MoneyTransfers

How to send money to Uganda from Kenya with the best KES-UGX rate

Key Currency is the cheapest way to send money from Kenya to Uganda, giving your recipient 33,725,017.15 UGX from KSh1,000,000.

Use bank transfer to deposit KES and bank deposit to withdraw UGX to get the most out of your transfer.

Best companies for KES/UGX transfers

2 of 2 providers

Last updated on 28 October 2026

Based on 1,000,000 KES transfer

Best companies for KES/UGX transfers

Sort Cheapest
Promoted

Key Currency

Pay via Bank transfer
Fee Ksh 0.00 1 KES = 33.7250 UGX +0.25% vs mid-market Recipient gets UGX 33,725,017.15 Minutes - 3 days
4 reviews
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 KES = 33.7250 UGX
UGX 33,725,017.15You payKsh 1,000,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee Ksh 0.00 1 KES = 33.7183 UGX +0.27% vs mid-market Recipient gets UGX 33,718,255.24 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 KES = 33.7183 UGX
UGX 33,718,255.24You payKsh 1,000,000.00

Run a live search

Showing top Kenya to Uganda deals for 1,000,000 KES. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee Ksh 0.00 1 KES = 33.7250 UGX +0.25% vs mid-market Recipient gets UGX 33,725,017.15 Minutes - 3 days
4 reviews
CheapestRecommended
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 KES = 33.7250 UGX
UGX 33,725,017.15You payKsh 1,000,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee Ksh 0.00 1 KES = 33.7183 UGX +0.27% vs mid-market Recipient gets UGX 33,718,255.24 Minutes - 24 hours
9 reviews
Fastest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 KES = 33.7183 UGX
UGX 33,718,255.24You payKsh 1,000,000.00
How Our Results Work
Mid-market rate: 1 KES = 33.8095 UGX Updates every 60 minutes.

How to send money from Kenya to Uganda

Pick a company

Start with the cheapest option, which is Key Currency. It will get you the most UGX on a KES 1,000,000 transfer.

Key Currency was the cheapest on 30 of the 30 days it quoted KSh1,000,000 transfers to Uganda.

This heavily depends on how much you send, so I suggest to get the best KES/UGX rate.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Paying from your M-Pesa balance is the quickest way to fund the transfer (but you'll need to top it up with cash first).

Verify and send

You'll need your ID and your KRA PIN to register.

Nobody legitimate will ask for your PIN to reverse a transfer or verify anything, so treat that as the end of the conversation.

Compare amounts

How much KES are you sending to Uganda?

How much KES you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of all the transfers it quoted over the past month.

Cheapest service
Ksh 10,00010.00%Ksh 300.00UGX 295,225.41with bank transfer to bank deposit+UGX 2,029.04
Ksh 270,0000.27%Ksh 0.00UGX 9,103,928.91with bank transfer to bank depositUGX 0.00
Ksh 1,000,000This page0.25%Ksh 0.00UGX 33,725,017.15with bank transfer to bank deposit+UGX 3,380.95

Mid-market rate: 1 KES = 33.8095 UGX

KES/UGX Exchange Rate History

Is today a good time to send money from Kenya to Uganda?

The cheapest way to send KES to UGX can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 1,000,000 KES transfers to Uganda.

UGX received for Ksh 1,000,000, after fees

Wed, 28 Oct 2026Mid-market rateUGX 33,809,541.00 Key Currency UGX 33,725,017.15Key CurrencyUGX 33,725,017.15Regency FXUGX 33,718,255.24

29M
30M
31M
32M
33M
34M
35M
At the mid-market rateWith the cheapest optionKey CurrencyRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 30.1761 – UGX 30,176,071.00
Key Currency Cheapest 30.1006 Ksh 0.00 UGX 30,100,630.82 −UGX 75,440.18
Regency FX 30.0946 Ksh 0.00 UGX 30,094,595.61 −UGX 81,475.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 30.2275 – UGX 30,227,528.00
Key Currency Cheapest 30.1520 Ksh 0.00 UGX 30,151,959.18 −UGX 75,568.82
Regency FX 30.1459 Ksh 0.00 UGX 30,145,913.67 −UGX 81,614.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 30.3624 – UGX 30,362,417.00
Key Currency Cheapest 30.2865 Ksh 0.00 UGX 30,286,510.96 −UGX 75,906.04
Regency FX 30.2804 Ksh 0.00 UGX 30,280,438.47 −UGX 81,978.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 30.7733 – UGX 30,773,327.00
Key Currency Cheapest 30.6964 Ksh 0.00 UGX 30,696,393.68 −UGX 76,933.32
Regency FX 30.6902 Ksh 0.00 UGX 30,690,239.02 −UGX 83,087.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.1005 – UGX 31,100,528.00
Key Currency Cheapest 31.0228 Ksh 0.00 UGX 31,022,776.68 −UGX 77,751.32
Regency FX 31.0166 Ksh 0.00 UGX 31,016,556.57 −UGX 83,971.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 30.7413 – UGX 30,741,274.00
Key Currency Cheapest 30.6644 Ksh 0.00 UGX 30,664,420.82 −UGX 76,853.18
Regency FX 30.6583 Ksh 0.00 UGX 30,658,272.56 −UGX 83,001.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 30.7373 – UGX 30,737,332.00
Key Currency Cheapest 30.6605 Ksh 0.00 UGX 30,660,488.67 −UGX 76,843.33
Regency FX 30.6543 Ksh 0.00 UGX 30,654,341.20 −UGX 82,990.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 30.9325 – UGX 30,932,526.00
Key Currency Cheapest 30.8552 Ksh 0.00 UGX 30,855,194.69 −UGX 77,331.31
Regency FX 30.8490 Ksh 0.00 UGX 30,849,008.18 −UGX 83,517.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.0891 – UGX 31,089,141.00
Key Currency Cheapest 31.0114 Ksh 0.00 UGX 31,011,418.15 −UGX 77,722.85
Regency FX 31.0052 Ksh 0.00 UGX 31,005,200.32 −UGX 83,940.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.3661 – UGX 31,366,130.00
Key Currency Cheapest 31.2877 Ksh 0.00 UGX 31,287,714.67 −UGX 78,415.33
Regency FX 31.2814 Ksh 0.00 UGX 31,281,441.45 −UGX 84,688.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.4736 – UGX 31,473,600.00
Key Currency Cheapest 31.3949 Ksh 0.00 UGX 31,394,916.00 −UGX 78,684.00
Regency FX 31.3886 Ksh 0.00 UGX 31,388,621.28 −UGX 84,978.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.5248 – UGX 31,524,821.00
Key Currency Cheapest 31.4460 Ksh 0.00 UGX 31,446,008.95 −UGX 78,812.05
Regency FX 31.4397 Ksh 0.00 UGX 31,439,703.98 −UGX 85,117.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.5248 – UGX 31,524,821.00
Key Currency Cheapest 31.4460 Ksh 0.00 UGX 31,446,008.95 −UGX 78,812.05
Regency FX 31.4397 Ksh 0.00 UGX 31,439,703.98 −UGX 85,117.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.4918 – UGX 31,491,778.00
Key Currency Cheapest 31.4130 Ksh 0.00 UGX 31,413,048.55 −UGX 78,729.45
Regency FX 31.4068 Ksh 0.00 UGX 31,406,750.20 −UGX 85,027.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.9026 – UGX 31,902,620.00
Key Currency Cheapest 31.8229 Ksh 0.00 UGX 31,822,863.45 −UGX 79,756.55
Regency FX 31.8165 Ksh 0.00 UGX 31,816,482.93 −UGX 86,137.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.8445 – UGX 31,844,451.00
Key Currency Cheapest 31.7648 Ksh 0.00 UGX 31,764,839.87 −UGX 79,611.13
Regency FX 31.7585 Ksh 0.00 UGX 31,758,470.98 −UGX 85,980.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.0807 – UGX 31,080,714.00
Key Currency Cheapest 31.0030 Ksh 0.00 UGX 31,003,012.22 −UGX 77,701.78
Regency FX 30.9968 Ksh 0.00 UGX 30,996,796.07 −UGX 83,917.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.0042 – UGX 31,004,248.00
Key Currency Cheapest 30.9267 Ksh 0.00 UGX 30,926,737.38 −UGX 77,510.62
Regency FX 30.9205 Ksh 0.00 UGX 30,920,536.53 −UGX 83,711.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.7949 – UGX 31,794,872.00
Key Currency Cheapest 31.7154 Ksh 0.00 UGX 31,715,384.82 −UGX 79,487.18
Regency FX 31.7090 Ksh 0.00 UGX 31,709,025.85 −UGX 85,846.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.7949 – UGX 31,794,872.00
Key Currency Cheapest 31.7154 Ksh 0.00 UGX 31,715,384.82 −UGX 79,487.18
Regency FX 31.7090 Ksh 0.00 UGX 31,709,025.85 −UGX 85,846.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 31.9017 – UGX 31,901,734.00
Key Currency Cheapest 31.8220 Ksh 0.00 UGX 31,821,979.66 −UGX 79,754.34
Regency FX 31.8156 Ksh 0.00 UGX 31,815,599.32 −UGX 86,134.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.0365 – UGX 32,036,544.00
Key Currency Cheapest 31.9565 Ksh 0.00 UGX 31,956,452.64 −UGX 80,091.36
Regency FX 31.9500 Ksh 0.00 UGX 31,950,045.33 −UGX 86,498.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.0508 – UGX 32,050,772.00
Key Currency Cheapest 31.9706 Ksh 0.00 UGX 31,970,645.07 −UGX 80,126.93
Regency FX 31.9642 Ksh 0.00 UGX 31,964,234.92 −UGX 86,537.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.4126 – UGX 32,412,593.00
Key Currency Cheapest 32.3316 Ksh 0.00 UGX 32,331,561.52 −UGX 81,031.48
Regency FX 32.3251 Ksh 0.00 UGX 32,325,079.00 −UGX 87,514.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 32.9824 – UGX 32,982,398.00
Key Currency Cheapest 32.8999 Ksh 0.00 UGX 32,899,942.01 −UGX 82,455.99
Regency FX 32.8933 Ksh 0.00 UGX 32,893,345.53 −UGX 89,052.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.9272 – UGX 33,927,220.00
Key Currency Cheapest 33.8424 Ksh 0.00 UGX 33,842,401.95 −UGX 84,818.05
Regency FX 33.8356 Ksh 0.00 UGX 33,835,616.51 −UGX 91,603.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.9272 – UGX 33,927,220.00
Key Currency Cheapest 33.8424 Ksh 0.00 UGX 33,842,401.95 −UGX 84,818.05
Regency FX 33.8356 Ksh 0.00 UGX 33,835,616.51 −UGX 91,603.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.8525 – UGX 33,852,501.00
Key Currency Cheapest 33.7679 Ksh 0.00 UGX 33,767,869.75 −UGX 84,631.25
Regency FX 33.7611 Ksh 0.00 UGX 33,761,099.25 −UGX 91,401.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 34.5646 – UGX 34,564,597.00
Key Currency Cheapest 34.4782 Ksh 0.00 UGX 34,478,185.51 −UGX 86,411.49
Regency FX 34.4713 Ksh 0.00 UGX 34,471,272.59 −UGX 93,324.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 33.8095 – UGX 33,809,541.00
Key Currency Cheapest 33.7250 Ksh 0.00 UGX 33,725,017.15 −UGX 84,523.85
Regency FX 33.7183 Ksh 0.00 UGX 33,718,255.24 −UGX 91,285.76

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send Ksh 1,000,000, after fees, as quoted by each company. The mid-market line shows what Ksh 1,000,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UGX per KES than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of UGX on every transfer from Kenya.

Right now, Key Currency pays 33,725,017.15 UGX on 1,000,000 KES, which is 84,523.85 UGX less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 34,478,185.51 UGX.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.

We've tracked 96 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Key CurrencyAppeared in 30 comparisons

    Cheapest every time

  2. Regency FXAppeared in 30 comparisons

    Never the cheapest

Based on 96 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Kenya to Uganda

You have 2 companies sending money from Kenya to Uganda.

Paying from business accounts

Global accounts

Global accounts help Kenyan businesses pay suppliers and contractors in Uganda.

Payoneer and Veem specialise in recurring business payments, invoicing, and getting paid into Kenyan accounts from Uganda.

Currency brokers

Currency brokers have no fees and add markup instead.

Usually the more KES you send to Uganda, the better rate you will get.

Availability also depends on whether you live in Kenya or are sending KES from elsewhere.

Key Currency charges no fee and adds 0.25% on KES/UGX rate.

Our analysis shows Key Currency was the cheapest broker in 100% of all the transfers it quoted.

Ways to fund KES and receive UGX in Uganda

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KSh1,000,000 gives your recipient 33,725,017.15 UGX.

Fund the transfer using bank transfer.

In Uganda, they can receive UGX with bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay KSh1,000,000.00

    USh33,725,017

    Cheapest

Consider this before sending KES to Uganda

Mobile money is the natural starting point for this route, but the registered recipient name and the tax added to the transfer fee both matter.

Compare KES/UGX transfer services

There are 2 companies available for a KSh1,000,000 payment to Uganda.

Cheapest option

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 33,725,017.15 UGX, which is 0.02% more than the next best option.

Fastest option

Regency FX sends bank transfer to bank deposit in minutes - 24 hours, giving the recipient 33,718,255.24 UGX.

Excise duty applies to the fee

Kenya charges 15% excise duty on fees for money-transfer services.

It applies to the fee charged by the bank, mobile operator or money transfer company, not to the KSh1,000,000 being sent.

Check the CBK licence when in doubt

Use the Central Bank of Kenya's directory to check a money-remittance company.

A legitimate company should also display its CBK licence or authorisation at its premises.

How we analyse the market

Only companies licensed by the Central Bank of Kenya appear here, which is the same check worth doing yourself before signing up anywhere.

In the past 30 days alone, we analysed 96 comparisons across 4 amounts.

This page covers the cheapest and fastest options for KES/UGX transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We track 2 of them on KES to Uganda in real time on live comparisons, comparing rates, fees and how the money is sent and collected, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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