How to send money to Somalia from UK with the best GBP-SOS rate

We’ve compared 1 companies, and found Regency FX to be the cheapest, while Regency FX is the fastest.

Sending £6,000 gets you S4,554,804.95 with Regency FX at 759.1342 SOS per GBP, about 0% more than the next best option.

Best companies for GBP/SOS transfers

1 of 1 providers

Last updated on 28 October 2026

Based on 6,000 GBP transfer

Best companies for GBP/SOS transfers

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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 759.1342 SOS +0.27% vs mid-market Recipient gets SOS 4,554,804.95 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Somalia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 759.1342 SOS
SOS 4,554,804.95You pay£6,000.00

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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 759.1342 SOS +0.27% vs mid-market Recipient gets SOS 4,554,804.95 Minutes - 24 hours
CheapestFastestRecommended
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Somalia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 759.1342 SOS
SOS 4,554,804.95You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 761.1894 SOS Updates every 60 minutes.

How to send money from UK to Somalia

Pick a company

For a one-off GBP transfer to Somalia, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 29 of the 29 days it quoted £6,000 transfers to Somalia.

On a 6,000 GBP transfer, Regency FX delivers the most SOS.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/SOS rate.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Somalia?

How much GBP you send to Somalia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from £6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
£5001.21%£0.00SOS 376,028.04with debit card to bank depositSOS 0.00
£6,000This page0.27%£0.00SOS 4,554,804.95with bank transfer to bank depositSOS 0.00
£10,0000.27%£0.00SOS 7,590,074.59with bank transfer to bank depositSOS 0.00
£50,0000.25%£0.00SOS 37,918,915.77with bank transfer to bank depositSOS 0.00
£250,0000.20%£0.00SOS 189,713,898.58with bank transfer to bank depositSOS 0.00

Mid-market rate: 1 GBP = 761.1894 SOS

GBP/SOS Exchange Rate History

Is today a good time to send money from UK to Somalia?

The cheapest way to send GBP to SOS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Somalia.

SOS received for £6,000, after fees

Wed, 28 Oct 2026Mid-market rateSOS 4,567,136.22 Regency FX SOS 4,554,804.95Regency FXSOS 4,554,804.95

4.48m
4.50m
4.52m
4.54m
4.56m
4.58m
4.60m
4.62m
At the mid-market rateWith the cheapest optionRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 756.3025 – SOS 4,537,815.22
Regency FX Cheapest 754.2605 £0.00 SOS 4,525,563.11 −SOS 12,252.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 758.3646 – SOS 4,550,187.70
Regency FX Cheapest 756.3170 £0.00 SOS 4,537,902.20 −SOS 12,285.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 756.3633 – SOS 4,538,179.76
Regency FX Cheapest 754.3211 £0.00 SOS 4,525,926.68 −SOS 12,253.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 758.8625 – SOS 4,553,175.29
Regency FX Cheapest 756.8136 £0.00 SOS 4,540,881.71 −SOS 12,293.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 756.8423 – SOS 4,541,053.77
Regency FX Cheapest 754.7988 £0.00 SOS 4,528,792.92 −SOS 12,260.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 753.3604 – SOS 4,520,162.68
Regency FX Cheapest 751.3264 £0.00 SOS 4,507,958.24 −SOS 12,204.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 755.3128 – SOS 4,531,876.98
Regency FX Cheapest 753.2735 £0.00 SOS 4,519,640.91 −SOS 12,236.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 754.7663 – SOS 4,528,597.60
Regency FX Cheapest 752.7284 £0.00 SOS 4,516,370.38 −SOS 12,227.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 757.0041 – SOS 4,542,024.32
Regency FX Cheapest 754.9601 £0.00 SOS 4,529,760.85 −SOS 12,263.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 753.8779 – SOS 4,523,267.36
Regency FX Cheapest 751.8424 £0.00 SOS 4,511,054.54 −SOS 12,212.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 754.2931 – SOS 4,525,758.81
Regency FX Cheapest 752.2565 £0.00 SOS 4,513,539.26 −SOS 12,219.55

No data was collected on Sat, 10 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 756.7415 – SOS 4,540,449.15
Regency FX Cheapest 754.6983 £0.00 SOS 4,528,189.94 −SOS 12,259.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 756.1765 – SOS 4,537,058.92
Regency FX Cheapest 754.1348 £0.00 SOS 4,524,808.86 −SOS 12,250.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 757.8954 – SOS 4,547,372.63
Regency FX Cheapest 755.8491 £0.00 SOS 4,535,094.73 −SOS 12,277.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 751.7368 – SOS 4,510,421.02
Regency FX Cheapest 749.7071 £0.00 SOS 4,498,242.89 −SOS 12,178.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 756.9726 – SOS 4,541,835.35
Regency FX Cheapest 754.9287 £0.00 SOS 4,529,572.39 −SOS 12,262.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 761.4437 – SOS 4,568,662.22
Regency FX Cheapest 759.3878 £0.00 SOS 4,556,326.83 −SOS 12,335.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 761.0166 – SOS 4,566,099.54
Regency FX Cheapest 758.9618 £0.00 SOS 4,553,771.07 −SOS 12,328.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 761.0166 – SOS 4,566,099.54
Regency FX Cheapest 758.9618 £0.00 SOS 4,553,771.07 −SOS 12,328.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 764.2727 – SOS 4,585,635.91
Regency FX Cheapest 762.2091 £0.00 SOS 4,573,254.70 −SOS 12,381.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 762.8616 – SOS 4,577,169.39
Regency FX Cheapest 760.8018 £0.00 SOS 4,564,811.03 −SOS 12,358.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 763.9651 – SOS 4,583,790.41
Regency FX Cheapest 761.9024 £0.00 SOS 4,571,414.17 −SOS 12,376.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 766.2861 – SOS 4,597,716.53
Regency FX Cheapest 764.2171 £0.00 SOS 4,585,302.69 −SOS 12,413.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 764.1582 – SOS 4,584,949.42
Regency FX Cheapest 762.0950 £0.00 SOS 4,572,570.06 −SOS 12,379.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 763.7796 – SOS 4,582,677.73
Regency FX Cheapest 761.7174 £0.00 SOS 4,570,304.50 −SOS 12,373.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 763.7796 – SOS 4,582,677.73
Regency FX Cheapest 761.7174 £0.00 SOS 4,570,304.50 −SOS 12,373.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 761.1225 – SOS 4,566,735.23
Regency FX Cheapest 759.0675 £0.00 SOS 4,554,405.04 −SOS 12,330.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 762.9165 – SOS 4,577,499.03
Regency FX Cheapest 760.8566 £0.00 SOS 4,565,139.78 −SOS 12,359.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 761.1894 – SOS 4,567,136.22
Regency FX Cheapest 759.1342 £0.00 SOS 4,554,804.95 −SOS 12,331.27

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more SOS per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of SOS on every transfer from UK.

Right now, Regency FX pays 4,554,804.95 SOS on 6,000 GBP, which is 12,331.27 SOS less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 4,585,302.69 SOS.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Somalia.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. Regency FXAppeared in 104 comparisons

    Cheapest every time

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most SOS, and it was also the cheapest in 100% of the 104 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Somalia.

Ways to send money from the UK to Somalia

There are many ways to send money to Somalia from the UK, including broker, and more.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Somalia, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/SOS rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Somalia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive SOS in Somalia

Pay-in and pay-out methods will affect how much GBP you deposit and how much SOS your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Somalia is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive SOS.

Depositing GBP

You have 1 pay-in options for transfers to Somalia, including bank transfer.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is bank transfer.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Somalia

Money can reach Somalia by bank deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Somalia is with bank deposit on average.

Digital wallets

Your recipient can receive SOS directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    S4,554,805

    Cheapest

Consider this when sending GBP to Somalia

There are a few nuances you should consider before sending GBP to Somalia such as limits, taxes, and safety.

Compare GBP/SOS transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Somalia:

Cheapest way to send money to Somalia

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get S4,554,804.95, which is 0% more than the next best option.

Fastest way to send money to Somalia

The fastest way is to use Regency FX via bank transfer deposit and bank deposit for pay out. You get S4,554,804.95 and it will arrive in minutes - 24 hours.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/SOS transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Regency FX will get you 4,554,804.95 SOS, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you S0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Somalia.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 1 regulated companies offering money transfers from the UK to Somalia in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/SOS pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/SOS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.