We’ve compared 5 companies, and found MoneyGram to be the cheapest, while TapTap Send the fastest.
Sending £6,000 gets you CFA4,582,147.8 with MoneyGram at 763.6913 rupees per pound, about 0.17% more than the next best option.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/XOF transfers | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 756.5956 XOF +1.03% vs mid-market | Recipient gets F CFA 4,539,573.60 Minutes - 24 hours | |
Ways to receive money in Togo with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 756.5956 XOF F CFA 4,539,573.60You pay£6,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 762.3804 XOF +0.27% vs mid-market | Recipient gets F CFA 4,574,282.62 Minutes - 24 hours | |
Ways to receive money in Togo with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 762.3804 XOF F CFA 4,574,282.62You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Togo deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to XOF rates. | |||
Run a live search These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much GBP you're planning to spend in Togo. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee £0.00 1 GBP = 763.6913 XOF +0.10% vs mid-market | Recipient gets F CFA 4,582,147.80 Minutes - 24 hours | |
Ways to receive money in Togo with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 763.6913 XOF F CFA 4,582,147.80You pay£6,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks £2.991 GBP = 753.7697 XOF F CFA 4,522,618.20You pay£6,002.99 Cash pickupMinutes - 24 hours £4.991 GBP = 747.9464 XOF F CFA 4,487,678.40You pay£6,004.99 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 762.3804 XOF +0.27% vs mid-market | Recipient gets F CFA 4,574,282.62 Minutes - 24 hours | |
Ways to receive money in Togo with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 762.3804 XOF F CFA 4,574,282.62You pay£6,000.00 | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 757.0000 XOF +0.98% vs mid-market | Recipient gets F CFA 4,542,000.00 Minutes | |
Ways to receive money in Togo with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Mixx by Yas Free1 GBP = 757.0000 XOF F CFA 4,542,000.00You pay£6,000.00 Mobile moneyMinutesAvailable via:Moov Free1 GBP = 757.0000 XOF F CFA 4,542,000.00You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 756.5956 XOF +1.03% vs mid-market | Recipient gets F CFA 4,539,573.60 Minutes - 24 hours | |
Ways to receive money in Togo with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 756.5956 XOF F CFA 4,539,573.60You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 756.5956 XOF +1.03% vs mid-market | Recipient gets F CFA 4,539,573.60 Minutes - 24 hours | |
Ways to receive money in Togo with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 756.5956 XOF F CFA 4,539,573.60You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 756.5956 XOF +1.03% vs mid-market | Recipient gets F CFA 4,539,573.60 Minutes - 24 hours | |
Ways to receive money in Togo with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 756.5956 XOF F CFA 4,539,573.60You pay£6,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee £2.99 1 GBP = 753.7697 XOF +1.41% vs mid-market | Recipient gets F CFA 4,522,618.20 Minutes - 24 hours | |
Ways to receive money in Togo with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks £2.991 GBP = 753.7697 XOF F CFA 4,522,618.20You pay£6,002.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 747.9809 XOF F CFA 4,487,885.40You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 747.9464 XOF F CFA 4,487,678.40You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £2.99 1 GBP = 753.7697 XOF +1.41% vs mid-market | Recipient gets F CFA 4,522,618.20 Minutes - 24 hours | |
Ways to receive money in Togo with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks £2.991 GBP = 753.7697 XOF F CFA 4,522,618.20You pay£6,002.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 747.9809 XOF F CFA 4,487,885.40You pay£6,000.00 Cash pickupMinutes - 24 hours £4.991 GBP = 747.9464 XOF F CFA 4,487,678.40You pay£6,004.99 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £59.00 1 GBP = 758.4465 XOF +0.79% vs mid-market | Recipient gets F CFA 4,505,930.00 Same day | |
Ways to receive money in Togo with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day £59.001 GBP = 758.4465 XOF F CFA 4,505,930.00You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 GBP = 764.4444 XOF Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Togo, I suggest picking the cheapest option which is MoneyGram.
On a 6,000 GBP transfer, MoneyGram delivers the most XOF.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/XOF rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
How much GBP you send to Togo heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 0.04% | £0.00 | F CFA 382,008.00with debit card to bank deposit | +F CFA 8,731.00 | |
| £1,000 | -0.02% | £0.00 | F CFA 763,691.30with bank transfer to mobile wallet | +F CFA 9,328.95 | |
| £2,000 | -0.02% | £0.00 | F CFA 1,527,382.60with bank transfer to mobile wallet | +F CFA 12,238.10 | |
| £6,000This page | 0.10% | £0.00 | F CFA 4,582,147.80with bank transfer to mobile wallet | +F CFA 41,223.62 | |
| £250,000 | 0.05% | £0.00 | F CFA 190,659,600.00with bank transfer to bank deposit | +F CFA 840,712.90 |
Mid-market rate: 1 GBP = 764.4444 XOF
There are many ways to send money to Togo from the UK, including app, online, broker, in person, multi-currency account, and global account, and more.
For small & frequent transfers
If you send small amounts back home to Togo, say weekly or monthly, an app like MoneyGram is the easiest and cheapest way to do it.
It charges £0 in fees, has 0.1% markup, lets you save recipient details, and XOF will arrive in minutes.
For one off transfers
Sending money online is good for occasional medium sized XOF transfers, around £1,000 - £5,000.
Online companies like MoneyGram often have higher limits and/or first time promos.
Of 1 online services, MoneyGram is the cheapest and will get you CFA4,582,147.8 on £6,000 transfer.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Togo, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/XOF rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Sending cash is the fastest way to send money from the UK to Togo, but is usually a bit more more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Togo will be able to collect CFA4,582,147.8 in minutes.
For spending and receiving
Multi-currency accounts let you hold and spend CFA Franc BCEAO abroad like a local.
Revolut offers the best multi-currency account.
With it, converting £6,000 to XOF will get you CFA4,505,930 after fees.
If you don’t have XOF in your account, your GBP will auto-convert whenever you pay with Revolut in Togo.
Once you have XOF in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Togo, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Pay-in and pay-out methods will affect how much GBP you deposit and how much XOF your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Togo is via MoneyGram, using a bank transfer to deposit GBP and mobile wallet to receive XOF.
You have 3 pay-in options for transfers to Togo, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Togo by bank deposit, mobile wallet, mobile money, and cash pickup, and each delivery method comes with its own fees.
The cheapest way to receive money in Togo is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup ( getting you CFA4,582,147.8 on £6,000 transfer).
Mobile wallets
You can receive XOF into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Togo.
and use our filters to find the company offering mobile money at the best GBP/XOF rate.
You pay £6,000.00
CFA4,582,148
Cheapest
You pay £6,000.00
CFA4,574,283
-CFA7,865
You pay £6,000.00
CFA4,542,000
-CFA40,148
You pay £6,000.00
CFA4,542,000
-CFA40,148
You pay £6,000.00
CFA4,539,574
-CFA42,574
You pay £6,000.00
CFA4,539,574
-CFA42,574
You pay £6,000.00
CFA4,487,885
-CFA94,262
You pay £6,004.99
CFA4,487,678
-CFA94,469
You pay £6,004.99
CFA4,487,678
-CFA94,469
You pay £6,004.99
CFA4,487,678
-CFA94,469
There are a few nuances you should consider before sending GBP to Togo such as limits, taxes, and safety.
Right now, these are the best money transfer options for £6,000 transfer to Togo:
Cheapest way to send money to Togo
The cheapest way is to use MoneyGram, pay in with a bank transfer and withdraw via mobile wallet. You will get CFA4,582,147.8, which is 0.17% more than the next best option.
Fastest way to send money to Togo
The fastest way is to use TapTap Send via debit card deposit and mobile wallet for pay out. You get CFA4,542,000 and it will arrive in minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/XOF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
Your cost is the fee plus the exchange-rate margin.
For example, sending CFA4,582,147.8 with MoneyGram will get you 4,582,147.8 XOF, that’s including £0 fee and 0.1% in exchange rate markup.
A bank like on the other hand, will get you CFA0, that’s £ in fees but % in FX fees.
There is no UK tax for the act of sending money to Togo.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
The exchange rate you secure impacts how much XOF you get for your GBP, so waiting a day or two can get you more CFA Franc BCEAO.
Mid-market rate:1 GBP = 764.68026 XOF
We track 5 regulated companies offering money transfers from the UK to Togo in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/XOF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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