How to send money to Senegal from UK with the best GBP-XOF rate
We’ve compared 6 companies, and found Regency FX to be the cheapest, while TapTap Send the fastest.
Sending £6,000 gets you CFA4,566,421.09 with Regency FX at 761.0702 rupees per pound, about 0.67% more than the next best option.
Best companies for GBP/XOF transfers
6 of 6 providers
Last updated on 4 September 2026iThis page updates weekly. We collect, store, and analyze GBP/XOF exchange rates from our comparisons.
This page updates weekly. We collect, store, and analyze GBP/XOF exchange rates from our comparisons.
Based on 6,000 GBP transfer
Best companies for GBP/XOF transfers
All money transfer offers for GBP/XOF transfers, sorted by most XOF received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
All money transfer offers for GBP/XOF transfers, sorted by most XOF received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Regency FX
Pay via Bank transfer
Fee£0.001 GBP =761.0702 XOF+0.27%vs mid-market
Recipient getsF CFA 4,566,421.09 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Senegal with Regency FX when paying by bank transfer.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 761.0702 XOF
F CFA 4,566,421.09You pay£6,000.00
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Showing top United Kingdom to Senegal deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
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Showing companies that send from a business account. Run a business search to get live GBP to XOF rates.
Run a live search
These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much GBP you're planning to spend in Senegal.
Run a live search
These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal
Regency FX
Pay via Bank transfer
Fee£0.001 GBP =761.0702 XOF+0.27%vs mid-market
Recipient getsF CFA 4,566,421.09 Minutes - 24 hours
Mid-market rate: 1 GBP = 763.130634 XOFUpdates every 60 minutes.
Transfer details
Transfer details
How to send money from UK to Senegal
Pick a company
For a one-off transfer to Senegal, I suggest picking the cheapest option which is Regency FX.
On a 6,000 GBP transfer, Regency FX delivers the most XOF.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/XOF rate.
Fund your transfer
You have 3 ways to pay, including debit card, bank transfer, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
Ways to send money from the UK to Senegal
There are many ways to send money to Senegal from the UK, including app, broker, online, in person, multi-currency account, and global account, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Senegal, say weekly or monthly, an app like MoneyGram is the easiest and cheapest way to do it.
It charges £0 in fees, has 0.94% markup, lets you save recipient details, and XOF will arrive in minutes.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized XOF transfers, around £1,000 - £5,000.
Online companies like MoneyGram often have higher limits and/or first time promos.
Of 1 online services, MoneyGram is the cheapest and will get you CFA4,536,006.6 on £6,000 transfer.
For large transfers
Brokers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Senegal, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/XOF rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Cash transfer
Sending cash is the fastest way to send money from the UK to Senegal, but is usually a bit more more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Senegal will be able to collect CFA4,536,006.6 in minutes.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend CFA Franc BCEAO abroad like a local.
Revolut offers the best multi-currency account.
With it, converting £6,000 to XOF will get you CFA4,503,996 after fees.
If you don’t have XOF in your account, your GBP will auto-convert whenever you pay with Revolut in Senegal.
Once you have XOF in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Senegal, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive XOF in Senegal
Pay-in and pay-out methods will affect how much GBP you deposit and how much XOF your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Senegal is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive XOF.
Depositing GBP
You have 3 pay-in options for transfers to Senegal, including debit card, bank transfer, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is debit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Senegal
Money can reach Senegal by bank deposit, mobile money, cash pickup, and mobile wallet, and each delivery method comes with its own fees.
The cheapest way to receive money in Senegal is with mobile wallet on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup ( getting you CFA4,536,006.6 on £6,000 transfer).
Mobile wallets
You can receive XOF into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Senegal.
and use our filters to find the company offering mobile money at the best GBP/XOF rate.
1
Bank transfer→Bank deposit
You pay £6,000.00
CFA4,566,421
Cheapest
2
Bank transfer→Mobile money
You pay £6,000.00
CFA4,536,007
-CFA30,414
3
Bank transfer→Mobile wallet
You pay £6,000.00
CFA4,536,007
-CFA30,414
4
Debit card→Mobile wallet
You pay £6,000.00
CFA4,536,007
-CFA30,414
5
Debit card→Mobile money
You pay £6,000.00
CFA4,536,007
-CFA30,414
Show moreShow less
6
Credit card→Mobile wallet
You pay £6,000.00
CFA4,536,007
-CFA30,414
7
Credit card→Mobile money
You pay £6,000.00
CFA4,536,007
-CFA30,414
8
Bank transfer→Cash pickup
You pay £6,004.99
CFA4,531,344
-CFA35,077
9
Debit card→Bank deposit
You pay £6,004.99
CFA4,531,344
-CFA35,077
10
Debit card→Cash pickup
You pay £6,004.99
CFA4,531,344
-CFA35,077
11
Credit card→Bank deposit
You pay £6,004.99
CFA4,531,344
-CFA35,077
12
Credit card→Cash pickup
You pay £6,004.99
CFA4,531,344
-CFA35,077
Consider this when sending GBP to Senegal
There are a few nuances you should consider before sending GBP to Senegal such as limits, taxes, and safety.
1
Compare GBP/XOF transfer options
Right now, these are the best money transfer options for £6,000 transfer to Senegal:
Cheapest way to send money to Senegal
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get CFA4,566,421.09, which is 0.67% more than the next best option.
Fastest way to send money to Senegal
The fastest way is to use TapTap Send via debit card deposit and cash pickup for pay out. You get CFA4,530,000 and it will arrive in minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/XOF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending CFA4,566,421.09 with Regency FX will get you 4,566,421.09 XOF, that’s including £0 fee and 0.27% in exchange rate markup.
A bank like on the other hand, will get you CFA0, that’s £ in fees but % in FX fees.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Senegal.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
The exchange rate you secure impacts how much XOF you get for your GBP, so waiting a day or two can get you more CFA Franc BCEAO.
Mid-market rate:1 GBP = 763.993229 XOF
How we analyse the market
We track 6 regulated companies offering money transfers from the UK to Senegal in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/XOF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
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