Of the 7 companies we analysed, TapTap Send is the cheapest app overall for sending $2,000 to Senegal.
On a 2,000 AUD transfer it will get your recipient 801,520 XOF.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/XOF transfers | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 399.1740 XOF +1.35% vs mid-market | Recipient gets XOF 798,348.00 6-12 Hours | |
Ways to receive money in Senegal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile money6-12 HoursAvailable via:Orange Free1 AUD = 399.1740 XOF XOF 798,348.00You pay$2,000.00 Mobile wallet6-12 HoursAvailable via:Wave,Mixx Free1 AUD = 399.1740 XOF XOF 798,348.00You pay$2,000.00 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 396.4045 XOF XOF 792,809.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 371.5718 XOF XOF 743,143.60You pay$2,003.99 | |||
| Ad  Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 399.4689 XOF +1.28% vs mid-market | Recipient gets XOF 798,937.80 6-12 Hours | |
Ways to receive money in Senegal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 399.4689 XOF XOF 798,937.80You pay$2,000.00 | |||
Run a live search Showing top Australia to Senegal deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to XOF rates. | |||
Run a live search These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much AUD you're planning to spend in Senegal. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 400.7600 XOF +0.96% vs mid-market | Recipient gets XOF 801,520.00 Minutes | |
Ways to receive money in Senegal with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Wari Free1 AUD = 400.7600 XOF XOF 801,520.00You pay$2,000.00 Mobile walletMinutesAvailable via:Mixx by Yas/Free Money, Wave, Wizall / Proximo Free1 AUD = 400.7600 XOF XOF 801,520.00You pay$2,000.00 Mobile moneyMinutesAvailable via:Orange Free1 AUD = 400.7600 XOF XOF 801,520.00You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $4.72 1 AUD = 401.6319 XOF +0.74% vs mid-market | Recipient gets XOF 801,368.00 Same day | |
Ways to receive money in Senegal with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $4.721 AUD = 401.6319 XOF XOF 801,368.00You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 399.9100 XOF +1.17% vs mid-market | Recipient gets XOF 799,820.00 2 Days | |
Ways to receive money in Senegal with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 399.9100 XOF XOF 799,820.00You pay$2,000.00 | |||
| Remitly Pay via PayTo | Fees: $0.00 1 AUD = 399.9100 XOF +1.17% vs mid-market | Recipient gets XOF 799,820.00 2 Days | |
Ways to receive money in Senegal with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 399.9100 XOF XOF 799,820.00You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 399.6700 XOF +1.23% vs mid-market | Recipient gets XOF 799,340.00 2 Days | |
Ways to receive money in Senegal with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 399.6700 XOF XOF 799,340.00You pay$2,020.00 | |||
| Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 399.4689 XOF +1.28% vs mid-market | Recipient gets XOF 798,937.80 6-12 Hours | |
Ways to receive money in Senegal with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 399.4689 XOF XOF 798,937.80You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $0.00 1 AUD = 399.1740 XOF +1.35% vs mid-market | Recipient gets XOF 798,348.00 6-12 Hours | |
Ways to receive money in Senegal with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile money6-12 HoursAvailable via:Orange Free1 AUD = 399.1740 XOF XOF 798,348.00You pay$2,000.00 Mobile wallet6-12 HoursAvailable via:Wave,Mixx Free1 AUD = 399.1740 XOF XOF 798,348.00You pay$2,000.00 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 396.4045 XOF XOF 792,809.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 371.5718 XOF XOF 743,143.60You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $0.00 1 AUD = 399.1740 XOF +1.35% vs mid-market | Recipient gets XOF 798,348.00 6-12 Hours | |
Ways to receive money in Senegal with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Wave,Mixx Free1 AUD = 399.1740 XOF XOF 798,348.00You pay$2,000.00 Mobile money6-12 HoursAvailable via:Orange Free1 AUD = 399.1740 XOF XOF 798,348.00You pay$2,000.00 Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 396.4045 XOF XOF 792,809.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 371.5718 XOF XOF 743,143.60You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 399.1740 XOF +1.35% vs mid-market | Recipient gets XOF 798,348.00 6-12 Hours | |
Ways to receive money in Senegal with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Wave,Mixx $32.991 AUD = 399.1740 XOF XOF 798,348.00You pay$2,032.99 Mobile money6-12 HoursAvailable via:Orange $32.991 AUD = 399.1740 XOF XOF 798,348.00You pay$2,032.99 Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 396.4045 XOF XOF 792,809.00You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 371.5718 XOF XOF 743,143.60You pay$2,032.99 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 399.4689 XOF +1.28% vs mid-market | Recipient gets XOF 796,540.99 6-12 Hours | |
Ways to receive money in Senegal with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 399.4689 XOF XOF 796,540.99You pay$2,000.00 | |||
 Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 397.3420 XOF +1.81% vs mid-market | Recipient gets XOF 793,535.68 6-12 Hours | |
Ways to receive money in Senegal with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 397.3420 XOF XOF 793,535.68You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 395.3250 XOF XOF 789,507.51You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 394.7480 XOF XOF 788,355.18You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 397.3420 XOF +1.81% vs mid-market | Recipient gets XOF 793,535.68 6-12 Hours | |
Ways to receive money in Senegal with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 397.3420 XOF XOF 793,535.68You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 395.3250 XOF XOF 789,507.51You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 394.7480 XOF XOF 788,355.18You pay$2,000.00 | |||
| Ria Money Transfer Pay via PayID | Fees: $2.89 1 AUD = 397.3420 XOF +1.81% vs mid-market | Recipient gets XOF 793,535.68 6-12 Hours | |
Ways to receive money in Senegal with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 397.3420 XOF XOF 793,535.68You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 395.3250 XOF XOF 789,507.51You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 394.7480 XOF XOF 788,355.18You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 399.4689 XOF +1.28% vs mid-market | Recipient gets XOF 792,945.77 6-12 Hours | |
Ways to receive money in Senegal with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 399.4689 XOF XOF 792,945.77You pay$2,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 387.4384 XOF +4.34% vs mid-market | Recipient gets XOF 774,877.00 Next Day | |
Ways to receive money in Senegal with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 387.4384 XOF XOF 774,877.00You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 387.4384 XOF +4.34% vs mid-market | Recipient gets XOF 774,877.00 Next Day | |
Ways to receive money in Senegal with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 387.4384 XOF XOF 774,877.00You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 404.6120 XOF Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is TapTap Send at 801,520 XOF on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 6 ways to pay, including debit card, credit card, bank transfer, payto, poli, and payid.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to Senegal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.95% | $0.00 | XOF 400,760.00with debit card to cash pickup | +XOF 4,950.26 | |
| $1,500 | 0.95% | $0.00 | XOF 601,140.00with debit card to cash pickup | +XOF 5,238.91 | |
| $2,000This page | 0.96% | $0.00 | XOF 801,520.00with debit card to cash pickup | +XOF 6,788.90 | |
| $3,000 | 0.99% | $0.00 | XOF 1,201,350.00with debit card to cash pickup | +XOF 10,861.72 | |
| $7,500 | 0.96% | $0.00 | XOF 3,005,700.00with debit card to cash pickup | +XOF 29,889.42 | |
| $12,000 | 0.27% | $0.00 | XOF 4,842,444.29with bank transfer to bank deposit | +XOF 48,632.89 | |
| $15,000 | 0.27% | $0.00 | XOF 6,052,180.11with bank transfer to bank deposit | +XOF 60,027.53 | |
| $100,000 | 0.25% | $0.00 | XOF 40,358,899.08with bank transfer to bank deposit | +XOF 413,154.11 | |
| $250,000 | 0.20% | $0.00 | XOF 100,955,066.24with bank transfer to bank deposit | +XOF 763,592.29 | |
| $500,000 | 0.20% | $0.00 | XOF 201,855,284.89with bank transfer to bank deposit | +XOF 1,009,355.21 |
Mid-market rate: 1 AUD = 404.6120 XOF
7 money transfer companies let you send money from Australia to Senegal.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Senegal.
For example, sending $500 with Remitly will get you 799,820 XOF after a $0 fee and 1.17% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
TapTap Send takes $0 in fees and 0.96% markup on a $0 transfer, and your XOF arrives in minutes.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.
With Xe you get 1.28% on AUD/XOF, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in XOF, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and XOF in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.74% markup, and the XOF sits in your account until you spend or transfer it.
Most useful if you travel often to Senegal, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
With TapTap Send, paying by debit card and receiving through a cash pickup is the cheapest combination. Sending $2,000 gives your recipient 801,520 XOF.
You can fund the transfer with debit card, credit card, bank transfer, payto, poli, and payid.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the Senegal can collect XOF through bank deposit, mobile wallet, cash pickup, and mobile money.
Your recipient can have XOF delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive XOF in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Remitly
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Senegal.
You pay $2,000.00
CFA801,520
Cheapest
You pay $2,000.00
CFA801,520
CFA0
You pay $2,000.00
CFA801,520
CFA0
You pay $2,000.00
CFA801,368
-CFA152
You pay $2,000.00
CFA799,820
-CFA1,700
You pay $2,000.00
CFA799,820
-CFA1,700
You pay $2,020.00
CFA799,340
-CFA2,180
You pay $2,032.99
CFA798,348
-CFA3,172
You pay $2,032.99
CFA798,348
-CFA3,172
You pay $2,000.00
CFA798,348
-CFA3,172
You pay $2,000.00
CFA798,348
-CFA3,172
You pay $2,000.00
CFA793,536
-CFA7,984
You pay $2,002.99
CFA792,809
-CFA8,711
You pay $2,000.00
CFA789,508
-CFA12,012
You pay $2,000.00
CFA789,508
-CFA12,012
You pay $2,000.00
CFA788,355
-CFA13,165
You pay $2,003.99
CFA743,144
-CFA58,376
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Senegal, these are the best options right now:
Cheapest
TapTap Send is cheapest when funded by debit card with cash pickup for the payout. Your recipient gets 801,520 XOF, which is 0.02% more than the next best option.
Fastest
TapTap Send delivers 801,520 XOF in minutes when you use debit card and choose cash pickup as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Senegal.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Senegal.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/XOF rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 405.362036 XOF
We track 7 companies sending AUD to Senegal, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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