We’ve compared 5 companies, and found Regency FX to be the cheapest, while TapTap Send is the fastest.
Sending £6,000 gets you CFA4,689,656.02 with Regency FX at 781.6093 XOF per GBP, about 0.21% more than the next best option.
| 5 of 5 providers Last updated on 28 October 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/XOF transfers | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 777.1255 XOF +0.85% vs mid-market | Recipient gets F CFA 4,662,753.00 Minutes - 24 hours | |
Ways to receive money in Togo with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 777.1255 XOF F CFA 4,662,753.00You pay£6,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 781.6093 XOF +0.27% vs mid-market | Recipient gets F CFA 4,689,656.02 Minutes - 24 hours | |
Ways to receive money in Togo with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 781.6093 XOF F CFA 4,689,656.02You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Togo deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to XOF rates. | |||
Run a live search These companies offer multi-currency accounts for spending XOF. We suggest doing a live search based on how much GBP you're planning to spend in Togo. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 781.6093 XOF +0.27% vs mid-market | Recipient gets F CFA 4,689,656.02 Minutes - 24 hours | |
Ways to receive money in Togo with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 781.6093 XOF F CFA 4,689,656.02You pay£6,000.00 | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 780.0000 XOF +0.48% vs mid-market | Recipient gets F CFA 4,680,000.00 Minutes | |
Ways to receive money in Togo with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Mixx by Yas Free1 GBP = 780.0000 XOF F CFA 4,680,000.00You pay£6,000.00 Mobile moneyMinutesAvailable via:Moov Free1 GBP = 780.0000 XOF F CFA 4,680,000.00You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee £0.00 1 GBP = 777.5139 XOF +0.80% vs mid-market | Recipient gets F CFA 4,665,083.40 Minutes - 24 hours | |
Ways to receive money in Togo with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 777.5139 XOF F CFA 4,665,083.40You pay£6,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks £2.991 GBP = 773.3620 XOF F CFA 4,640,172.00You pay£6,002.99 Cash pickupMinutes - 24 hours £4.991 GBP = 770.9990 XOF F CFA 4,625,994.00You pay£6,004.99 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 777.1255 XOF +0.85% vs mid-market | Recipient gets F CFA 4,662,753.00 Minutes - 24 hours | |
Ways to receive money in Togo with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 777.1255 XOF F CFA 4,662,753.00You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 777.1255 XOF +0.85% vs mid-market | Recipient gets F CFA 4,662,753.00 Minutes - 24 hours | |
Ways to receive money in Togo with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 777.1255 XOF F CFA 4,662,753.00You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 777.1255 XOF +0.85% vs mid-market | Recipient gets F CFA 4,662,753.00 Minutes - 24 hours | |
Ways to receive money in Togo with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 777.1255 XOF F CFA 4,662,753.00You pay£6,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee £2.99 1 GBP = 773.3587 XOF +1.33% vs mid-market | Recipient gets F CFA 4,640,152.20 Minutes - 24 hours | |
Ways to receive money in Togo with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks £2.991 GBP = 773.3587 XOF F CFA 4,640,152.20You pay£6,002.99 Cash pickupMinutes - 24 hours £2.991 GBP = 770.9990 XOF F CFA 4,625,994.00You pay£6,002.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 769.3851 XOF F CFA 4,616,310.60You pay£6,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £2.99 1 GBP = 773.3587 XOF +1.33% vs mid-market | Recipient gets F CFA 4,640,152.20 Minutes - 24 hours | |
Ways to receive money in Togo with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks £2.991 GBP = 773.3587 XOF F CFA 4,640,152.20You pay£6,002.99 Cash pickupMinutes - 24 hours £2.991 GBP = 770.9990 XOF F CFA 4,625,994.00You pay£6,002.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 769.3851 XOF F CFA 4,616,310.60You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £52.50 1 GBP = 777.6778 XOF +0.77% vs mid-market | Recipient gets F CFA 4,625,238.00 Next day | |
Ways to receive money in Togo with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext day £52.501 GBP = 777.6778 XOF F CFA 4,625,238.00You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 GBP = 783.7254 XOF Updates every 60 minutes. | |||
Transfer details
For a one-off GBP transfer to Togo, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 22 of the 30 days it quoted £6,000 transfers to Togo.
On a 6,000 GBP transfer, Regency FX delivers the most XOF.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/XOF rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer it's normally instant but can take a couple of hours.
How much GBP you send to Togo heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 70% of the transfers from £6,000 it quoted, and in 70% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 0.04% | £0.00 | F CFA 391,740.00with debit card to bank deposit | +F CFA 9,116.01 | |
| £1,000 | 0.02% | £0.00 | F CFA 783,480.00with debit card to bank deposit | +F CFA 14,453.51 | |
| £2,000 | -0.06% | £0.00 | F CFA 1,568,056.00with debit card to bank deposit | +F CFA 16,546.66 | |
| £6,000This page | 0.27% | £0.00 | F CFA 4,689,656.02with bank transfer to bank deposit | +F CFA 30,929.26 | |
| £10,000 | 0.27% | £0.00 | F CFA 7,816,538.74with bank transfer to bank deposit | +F CFA 52,167.32 | |
| £50,000 | 0.25% | £0.00 | F CFA 39,084,966.34with bank transfer to bank deposit | +F CFA 258,656.08 | |
| £250,000 | 0.20% | £0.00 | F CFA 195,497,886.42with bank transfer to bank deposit | +F CFA 1,147,672.95 |
Mid-market rate: 1 GBP = 783.7254 XOF
The cheapest way to send GBP to XOF can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Togo.
Wed, 28 Oct 2026Mid-market rateF CFA 4,702,352.37 Regency FX F CFA 4,689,656.02Regency FXF CFA 4,689,656.02TapTap SendF CFA 4,680,000.00MoneyGramF CFA 4,665,083.40
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 764.9498 | – | F CFA 4,589,698.79 | |
| | 764.8418 | £0.00 | F CFA 4,589,050.80 | −F CFA 647.99 |
| | 762.8844 | £0.00 | F CFA 4,577,306.61 | −F CFA 12,392.18 |
| | 757.0000 | £0.00 | F CFA 4,542,000.00 | −F CFA 47,698.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 767.1682 | – | F CFA 4,603,009.24 | |
| | 765.0969 | £0.00 | F CFA 4,590,581.11 | −F CFA 12,428.13 |
| | 764.5308 | £0.00 | F CFA 4,587,184.80 | −F CFA 15,824.44 |
| | 757.0000 | £0.00 | F CFA 4,542,000.00 | −F CFA 61,009.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 767.6651 | – | F CFA 4,605,990.35 | |
| | 767.3992 | £0.00 | F CFA 4,604,395.20 | −F CFA 1,595.15 |
| | 765.5924 | £0.00 | F CFA 4,593,554.17 | −F CFA 12,436.18 |
| | 757.0000 | £0.00 | F CFA 4,542,000.00 | −F CFA 63,990.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 769.7507 | – | F CFA 4,618,504.34 | |
| | 767.6724 | £0.00 | F CFA 4,606,034.38 | −F CFA 12,469.96 |
| | 765.1203 | £0.00 | F CFA 4,590,721.80 | −F CFA 27,782.54 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 46,504.34 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 771.5219 | – | F CFA 4,629,131.55 | |
| | 769.4388 | £0.00 | F CFA 4,616,632.89 | −F CFA 12,498.66 |
| | 765.6998 | £0.00 | F CFA 4,594,198.80 | −F CFA 34,932.75 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 57,131.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 769.6285 | – | F CFA 4,617,771.04 | |
| | 767.5505 | £0.00 | F CFA 4,605,303.06 | −F CFA 12,467.98 |
| | 765.6998 | £0.00 | F CFA 4,594,198.80 | −F CFA 23,572.24 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 45,771.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 774.1402 | – | F CFA 4,644,841.10 | |
| | 772.0500 | £0.00 | F CFA 4,632,300.03 | −F CFA 12,541.07 |
| | 765.6998 | £0.00 | F CFA 4,594,198.80 | −F CFA 50,642.30 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 72,841.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 772.9198 | – | F CFA 4,637,518.75 | |
| | 770.8329 | £0.00 | F CFA 4,624,997.45 | −F CFA 12,521.30 |
| | 767.1162 | £0.00 | F CFA 4,602,697.20 | −F CFA 34,821.55 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 65,518.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 775.1305 | – | F CFA 4,650,783.19 | |
| | 773.0377 | £0.00 | F CFA 4,638,226.07 | −F CFA 12,557.12 |
| | 767.9032 | £0.00 | F CFA 4,607,419.20 | −F CFA 43,363.99 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 78,783.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 773.5470 | – | F CFA 4,641,282.19 | |
| | 771.4585 | £0.00 | F CFA 4,628,750.72 | −F CFA 12,531.47 |
| | 768.7325 | £0.00 | F CFA 4,612,395.00 | −F CFA 28,887.19 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 69,282.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 773.4989 | – | F CFA 4,640,993.62 | |
| | 771.7178 | £0.00 | F CFA 4,630,306.80 | −F CFA 10,686.82 |
| | 771.4105 | £0.00 | F CFA 4,628,462.93 | −F CFA 12,530.69 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 68,993.62 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 775.2161 | – | F CFA 4,651,296.47 | |
| | 773.1230 | £0.00 | F CFA 4,638,737.97 | −F CFA 12,558.50 |
| | 772.4620 | £0.00 | F CFA 4,634,772.00 | −F CFA 16,524.47 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 79,296.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 775.2161 | – | F CFA 4,651,296.47 | |
| | 773.1230 | £0.00 | F CFA 4,638,737.97 | −F CFA 12,558.50 |
| | 772.4620 | £0.00 | F CFA 4,634,772.00 | −F CFA 16,524.47 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 79,296.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 775.2666 | – | F CFA 4,651,599.58 | |
| | 773.1734 | £0.00 | F CFA 4,639,040.26 | −F CFA 12,559.32 |
| | 772.4620 | £0.00 | F CFA 4,634,772.00 | −F CFA 16,827.58 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 79,599.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 776.5052 | – | F CFA 4,659,031.49 | |
| | 774.4087 | £0.00 | F CFA 4,646,452.10 | −F CFA 12,579.39 |
| | 774.2922 | £0.00 | F CFA 4,645,753.20 | −F CFA 13,278.29 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 87,031.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 775.7657 | – | F CFA 4,654,594.42 | |
| | 775.5843 | £0.00 | F CFA 4,653,505.80 | −F CFA 1,088.62 |
| | 773.6712 | £0.00 | F CFA 4,642,027.02 | −F CFA 12,567.40 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 82,594.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 775.3591 | – | F CFA 4,652,154.44 | |
| | 773.8376 | £0.00 | F CFA 4,643,025.60 | −F CFA 9,128.84 |
| | 773.2656 | £0.00 | F CFA 4,639,593.62 | −F CFA 12,560.82 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 80,154.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 777.1346 | – | F CFA 4,662,807.44 | |
| | 775.0363 | £0.00 | F CFA 4,650,217.86 | −F CFA 12,589.58 |
| | 773.8376 | £0.00 | F CFA 4,643,025.60 | −F CFA 19,781.84 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 90,807.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 776.1683 | – | F CFA 4,657,009.91 | |
| | 774.3948 | £0.00 | F CFA 4,646,368.80 | −F CFA 10,641.11 |
| | 774.0727 | £0.00 | F CFA 4,644,435.99 | −F CFA 12,573.92 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 85,009.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 776.1683 | – | F CFA 4,657,009.91 | |
| | 774.3948 | £0.00 | F CFA 4,646,368.80 | −F CFA 10,641.11 |
| | 774.0727 | £0.00 | F CFA 4,644,435.99 | −F CFA 12,573.92 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 85,009.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 779.8103 | – | F CFA 4,678,861.61 | |
| | 777.7048 | £0.00 | F CFA 4,666,228.69 | −F CFA 12,632.92 |
| | 774.3948 | £0.00 | F CFA 4,646,368.80 | −F CFA 32,492.81 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 106,861.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 779.6796 | – | F CFA 4,678,077.69 | |
| | 777.5745 | £0.00 | F CFA 4,665,446.88 | −F CFA 12,630.81 |
| | 775.4858 | £0.00 | F CFA 4,652,914.80 | −F CFA 25,162.89 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 106,077.69 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 782.8152 | – | F CFA 4,696,891.15 | |
| | 780.7016 | £0.00 | F CFA 4,684,209.55 | −F CFA 12,681.60 |
| | 775.7036 | £0.00 | F CFA 4,654,221.60 | −F CFA 42,669.55 |
| | 762.0000 | £0.00 | F CFA 4,572,000.00 | −F CFA 124,891.15 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 782.5495 | – | F CFA 4,695,296.75 | |
| | 780.4366 | £0.00 | F CFA 4,682,619.45 | −F CFA 12,677.30 |
| | 780.0000 | £0.00 | F CFA 4,680,000.00 | −F CFA 15,296.75 |
| | 778.2574 | £0.00 | F CFA 4,669,544.40 | −F CFA 25,752.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 784.3678 | – | F CFA 4,706,206.94 | |
| | 782.2500 | £0.00 | F CFA 4,693,500.19 | −F CFA 12,706.75 |
| | 780.0000 | £0.00 | F CFA 4,680,000.00 | −F CFA 26,206.94 |
| | 776.0435 | £0.00 | F CFA 4,656,261.00 | −F CFA 49,945.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 783.1484 | – | F CFA 4,698,890.39 | |
| | 781.0339 | £0.00 | F CFA 4,686,203.38 | −F CFA 12,687.01 |
| | 780.0000 | £0.00 | F CFA 4,680,000.00 | −F CFA 18,890.39 |
| | 777.2683 | £0.00 | F CFA 4,663,609.80 | −F CFA 35,280.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 783.1484 | – | F CFA 4,698,890.39 | |
| | 781.0339 | £0.00 | F CFA 4,686,203.38 | −F CFA 12,687.01 |
| | 780.0000 | £0.00 | F CFA 4,680,000.00 | −F CFA 18,890.39 |
| | 777.2683 | £0.00 | F CFA 4,663,609.80 | −F CFA 35,280.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 781.3732 | – | F CFA 4,688,239.17 | |
| | 780.0000 | £0.00 | F CFA 4,680,000.00 | −F CFA 8,239.17 |
| | 779.2635 | £0.00 | F CFA 4,675,580.92 | −F CFA 12,658.25 |
| | 777.2683 | £0.00 | F CFA 4,663,609.80 | −F CFA 24,629.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 783.0800 | – | F CFA 4,698,479.74 | |
| | 780.9656 | £0.00 | F CFA 4,685,793.85 | −F CFA 12,685.89 |
| | 780.0000 | £0.00 | F CFA 4,680,000.00 | −F CFA 18,479.74 |
| | 775.6341 | £0.00 | F CFA 4,653,804.60 | −F CFA 44,675.14 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 783.7254 | – | F CFA 4,702,352.37 | |
| | 781.6093 | £0.00 | F CFA 4,689,656.02 | −F CFA 12,696.35 |
| | 780.0000 | £0.00 | F CFA 4,680,000.00 | −F CFA 22,352.37 |
| | 777.5139 | £0.00 | F CFA 4,665,083.40 | −F CFA 37,268.97 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 783.7254 | – | F CFA 4,702,352.37 | |
|---|---|---|---|---|
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more XOF per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of XOF on every transfer from UK.
Right now, Regency FX pays 4,689,656.02 XOF on 6,000 GBP, which is 12,696.35 XOF less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 4,693,500.19 XOF.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Togo.
We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Cheapest in 93% of them
Cheapest in 6% of them
Never the cheapest
Based on 49 comparisons across 7 amounts over the last 7 days.
Cheapest in 70% of them
Cheapest in 2% of them
Cheapest in 13% of them
Based on 196 comparisons across 7 amounts over the last 30 days.
Cheapest in 59% of them
Cheapest in 1% of them
Cheapest in 23% of them
Based on 255 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest and gets you the most XOF, and it was also the cheapest in 70% of the 105 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Togo.
TapTap Send (today's second cheapest) was the cheapest in only 2% of its comparisons, so it's rarely the cheapest option for transfers to Togo.
There are many ways to send money to Togo from the UK, including app, broker, online, in person, multi-currency account, and global account, and more.
For small & frequent transfers
If you send small amounts back home to Togo, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.
It charges £0 in fees, has 0.48% markup, lets you save recipient details, and XOF will arrive in minutes.
Over the past month, TapTap Send was the cheapest app on 23% of the days it appeared for £6,000 transfers.
For one off transfers
Sending money online is good for occasional medium sized XOF transfers, around £1,000 - £5,000.
Online companies like MoneyGram often have higher limits and/or first time promos.
Of the 5 companies we compared, MoneyGram is the cheapest online service and will get you CFA4,665,083.4 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Togo, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/XOF rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 89% of the transfers from £6,000 it quoted.
For fast money transfers
Sending cash is the fastest way to send money from the UK to Togo, but is usually a bit more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Togo will be able to collect CFA4,665,083.4 in minutes.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
For spending and receiving
Multi-currency accounts let you hold and spend CFA Franc BCEAO abroad like a local.
Revolut offers the best multi-currency account.
With it, converting £6,000 to XOF will get you CFA4,625,238 after fees.
If you don’t have XOF in your account, your GBP will auto-convert whenever you pay with Revolut in Togo.
Once you have XOF in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Togo, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Pay-in and pay-out methods will affect how much GBP you deposit and how much XOF your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Togo is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive XOF.
You have 3 pay-in options for transfers to Togo, including bank transfer, debit card, and credit card.
The cheapest pay-in option is debit card.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Togo by bank deposit, mobile wallet, mobile money, and cash pickup, and each delivery method comes with its own fees.
The cheapest way to receive money in Togo is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you CFA4,665,083.4 on a £6,000 transfer).
Mobile wallets
You can receive XOF into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Togo.
and use our filters to find the company offering mobile money at the best GBP/XOF rate.
You pay £6,000.00
CFA4,689,656
Cheapest
You pay £6,000.00
CFA4,680,000
-CFA9,656
You pay £6,000.00
CFA4,680,000
-CFA9,656
You pay £6,000.00
CFA4,665,083
-CFA24,573
You pay £6,000.00
CFA4,662,753
-CFA26,903
You pay £6,000.00
CFA4,662,753
-CFA26,903
You pay £6,004.99
CFA4,625,994
-CFA63,662
You pay £6,002.99
CFA4,625,994
-CFA63,662
You pay £6,002.99
CFA4,625,994
-CFA63,662
You pay £6,000.00
CFA4,616,311
-CFA73,345
There are a few nuances you should consider before sending GBP to Togo such as limits, taxes, and safety.
Right now, these are the best money transfer options for a £6,000 transfer to Togo:
Cheapest way to send money to Togo
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get CFA4,689,656.02, which is 0.21% more than the next best option.
Fastest way to send money to Togo
The fastest way is to use TapTap Send via debit card deposit and mobile wallet for pay out. You get CFA4,680,000 and it will arrive in minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/XOF transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with Regency FX will get you 4,689,656.02 XOF, that’s including £0 fee and 0.27% in exchange rate markup.
A bank like on the other hand, will get you CFA0, that’s £ in fees but % in FX fees.
There is no UK tax for the act of sending money to Togo.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
We track 5 regulated companies offering money transfers from the UK to Togo in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/XOF pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 196 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/XOF transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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