company

Cheapest way to send money to Senegal

The cheapest option is TapTap Send, funded by debit card with cash pickup for the payout. Your recipient gets 4,130,000 XOF, which is 0.39% more than the next best option.

Fastest way to send money to Senegal

The fastest option is TapTap Send. Pay by debit card and choose cash pickup for the payout. Your recipient gets 4,130,000 XOF, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Senegal?

For transfers over $10,000, Regency FX is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Senegal.

While Regency FX may not always be the cheapest or fastest way to send XOF, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Senegal and the United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 240 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/XOF transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Senegal

Send money from Nigeria to Senegal Send money from Spain to Senegal Send money from United Kingdom to Senegal Send money from Canada to Senegal Send money from South Africa to Senegal

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	585.5927	–	F CFA 4,099,149.15
Regency FX Cheapest	584.0116	$0.00	F CFA 4,088,081.45	−F CFA 11,067.70
MoneyGram	583.6646	$0.99	F CFA 4,085,652.20	−F CFA 13,496.95
TapTap Send	581.5000	$0.00	F CFA 4,070,500.00	−F CFA 28,649.15

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	586.2927	–	F CFA 4,104,048.96
MoneyGram Cheapest	585.7940	$0.99	F CFA 4,100,558.00	−F CFA 3,490.96
Regency FX	584.7097	$0.00	F CFA 4,092,968.02	−F CFA 11,080.94
TapTap Send	581.5000	$0.00	F CFA 4,070,500.00	−F CFA 33,548.96

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	585.5332	–	F CFA 4,098,732.69
MoneyGram Cheapest	586.8965	$0.99	F CFA 4,108,275.50	+F CFA 9,542.81
Regency FX	583.9523	$0.00	F CFA 4,087,666.11	−F CFA 11,066.58
TapTap Send	583.5000	$0.00	F CFA 4,084,500.00	−F CFA 14,232.69

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	584.7988	–	F CFA 4,093,591.68
MoneyGram Cheapest	586.6347	$0.99	F CFA 4,106,442.90	+F CFA 12,851.22
TapTap Send	585.0000	$0.00	F CFA 4,095,000.00	+F CFA 1,408.32
Regency FX	583.2199	$0.00	F CFA 4,082,538.99	−F CFA 11,052.69

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	583.7690	–	F CFA 4,086,383.29
MoneyGram Cheapest	588.2508	$1.99	F CFA 4,117,755.60	+F CFA 31,372.31
TapTap Send	585.5500	$0.00	F CFA 4,098,850.00	+F CFA 12,466.71
Regency FX	582.1929	$0.00	F CFA 4,075,350.06	−F CFA 11,033.23

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	583.7388	–	F CFA 4,086,171.78
MoneyGram Cheapest	588.2430	$1.99	F CFA 4,117,701.00	+F CFA 31,529.23
TapTap Send	587.5000	$0.00	F CFA 4,112,500.00	+F CFA 26,328.23
Regency FX	582.1627	$0.00	F CFA 4,075,139.11	−F CFA 11,032.67

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	585.1530	–	F CFA 4,096,070.95
MoneyGram Cheapest	588.2430	$1.99	F CFA 4,117,701.00	+F CFA 21,630.05
TapTap Send	588.0000	$0.00	F CFA 4,116,000.00	+F CFA 19,929.05
Regency FX	583.5731	$0.00	F CFA 4,085,011.56	−F CFA 11,059.39

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	584.0180	–	F CFA 4,088,126.07
TapTap Send Cheapest	586.5000	$0.00	F CFA 4,105,500.00	+F CFA 17,373.93
MoneyGram	585.0236	$1.99	F CFA 4,095,165.20	+F CFA 7,039.13
Regency FX	582.4412	$0.00	F CFA 4,077,088.13	−F CFA 11,037.94

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	584.3395	–	F CFA 4,090,376.51
TapTap Send Cheapest	588.0000	$0.00	F CFA 4,116,000.00	+F CFA 25,623.49
MoneyGram	585.0223	$1.99	F CFA 4,095,156.10	+F CFA 4,779.59
Regency FX	582.7618	$0.00	F CFA 4,079,332.50	−F CFA 11,044.01

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	583.8147	–	F CFA 4,086,702.94
TapTap Send Cheapest	588.2000	$0.00	F CFA 4,117,400.00	+F CFA 30,697.06
Regency FX	582.2384	$0.00	F CFA 4,075,668.84	−F CFA 11,034.10
MoneyGram No quote collected this day	–	–	–	–

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	585.8025	–	F CFA 4,100,617.84
TapTap Send Cheapest	588.2000	$0.00	F CFA 4,117,400.00	+F CFA 16,782.16
MoneyGram	585.5373	$1.99	F CFA 4,098,761.10	−F CFA 1,856.74
Regency FX	584.2209	$0.00	F CFA 4,089,546.17	−F CFA 11,071.67

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	585.5534	–	F CFA 4,098,873.86
TapTap Send Cheapest	588.2000	$0.00	F CFA 4,117,400.00	+F CFA 18,526.14
MoneyGram	586.6876	$1.99	F CFA 4,106,813.20	+F CFA 7,939.34
Regency FX	583.9724	$0.00	F CFA 4,087,806.90	−F CFA 11,066.96

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	585.4092	–	F CFA 4,097,864.62
TapTap Send Cheapest	587.0000	$0.00	F CFA 4,109,000.00	+F CFA 11,135.38
MoneyGram	586.6876	$1.99	F CFA 4,106,813.20	+F CFA 8,948.58
Regency FX	583.8286	$0.00	F CFA 4,086,800.39	−F CFA 11,064.23

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	587.7473	–	F CFA 4,114,231.39
TapTap Send Cheapest	590.0000	$0.00	F CFA 4,130,000.00	+F CFA 15,768.61
MoneyGram	586.4148	$1.99	F CFA 4,104,903.60	−F CFA 9,327.79
Regency FX	586.1604	$0.00	F CFA 4,103,122.96	−F CFA 11,108.43

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	589.8988	–	F CFA 4,129,291.75
TapTap Send Cheapest	590.2000	$0.00	F CFA 4,131,400.00	+F CFA 2,108.25
Regency FX	588.3061	$0.00	F CFA 4,118,142.66	−F CFA 11,149.09
MoneyGram	586.4196	$1.99	F CFA 4,104,937.20	−F CFA 24,354.55

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	588.7345	–	F CFA 4,121,141.39
TapTap Send Cheapest	592.0000	$0.00	F CFA 4,144,000.00	+F CFA 22,858.61
Regency FX	587.1449	$0.00	F CFA 4,110,014.31	−F CFA 11,127.08
MoneyGram	586.9029	$0.99	F CFA 4,108,320.30	−F CFA 12,821.09

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	586.5438	–	F CFA 4,105,806.33
TapTap Send Cheapest	592.0000	$0.00	F CFA 4,144,000.00	+F CFA 38,193.67
MoneyGram	585.9700	$0.99	F CFA 4,101,790.00	−F CFA 4,016.33
Regency FX	584.9601	$0.00	F CFA 4,094,720.65	−F CFA 11,085.68

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	585.3787	–	F CFA 4,097,651.03
TapTap Send Cheapest	596.0000	$0.00	F CFA 4,172,000.00	+F CFA 74,348.97
MoneyGram	588.7791	$1.99	F CFA 4,121,453.70	+F CFA 23,802.67
Regency FX	583.7982	$0.00	F CFA 4,086,587.37	−F CFA 11,063.66

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	586.2810	–	F CFA 4,103,967.22
TapTap Send Cheapest	596.0000	$0.00	F CFA 4,172,000.00	+F CFA 68,032.78
MoneyGram	588.7791	$1.99	F CFA 4,121,453.70	+F CFA 17,486.48
Regency FX	584.6981	$0.00	F CFA 4,092,886.51	−F CFA 11,080.71

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	585.6125	–	F CFA 4,099,287.37
TapTap Send Cheapest	593.5000	$0.00	F CFA 4,154,500.00	+F CFA 55,212.63
MoneyGram	587.4433	$1.99	F CFA 4,112,103.10	+F CFA 12,815.73
Regency FX	584.0313	$0.00	F CFA 4,088,219.29	−F CFA 11,068.08

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	583.8413	–	F CFA 4,086,889.08
TapTap Send Cheapest	595.0000	$0.00	F CFA 4,165,000.00	+F CFA 78,110.92
MoneyGram	589.6263	$1.99	F CFA 4,127,384.10	+F CFA 40,495.02
Regency FX	582.2649	$0.00	F CFA 4,075,854.48	−F CFA 11,034.60

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	582.4585	–	F CFA 4,077,209.36
TapTap Send Cheapest	595.0000	$0.00	F CFA 4,165,000.00	+F CFA 87,790.64
MoneyGram	586.4282	$1.99	F CFA 4,104,997.40	+F CFA 27,788.04
Regency FX	580.8858	$0.00	F CFA 4,066,200.89	−F CFA 11,008.47

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	586.9107	–	F CFA 4,108,375.05
TapTap Send Cheapest	596.0000	$0.00	F CFA 4,172,000.00	+F CFA 63,624.95
MoneyGram	586.4221	$1.99	F CFA 4,104,954.70	−F CFA 3,420.35
Regency FX	585.3261	$0.00	F CFA 4,097,282.43	−F CFA 11,092.62

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	588.2649	–	F CFA 4,117,854.50
TapTap Send Cheapest	596.0000	$0.00	F CFA 4,172,000.00	+F CFA 54,145.50
MoneyGram	587.2011	$1.99	F CFA 4,110,407.70	−F CFA 7,446.80
Regency FX	586.6766	$0.00	F CFA 4,106,736.30	−F CFA 11,118.20

Mon, Nov 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	587.5017	–	F CFA 4,112,511.77
TapTap Send Cheapest	590.0000	$0.00	F CFA 4,130,000.00	+F CFA 17,488.23
MoneyGram	587.2011	$1.99	F CFA 4,110,407.70	−F CFA 2,104.07
Regency FX	585.9154	$0.00	F CFA 4,101,407.99	−F CFA 11,103.78

How to send money to Senegal from the US with the best USD-XOF rate

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Tue, Nov 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	584.2623	–	F CFA 4,089,836.44
TapTap Send Cheapest	590.0000	$0.00	F CFA 4,130,000.00	+F CFA 40,163.56
MoneyGram	587.7215	$1.99	F CFA 4,114,050.50	+F CFA 24,214.06
Regency FX	582.6848	$0.00	F CFA 4,078,793.88	−F CFA 11,042.56