Best companies for AUD/XOF transfers
6 of 6 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/XOF transfers Sort Cheapest
Ad Xe Pay via Debit Card	Fees: $0.00 1 AUD = 409.1056 XOF +1.37% vs mid-market	Recipient gets XOF 818,211.20 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Senegal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 409.1056 XOF XOF 818,211.20You pay$2,000.00
Ad Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 415.3000 XOF -0.13% vs mid-market	Recipient gets XOF 830,600.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Senegal with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 415.3000 XOF XOF 830,600.00You pay$2,000.00
Run a live search Showing top Australia to Senegal deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to XOF rates.
Run a live search These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much AUD you're planning to spend in Senegal.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 415.3000 XOF -0.13% vs mid-market	Recipient gets XOF 830,600.00 Within minutes
15 reviews Cheapest Receive to bank account or cash pickup
Ways to receive money in Senegal with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 415.3000 XOF XOF 830,600.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 415.3000 XOF -0.13% vs mid-market	Recipient gets XOF 830,600.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Senegal with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 415.3000 XOF XOF 830,600.00You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 415.3000 XOF -0.13% vs mid-market	Recipient gets XOF 830,600.00 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Senegal with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 415.3000 XOF XOF 830,600.00You pay$2,000.00
TapTap Send Pay via Debit Card	Fees: $0.00 1 AUD = 410.7900 XOF +0.96% vs mid-market	Recipient gets XOF 821,580.00 Minutes
0 reviews Fastest Receive to bank account
Ways to receive money in Senegal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Wari Free1 AUD = 410.7900 XOF XOF 821,580.00You pay$2,000.00 Mobile walletMinutesAvailable via:Mixx by Yas/Free Money, Wave, Wizall / Proximo Free1 AUD = 410.7900 XOF XOF 821,580.00You pay$2,000.00 Mobile moneyMinutesAvailable via:Orange Free1 AUD = 410.7900 XOF XOF 821,580.00You pay$2,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $4.72 1 AUD = 411.6516 XOF +0.75% vs mid-market	Recipient gets XOF 821,360.00 Same day
10 reviews Recommended Receive to bank account
Ways to receive money in Senegal with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $4.721 AUD = 411.6516 XOF XOF 821,360.00You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit Card	Fees: $0.00 1 AUD = 409.1056 XOF +1.37% vs mid-market	Recipient gets XOF 818,211.20 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Senegal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 409.1056 XOF XOF 818,211.20You pay$2,000.00

Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 409.1056 XOF +1.37% vs mid-market	Recipient gets XOF 818,211.20 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Senegal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 409.1056 XOF XOF 818,211.20You pay$2,000.00
Xe Pay via Credit Card	Fees: $0.00 1 AUD = 409.1056 XOF +1.37% vs mid-market	Recipient gets XOF 818,211.20 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Senegal with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 409.1056 XOF XOF 818,211.20You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $0.00 1 AUD = 408.3358 XOF +1.56% vs mid-market	Recipient gets XOF 816,671.60 6-12 Hours
2 reviews
Ways to receive money in Senegal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile money6-12 HoursAvailable via:Orange Free1 AUD = 408.3358 XOF XOF 816,671.60You pay$2,000.00 Mobile wallet6-12 HoursAvailable via:Wave,Mixx Free1 AUD = 408.3358 XOF XOF 816,671.60You pay$2,000.00 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 405.6750 XOF XOF 811,350.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 402.2150 XOF XOF 804,430.00You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $0.00 1 AUD = 408.3358 XOF +1.56% vs mid-market	Recipient gets XOF 816,671.60 6-12 Hours
2 reviews
Ways to receive money in Senegal with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Wave,Mixx Free1 AUD = 408.3358 XOF XOF 816,671.60You pay$2,000.00 Mobile money6-12 HoursAvailable via:Orange Free1 AUD = 408.3358 XOF XOF 816,671.60You pay$2,000.00 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 405.6750 XOF XOF 811,350.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 402.2150 XOF XOF 804,430.00You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $0.00 1 AUD = 408.3358 XOF +1.56% vs mid-market	Recipient gets XOF 816,671.60 6-12 Hours
2 reviews
Ways to receive money in Senegal with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Wave,Mixx Free1 AUD = 408.3358 XOF XOF 816,671.60You pay$2,000.00 Mobile money6-12 HoursAvailable via:Orange Free1 AUD = 408.3358 XOF XOF 816,671.60You pay$2,000.00 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 405.6750 XOF XOF 811,350.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 402.2150 XOF XOF 804,430.00You pay$2,003.99
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 397.2202 XOF +4.32% vs mid-market	Recipient gets XOF 794,445.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Senegal with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 397.2202 XOF XOF 794,445.00You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 397.2202 XOF +4.32% vs mid-market	Recipient gets XOF 794,445.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Senegal with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 397.2202 XOF XOF 794,445.00You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 414.7461 XOF Updates every 60 minutes.

Why compare

AUD/XOF exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Senegal

Pick a company

Start with the cheapest, which is Remitly at 830,600 XOF on A$2,000.

Remitly was the cheapest on 27 of the 29 days it quoted A$2,000 transfers to Senegal.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 5 ways to pay, including debit card, credit card, bank transfer, payto, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Senegal?

How much AUD you send to Senegal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 95% of the transfers up to A$2,000 it quoted, and in 95% of all the transfers it quoted.


$1,000	-0.96%	$0.00	XOF 418,860.00with debit card to bank deposit	+XOF 11,662.40
$1,500	-0.37%	$0.00	XOF 624,690.00with debit card to bank deposit	+XOF 11,190.75
$2,000This page	-0.13%	$0.00	XOF 830,600.00with debit card to bank deposit	+XOF 13,040.12
$3,000	0.15%	$0.00	XOF 1,242,480.00with debit card to bank deposit	+XOF 16,697.57
$7,500	1.00%	$0.00	XOF 3,080,925.00with debit card to cash pickup	+XOF 24,257.55
$12,000	0.27%	$0.00	XOF 4,965,063.70with bank transfer to bank deposit	+XOF 49,878.69
$15,000	0.27%	$0.00	XOF 6,206,036.03with bank transfer to bank deposit	+XOF 62,287.14
$50,000	0.25%	$0.00	XOF 20,695,711.00with bank transfer to bank deposit	+XOF 216,455.11
$100,000	0.25%	$0.00	XOF 41,389,363.76with bank transfer to bank deposit	+XOF 431,293.34
$250,000	0.20%	$0.00	XOF 103,525,275.77with bank transfer to bank deposit	+XOF 1,048,748.13
$500,000	0.20%	$0.00	XOF 206,964,383.72with bank transfer to bank deposit	+XOF 1,658,255.60

Mid-market rate: 1 AUD = 414.7461 XOF

AUD/XOF Exchange Rate History

Is today a good time to send money from Australia to Senegal?

The cheapest way to send AUD to XOF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 2,000 AUD transfers to Senegal.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XOF per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 14 of the last 30 days.

Right now, Remitly pays 830,600 XOF on 2,000 AUD, which is 1,107.72 XOF more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Ways to send money from Australia to Senegal

6 money transfer companies let you send money from Australia to Senegal.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Senegal.

For example, sending A$2,000 with Remitly will get you 830,600 XOF after a A$0 fee and -0.13% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 29 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Remitly takes A$0 in fees and -0.13% markup on a A$2,000 transfer, and your XOF arrives in within an hour.

Over the past month, Remitly was the cheapest app on 93% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 1.37% on AUD/XOF, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 55% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in XOF, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and XOF in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.75% markup, and the XOF sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Most useful if you travel often to Senegal, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Senegal

With Remitly, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 830,600 XOF.

You can fund the transfer with debit card, credit card, bank transfer, payto, and poli.

Recipients in Senegal can collect XOF through bank deposit, mobile wallet, mobile money, and cash pickup.

Your recipient can have XOF delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive XOF in a mobile money

Use the mobile number registered to the recipient's mobile money account. A wrong digit can send the money to a different account.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Senegal.

1

Debit card Bank deposit

You pay A$2,000.00

CFA830,600

Cheapest
2

Credit card Bank deposit

You pay A$2,000.00

CFA830,600

CFA0
3

Payto Bank deposit

You pay A$2,000.00

CFA830,600

CFA0
4

Debit card Cash pickup

You pay A$2,000.00

CFA821,580

-CFA9,020
5

Debit card Mobile wallet

You pay A$2,000.00

CFA821,580

-CFA9,020

Show moreShow less

6

Debit card Mobile money

You pay A$2,000.00

CFA821,580

-CFA9,020
7

Bank transfer Bank deposit

You pay A$2,000.00

CFA821,360

-CFA9,240
8

Credit card Mobile wallet

You pay A$2,000.00

CFA816,672

-CFA13,928
9

Credit card Mobile money

You pay A$2,000.00

CFA816,672

-CFA13,928
10

Poli Mobile wallet

You pay A$2,000.00

CFA816,672

-CFA13,928
11

Poli Mobile money

You pay A$2,000.00

CFA816,672

-CFA13,928
12

Poli Bank deposit

You pay A$2,002.99

CFA811,350

-CFA19,250
13

Credit card Cash pickup

You pay A$2,003.99

CFA804,430

-CFA26,170
14

Poli Cash pickup

You pay A$2,003.99

CFA804,430

-CFA26,170

Consider this before sending AUD to Senegal

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/XOF transfer options

For a A$2,000 transfer to Senegal, these are the best options right now:

Cheapest

Remitly is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 830,600 XOF, which is 1.09% more than the next best option.

Fastest

TapTap Send delivers 821,580 XOF in minutes when you use debit card and choose cash pickup as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Senegal.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Senegal.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 6 companies sending AUD to Senegal, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/XOF transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	403.1578	–	XOF 806,315.55
TapTap Send Cheapest	401.3100	$0.00	XOF 802,620.00	−XOF 3,695.55
Remitly	399.4300	$0.00	XOF 798,860.00	−XOF 7,455.55
Revolut	400.1687	$4.72	XOF 798,448.00	−XOF 7,867.55

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	402.8409	–	XOF 805,681.81
Remitly Cheapest	399.6800	$0.00	XOF 799,360.00	−XOF 6,321.81
TapTap Send	399.2100	$0.00	XOF 798,420.00	−XOF 7,261.81
Revolut	399.8808	$4.72	XOF 797,874.00	−XOF 7,807.81

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	402.9218	–	XOF 805,843.51
Remitly Cheapest	399.2400	$0.00	XOF 798,480.00	−XOF 7,363.51
Revolut	399.9683	$4.72	XOF 798,048.00	−XOF 7,795.51
TapTap Send	398.6600	$0.00	XOF 797,320.00	−XOF 8,523.51

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	404.2793	–	XOF 808,558.57
Remitly Cheapest	400.8200	$0.00	XOF 801,640.00	−XOF 6,918.57
TapTap Send	400.4600	$0.00	XOF 800,920.00	−XOF 7,638.57
Revolut	401.2658	$4.72	XOF 800,637.00	−XOF 7,921.57

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	403.6755	–	XOF 807,351.05
Remitly Cheapest	401.9600	$0.00	XOF 803,920.00	−XOF 3,431.05
TapTap Send	400.5100	$0.00	XOF 801,020.00	−XOF 6,331.05
Revolut	401.4974	$24.72	XOF 793,069.00	−XOF 14,282.05

How to send money to Senegal from Australia with the best AUD-XOF rate

Best companies for AUD/XOF transfers