How to send money to Dominica from UK with the best GBP-XCD rate

We’ve compared 2 companies, and found Regency FX to be the cheapest, while Revolut the fastest.

Sending £6,000 gets you $21,440.39 with Regency FX at 3.5734 rupees per pound, about 3.41% more than the next best option.

Best companies for GBP/XCD transfers

2 of 2 providers

Last updated on 28 September 2026

Based on 6,000 GBP transfer

Best companies for GBP/XCD transfers

Sort Cheapest
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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 3.5734 XCD +0.27% vs mid-market Recipient gets $21,440.39 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Dominica with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.5734 XCD
$21,440.39You pay£6,000.00

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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 3.5734 XCD +0.27% vs mid-market Recipient gets $21,440.39 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Dominica with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 3.5734 XCD
$21,440.39You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 3.5631 XCD +0.56% vs mid-market Recipient gets $20,708.84 Within minutes
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Dominica with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 3.5631 XCD
$20,708.84You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 GBP = 3.5831 XCD Updates every 60 minutes.

How to send money from UK to Dominica

Pick a company

For a one-off transfer to Dominica, I suggest picking the cheapest option which is Regency FX.

On a 6,000 GBP transfer, Regency FX delivers the most XCD.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/XCD rate.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Compare amounts

How much GBP are you sending to Dominica?

How much GBP you send to Dominica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
£5002.06%£0.00$1,755.65with debit card to bank deposit+$43.69
£1,0002.09%£0.00$3,505.20with debit card to bank deposit+$69.17
£2,0002.73%£0.00$6,964.60with debit card to bank deposit+$102.69
£6,000This page0.27%£0.00$21,440.39with bank transfer to bank deposit+$365.78
£250,0000.20%£0.00$892,485.45with bank transfer to bank deposit+$19,975.67

Mid-market rate: 1 GBP = 3.5831 XCD

Ways to send money from the UK to Dominica

There are many ways to send money to Dominica from the UK, including broker, app, multi-currency account, and global account, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Dominica, say weekly or monthly, an app like Revolut is the easiest and cheapest way to do it.

It charges £188 in fees, has 0.56% markup, lets you save recipient details, and XCD will arrive in minutes.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Dominica, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/XCD rate.

The markup gets better the more GBP you send, so we suggest .

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend East Caribbean Dollar abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £6,000 to XCD will get you $20,708.84 after fees.

If you don’t have XCD in your account, your GBP will auto-convert whenever you pay with Revolut in Dominica.

Once you have XCD in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Dominica, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive XCD in Dominica

Pay-in and pay-out methods will affect how much GBP you deposit and how much XCD your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Dominica is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive XCD.

Depositing GBP

You have 2 pay-in options for transfers to Dominica, including bank transfer and debit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is debit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Dominica

Money can reach Dominica by bank deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Dominica is with bank deposit on average.

Digital wallets

Your recipient can receive XCD directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    $21,440

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    $20,709

    -$732

Consider this when sending GBP to Dominica

There are a few nuances you should consider before sending GBP to Dominica such as limits, taxes, and safety.

Compare GBP/XCD transfer options

Right now, these are the best money transfer options for £6,000 transfer to Dominica:

Cheapest way to send money to Dominica

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get $21,440.39, which is 3.41% more than the next best option.

Fastest way to send money to Dominica

The fastest way is to use Revolut via debit card deposit and bank deposit for pay out. You get $20,708.84 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/XCD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending $21,440.39 with Regency FX will get you 21,440.39 XCD, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you $0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Dominica.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-XCD Exchange Rate

Finding the best exchange rate for GBP to XCD

The exchange rate you secure impacts how much XCD you get for your GBP, so waiting a day or two can get you more East Caribbean Dollar.

Mid-market rate:1 GBP = 3.584973 XCD

How we analyse the market

We track 2 regulated companies offering money transfers from the UK to Dominica in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/XCD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.