How to send money to Niger from UK with the best GBP-XOF rate

We’ve compared 4 companies, and found Regency FX to be the cheapest, while Revolut the fastest.

Sending £6,000 gets you CFA4,574,282.62 with Regency FX at 762.3804 rupees per pound, about 0.76% more than the next best option.

Best companies for GBP/XOF transfers

4 of 4 providers

Last updated on 28 September 2026

Based on 6,000 GBP transfer

Best companies for GBP/XOF transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 756.5956 XOF +1.03% vs mid-market Recipient gets F CFA 4,539,573.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Niger with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 756.5956 XOF
F CFA 4,539,573.60You pay£6,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 762.3804 XOF +0.27% vs mid-market Recipient gets F CFA 4,574,282.62 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Niger with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 762.3804 XOF
F CFA 4,574,282.62You pay£6,000.00

Run a live search

Showing top United Kingdom to Niger deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 762.3804 XOF +0.27% vs mid-market Recipient gets F CFA 4,574,282.62 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Niger with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 762.3804 XOF
F CFA 4,574,282.62You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 756.5956 XOF +1.03% vs mid-market Recipient gets F CFA 4,539,573.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Niger with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 756.5956 XOF
F CFA 4,539,573.60You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 756.5956 XOF +1.03% vs mid-market Recipient gets F CFA 4,539,573.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Niger with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 756.5956 XOF
F CFA 4,539,573.60You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 756.5956 XOF +1.03% vs mid-market Recipient gets F CFA 4,539,573.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Niger with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 756.5956 XOF
F CFA 4,539,573.60You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £59.00 1 GBP = 758.4631 XOF +0.79% vs mid-market Recipient gets F CFA 4,506,029.00 Same day
FastestRecommended
Multi-currency cardReceive to bank account

Ways to receive money in Niger with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
£59.001 GBP = 758.4631 XOF
F CFA 4,506,029.00You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 747.2024 XOF +2.28% vs mid-market Recipient gets F CFA 4,483,214.40 Minutes - 24 hours

Ways to receive money in Niger with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 747.2024 XOF
F CFA 4,483,214.40You pay£6,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 747.2024 XOF
F CFA 4,483,214.40You pay£6,004.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 747.2024 XOF
F CFA 4,483,214.40You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 747.2024 XOF +2.28% vs mid-market Recipient gets F CFA 4,483,214.40 Minutes - 24 hours

Ways to receive money in Niger with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 747.2024 XOF
F CFA 4,483,214.40You pay£6,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 747.2024 XOF
F CFA 4,483,214.40You pay£6,004.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 747.2024 XOF
F CFA 4,483,214.40You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 747.2024 XOF +2.28% vs mid-market Recipient gets F CFA 4,483,214.40 Minutes - 24 hours

Ways to receive money in Niger with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 747.2024 XOF
F CFA 4,483,214.40You pay£6,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
£4.991 GBP = 747.2024 XOF
F CFA 4,483,214.40You pay£6,004.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 747.2024 XOF
F CFA 4,483,214.40You pay£6,004.99
How Our Results Work
Mid-market rate: 1 GBP = 764.4444 XOF Updates every 60 minutes.

How to send money from UK to Niger

Pick a company

For a one-off transfer to Niger, I suggest picking the cheapest option which is Regency FX.

On a 6,000 GBP transfer, Regency FX delivers the most XOF.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/XOF rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Compare amounts

How much GBP are you sending to Niger?

How much GBP you send to Niger heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
£5000.54%£1.52F CFA 378,974.00with bank transfer to bank deposit+F CFA 8,141.21
£1,0000.92%£0.00F CFA 756,595.60with debit card to bank deposit+F CFA 8,408.82
£2,0000.56%£1.52F CFA 1,517,412.00with bank transfer to bank deposit+F CFA 17,617.00
£6,000This page0.27%£0.00F CFA 4,574,282.62with bank transfer to bank deposit+F CFA 55,698.17
£250,0000.05%£0.00F CFA 190,661,025.00with bank transfer to bank deposit+F CFA 726,739.88

Mid-market rate: 1 GBP = 764.4444 XOF

Ways to send money from the UK to Niger

There are many ways to send money to Niger from the UK, including app, broker, online, multi-currency account, global account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Niger, say weekly or monthly, an app like Xe is the easiest and cheapest way to do it.

It charges £0 in fees, has 1.03% markup, lets you save recipient details, and XOF will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized XOF transfers, around £1,000 - £5,000.

Online companies like Xe often have higher limits and/or first time promos.

Of 1 online services, Xe is the cheapest and will get you CFA4,539,573.6 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Niger, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/XOF rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Niger, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Niger will be able to collect CFA4,483,214.4 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend CFA Franc BCEAO abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £6,000 to XOF will get you CFA4,506,029 after fees.

If you don’t have XOF in your account, your GBP will auto-convert whenever you pay with Revolut in Niger.

Once you have XOF in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Niger, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive XOF in Niger

Pay-in and pay-out methods will affect how much GBP you deposit and how much XOF your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Niger is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive XOF.

Depositing GBP

You have 3 pay-in options for transfers to Niger, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is debit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Niger

Money can reach Niger by bank deposit, mobile wallet, and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in Niger is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup ( getting you CFA4,483,214.4 on £6,000 transfer).

Mobile wallets

You can receive XOF into a mobile wallet, which is useful since they don't need a bank account.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    CFA4,574,283

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    CFA4,539,574

    -CFA34,709

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    CFA4,539,574

    -CFA34,709

  4. 4
    Bank transfer Mobile wallet

    You pay £6,000.00

    CFA4,483,214

    -CFA91,068

  5. 5
    Bank transfer Cash pickup

    You pay £6,004.99

    CFA4,483,214

    -CFA91,068

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay £6,000.00

    CFA4,483,214

    -CFA91,068

  2. 7
    Debit card Cash pickup

    You pay £6,004.99

    CFA4,483,214

    -CFA91,068

  3. 8
    Credit card Mobile wallet

    You pay £6,000.00

    CFA4,483,214

    -CFA91,068

  4. 9
    Credit card Cash pickup

    You pay £6,004.99

    CFA4,483,214

    -CFA91,068

Consider this when sending GBP to Niger

There are a few nuances you should consider before sending GBP to Niger such as limits, taxes, and safety.

Compare GBP/XOF transfer options

Right now, these are the best money transfer options for £6,000 transfer to Niger:

Cheapest way to send money to Niger

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get CFA4,574,282.62, which is 0.76% more than the next best option.

Fastest way to send money to Niger

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get CFA4,506,029 and it will arrive in same day.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/XOF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending CFA4,574,282.62 with Regency FX will get you 4,574,282.62 XOF, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you CFA0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Niger.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-XOF Exchange Rate

Finding the best exchange rate for GBP to XOF

The exchange rate you secure impacts how much XOF you get for your GBP, so waiting a day or two can get you more CFA Franc BCEAO.

Mid-market rate:1 GBP = 764.68026 XOF

How we analyse the market

We track 4 regulated companies offering money transfers from the UK to Niger in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/XOF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.