Of the 7 companies we analysed, Remitly is the cheapest app overall for sending $1,000 to Senegal.
On a 1,000 AUD transfer it will get your recipient 401,550 XOF.
| 7 of 7 providers Last updated on 2 September 2026 This page updates weekly. We collect, store, and analyze AUD/XOF exchange rates from our comparisons. | |||
| Based on 1,000 AUD transfer Best companies for AUD/XOF transfersAll money transfer offers for AUD/XOF transfers, sorted by most XOF received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 399.6801 XOF +1.26% vs mid-market | Recipient gets XOF 399,680.10 6-12 Hours | |
Ways to receive money in Senegal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile money6-12 HoursAvailable via:Orange Free1 AUD = 399.6801 XOF XOF 399,680.10You pay$1,000.00 Mobile wallet6-12 HoursAvailable via:Wave,Mixx Free1 AUD = 399.6801 XOF XOF 399,680.10You pay$1,000.00 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 395.9380 XOF XOF 395,938.00You pay$1,002.99 Cash pickup6-12 Hours $3.991 AUD = 369.9377 XOF XOF 369,937.70You pay$1,003.99 | |||
| Ad  Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 401.5500 XOF +0.79% vs mid-market | Recipient gets XOF 401,550.00 2 Days | |
Ways to receive money in Senegal with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 401.5500 XOF XOF 401,550.00You pay$1,000.00 | |||
Run a live search Showing top Australia to Senegal deals for 1,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to XOF rates. | |||
Run a live search These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much AUD you're planning to spend in Senegal. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 401.5500 XOF +0.79% vs mid-market | Recipient gets XOF 401,550.00 2 Days | |
Ways to receive money in Senegal with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 401.5500 XOF XOF 401,550.00You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $10.00 1 AUD = 401.5500 XOF +0.79% vs mid-market | Recipient gets XOF 401,550.00 2 Days | |
Ways to receive money in Senegal with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $10.001 AUD = 401.5500 XOF XOF 401,550.00You pay$1,010.00 | |||
| Remitly Pay via PayTo | Fees: $0.00 1 AUD = 401.5500 XOF +0.79% vs mid-market | Recipient gets XOF 401,550.00 2 Days | |
Ways to receive money in Senegal with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 401.5500 XOF XOF 401,550.00You pay$1,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 400.6000 XOF +1.03% vs mid-market | Recipient gets XOF 400,600.00 Minutes | |
Ways to receive money in Senegal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Wari Free1 AUD = 400.6000 XOF XOF 400,600.00You pay$1,000.00 Mobile walletMinutesAvailable via:Mixx by Yas/Free Money, Wave, Wizall / Proximo Free1 AUD = 400.6000 XOF XOF 400,600.00You pay$1,000.00 Mobile moneyMinutesAvailable via:Orange Free1 AUD = 400.6000 XOF XOF 400,600.00You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 399.6801 XOF +1.26% vs mid-market | Recipient gets XOF 399,680.10 6-12 Hours | |
Ways to receive money in Senegal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile money6-12 HoursAvailable via:Orange Free1 AUD = 399.6801 XOF XOF 399,680.10You pay$1,000.00 Mobile wallet6-12 HoursAvailable via:Wave,Mixx Free1 AUD = 399.6801 XOF XOF 399,680.10You pay$1,000.00 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 395.9380 XOF XOF 395,938.00You pay$1,002.99 Cash pickup6-12 Hours $3.991 AUD = 369.9377 XOF XOF 369,937.70You pay$1,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $0.00 1 AUD = 399.6801 XOF +1.26% vs mid-market | Recipient gets XOF 399,680.10 6-12 Hours | |
Ways to receive money in Senegal with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Wave,Mixx Free1 AUD = 399.6801 XOF XOF 399,680.10You pay$1,000.00 Mobile money6-12 HoursAvailable via:Orange Free1 AUD = 399.6801 XOF XOF 399,680.10You pay$1,000.00 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 395.9380 XOF XOF 395,938.00You pay$1,002.99 Cash pickup6-12 Hours $3.991 AUD = 369.9377 XOF XOF 369,937.70You pay$1,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $17.99 1 AUD = 399.6801 XOF +1.26% vs mid-market | Recipient gets XOF 399,680.10 6-12 Hours | |
Ways to receive money in Senegal with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Wave,Mixx $17.991 AUD = 399.6801 XOF XOF 399,680.10You pay$1,017.99 Mobile money6-12 HoursAvailable via:Orange $17.991 AUD = 399.6801 XOF XOF 399,680.10You pay$1,017.99 Bank deposit6-12 HoursAvailable via:All Banks $17.991 AUD = 395.9380 XOF XOF 395,938.00You pay$1,017.99 Cash pickup6-12 Hours $17.991 AUD = 369.9377 XOF XOF 369,937.70You pay$1,017.99 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $4.72 1 AUD = 401.2593 XOF +0.86% vs mid-market | Recipient gets XOF 399,365.00 Within minutes | |
Ways to receive money in Senegal with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $4.721 AUD = 401.2593 XOF XOF 399,365.00You pay$1,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Ria Money Transfer Pay via Bank Transfer | Fees: $0.00 1 AUD = 394.5820 XOF +2.54% vs mid-market | Recipient gets XOF 394,582.00 6-12 Hours | |
Ways to receive money in Senegal with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 394.5820 XOF XOF 394,582.00You pay$1,000.00 Cash pickup6-12 Hours Free1 AUD = 392.5790 XOF XOF 392,579.00You pay$1,000.00 Mobile wallet6-12 Hours Free1 AUD = 391.7980 XOF XOF 391,798.00You pay$1,000.00 | |||
| Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 AUD = 394.5820 XOF +2.54% vs mid-market | Recipient gets XOF 394,582.00 6-12 Hours | |
Ways to receive money in Senegal with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 394.5820 XOF XOF 394,582.00You pay$1,000.00 Cash pickup6-12 Hours Free1 AUD = 392.5790 XOF XOF 392,579.00You pay$1,000.00 Mobile wallet6-12 Hours Free1 AUD = 391.7980 XOF XOF 391,798.00You pay$1,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 394.5820 XOF +2.54% vs mid-market | Recipient gets XOF 393,441.66 6-12 Hours | |
Ways to receive money in Senegal with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 394.5820 XOF XOF 393,441.66You pay$1,000.00 Cash pickup6-12 Hours $2.891 AUD = 392.5790 XOF XOF 391,444.45You pay$1,000.00 Mobile wallet6-12 Hours $2.891 AUD = 391.7980 XOF XOF 390,665.70You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 394.5820 XOF +2.54% vs mid-market | Recipient gets XOF 393,441.66 6-12 Hours | |
Ways to receive money in Senegal with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 394.5820 XOF XOF 393,441.66You pay$1,000.00 Cash pickup6-12 Hours $2.891 AUD = 392.5790 XOF XOF 391,444.45You pay$1,000.00 Mobile wallet6-12 Hours $2.891 AUD = 391.7980 XOF XOF 390,665.70You pay$1,000.00 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 AUD = 392.9231 XOF +2.96% vs mid-market | Recipient gets XOF 392,923.08 6-12 Hours | |
Ways to receive money in Senegal with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 392.9231 XOF XOF 392,923.08You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 AUD = 392.9231 XOF +2.96% vs mid-market | Recipient gets XOF 392,923.08 6-12 Hours | |
Ways to receive money in Senegal with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 392.9231 XOF XOF 392,923.08You pay$1,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 383.9249 XOF +5.28% vs mid-market | Recipient gets XOF 383,925.00 Next Day | |
Ways to receive money in Senegal with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 383.9249 XOF XOF 383,925.00You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 383.9249 XOF +5.28% vs mid-market | Recipient gets XOF 383,925.00 Next Day | |
Ways to receive money in Senegal with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 383.9249 XOF XOF 383,925.00You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 404.729605 XOF Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitly at 401,550 XOF on $1,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 6 ways to pay, including debit card, credit card, bank transfer, payto, poli, and mobile wallet.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
7 money transfer companies let you send money from Australia to Senegal.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Senegal.
For example, sending $500 with Remitly will get you 401,550 XOF after a $0 fee and 0.79% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Remitly takes $0 in fees and 0.79% markup on a $0 transfer, and your XOF arrives in 2 days.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
Brokers like TorFX, Key Currency, or Xe charge no fee on large transfers, just a margin that gets lower the more you send.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in XOF, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and XOF in one account, and convert when the rate suits you.
Revolut converts $1,000 at 0.86% markup, and the XOF sits in your account until you spend or transfer it.
Most useful if you travel often to Senegal, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
With Remitly, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $1,000 gives your recipient 401,550 XOF.
You can fund the transfer with debit card, credit card, bank transfer, payto, poli, and mobile wallet.
Recipients in the Senegal can collect XOF through bank deposit, mobile wallet, cash pickup, and mobile money.
Your recipient can have XOF delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive XOF in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Remitly
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Senegal.
You pay $1,000.00
CFA401,550
Cheapest
You pay $1,010.00
CFA401,550
CFA0
You pay $1,000.00
CFA401,550
CFA0
You pay $1,000.00
CFA400,600
-CFA950
You pay $1,000.00
CFA400,600
-CFA950
You pay $1,000.00
CFA400,600
-CFA950
You pay $1,017.99
CFA399,680
-CFA1,870
You pay $1,017.99
CFA399,680
-CFA1,870
You pay $1,000.00
CFA399,680
-CFA1,870
You pay $1,000.00
CFA399,680
-CFA1,870
You pay $1,000.00
CFA399,365
-CFA2,185
You pay $1,002.99
CFA395,938
-CFA5,612
You pay $1,000.00
CFA394,582
-CFA6,968
You pay $1,000.00
CFA392,579
-CFA8,971
You pay $1,000.00
CFA392,579
-CFA8,971
You pay $1,000.00
CFA391,798
-CFA9,752
You pay $1,000.00
CFA391,798
-CFA9,752
You pay $1,000.00
CFA391,444
-CFA10,106
You pay $1,003.99
CFA369,938
-CFA31,612
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $1,000 transfer to Senegal, these are the best options right now:
Cheapest
Remitly is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 401,550 XOF, which is 0.24% more than the next best option.
Fastest
TapTap Send delivers 400,600 XOF in minutes when you use debit card and choose cash pickup as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Senegal.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Senegal.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/XOF rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 406.659244 XOF
We track 7 companies sending AUD to Senegal, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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