How to send money to Senegal from the UK with the best GBP-XOF rate
We’ve compared 7 companies, and found TapTap Send to be the cheapest, while TapTap Send is the fastest.
Sending £6,000 gets you CFA4,716,000 with TapTap Send at 786.0000 XOF per GBP, about 0.36% more than the next best option.
Best companies for GBP/XOF transfers
7 of 7 providers
Last updated on 10 November 2026i
This page updates weekly. We collect, store, and analyze GBP/XOF exchange rates from our comparisons.
Based on 6,000 GBP transfer
Best companies for GBP/XOF transfers
All money transfer offers for GBP/XOF transfers, sorted by most XOF received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Locked-in rate
Xe
Pay via Debit card
Fee£0.001 GBP =779.6196 XOF+0.73%vs mid-market
Recipient getsF CFA 4,677,717.60 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Senegal with Regency FX when paying by bank transfer.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 783.1871 XOF
F CFA 4,699,122.74You pay£6,000.00
Run a live search
Showing top United Kingdom to Senegal deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Run a live search
Showing companies that send from a business account. Run a business search to get live GBP to XOF rates.
Run a live search
These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much GBP you're planning to spend in Senegal.
Run a live search
These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 GBP = 785.3075 XOFUpdates every 60 minutes.
Transfer details
How to send money from UK to Senegal
Pick a company
For a one-off GBP transfer to Senegal, I suggest picking the cheapest option which is TapTap Send.
TapTap Send was the cheapest on 6 of the 30 days it quoted £6,000 transfers to Senegal.
On a 6,000 GBP transfer, TapTap Send delivers the most XOF.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/XOF rate.
Fund your transfer
You have 3 ways to pay, including debit card, bank transfer, and credit card.
Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer the verification is normally instant but can take a couple of hours.
Compare amounts
How much GBP are you sending to Senegal?
How much GBP you send to Senegal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows TapTap Send was the cheapest in 19% of the transfers from £6,000 it quoted, and in 46% of all the transfers it quoted.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
£500
-0.09%
£0.00
F CFA 393,000.00with debit card to cash pickup
+F CFA 7,224.71
£1,000
-0.06%
£0.00
F CFA 786,000.00with debit card to cash pickup
+F CFA 13,217.34
£2,000
-0.04%
£0.00
F CFA 1,572,000.00with debit card to cash pickup
+F CFA 17,721.42
£6,000This page
-0.09%
£0.00
F CFA 4,716,000.00with debit card to cash pickup
+F CFA 49,945.09
£10,000
-0.11%
£0.00
F CFA 7,860,000.00with debit card to cash pickup
+F CFA 69,468.06
£50,000
-0.02%
£0.00
F CFA 39,300,000.00with debit card to cash pickup
+F CFA 340,623.77
£250,000
-0.04%
£0.00
F CFA 196,500,000.00with debit card to cash pickup
+F CFA 1,291,145.67
Mid-market rate: 1 GBP = 785.3075 XOF
GBP/XOF Exchange Rate History
Is today a good time to send money from UK to Senegal?
The cheapest way to send GBP to XOF can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 6,000 GBP transfers to Senegal.
Show on chart
XOF received for £6,000, after fees
Tue, 10 Nov 2026Mid-market rateF CFA 4,711,844.72TapTap SendF CFA 4,716,000.00TapTap SendF CFA 4,716,000.00Regency FXF CFA 4,699,122.74XeF CFA 4,677,717.60
4.62m
4.64m
4.66m
4.68m
4.70m
4.72m
4.74m
At the mid-market rateWith the cheapest optionTapTap SendRegency FXXe
4 Nov5 Nov6 Nov7 Nov8 Nov9 Nov10 Nov
4.55m
4.60m
4.65m
4.70m
4.75m
At the mid-market rateWith the cheapest optionTapTap SendRegency FXXe
12 Oct22 Oct31 Oct10 Nov
4.45m
4.50m
4.55m
4.60m
4.65m
4.70m
4.75m
At the mid-market rateWith the cheapest optionTapTap SendRegency FXXe
13 Aug12 Sept11 Oct10 Nov
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.4055
–
F CFA 4,652,432.91
Locked-in rate
Regency FXCheapest
773.3119
£0.00
F CFA 4,639,871.34
−F CFA 12,561.57
Locked-in rate
TapTap Send
768.0000
£0.00
F CFA 4,608,000.00
−F CFA 44,432.91
Locked-in rate
Xe
767.6461
£0.00
F CFA 4,605,876.60
−F CFA 46,556.31
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
776.5197
–
F CFA 4,659,118.19
Locked-in rate
Regency FXCheapest
774.4231
£0.00
F CFA 4,646,538.57
−F CFA 12,579.62
Locked-in rate
TapTap Send
770.0000
£0.00
F CFA 4,620,000.00
−F CFA 39,118.19
Locked-in rate
Xe
767.9409
£0.00
F CFA 4,607,645.40
−F CFA 51,472.79
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.7657
–
F CFA 4,654,594.42
Locked-in rate
Regency FXCheapest
773.6712
£0.00
F CFA 4,642,027.02
−F CFA 12,567.40
Locked-in rate
Xe
770.5333
£0.00
F CFA 4,623,199.80
−F CFA 31,394.62
Locked-in rate
TapTap Send
770.0000
£0.00
F CFA 4,620,000.00
−F CFA 34,594.42
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
775.3591
–
F CFA 4,652,154.44
Locked-in rate
Regency FXCheapest
773.2656
£0.00
F CFA 4,639,593.62
−F CFA 12,560.82
Locked-in rate
Xe
770.5918
£0.00
F CFA 4,623,550.80
−F CFA 28,603.64
Locked-in rate
TapTap Send
770.0000
£0.00
F CFA 4,620,000.00
−F CFA 32,154.44
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
777.1956
–
F CFA 4,663,173.35
Locked-in rate
Regency FXCheapest
775.0971
£0.00
F CFA 4,650,582.78
−F CFA 12,590.57
Locked-in rate
Xe
770.5918
£0.00
F CFA 4,623,550.80
−F CFA 39,622.55
Locked-in rate
TapTap Send
770.0000
£0.00
F CFA 4,620,000.00
−F CFA 43,173.35
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
776.1683
–
F CFA 4,657,009.91
Locked-in rate
Regency FXCheapest
774.0727
£0.00
F CFA 4,644,435.99
−F CFA 12,573.92
Locked-in rate
Xe
772.8984
£0.00
F CFA 4,637,390.40
−F CFA 19,619.51
Locked-in rate
TapTap Send
771.0000
£0.00
F CFA 4,626,000.00
−F CFA 31,009.91
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
776.1683
–
F CFA 4,657,009.91
Locked-in rate
Regency FXCheapest
774.0727
£0.00
F CFA 4,644,435.99
−F CFA 12,573.92
Locked-in rate
Xe
772.8984
£0.00
F CFA 4,637,390.40
−F CFA 19,619.51
Locked-in rate
TapTap Send
771.0000
£0.00
F CFA 4,626,000.00
−F CFA 31,009.91
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
779.8103
–
F CFA 4,678,861.61
Locked-in rate
Regency FXCheapest
777.7048
£0.00
F CFA 4,666,228.69
−F CFA 12,632.92
Locked-in rate
Xe
772.8984
£0.00
F CFA 4,637,390.40
−F CFA 41,471.21
Locked-in rate
TapTap Send
771.0000
£0.00
F CFA 4,626,000.00
−F CFA 52,861.61
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
779.5140
–
F CFA 4,677,084.16
Locked-in rate
Regency FXCheapest
777.4093
£0.00
F CFA 4,664,456.03
−F CFA 12,628.13
Locked-in rate
Xe
773.2061
£0.00
F CFA 4,639,236.60
−F CFA 37,847.56
Locked-in rate
TapTap Send
771.0000
£0.00
F CFA 4,626,000.00
−F CFA 51,084.16
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
782.6395
–
F CFA 4,695,836.89
Locked-in rate
Regency FXCheapest
780.5264
£0.00
F CFA 4,683,158.13
−F CFA 12,678.76
Locked-in rate
TapTap Send
780.0000
£0.00
F CFA 4,680,000.00
−F CFA 15,836.89
Locked-in rate
Xe
774.1926
£0.00
F CFA 4,645,155.60
−F CFA 50,681.29
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
782.5495
–
F CFA 4,695,296.75
Locked-in rate
Regency FXCheapest
780.4366
£0.00
F CFA 4,682,619.45
−F CFA 12,677.30
Locked-in rate
TapTap Send
780.0000
£0.00
F CFA 4,680,000.00
−F CFA 15,296.75
Locked-in rate
Xe
777.1056
£0.00
F CFA 4,662,633.60
−F CFA 32,663.15
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
784.3678
–
F CFA 4,706,206.94
Locked-in rate
Regency FXCheapest
782.2500
£0.00
F CFA 4,693,500.19
−F CFA 12,706.75
Locked-in rate
TapTap Send
780.0000
£0.00
F CFA 4,680,000.00
−F CFA 26,206.94
Locked-in rate
Xe
773.8810
£0.00
F CFA 4,643,286.00
−F CFA 62,920.94
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.1484
–
F CFA 4,698,890.39
Locked-in rate
Regency FXCheapest
781.0339
£0.00
F CFA 4,686,203.38
−F CFA 12,687.01
Locked-in rate
TapTap Send
780.0000
£0.00
F CFA 4,680,000.00
−F CFA 18,890.39
Locked-in rate
Xe
773.5912
£0.00
F CFA 4,641,547.20
−F CFA 57,343.19
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.1484
–
F CFA 4,698,890.39
Locked-in rate
Regency FXCheapest
781.0339
£0.00
F CFA 4,686,203.38
−F CFA 12,687.01
Locked-in rate
TapTap Send
780.0000
£0.00
F CFA 4,680,000.00
−F CFA 18,890.39
Locked-in rate
Xe
773.5912
£0.00
F CFA 4,641,547.20
−F CFA 57,343.19
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
781.4045
–
F CFA 4,688,427.16
Locked-in rate
TapTap SendCheapest
780.0000
£0.00
F CFA 4,680,000.00
−F CFA 8,427.16
Locked-in rate
Regency FX
779.2947
£0.00
F CFA 4,675,768.40
−F CFA 12,658.76
Locked-in rate
Xe
773.5912
£0.00
F CFA 4,641,547.20
−F CFA 46,879.96
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.1991
–
F CFA 4,699,194.61
Locked-in rate
Regency FXCheapest
781.0845
£0.00
F CFA 4,686,506.78
−F CFA 12,687.83
Locked-in rate
TapTap Send
780.0000
£0.00
F CFA 4,680,000.00
−F CFA 19,194.61
Locked-in rate
Xe
776.3285
£0.00
F CFA 4,657,971.00
−F CFA 41,223.61
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
783.7599
–
F CFA 4,702,559.44
Locked-in rate
Regency FXCheapest
781.6438
£0.00
F CFA 4,689,862.53
−F CFA 12,696.91
Locked-in rate
TapTap Send
781.0000
£0.00
F CFA 4,686,000.00
−F CFA 16,559.44
Locked-in rate
Xe
777.1255
£0.00
F CFA 4,662,753.00
−F CFA 39,806.44
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
784.2007
–
F CFA 4,705,204.17
Locked-in rate
Regency FXCheapest
782.0834
£0.00
F CFA 4,692,500.12
−F CFA 12,704.05
Locked-in rate
TapTap Send
781.0000
£0.00
F CFA 4,686,000.00
−F CFA 19,204.17
Locked-in rate
Xe
776.6828
£0.00
F CFA 4,660,096.80
−F CFA 45,107.37
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
785.9339
–
F CFA 4,715,603.50
Locked-in rate
Regency FXCheapest
783.8119
£0.00
F CFA 4,702,871.37
−F CFA 12,732.13
Locked-in rate
TapTap Send
781.0000
£0.00
F CFA 4,686,000.00
−F CFA 29,603.50
Locked-in rate
Xe
777.7031
£0.00
F CFA 4,666,218.60
−F CFA 49,384.90
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
784.2611
–
F CFA 4,705,566.77
Locked-in rate
Regency FXCheapest
782.1436
£0.00
F CFA 4,692,861.74
−F CFA 12,705.03
Locked-in rate
TapTap Send
781.0000
£0.00
F CFA 4,686,000.00
−F CFA 19,566.77
Locked-in rate
Xe
779.5184
£0.00
F CFA 4,677,110.40
−F CFA 28,456.37
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
784.2319
–
F CFA 4,705,391.18
Locked-in rate
Regency FXCheapest
782.1144
£0.00
F CFA 4,692,686.63
−F CFA 12,704.55
Locked-in rate
TapTap Send
781.0000
£0.00
F CFA 4,686,000.00
−F CFA 19,391.18
Locked-in rate
Xe
779.5184
£0.00
F CFA 4,677,110.40
−F CFA 28,280.78
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
785.7282
–
F CFA 4,714,369.02
Locked-in rate
Regency FXCheapest
783.6067
£0.00
F CFA 4,701,640.22
−F CFA 12,728.80
Locked-in rate
TapTap Send
781.0000
£0.00
F CFA 4,686,000.00
−F CFA 28,369.02
Locked-in rate
Xe
780.4077
£0.00
F CFA 4,682,446.20
−F CFA 31,922.82
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
786.1679
–
F CFA 4,717,007.18
Locked-in rate
Regency FXCheapest
784.0452
£0.00
F CFA 4,704,271.26
−F CFA 12,735.92
Locked-in rate
TapTap Send
781.0000
£0.00
F CFA 4,686,000.00
−F CFA 31,007.18
Locked-in rate
Xe
777.8728
£0.00
F CFA 4,667,236.80
−F CFA 49,770.38
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
786.7095
–
F CFA 4,720,256.75
Locked-in rate
Regency FXCheapest
784.5853
£0.00
F CFA 4,707,512.05
−F CFA 12,744.70
Locked-in rate
TapTap Send
782.0000
£0.00
F CFA 4,692,000.00
−F CFA 28,256.75
Locked-in rate
Xe
780.0960
£0.00
F CFA 4,680,576.00
−F CFA 39,680.75
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
786.2637
–
F CFA 4,717,582.09
Locked-in rate
Regency FXCheapest
784.1408
£0.00
F CFA 4,704,844.62
−F CFA 12,737.47
Locked-in rate
TapTap Send
783.0000
£0.00
F CFA 4,698,000.00
−F CFA 19,582.09
Locked-in rate
Xe
779.5065
£0.00
F CFA 4,677,039.00
−F CFA 40,543.09
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
786.0652
–
F CFA 4,716,391.03
Locked-in rate
TapTap SendCheapest
785.0000
£0.00
F CFA 4,710,000.00
−F CFA 6,391.03
Locked-in rate
Regency FX
783.9428
£0.00
F CFA 4,703,656.77
−F CFA 12,734.26
Locked-in rate
Xe
776.3364
£0.00
F CFA 4,658,018.40
−F CFA 58,372.63
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
785.7455
–
F CFA 4,714,472.77
Locked-in rate
TapTap SendCheapest
785.0000
£0.00
F CFA 4,710,000.00
−F CFA 4,472.77
Locked-in rate
Regency FX
783.6239
£0.00
F CFA 4,701,743.69
−F CFA 12,729.08
Locked-in rate
Xe
773.3818
£0.00
F CFA 4,640,290.80
−F CFA 74,181.97
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
786.3631
–
F CFA 4,718,178.80
Locked-in rate
TapTap SendCheapest
786.0000
£0.00
F CFA 4,716,000.00
−F CFA 2,178.80
Locked-in rate
Regency FX
784.2400
£0.00
F CFA 4,705,439.72
−F CFA 12,739.08
Locked-in rate
Xe
773.3818
£0.00
F CFA 4,640,290.80
−F CFA 77,888.00
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
786.7970
–
F CFA 4,720,781.90
Locked-in rate
TapTap SendCheapest
786.0000
£0.00
F CFA 4,716,000.00
−F CFA 4,781.90
Locked-in rate
Regency FX
784.6726
£0.00
F CFA 4,708,035.79
−F CFA 12,746.11
Locked-in rate
Xe
773.3818
£0.00
F CFA 4,640,290.80
−F CFA 80,491.10
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
785.3075
–
F CFA 4,711,844.72
Locked-in rate
TapTap SendCheapest
786.0000
£0.00
F CFA 4,716,000.00
+F CFA 4,155.28
Locked-in rate
Regency FX
783.1871
£0.00
F CFA 4,699,122.74
−F CFA 12,721.98
Locked-in rate
Xe
779.6196
£0.00
F CFA 4,677,717.60
−F CFA 34,127.12
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
785.3075
–
F CFA 4,711,844.72
TapTap Send
Regency FX
Xe
Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more XOF per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.
Right now, TapTap Send pays 4,716,000 XOF on 6,000 GBP, which is 4,155.28 XOF more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout is the highest in the past month.
If you need to send money now, it's a good time to send.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Senegal.
We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Transfer amount
Locked-in rate
TapTap SendAppeared in 49 comparisons
Cheapest in 84% of them
Locked-in rate
Regency FXAppeared in 28 comparisons
Cheapest in 29% of them
Locked-in rate
XeAppeared in 34 comparisons
Never the cheapest
4 Nov10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 49 comparisons across 7 amounts over the last 7 days.
Locked-in rate
TapTap SendAppeared in 209 comparisons
Cheapest in 46% of them
Locked-in rate
Regency FXAppeared in 118 comparisons
Cheapest in 77% of them
Locked-in rate
XeAppeared in 161 comparisons
Cheapest in 11% of them
12 Oct10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 209 comparisons across 7 amounts over the last 30 days.
Locked-in rate
TapTap SendAppeared in 530 comparisons
Cheapest in 28% of them
Locked-in rate
Regency FXAppeared in 260 comparisons
Cheapest in 82% of them
Locked-in rate
XeAppeared in 314 comparisons
Cheapest in 15% of them
13 Aug10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 530 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today TapTap Send is the cheapest and gets you the most XOF, but it was the cheapest in only 46% of the 209 comparisons it appeared in over the past month.
Regency FX (today's second cheapest) was the cheapest in 77% of its comparisons, so if you send money to Senegal regularly, it's worth comparing it with TapTap Send before each transfer.
If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.
Ways to send money from the UK to Senegal
There are many ways to send money to Senegal from the UK, including app, currency broker, online, in person, multi-currency account, and global business account, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Senegal, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.
It charges £0 in fees, has -0.09% markup, lets you save recipient details, and XOF will arrive in minutes.
Over the past month, TapTap Send was the cheapest app on 77% of the days it appeared for £6,000 transfers.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized XOF transfers, around £1,000 - £5,000.
Online companies like Xe often have higher limits and/or first time promos.
Of the 7 companies we compared, Xe is the cheapest online service and will get you CFA4,677,717.60 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 24 of the 30 days it quoted.
For large transfers
Brokers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Senegal, and real human support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/XOF rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 96% of the transfers from £6,000 it quoted.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend CFA Franc BCEAO abroad like a local.
Revolut offers the best multi-currency account.
With it, converting £6,000 to XOF will get you CFA4,634,524 after fees.
If you don’t have XOF in your account, your GBP will auto-convert whenever you pay with Revolut in Senegal.
Once you have XOF in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Senegal, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive XOF in Senegal
Pay-in and pay-out methods will affect how much GBP you deposit and how much XOF your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Senegal is via TapTap Send, using a debit card to deposit GBP and cash pickup to receive XOF.
Depositing GBP
You have 3 pay-in options for transfers to Senegal, including debit card, bank transfer, and credit card.
The cheapest pay-in option is credit card.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is debit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Senegal
Money can reach Senegal by bank deposit, mobile money, cash pickup, and mobile wallet, and each delivery method comes with its own fees.
The cheapest way to receive money in Senegal is with mobile wallet on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you CFA4,663,337.40 on a £6,000 transfer).
Mobile wallets
You can receive XOF into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Senegal.
and use our filters to find the company offering mobile money at the best GBP/XOF rate.
1
Debit card→Cash pickup
You pay £6,000.00
CFA4,716,000
Cheapest
2
Debit card→Mobile wallet
You pay £6,000.00
CFA4,716,000
CFA0
3
Debit card→Mobile money
You pay £6,000.00
CFA4,716,000
CFA0
4
Bank transfer→Bank deposit
You pay £6,000.00
CFA4,699,123
-CFA16,877
5
Debit card→Bank deposit
You pay £6,000.00
CFA4,677,718
-CFA38,282
Show moreShow less
6
Credit card→Bank deposit
You pay £6,000.00
CFA4,677,718
-CFA38,282
7
Bank transfer→Mobile money
You pay £6,000.00
CFA4,663,337
-CFA52,663
8
Bank transfer→Mobile wallet
You pay £6,000.00
CFA4,663,337
-CFA52,663
9
Credit card→Mobile wallet
You pay £6,000.00
CFA4,663,337
-CFA52,663
10
Credit card→Mobile money
You pay £6,000.00
CFA4,663,337
-CFA52,663
11
Bank transfer→Cash pickup
You pay £6,002.99
CFA4,656,739
-CFA59,261
12
Credit card→Cash pickup
You pay £6,002.99
CFA4,656,739
-CFA59,261
Consider this when sending GBP to Senegal
There are a few nuances you should consider before sending GBP to Senegal such as limits, taxes, and safety.
1
Compare GBP/XOF transfer options
Right now, these are the best money transfer options for a £6,000 transfer to Senegal:
Cheapest way to send money to Senegal
The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via cash pickup. You will get CFA4,716,000, which is 0.36% more than the next best option.
Fastest way to send money to Senegal
The fastest way is to use TapTap Send via debit card deposit and cash pickup for pay out. You get CFA4,716,000 and it will arrive in minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/XOF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with TapTap Send will get you 4,716,000 XOF, that’s including £0 fee and -0.09% in exchange rate markup.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Senegal.
And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
We track 7 regulated companies offering money transfers from the UK to Senegal in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/XOF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 209 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/XOF transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
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