How to send money to Niger from UK with the best GBP-XOF rate

We’ve compared 4 companies, and found Regency FX to be the cheapest, while Regency FX is the fastest.

Sending £6,000 gets you CFA4,689,862.53 with Regency FX at 781.6438 XOF per GBP, about 0.58% more than the next best option.

Best companies for GBP/XOF transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/XOF transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 777.1255 XOF +0.85% vs mid-market Recipient gets F CFA 4,662,753.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Niger with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 777.1255 XOF
F CFA 4,662,753.00You pay£6,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 781.6438 XOF +0.27% vs mid-market Recipient gets F CFA 4,689,862.53 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Niger with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 781.6438 XOF
F CFA 4,689,862.53You pay£6,000.00

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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 781.6438 XOF +0.27% vs mid-market Recipient gets F CFA 4,689,862.53 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Niger with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 781.6438 XOF
F CFA 4,689,862.53You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 777.1255 XOF +0.85% vs mid-market Recipient gets F CFA 4,662,753.00 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Niger with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 777.1255 XOF
F CFA 4,662,753.00You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 777.1255 XOF +0.85% vs mid-market Recipient gets F CFA 4,662,753.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Niger with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 777.1255 XOF
F CFA 4,662,753.00You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 777.1255 XOF +0.85% vs mid-market Recipient gets F CFA 4,662,753.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Niger with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 777.1255 XOF
F CFA 4,662,753.00You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £52.50 1 GBP = 777.6949 XOF +0.78% vs mid-market Recipient gets F CFA 4,625,340.00 Next day
Recommended
Multi-currency cardReceive to bank account

Ways to receive money in Niger with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
£52.501 GBP = 777.6949 XOF
F CFA 4,625,340.00You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 768.1403 XOF +2.01% vs mid-market Recipient gets F CFA 4,608,841.80 Minutes - 24 hours

Ways to receive money in Niger with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 768.1403 XOF
F CFA 4,608,841.80You pay£6,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 768.1403 XOF
F CFA 4,608,841.80You pay£6,004.99
Cash pickupMinutes - 24 hours
£2.991 GBP = 764.7614 XOF
F CFA 4,588,568.40You pay£6,002.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 768.1403 XOF +2.01% vs mid-market Recipient gets F CFA 4,608,841.80 Minutes - 24 hours

Ways to receive money in Niger with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 768.1403 XOF
F CFA 4,608,841.80You pay£6,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 768.1403 XOF
F CFA 4,608,841.80You pay£6,004.99
Cash pickupMinutes - 24 hours
£2.991 GBP = 764.7614 XOF
F CFA 4,588,568.40You pay£6,002.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 768.1403 XOF +2.01% vs mid-market Recipient gets F CFA 4,608,841.80 Minutes - 24 hours

Ways to receive money in Niger with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 768.1403 XOF
F CFA 4,608,841.80You pay£6,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 768.1403 XOF
F CFA 4,608,841.80You pay£6,004.99
Cash pickupMinutes - 24 hours
£2.991 GBP = 764.7614 XOF
F CFA 4,588,568.40You pay£6,002.99
How Our Results Work
Mid-market rate: 1 GBP = 783.7599 XOF Updates every 60 minutes.

How to send money from UK to Niger

Pick a company

For a one-off GBP transfer to Niger, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 30 of the 30 days it quoted £6,000 transfers to Niger.

On a 6,000 GBP transfer, Regency FX delivers the most XOF.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/XOF rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Niger?

How much GBP you send to Niger heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 90% of the transfers from £6,000 it quoted, and in 90% of all the transfers it quoted.

Cheapest service
£5001.38%£0.00F CFA 386,515.00with debit card to bank deposit+F CFA 6,023.00
£1,0000.56%£1.52F CFA 778,043.00with bank transfer to bank deposit+F CFA 11,758.09
£2,0000.56%£1.52F CFA 1,557,289.00with bank transfer to bank deposit+F CFA 15,270.57
£6,000This page0.27%£0.00F CFA 4,689,862.53with bank transfer to bank deposit+F CFA 48,614.16
£10,0000.27%£0.00F CFA 7,816,538.74with bank transfer to bank deposit+F CFA 74,988.44
£50,0000.25%£0.00F CFA 39,084,966.34with bank transfer to bank deposit+F CFA 404,235.80
£250,0000.20%£0.00F CFA 195,582,487.63with bank transfer to bank deposit+F CFA 1,475,929.31

Mid-market rate: 1 GBP = 783.7599 XOF

GBP/XOF Exchange Rate History

Is today a good time to send money from UK to Niger?

The cheapest way to send GBP to XOF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Niger.

XOF received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rateF CFA 4,702,559.44 Regency FX F CFA 4,689,862.53Regency FXF CFA 4,689,862.53XeF CFA 4,662,753.00RevolutF CFA 4,625,340.00

4.45m
4.50m
4.55m
4.60m
4.65m
4.70m
4.75m
At the mid-market rateWith the cheapest optionRegency FXXeRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 764.8552 – F CFA 4,589,131.34
Regency FX Cheapest 762.7901 £0.00 F CFA 4,576,740.69 −F CFA 12,390.65
Xe 760.1805 £0.00 F CFA 4,561,083.00 −F CFA 28,048.34
Revolut 759.0388 £59.00 F CFA 4,509,449.00 −F CFA 79,682.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 767.0360 – F CFA 4,602,215.86
Regency FX Cheapest 764.9650 £0.00 F CFA 4,589,789.87 −F CFA 12,425.99
Xe 756.5182 £0.00 F CFA 4,539,109.20 −F CFA 63,106.66
Revolut 761.2638 £59.00 F CFA 4,522,668.00 −F CFA 79,547.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 767.6041 – F CFA 4,605,624.79
Regency FX Cheapest 765.5316 £0.00 F CFA 4,593,189.61 −F CFA 12,435.18
Xe 760.4088 £0.00 F CFA 4,562,452.80 −F CFA 43,171.99
Revolut 761.7579 £59.00 F CFA 4,525,603.00 −F CFA 80,021.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 769.7507 – F CFA 4,618,504.34
Regency FX Cheapest 767.6724 £0.00 F CFA 4,606,034.38 −F CFA 12,469.96
Xe 760.2847 £0.00 F CFA 4,561,708.20 −F CFA 56,796.14
Revolut 763.8151 £59.00 F CFA 4,537,825.00 −F CFA 80,679.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 771.5219 – F CFA 4,629,131.55
Regency FX Cheapest 769.4388 £0.00 F CFA 4,616,632.89 −F CFA 12,498.66
Xe 758.4099 £0.00 F CFA 4,550,459.40 −F CFA 78,672.15
Revolut 764.4788 £119.00 F CFA 4,495,899.00 −F CFA 133,232.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 769.6285 – F CFA 4,617,771.04
Regency FX Cheapest 767.5505 £0.00 F CFA 4,605,303.06 −F CFA 12,467.98
Xe 758.4099 £0.00 F CFA 4,550,459.40 −F CFA 67,311.64
Revolut 764.4017 £119.00 F CFA 4,495,446.00 −F CFA 122,325.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 774.1358 – F CFA 4,644,814.67
Regency FX Cheapest 772.0456 £0.00 F CFA 4,632,273.67 −F CFA 12,541.00
Revolut 768.2233 £59.00 F CFA 4,564,014.00 −F CFA 80,800.67
Xe 758.4099 £0.00 F CFA 4,550,459.40 −F CFA 94,355.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 773.1636 – F CFA 4,638,981.85
Regency FX Cheapest 771.0761 £0.00 F CFA 4,626,456.60 −F CFA 12,525.25
Xe 765.3435 £0.00 F CFA 4,592,061.00 −F CFA 46,920.85
Revolut 767.0072 £59.00 F CFA 4,556,790.00 −F CFA 82,191.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.1305 – F CFA 4,650,783.19
Regency FX Cheapest 773.0377 £0.00 F CFA 4,638,226.07 −F CFA 12,557.12
Xe 767.7205 £0.00 F CFA 4,606,323.00 −F CFA 44,460.19
Revolut 769.1669 £59.00 F CFA 4,569,620.00 −F CFA 81,163.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 773.6076 – F CFA 4,641,645.74
Regency FX Cheapest 771.5189 £0.00 F CFA 4,629,113.30 −F CFA 12,532.44
Xe 769.1497 £0.00 F CFA 4,614,898.20 −F CFA 26,747.54
Revolut 767.5302 £59.00 F CFA 4,559,897.00 −F CFA 81,748.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 773.4989 – F CFA 4,640,993.62
Regency FX Cheapest 771.4105 £0.00 F CFA 4,628,462.93 −F CFA 12,530.69
Xe 767.1201 £0.00 F CFA 4,602,720.60 −F CFA 38,273.02
Revolut 767.5509 £59.00 F CFA 4,560,020.00 −F CFA 80,973.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.2161 – F CFA 4,651,296.47
Regency FX Cheapest 773.1230 £0.00 F CFA 4,638,737.97 −F CFA 12,558.50
Xe 767.6461 £0.00 F CFA 4,605,876.60 −F CFA 45,419.87
Revolut 768.0117 £119.00 F CFA 4,516,676.00 −F CFA 134,620.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.2161 – F CFA 4,651,296.47
Regency FX Cheapest 773.1230 £0.00 F CFA 4,638,737.97 −F CFA 12,558.50
Xe 767.6461 £0.00 F CFA 4,605,876.60 −F CFA 45,419.87
Revolut 768.0117 £119.00 F CFA 4,516,676.00 −F CFA 134,620.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.4055 – F CFA 4,652,432.91
Regency FX Cheapest 773.3119 £0.00 F CFA 4,639,871.34 −F CFA 12,561.57
Xe 767.6461 £0.00 F CFA 4,605,876.60 −F CFA 46,556.31
Revolut 769.3361 £59.00 F CFA 4,570,625.00 −F CFA 81,807.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.5197 – F CFA 4,659,118.19
Regency FX Cheapest 774.4231 £0.00 F CFA 4,646,538.57 −F CFA 12,579.62
Xe 767.9409 £0.00 F CFA 4,607,645.40 −F CFA 51,472.79
Revolut 770.5310 £59.00 F CFA 4,577,724.00 −F CFA 81,394.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.7617 – F CFA 4,654,570.42
Regency FX Cheapest 773.6672 £0.00 F CFA 4,642,003.08 −F CFA 12,567.34
Xe 770.5333 £0.00 F CFA 4,623,199.80 −F CFA 31,370.62
Revolut 769.8163 £59.00 F CFA 4,573,478.00 −F CFA 81,092.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 775.3543 – F CFA 4,652,126.09
Regency FX Cheapest 773.2609 £0.00 F CFA 4,639,565.35 −F CFA 12,560.74
Xe 770.5918 £0.00 F CFA 4,623,550.80 −F CFA 28,575.29
Revolut 769.4496 £52.50 F CFA 4,576,301.00 −F CFA 75,825.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 777.1956 – F CFA 4,663,173.35
Regency FX Cheapest 775.0971 £0.00 F CFA 4,650,582.78 −F CFA 12,590.57
Xe 770.5918 £0.00 F CFA 4,623,550.80 −F CFA 39,622.55
Revolut 771.1779 £52.50 F CFA 4,586,580.00 −F CFA 76,593.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.1683 – F CFA 4,657,009.91
Regency FX Cheapest 774.0727 £0.00 F CFA 4,644,435.99 −F CFA 12,573.92
Xe 772.8984 £0.00 F CFA 4,637,390.40 −F CFA 19,619.51
Revolut 770.5255 £112.50 F CFA 4,536,468.00 −F CFA 120,541.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 776.1683 – F CFA 4,657,009.91
Regency FX Cheapest 774.0727 £0.00 F CFA 4,644,435.99 −F CFA 12,573.92
Xe 772.8984 £0.00 F CFA 4,637,390.40 −F CFA 19,619.51
Revolut 770.5255 £112.50 F CFA 4,536,468.00 −F CFA 120,541.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 779.7031 – F CFA 4,678,218.88
Regency FX Cheapest 777.5979 £0.00 F CFA 4,665,587.69 −F CFA 12,631.19
Xe 772.8984 £0.00 F CFA 4,637,390.40 −F CFA 40,828.48
Revolut 773.8918 £52.50 F CFA 4,602,721.00 −F CFA 75,497.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 779.5140 – F CFA 4,677,084.16
Regency FX Cheapest 777.4093 £0.00 F CFA 4,664,456.03 −F CFA 12,628.13
Xe 773.2061 £0.00 F CFA 4,639,236.60 −F CFA 37,847.56
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 782.6395 – F CFA 4,695,836.89
Regency FX Cheapest 780.5264 £0.00 F CFA 4,683,158.13 −F CFA 12,678.76
Xe 774.1926 £0.00 F CFA 4,645,155.60 −F CFA 50,681.29
Revolut 776.7903 £52.50 F CFA 4,619,960.00 −F CFA 75,876.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 782.5495 – F CFA 4,695,296.75
Regency FX Cheapest 780.4366 £0.00 F CFA 4,682,619.45 −F CFA 12,677.30
Xe 777.1056 £0.00 F CFA 4,662,633.60 −F CFA 32,663.15
Revolut 776.4710 £52.50 F CFA 4,618,061.00 −F CFA 77,235.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 784.3678 – F CFA 4,706,206.94
Regency FX Cheapest 782.2500 £0.00 F CFA 4,693,500.19 −F CFA 12,706.75
Xe 773.8810 £0.00 F CFA 4,643,286.00 −F CFA 62,920.94
Revolut 778.3755 £52.50 F CFA 4,629,388.00 −F CFA 76,818.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1484 – F CFA 4,698,890.39
Regency FX Cheapest 781.0339 £0.00 F CFA 4,686,203.38 −F CFA 12,687.01
Xe 773.5912 £0.00 F CFA 4,641,547.20 −F CFA 57,343.19
Revolut 775.5330 £112.50 F CFA 4,565,950.00 −F CFA 132,940.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1484 – F CFA 4,698,890.39
Regency FX Cheapest 781.0339 £0.00 F CFA 4,686,203.38 −F CFA 12,687.01
Xe 773.5912 £0.00 F CFA 4,641,547.20 −F CFA 57,343.19
Revolut 775.1454 £112.50 F CFA 4,563,668.00 −F CFA 135,222.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 781.4045 – F CFA 4,688,427.16
Regency FX Cheapest 779.2947 £0.00 F CFA 4,675,768.40 −F CFA 12,658.76
Xe 773.5912 £0.00 F CFA 4,641,547.20 −F CFA 46,879.96
Revolut 775.2140 £52.50 F CFA 4,610,585.00 −F CFA 77,842.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.1991 – F CFA 4,699,194.61
Regency FX Cheapest 781.0845 £0.00 F CFA 4,686,506.78 −F CFA 12,687.83
Xe 776.3285 £0.00 F CFA 4,657,971.00 −F CFA 41,223.61
Revolut 777.1984 £52.50 F CFA 4,622,387.00 −F CFA 76,807.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 783.7599 – F CFA 4,702,559.44
Regency FX Cheapest 781.6438 £0.00 F CFA 4,689,862.53 −F CFA 12,696.91
Xe 777.1255 £0.00 F CFA 4,662,753.00 −F CFA 39,806.44
Revolut 777.6949 £52.50 F CFA 4,625,340.00 −F CFA 77,219.44

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XOF per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of XOF on every transfer from UK.

Right now, Regency FX pays 4,689,862.53 XOF on 6,000 GBP, which is 12,696.91 XOF less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 4,693,500.19 XOF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Niger.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. Regency FXAppeared in 105 comparisons

    Cheapest in 90% of them

  2. XeAppeared in 160 comparisons

    Cheapest in 18% of them

  3. RevolutAppeared in 187 comparisons

    Cheapest in 4% of them

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most XOF, and it was also the cheapest in 90% of the 105 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Niger.

Xe (today's second cheapest) was the cheapest in only 18% of its comparisons, so it's rarely the cheapest option for transfers to Niger.

Ways to send money from the UK to Niger

There are many ways to send money to Niger from the UK, including app, broker, online, multi-currency account, global account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Niger, say weekly or monthly, an app like Xe is the easiest and cheapest way to do it.

It charges £0 in fees, has 0.85% markup, lets you save recipient details, and XOF will arrive in minutes.

Over the past month, Xe was the cheapest app on 33% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized XOF transfers, around £1,000 - £5,000.

Online companies like Xe often have higher limits and/or first time promos.

Of the 4 companies we compared, Xe is the cheapest online service and will get you CFA4,662,753 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 10 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Niger, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/XOF rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 90% of the transfers from £6,000 it quoted.

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Niger, but is usually a bit more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Niger will be able to collect CFA4,608,841.8 in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend CFA Franc BCEAO abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £6,000 to XOF will get you CFA4,625,340 after fees.

If you don’t have XOF in your account, your GBP will auto-convert whenever you pay with Revolut in Niger.

Once you have XOF in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Niger, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive XOF in Niger

Pay-in and pay-out methods will affect how much GBP you deposit and how much XOF your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Niger is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive XOF.

Depositing GBP

You have 3 pay-in options for transfers to Niger, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is debit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Niger

Money can reach Niger by bank deposit, mobile wallet, and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Niger is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you CFA4,608,841.8 on a £6,000 transfer).

Mobile wallets

You can receive XOF into a mobile wallet, which is useful since they don't need a bank account.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    CFA4,689,863

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    CFA4,662,753

    -CFA27,110

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    CFA4,662,753

    -CFA27,110

  4. 4
    Bank transfer Mobile wallet

    You pay £6,000.00

    CFA4,608,842

    -CFA81,021

  5. 5
    Debit card Mobile wallet

    You pay £6,000.00

    CFA4,608,842

    -CFA81,021

Show moreShow less
  1. 6
    Credit card Mobile wallet

    You pay £6,000.00

    CFA4,608,842

    -CFA81,021

  2. 7
    Bank transfer Cash pickup

    You pay £6,002.99

    CFA4,588,568

    -CFA101,294

  3. 8
    Debit card Cash pickup

    You pay £6,002.99

    CFA4,588,568

    -CFA101,294

  4. 9
    Credit card Cash pickup

    You pay £6,002.99

    CFA4,588,568

    -CFA101,294

Consider this when sending GBP to Niger

There are a few nuances you should consider before sending GBP to Niger such as limits, taxes, and safety.

Compare GBP/XOF transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Niger:

Cheapest way to send money to Niger

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get CFA4,689,862.53, which is 0.58% more than the next best option.

Fastest way to send money to Niger

The fastest way is to use Regency FX via bank transfer deposit and bank deposit for pay out. You get CFA4,689,862.53 and it will arrive in minutes - 24 hours.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/XOF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Regency FX will get you 4,689,862.53 XOF, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you CFA0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Niger.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 4 regulated companies offering money transfers from the UK to Niger in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/XOF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/XOF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.