MoneyTransfers

How to send money to Senegal from Spain with the best EUR-XOF rate

TapTap Send is the fastest way to send money from Spain to Senegal, with transfers arriving in minutes.

For the cheapest option, Sendwave will get you 4,591,720 XOF on 7,000 EUR transfer.

Best companies for EUR/XOF transfers

4 of 4 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/XOF exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/XOF transfers

All money transfer offers for EUR/XOF transfers, sorted by most XOF received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 653.4066 XOF +0.27% vs mid-market Recipient gets F CFA 4,573,846.06 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Senegal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 653.4066 XOF
F CFA 4,573,846.06You pay€7,000.00

Run a live search

Showing top Spain to Senegal deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Only available via Mobile App
Sendwave

Sendwave

Pay via Debit card
Fee €0.00 1 EUR = 655.9600 XOF -0.12% vs mid-market Recipient gets F CFA 4,591,720.00 Minutes - 3 days
6 reviews
CheapestUsing Debit card with Sendwave is the cheapest way to send money to Senegal from Spain.
Receive to bank account or cash pickup

Ways to receive money in Senegal with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
Free1 EUR = 655.9600 XOF
F CFA 4,591,720.00You pay€7,000.00
Bank depositMinutes - 3 days
Free1 EUR = 655.9600 XOF
F CFA 4,591,720.00You pay€7,000.00
Cash pickupMinutes - 3 days
€1.991 EUR = 655.9600 XOF
F CFA 4,590,414.64You pay€7,000.00
TapTap Send

TapTap Send

Pay via Debit card
Fee €1.00 1 EUR = 655.9570 XOF -0.12% vs mid-market Recipient gets F CFA 4,591,699.00 Minutes
0 reviews
FastestTapTap Send with Debit card deposit is the fastest way to send EUR to Senegal.
Receive to bank account

Ways to receive money in Senegal with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutesAvailable via:Wari
€1.001 EUR = 655.9570 XOF
F CFA 4,591,699.00You pay€7,001.00
Mobile walletMinutesAvailable via:Mixx by Yas/Free Money, Wave, Wizall / Proximo
€1.001 EUR = 655.9570 XOF
F CFA 4,591,699.00You pay€7,001.00
Mobile moneyMinutesAvailable via:Orange
€1.001 EUR = 655.9570 XOF
F CFA 4,591,699.00You pay€7,001.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 653.4066 XOF +0.27% vs mid-market Recipient gets F CFA 4,573,846.06 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Senegal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 653.4066 XOF
F CFA 4,573,846.06You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 650.8866 XOF +0.66% vs mid-market Recipient gets F CFA 4,510,318.00 Within a week
10 reviews
RecommendedBased on our editorial reviews, Revolut is our recommended way to send money from Spain to Senegal.
Multi-currency cardReceive to bank account

Ways to receive money in Senegal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
€70.501 EUR = 650.8866 XOF
F CFA 4,510,318.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.
How Our Results Work
Mid-market rate: 1 EUR = 655.175554 XOF Updates every 60 minutes.

How to send money from Spain to Senegal

Pick a company

For a one-off transfer from Spain to Senegal, I suggest picking Sendwave, it will get you the most Senegal

The best option will change depending on the amount, so it's good to to get the best EUR/XOF rate today.

Fund your transfer

You have 2 ways to pay, including debit card and bank transfer.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Ways to send money from Spain to Senegal

4 companies send money from Spain to Senegal, across app, broker, multi-currency account, and global account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Senegal.

Sendwave charges €0.00 on a €7,000 transfer and pays out 4,591,720 XOF in minutes - 3 days, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

You can pay for the transfers via debit card and bank transfer, but Bizum is usually not accepted as a funding method.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Senegal. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin (~0.27% on EUR/XOF), with a person on the phone, and offices in Spain if you'd rather sit down with someone.

For getting paid and spending abroad

Multi-currency accounts

If you often receive XOF (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive XOF like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with XOF support is offered by Revolut.

For example, converting €7,000 gets you 4,510,318 XOF.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Senegal.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive XOF in Senegal

How you fund the transfer and how your recipient receives it affect the fees and how much XOF they get.

With Sendwave, paying by debit card and receiving through a mobile money is the cheapest combination. Sending €7,000 gives your recipient 4,591,720 XOF.

For funding your transfer from Spain, you can use debit card and bank transfer.

Bizum only supports domestic transfers in Spain, so it cannot send money to Senegal directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Senegal depends on the company's payout time and delivery method.

In Senegal, the recipient can use bank deposit, mobile money, cash pickup, and mobile wallet to receive money.

Payout is available through .

Collect cash in Senegal

Your recipient can collect XOF from a participating location in Senegal.

  1. 1
    Debit card Mobile money

    You pay €7,000.00

    CFA4,591,720

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    CFA4,591,720

    CFA0

  3. 3
    Debit card Cash pickup

    You pay €7,001.00

    CFA4,591,699

    -CFA21

  4. 4
    Debit card Mobile wallet

    You pay €7,001.00

    CFA4,591,699

    -CFA21

  5. 5
    Bank transfer Bank deposit

    You pay €7,000.00

    CFA4,573,846

    -CFA17,874

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Senegal.

Find the best EUR/XOF transfer

These are the current best options for sending €7,000 to Senegal:

Cheapest option

Use CFA4,591,720, pay by debit card and choose mobile money for the payout. Your recipient gets 4,591,720 XOF, which is 0% more than the next best option.

Fastest option

With TapTap Send, a debit card payment to cash pickup gives your recipient 4,591,699 XOF in minutes.

SEPA & XOF are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Senegal is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Senegal.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

Live EUR-XOF Exchange Rate

Finding the best rate to send money from Spain to Senegal

The exchange rate has a direct impact on how much XOF your recipient gets. A weekly comparison makes it easier to judge today's EUR/XOF rate.

Mid-market rate:1 EUR = 655.997322 XOF

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.

We track 4 of them on EUR to XOF, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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