How to send money to Guyana from UK with the best GBP-GYD rate

We’ve compared 4 companies, and found Regency FX to be the cheapest, while Regency FX is the fastest.

Sending £6,000 gets you G$1,670,094.9 with Regency FX at 278.3491 GYD per GBP, about 0.14% more than the next best option.

Best companies for GBP/GYD transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/GYD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £75.82 1 GBP = 277.7780 GYD +0.48% vs mid-market Recipient gets $1,645,606.87 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guyana with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£75.821 GBP = 277.7780 GYD
$1,645,606.87You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 277.9663 GYD +0.41% vs mid-market Recipient gets $1,667,797.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guyana with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 277.9663 GYD
$1,667,797.80You pay£6,000.00

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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 278.3491 GYD +0.27% vs mid-market Recipient gets $1,670,094.90 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Guyana with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 278.3491 GYD
$1,670,094.90You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 277.9663 GYD +0.41% vs mid-market Recipient gets $1,667,797.80 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guyana with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 277.9663 GYD
$1,667,797.80You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 277.9663 GYD +0.41% vs mid-market Recipient gets $1,667,797.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guyana with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 277.9663 GYD
$1,667,797.80You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 277.9663 GYD +0.41% vs mid-market Recipient gets $1,667,797.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guyana with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 277.9663 GYD
$1,667,797.80You pay£6,000.00

Wise

Pay via Bank transfer
Fee £75.82 1 GBP = 277.7780 GYD +0.48% vs mid-market Recipient gets $1,645,606.87 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guyana with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£75.821 GBP = 277.7780 GYD
$1,645,606.87You pay£6,000.00

Wise

Pay via Debit card
Fee £94.48 1 GBP = 277.7780 GYD +0.48% vs mid-market Recipient gets $1,640,423.53 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guyana with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£94.481 GBP = 277.7780 GYD
$1,640,423.53You pay£6,000.00

Wise

Pay via Credit card
Fee £206.37 1 GBP = 277.7780 GYD +0.48% vs mid-market Recipient gets $1,609,342.95 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guyana with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£206.371 GBP = 277.7780 GYD
$1,609,342.95You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 266.3795 GYD +4.66% vs mid-market Recipient gets $1,598,277.00 Minutes - 24 hours

Ways to receive money in Guyana with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 266.3795 GYD
$1,598,277.00You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 266.3795 GYD +4.66% vs mid-market Recipient gets $1,598,277.00 Minutes - 24 hours

Ways to receive money in Guyana with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 266.3795 GYD
$1,598,277.00You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 266.3795 GYD +4.66% vs mid-market Recipient gets $1,598,277.00 Minutes - 24 hours

Ways to receive money in Guyana with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 266.3795 GYD
$1,598,277.00You pay£6,004.99
How Our Results Work
Mid-market rate: 1 GBP = 279.1027 GYD Updates every 60 minutes.

How to send money from UK to Guyana

Pick a company

For a one-off GBP transfer to Guyana, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 10 of the 20 days it quoted £6,000 transfers to Guyana.

On a 6,000 GBP transfer, Regency FX delivers the most GYD.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/GYD rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Guyana?

How much GBP you send to Guyana heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 39% of the transfers from £6,000 it quoted, and in 39% of all the transfers it quoted.

Cheapest service
£5000.92%£0.00$138,279.63with debit card to bank deposit+$5,885.40
£1,000-0.35%£0.00$279,651.10with debit card to bank deposit+$13,221.84
£2,000-0.34%£0.00$559,424.40with debit card to bank deposit+$21,156.84
£6,000This page0.27%£0.00$1,670,094.90with bank transfer to bank deposit+$33,725.64
£10,000-0.60%£0.00$2,807,562.00with debit card to bank deposit+$71,615.75
£50,0000.25%£0.00$13,902,320.89with bank transfer to bank deposit+$250,033.34
£250,000£2,671.73$68,676,630.04with bank transfer to bank deposit+$34,338,315.02

Mid-market rate: 1 GBP = 279.1027 GYD

GBP/GYD Exchange Rate History

Is today a good time to send money from UK to Guyana?

The cheapest way to send GBP to GYD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Guyana.

GYD received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rate$1,674,616.36 Regency FX $1,670,094.90Regency FX$1,670,094.90Xe$1,667,797.80Wise$1,645,606.87

1.63m
1.64m
1.65m
1.66m
1.67m
1.68m
1.69m
1.70m
At the mid-market rateWith the cheapest optionRegency FXXeWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 277.0819 – $1,662,491.66
Xe Cheapest 278.9576 £0.00 $1,673,745.60 +$11,253.94
Regency FX 276.3338 £0.00 $1,658,002.93 −$4,488.73
Wise 276.9400 £75.84 $1,640,636.87 −$21,854.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 277.7677 – $1,666,606.00
Regency FX Cheapest 277.0177 £0.00 $1,662,106.16 −$4,499.84
Xe No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 278.9091 £0.00 $1,673,454.60 –
Wise 276.6820 £75.85 $1,639,105.67 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 277.7910 – $1,666,745.92
Regency FX Cheapest 277.0410 £0.00 $1,662,245.70 −$4,500.22
Xe 276.0512 £0.00 $1,656,307.20 −$10,438.72
Wise 276.3370 £75.85 $1,637,061.84 −$29,684.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 276.9658 – $1,661,795.02
Regency FX Cheapest 276.2180 £0.00 $1,657,308.18 −$4,486.84
Xe 274.5053 £0.00 $1,647,031.80 −$14,763.22
Wise 276.9330 £75.84 $1,640,595.40 −$21,199.62
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 274.5065 £0.00 $1,647,039.00 –
Wise 276.9330 £75.84 $1,640,595.40 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 276.4558 – $1,658,734.91
Xe Cheapest 276.3563 £0.00 $1,658,137.80 −$597.11
Regency FX 275.7094 £0.00 $1,654,256.32 −$4,478.59
Wise 276.6610 £75.85 $1,638,981.26 −$19,753.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 276.2461 – $1,657,476.76
Xe Cheapest 278.6230 £0.00 $1,671,738.00 +$14,261.24
Regency FX 275.5003 £0.00 $1,653,001.57 −$4,475.19
Wise 276.8230 £75.84 $1,639,943.74 −$17,533.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 276.9779 – $1,661,867.60
Xe Cheapest 276.8454 £0.00 $1,661,072.40 −$795.20
Regency FX 276.2301 £0.00 $1,657,380.56 −$4,487.04
Wise 276.9940 £75.84 $1,640,956.78 −$20,910.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 275.9134 – $1,655,480.48
Xe Cheapest 275.9174 £0.00 $1,655,504.40 +$23.92
Regency FX 275.1684 £0.00 $1,651,010.69 −$4,469.79
Wise 276.1950 £75.86 $1,636,217.85 −$19,262.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 276.1261 – $1,656,756.64
Xe Cheapest 276.6469 £0.00 $1,659,881.40 +$3,124.76
Regency FX 275.3806 £0.00 $1,652,283.39 −$4,473.25
Wise 276.9420 £75.84 $1,640,648.72 −$16,107.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 276.9349 – $1,661,609.38
Regency FX Cheapest 276.1872 £0.00 $1,657,123.04 −$4,486.34
Xe 275.2764 £0.00 $1,651,658.40 −$9,950.98
Wise 276.7640 £75.84 $1,639,594.22 −$22,015.16
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 275.3565 £0.00 $1,652,139.00 –
Wise 276.7640 £75.84 $1,639,594.22 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 276.8441 – $1,661,064.35
Xe Cheapest 276.6264 £0.00 $1,659,758.40 −$1,305.95
Regency FX 276.0966 £0.00 $1,656,579.48 −$4,484.87
Wise 276.9620 £75.84 $1,640,767.20 −$20,297.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 277.3018 – $1,663,810.84
Xe Cheapest 278.6087 £0.00 $1,671,652.20 +$7,841.36
Regency FX 276.5531 £0.00 $1,659,318.55 −$4,492.29
Wise 276.9380 £75.84 $1,640,625.02 −$23,185.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 275.0276 – $1,650,165.56
Regency FX Cheapest 274.2850 £0.00 $1,645,710.12 −$4,455.44
Xe No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 276.7810 £0.00 $1,660,686.00 –
Wise 277.0890 £75.84 $1,641,519.57 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 278.2727 £0.00 $1,669,636.20 –
Wise 278.7060 £75.81 $1,651,107.30 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 278.5978 – $1,671,587.02
Regency FX Cheapest 277.8456 £0.00 $1,667,073.73 −$4,513.29
Xe 276.7436 £0.00 $1,660,461.60 −$11,125.42
Wise 278.7640 £75.81 $1,651,450.90 −$20,136.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 278.5978 – $1,671,587.02
Regency FX Cheapest 277.8456 £0.00 $1,667,073.73 −$4,513.29
Wise 278.7640 £75.81 $1,651,450.90 −$20,136.12
Xe 274.6659 £0.00 $1,647,995.40 −$23,591.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 279.6817 – $1,678,090.29
Regency FX Cheapest 278.9266 £0.00 $1,673,559.45 −$4,530.84
Xe 278.4616 £0.00 $1,670,769.60 −$7,320.69
Wise 278.7220 £75.81 $1,651,202.09 −$26,888.20
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 281.1003 £0.00 $1,686,601.80 –
Wise 279.2320 £75.80 $1,654,226.21 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 282.0607 £0.00 $1,692,364.20 –
Wise 280.2120 £75.78 $1,660,037.53 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Paysend Cheapest 278.4800 £0.00 $1,670,879.75 –
Wise 280.4450 £75.77 $1,661,420.68 –
Regency FX No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 279.7181 – $1,678,308.67
Xe Cheapest 279.6914 £0.00 $1,678,148.40 −$160.27
Regency FX 278.9629 £0.00 $1,673,777.24 −$4,531.43
Wise 280.2410 £75.78 $1,660,209.34 −$18,099.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 279.9172 – $1,679,503.40
Regency FX Cheapest 279.1615 £0.00 $1,674,968.74 −$4,534.66
Wise 280.1680 £75.78 $1,659,776.87 −$19,726.53
Xe 275.7940 £0.00 $1,654,764.00 −$24,739.40
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 280.1680 £75.78 $1,659,776.87 –
Xe 275.6695 £0.00 $1,654,017.00 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 278.9720 – $1,673,831.91
Xe Cheapest 279.0787 £0.00 $1,674,472.20 +$640.29
Regency FX 278.2188 £0.00 $1,669,312.56 −$4,519.35
Wise 279.5920 £75.80 $1,656,358.93 −$17,472.98
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 280.6435 £0.00 $1,683,861.00 –
Wise 279.0680 £75.81 $1,653,251.85 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 279.1027 – $1,674,616.36
Regency FX Cheapest 278.3491 £0.00 $1,670,094.90 −$4,521.46
Xe 277.9663 £0.00 $1,667,797.80 −$6,818.56
Wise 277.7780 £75.82 $1,645,606.87 −$29,009.49

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GYD per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 6 of the last 30 days.

Right now, Regency FX pays 1,670,094.9 GYD on 6,000 GBP, which is 4,521.46 GYD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,692,364.2 GYD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Guyana.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. Regency FXAppeared in 92 comparisons

    Cheapest in 39% of them

  2. XeAppeared in 153 comparisons

    Cheapest in 79% of them

  3. WiseAppeared in 191 comparisons

    Cheapest in 3% of them

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Xe (today's second cheapest) was the cheapest in 79% of its comparisons, so if you send money to Guyana regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from the UK to Guyana

There are many ways to send money to Guyana from the UK, including online, app, broker, multi-currency account, global account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Guyana, say weekly or monthly, an app like Xe is the easiest and cheapest way to do it.

It charges £0 in fees, has 0.41% markup, lets you save recipient details, and GYD will arrive in minutes.

Over the past month, Xe was the cheapest app on 89% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized GYD transfers, around £1,000 - £5,000.

Online companies like Xe often have higher limits and/or first time promos.

Of the 4 companies we compared, Xe is the cheapest online service and will get you G$1,667,797.8 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 24 of the 27 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Guyana, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/GYD rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 39% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Guyana, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Guyana will be able to collect G$1,598,277 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 97% of days in the past month.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Guyan Dollar abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to GYD will get you G$1,645,606.87 after fees.

If you don’t have GYD in your account, your GBP will auto-convert whenever you pay with Wise in Guyana.

Once you have GYD in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Guyana, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive GYD in Guyana

Pay-in and pay-out methods will affect how much GBP you deposit and how much GYD your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Guyana is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive GYD.

Depositing GBP

You have 3 pay-in options for transfers to Guyana, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Guyana

Money can reach Guyana by bank deposit and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Guyana is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you G$1,598,277 on a £6,000 transfer).

Digital wallets

Your recipient can receive GYD directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    G$1,670,095

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    G$1,667,798

    -G$2,297

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    G$1,667,798

    -G$2,297

  4. 4
    Bank transfer Cash pickup

    You pay £6,004.99

    G$1,598,277

    -G$71,818

  5. 5
    Debit card Cash pickup

    You pay £6,004.99

    G$1,598,277

    -G$71,818

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    G$1,598,277

    -G$71,818

Consider this when sending GBP to Guyana

There are a few nuances you should consider before sending GBP to Guyana such as limits, taxes, and safety.

Compare GBP/GYD transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Guyana:

Cheapest way to send money to Guyana

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get G$1,670,094.9, which is 0.14% more than the next best option.

Fastest way to send money to Guyana

The fastest way is to use Regency FX via bank transfer deposit and bank deposit for pay out. You get G$1,670,094.9 and it will arrive in minutes - 24 hours.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/GYD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Regency FX will get you 1,670,094.9 GYD, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you G$0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Guyana.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 4 regulated companies offering money transfers from the UK to Guyana in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/GYD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/GYD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.