Regency FX is the cheapest way to send money from Kenya to Somalia, giving your recipient 4,399,713.61 SOS from KSh1,000,000.
Use bank transfer to deposit KES and bank deposit to withdraw SOS to get the most of your transfer.
| 1 of 1 providers Last updated on 28 September 2026 | |||
| Based on 1,000,000 KES transfer Best companies for KES/SOS transfers | |||
| Promoted  Regency FX Pay via Bank transfer | Fee Ksh 0.00 1 KES = 4.3997 SOS +0.27% vs mid-market | Recipient gets SOS 4,399,713.61 Minutes - 24 hours | |
Ways to receive money in Somalia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KES = 4.3997 SOS SOS 4,399,713.61You payKsh 1,000,000.00 | |||
Run a live search Showing top Kenya to Somalia deals for 1,000,000 KES. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live KES to SOS rates. | |||
Run a live search These companies offer multi-currency accounts for spending SOS. We suggest doing a live search based on how much KES you're planning to spend in Somalia. | |||
Run a live search These are managed services with real human support for large KES transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee Ksh 0.00 1 KES = 4.3997 SOS +0.27% vs mid-market | Recipient gets SOS 4,399,713.61 Minutes - 24 hours | |
Ways to receive money in Somalia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KES = 4.3997 SOS SOS 4,399,713.61You payKsh 1,000,000.00 | |||
| How Our Results Work Mid-market rate: 1 KES = 4.4116 SOS Updates every 60 minutes. | |||
Transfer details
Start with the cheapest option, which is Regency FX. It will get you the most SOS on a KES 1,000,000 transfer.
This heavily depends on how much you send, so I suggest to get the best KES/SOS rate.
You have 1 ways to pay, including bank transfer.
Paying from your M-Pesa balance is quickest way to fund the transfer (but you'll need to top it up with cash first).
You'll need your ID and your KRA PIN to register.
Nobody legitimate will ask for your PIN to reverse a transfer or verify anything, so treat that as the end of the conversation.
You have 1 companies sending money from Kenya to Somalia.
Paying from business accounts
Global accounts help Kenyan businesses pay suppliers and contractors in Somalia.
Payoneer and Veem specialise in recurring business payments, invoicing, and getting paid into Kenyan accounts from Somalia.
Currency brokers have no fees and add markup instead.
Usually the more KES you send to Somalia, the better rate you will get.
The availability also depends on wherever you live in Kenya or just need to send KES from somewhere else.
Regency FX charges no fee and adds 0.27% on EUR/SOS rate.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KSh1,000,000 gives your recipient 4,399,713.61 SOS.
Fund the transfer using bank transfer.
In Somalia, they can receive SOS with bank deposit.
You pay KSh1,000,000.00
S4,399,714
Cheapest
Mobile money is the natural starting point for this route, but the registered recipient name and the tax added to the transfer fee both matter.
There are 1 companies available for a KSh1,000,000 payment to Somalia.
Cheapest option
Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 4,399,713.61 SOS, which is 0% more than the next best option.
Fastest option
Regency FX sends bank transfer to bank deposit in minutes - 24 hours, giving the recipient 4,399,713.61 SOS.
Kenya charges 15% excise duty on fees for money-transfer services.
It applies to the fee charged by the bank, mobile operator or money transfer company, not to the KSh1,000,000 being sent.
Use the Central Bank of Kenya's directory to check a money-remittance company.
A legitimate company should also display its CBK licence or authorisation at its premises.
The rate determines how much SOS reaches the recipient for your KES. A recent high and low help you judge the quote before sending.
Mid-market rate:1 KES = 4.406112 SOS
Only companies licensed by the Central Bank of Kenya appear here, which is the same check worth doing yourself before signing up anywhere.
We track 1 of them on KES to Somalia in real time on live comparisons, comparing rates, fees and how the money is sent and collected, and each goes through our review.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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