How to send money to Senegal from the UK with the best GBP-XOF rate

We’ve compared 7 companies, and found TapTap Send to be the cheapest, while TapTap Send is the fastest.

Sending £6,000 gets you CFA4,716,000 with TapTap Send at 786.0000 XOF per GBP, about 0.36% more than the next best option.

Best companies for GBP/XOF transfers

7 of 7 providers

Last updated on 10 November 2026

Based on 6,000 GBP transfer

Best companies for GBP/XOF transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 779.6196 XOF +0.73% vs mid-market Recipient gets F CFA 4,677,717.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Senegal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 779.6196 XOF
F CFA 4,677,717.60You pay£6,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 783.1871 XOF +0.27% vs mid-market Recipient gets F CFA 4,699,122.74 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Senegal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 783.1871 XOF
F CFA 4,699,122.74You pay£6,000.00

Run a live search

Showing top United Kingdom to Senegal deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 786.0000 XOF -0.09% vs mid-market Recipient gets F CFA 4,716,000.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Senegal with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutesAvailable via:Wari
Free1 GBP = 786.0000 XOF
F CFA 4,716,000.00You pay£6,000.00
Mobile walletMinutesAvailable via:Mixx by Yas/Free Money, Wave, Wizall / Proximo
Free1 GBP = 786.0000 XOF
F CFA 4,716,000.00You pay£6,000.00
Mobile moneyMinutesAvailable via:Orange, Wafacash
Free1 GBP = 786.0000 XOF
F CFA 4,716,000.00You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 783.1871 XOF +0.27% vs mid-market Recipient gets F CFA 4,699,122.74 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Senegal with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 783.1871 XOF
F CFA 4,699,122.74You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 779.6196 XOF +0.73% vs mid-market Recipient gets F CFA 4,677,717.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Senegal with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 779.6196 XOF
F CFA 4,677,717.60You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 779.6196 XOF +0.73% vs mid-market Recipient gets F CFA 4,677,717.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Senegal with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 779.6196 XOF
F CFA 4,677,717.60You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 779.6196 XOF +0.73% vs mid-market Recipient gets F CFA 4,677,717.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Senegal with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 779.6196 XOF
F CFA 4,677,717.60You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 777.2229 XOF +1.03% vs mid-market Recipient gets F CFA 4,663,337.40 Minutes - 24 hours

Ways to receive money in Senegal with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Wave,Mixx
Free1 GBP = 777.2229 XOF
F CFA 4,663,337.40You pay£6,000.00
Mobile moneyMinutes - 24 hoursAvailable via:Orange
Free1 GBP = 777.2229 XOF
F CFA 4,663,337.40You pay£6,000.00
Cash pickupMinutes - 24 hours
£2.991 GBP = 776.1232 XOF
F CFA 4,656,739.20You pay£6,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 775.9113 XOF
F CFA 4,655,467.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 777.2229 XOF +1.03% vs mid-market Recipient gets F CFA 4,663,337.40 Minutes - 24 hours

Ways to receive money in Senegal with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Wave,Mixx
Free1 GBP = 777.2229 XOF
F CFA 4,663,337.40You pay£6,000.00
Mobile moneyMinutes - 24 hoursAvailable via:Orange
Free1 GBP = 777.2229 XOF
F CFA 4,663,337.40You pay£6,000.00
Cash pickupMinutes - 24 hours
£2.991 GBP = 776.1232 XOF
F CFA 4,656,739.20You pay£6,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 775.9113 XOF
F CFA 4,655,467.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 777.2229 XOF +1.03% vs mid-market Recipient gets F CFA 4,663,337.40 Minutes - 24 hours

Ways to receive money in Senegal with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 24 hoursAvailable via:Orange
Free1 GBP = 777.2229 XOF
F CFA 4,663,337.40You pay£6,000.00
Mobile walletMinutes - 24 hoursAvailable via:Wave,Mixx
Free1 GBP = 777.2229 XOF
F CFA 4,663,337.40You pay£6,000.00
Cash pickupMinutes - 24 hours
£2.991 GBP = 776.1232 XOF
F CFA 4,656,739.20You pay£6,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 775.9113 XOF
F CFA 4,655,467.80You pay£6,004.99
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £52.50 1 GBP = 779.2391 XOF +0.78% vs mid-market Recipient gets F CFA 4,634,524.00 Within minutes
Our top pick
Multi-currency cardReceive to bank account

Ways to receive money in Senegal with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£52.501 GBP = 779.2391 XOF
F CFA 4,634,524.00You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App

WorldRemit

Pay via Debit card
Fee £0.00 1 GBP = 772.2885 XOF +1.67% vs mid-market Recipient gets F CFA 4,633,731.24 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Senegal with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
Free1 GBP = 772.2885 XOF
F CFA 4,633,731.24You pay£6,000.00
Cash pickupMinutes - 2 days
£1.991 GBP = 771.5029 XOF
F CFA 4,627,482.11You pay£6,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee £0.00 1 GBP = 770.0102 XOF +1.97% vs mid-market Recipient gets F CFA 4,620,061.02 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Senegal with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 770.0102 XOF
F CFA 4,620,061.02You pay£6,000.00
Mobile moneyMinutes - 3 days
Free1 GBP = 770.0102 XOF
F CFA 4,620,061.02You pay£6,000.00
Cash pickupMinutes - 3 days
£0.991 GBP = 766.0034 XOF
F CFA 4,595,262.00You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 785.3075 XOF Updates every 60 minutes.

How to send money from UK to Senegal

Pick a company

For a one-off GBP transfer to Senegal, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 6 of the 30 days it quoted £6,000 transfers to Senegal.

On a 6,000 GBP transfer, TapTap Send delivers the most XOF.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/XOF rate.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Senegal?

How much GBP you send to Senegal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 19% of the transfers from £6,000 it quoted, and in 46% of all the transfers it quoted.

Cheapest service
£500-0.09%£0.00F CFA 393,000.00with debit card to cash pickup+F CFA 7,224.71
£1,000-0.06%£0.00F CFA 786,000.00with debit card to cash pickup+F CFA 13,217.34
£2,000-0.04%£0.00F CFA 1,572,000.00with debit card to cash pickup+F CFA 17,721.42
£6,000This page-0.09%£0.00F CFA 4,716,000.00with debit card to cash pickup+F CFA 49,945.09
£10,000-0.11%£0.00F CFA 7,860,000.00with debit card to cash pickup+F CFA 69,468.06
£50,000-0.02%£0.00F CFA 39,300,000.00with debit card to cash pickup+F CFA 340,623.77
£250,000-0.04%£0.00F CFA 196,500,000.00with debit card to cash pickup+F CFA 1,291,145.67

Mid-market rate: 1 GBP = 785.3075 XOF

GBP/XOF Exchange Rate History

Is today a good time to send money from UK to Senegal?

The cheapest way to send GBP to XOF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 6,000 GBP transfers to Senegal.

XOF received for £6,000, after fees

Tue, 10 Nov 2026Mid-market rateF CFA 4,711,844.72 TapTap Send F CFA 4,716,000.00TapTap SendF CFA 4,716,000.00Regency FXF CFA 4,699,122.74XeF CFA 4,677,717.60

4.55m
4.60m
4.65m
4.70m
4.75m
At the mid-market rateWith the cheapest optionTapTap SendRegency FXXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.4055 – F CFA 4,652,432.91
Regency FX Cheapest 773.3119 £0.00 F CFA 4,639,871.34 −F CFA 12,561.57
TapTap Send 768.0000 £0.00 F CFA 4,608,000.00 −F CFA 44,432.91
Xe 767.6461 £0.00 F CFA 4,605,876.60 −F CFA 46,556.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.5197 – F CFA 4,659,118.19
Regency FX Cheapest 774.4231 £0.00 F CFA 4,646,538.57 −F CFA 12,579.62
TapTap Send 770.0000 £0.00 F CFA 4,620,000.00 −F CFA 39,118.19
Xe 767.9409 £0.00 F CFA 4,607,645.40 −F CFA 51,472.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.7657 – F CFA 4,654,594.42
Regency FX Cheapest 773.6712 £0.00 F CFA 4,642,027.02 −F CFA 12,567.40
Xe 770.5333 £0.00 F CFA 4,623,199.80 −F CFA 31,394.62
TapTap Send 770.0000 £0.00 F CFA 4,620,000.00 −F CFA 34,594.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.3591 – F CFA 4,652,154.44
Regency FX Cheapest 773.2656 £0.00 F CFA 4,639,593.62 −F CFA 12,560.82
Xe 770.5918 £0.00 F CFA 4,623,550.80 −F CFA 28,603.64
TapTap Send 770.0000 £0.00 F CFA 4,620,000.00 −F CFA 32,154.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 777.1956 – F CFA 4,663,173.35
Regency FX Cheapest 775.0971 £0.00 F CFA 4,650,582.78 −F CFA 12,590.57
Xe 770.5918 £0.00 F CFA 4,623,550.80 −F CFA 39,622.55
TapTap Send 770.0000 £0.00 F CFA 4,620,000.00 −F CFA 43,173.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.1683 – F CFA 4,657,009.91
Regency FX Cheapest 774.0727 £0.00 F CFA 4,644,435.99 −F CFA 12,573.92
Xe 772.8984 £0.00 F CFA 4,637,390.40 −F CFA 19,619.51
TapTap Send 771.0000 £0.00 F CFA 4,626,000.00 −F CFA 31,009.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.1683 – F CFA 4,657,009.91
Regency FX Cheapest 774.0727 £0.00 F CFA 4,644,435.99 −F CFA 12,573.92
Xe 772.8984 £0.00 F CFA 4,637,390.40 −F CFA 19,619.51
TapTap Send 771.0000 £0.00 F CFA 4,626,000.00 −F CFA 31,009.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 779.8103 – F CFA 4,678,861.61
Regency FX Cheapest 777.7048 £0.00 F CFA 4,666,228.69 −F CFA 12,632.92
Xe 772.8984 £0.00 F CFA 4,637,390.40 −F CFA 41,471.21
TapTap Send 771.0000 £0.00 F CFA 4,626,000.00 −F CFA 52,861.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 779.5140 – F CFA 4,677,084.16
Regency FX Cheapest 777.4093 £0.00 F CFA 4,664,456.03 −F CFA 12,628.13
Xe 773.2061 £0.00 F CFA 4,639,236.60 −F CFA 37,847.56
TapTap Send 771.0000 £0.00 F CFA 4,626,000.00 −F CFA 51,084.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 782.6395 – F CFA 4,695,836.89
Regency FX Cheapest 780.5264 £0.00 F CFA 4,683,158.13 −F CFA 12,678.76
TapTap Send 780.0000 £0.00 F CFA 4,680,000.00 −F CFA 15,836.89
Xe 774.1926 £0.00 F CFA 4,645,155.60 −F CFA 50,681.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 782.5495 – F CFA 4,695,296.75
Regency FX Cheapest 780.4366 £0.00 F CFA 4,682,619.45 −F CFA 12,677.30
TapTap Send 780.0000 £0.00 F CFA 4,680,000.00 −F CFA 15,296.75
Xe 777.1056 £0.00 F CFA 4,662,633.60 −F CFA 32,663.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 784.3678 – F CFA 4,706,206.94
Regency FX Cheapest 782.2500 £0.00 F CFA 4,693,500.19 −F CFA 12,706.75
TapTap Send 780.0000 £0.00 F CFA 4,680,000.00 −F CFA 26,206.94
Xe 773.8810 £0.00 F CFA 4,643,286.00 −F CFA 62,920.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1484 – F CFA 4,698,890.39
Regency FX Cheapest 781.0339 £0.00 F CFA 4,686,203.38 −F CFA 12,687.01
TapTap Send 780.0000 £0.00 F CFA 4,680,000.00 −F CFA 18,890.39
Xe 773.5912 £0.00 F CFA 4,641,547.20 −F CFA 57,343.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1484 – F CFA 4,698,890.39
Regency FX Cheapest 781.0339 £0.00 F CFA 4,686,203.38 −F CFA 12,687.01
TapTap Send 780.0000 £0.00 F CFA 4,680,000.00 −F CFA 18,890.39
Xe 773.5912 £0.00 F CFA 4,641,547.20 −F CFA 57,343.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 781.4045 – F CFA 4,688,427.16
TapTap Send Cheapest 780.0000 £0.00 F CFA 4,680,000.00 −F CFA 8,427.16
Regency FX 779.2947 £0.00 F CFA 4,675,768.40 −F CFA 12,658.76
Xe 773.5912 £0.00 F CFA 4,641,547.20 −F CFA 46,879.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1991 – F CFA 4,699,194.61
Regency FX Cheapest 781.0845 £0.00 F CFA 4,686,506.78 −F CFA 12,687.83
TapTap Send 780.0000 £0.00 F CFA 4,680,000.00 −F CFA 19,194.61
Xe 776.3285 £0.00 F CFA 4,657,971.00 −F CFA 41,223.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.7599 – F CFA 4,702,559.44
Regency FX Cheapest 781.6438 £0.00 F CFA 4,689,862.53 −F CFA 12,696.91
TapTap Send 781.0000 £0.00 F CFA 4,686,000.00 −F CFA 16,559.44
Xe 777.1255 £0.00 F CFA 4,662,753.00 −F CFA 39,806.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 784.2007 – F CFA 4,705,204.17
Regency FX Cheapest 782.0834 £0.00 F CFA 4,692,500.12 −F CFA 12,704.05
TapTap Send 781.0000 £0.00 F CFA 4,686,000.00 −F CFA 19,204.17
Xe 776.6828 £0.00 F CFA 4,660,096.80 −F CFA 45,107.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 785.9339 – F CFA 4,715,603.50
Regency FX Cheapest 783.8119 £0.00 F CFA 4,702,871.37 −F CFA 12,732.13
TapTap Send 781.0000 £0.00 F CFA 4,686,000.00 −F CFA 29,603.50
Xe 777.7031 £0.00 F CFA 4,666,218.60 −F CFA 49,384.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 784.2611 – F CFA 4,705,566.77
Regency FX Cheapest 782.1436 £0.00 F CFA 4,692,861.74 −F CFA 12,705.03
TapTap Send 781.0000 £0.00 F CFA 4,686,000.00 −F CFA 19,566.77
Xe 779.5184 £0.00 F CFA 4,677,110.40 −F CFA 28,456.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 784.2319 – F CFA 4,705,391.18
Regency FX Cheapest 782.1144 £0.00 F CFA 4,692,686.63 −F CFA 12,704.55
TapTap Send 781.0000 £0.00 F CFA 4,686,000.00 −F CFA 19,391.18
Xe 779.5184 £0.00 F CFA 4,677,110.40 −F CFA 28,280.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 785.7282 – F CFA 4,714,369.02
Regency FX Cheapest 783.6067 £0.00 F CFA 4,701,640.22 −F CFA 12,728.80
TapTap Send 781.0000 £0.00 F CFA 4,686,000.00 −F CFA 28,369.02
Xe 780.4077 £0.00 F CFA 4,682,446.20 −F CFA 31,922.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 786.1679 – F CFA 4,717,007.18
Regency FX Cheapest 784.0452 £0.00 F CFA 4,704,271.26 −F CFA 12,735.92
TapTap Send 781.0000 £0.00 F CFA 4,686,000.00 −F CFA 31,007.18
Xe 777.8728 £0.00 F CFA 4,667,236.80 −F CFA 49,770.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 786.7095 – F CFA 4,720,256.75
Regency FX Cheapest 784.5853 £0.00 F CFA 4,707,512.05 −F CFA 12,744.70
TapTap Send 782.0000 £0.00 F CFA 4,692,000.00 −F CFA 28,256.75
Xe 780.0960 £0.00 F CFA 4,680,576.00 −F CFA 39,680.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 786.2637 – F CFA 4,717,582.09
Regency FX Cheapest 784.1408 £0.00 F CFA 4,704,844.62 −F CFA 12,737.47
TapTap Send 783.0000 £0.00 F CFA 4,698,000.00 −F CFA 19,582.09
Xe 779.5065 £0.00 F CFA 4,677,039.00 −F CFA 40,543.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 786.0652 – F CFA 4,716,391.03
TapTap Send Cheapest 785.0000 £0.00 F CFA 4,710,000.00 −F CFA 6,391.03
Regency FX 783.9428 £0.00 F CFA 4,703,656.77 −F CFA 12,734.26
Xe 776.3364 £0.00 F CFA 4,658,018.40 −F CFA 58,372.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 785.7455 – F CFA 4,714,472.77
TapTap Send Cheapest 785.0000 £0.00 F CFA 4,710,000.00 −F CFA 4,472.77
Regency FX 783.6239 £0.00 F CFA 4,701,743.69 −F CFA 12,729.08
Xe 773.3818 £0.00 F CFA 4,640,290.80 −F CFA 74,181.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 786.3631 – F CFA 4,718,178.80
TapTap Send Cheapest 786.0000 £0.00 F CFA 4,716,000.00 −F CFA 2,178.80
Regency FX 784.2400 £0.00 F CFA 4,705,439.72 −F CFA 12,739.08
Xe 773.3818 £0.00 F CFA 4,640,290.80 −F CFA 77,888.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 786.7970 – F CFA 4,720,781.90
TapTap Send Cheapest 786.0000 £0.00 F CFA 4,716,000.00 −F CFA 4,781.90
Regency FX 784.6726 £0.00 F CFA 4,708,035.79 −F CFA 12,746.11
Xe 773.3818 £0.00 F CFA 4,640,290.80 −F CFA 80,491.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 785.3075 – F CFA 4,711,844.72
TapTap Send Cheapest 786.0000 £0.00 F CFA 4,716,000.00 +F CFA 4,155.28
Regency FX 783.1871 £0.00 F CFA 4,699,122.74 −F CFA 12,721.98
Xe 779.6196 £0.00 F CFA 4,677,717.60 −F CFA 34,127.12

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XOF per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, TapTap Send pays 4,716,000 XOF on 6,000 GBP, which is 4,155.28 XOF more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Senegal.

We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. TapTap SendAppeared in 209 comparisons

    Cheapest in 46% of them

  2. Regency FXAppeared in 118 comparisons

    Cheapest in 77% of them

  3. XeAppeared in 161 comparisons

    Cheapest in 11% of them

Based on 209 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most XOF, but it was the cheapest in only 46% of the 209 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in 77% of its comparisons, so if you send money to Senegal regularly, it's worth comparing it with TapTap Send before each transfer.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from the UK to Senegal

There are many ways to send money to Senegal from the UK, including app, currency broker, online, in person, multi-currency account, and global business account, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Senegal, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.

It charges £0 in fees, has -0.09% markup, lets you save recipient details, and XOF will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 77% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized XOF transfers, around £1,000 - £5,000.

Online companies like Xe often have higher limits and/or first time promos.

Of the 7 companies we compared, Xe is the cheapest online service and will get you CFA4,677,717.60 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 24 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Senegal, and real human support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/XOF rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 96% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend CFA Franc BCEAO abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £6,000 to XOF will get you CFA4,634,524 after fees.

If you don’t have XOF in your account, your GBP will auto-convert whenever you pay with Revolut in Senegal.

Once you have XOF in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Senegal, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive XOF in Senegal

Pay-in and pay-out methods will affect how much GBP you deposit and how much XOF your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Senegal is via TapTap Send, using a debit card to deposit GBP and cash pickup to receive XOF.

Depositing GBP

You have 3 pay-in options for transfers to Senegal, including debit card, bank transfer, and credit card.

The cheapest pay-in option is credit card.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is debit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Senegal

Money can reach Senegal by bank deposit, mobile money, cash pickup, and mobile wallet, and each delivery method comes with its own fees.

The cheapest way to receive money in Senegal is with mobile wallet on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you CFA4,663,337.40 on a £6,000 transfer).

Mobile wallets

You can receive XOF into a mobile wallet, which is useful since they don't need a bank account.

Mobile money

You can send money directly to a mobile number in Senegal.

and use our filters to find the company offering mobile money at the best GBP/XOF rate.

  1. 1
    Debit card Cash pickup

    You pay £6,000.00

    CFA4,716,000

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay £6,000.00

    CFA4,716,000

    CFA0

  3. 3
    Debit card Mobile money

    You pay £6,000.00

    CFA4,716,000

    CFA0

  4. 4
    Bank transfer Bank deposit

    You pay £6,000.00

    CFA4,699,123

    -CFA16,877

  5. 5
    Debit card Bank deposit

    You pay £6,000.00

    CFA4,677,718

    -CFA38,282

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay £6,000.00

    CFA4,677,718

    -CFA38,282

  2. 7
    Bank transfer Mobile money

    You pay £6,000.00

    CFA4,663,337

    -CFA52,663

  3. 8
    Bank transfer Mobile wallet

    You pay £6,000.00

    CFA4,663,337

    -CFA52,663

  4. 9
    Credit card Mobile wallet

    You pay £6,000.00

    CFA4,663,337

    -CFA52,663

  5. 10
    Credit card Mobile money

    You pay £6,000.00

    CFA4,663,337

    -CFA52,663

  6. 11
    Bank transfer Cash pickup

    You pay £6,002.99

    CFA4,656,739

    -CFA59,261

  7. 12
    Credit card Cash pickup

    You pay £6,002.99

    CFA4,656,739

    -CFA59,261

Consider this when sending GBP to Senegal

There are a few nuances you should consider before sending GBP to Senegal such as limits, taxes, and safety.

Compare GBP/XOF transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Senegal:

Cheapest way to send money to Senegal

The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via cash pickup. You will get CFA4,716,000, which is 0.36% more than the next best option.

Fastest way to send money to Senegal

The fastest way is to use TapTap Send via debit card deposit and cash pickup for pay out. You get CFA4,716,000 and it will arrive in minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/XOF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with TapTap Send will get you 4,716,000 XOF, that’s including £0 fee and -0.09% in exchange rate markup.

Taxes on money transfers

There is no UK tax for the act of sending money to Senegal.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 7 regulated companies offering money transfers from the UK to Senegal in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/XOF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 209 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/XOF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.