Paying from business accounts
Global accounts
Global accounts help Kenyan businesses pay suppliers and contractors in India.
Payoneer and Veem specialise in recurring business payments, invoicing, and getting paid into Kenyan accounts from India.
How to send money to India from Kenya with the best KES-INR rate
Regency FX is the cheapest way to send money from Kenya to India, giving your recipient 728,079.86 INR from KSh1,000,000.
Use bank transfer to deposit KES and bank deposit to withdraw INR to get the most of your transfer.
| 1 of 1 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze KES/INR exchange rates from our comparisons. | |||
| Based on 1,000,000 KES transfer Best companies for KES/INR transfersAll money transfer offers for KES/INR transfers, sorted by most INR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Regency FX Pay via Bank transfer | Fee Ksh 0.00 1 KES = 0.7281 INR +0.27% vs mid-market | Recipient gets ₹728,079.86 Minutes - 24 hours | |
Ways to receive money in India with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KES = 0.7281 INR ₹728,079.86You payKsh 1,000,000.00 | |||
Run a live search Showing top Kenya to India deals for 1,000,000 KES. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live KES to INR rates. | |||
Run a live search These companies offer multi-currency accounts for spending INR. We suggest doing a live search based on how much KES you're planning to spend in India. | |||
Run a live search These are managed services with real human support for large KES transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee Ksh 0.00 1 KES = 0.7281 INR +0.27% vs mid-market | Recipient gets ₹728,079.86 Minutes - 24 hours | |
Ways to receive money in India with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KES = 0.7281 INR ₹728,079.86You payKsh 1,000,000.00 | |||
| How Our Results Work Mid-market rate: 1 KES = 0.730051 INR Updates every 60 minutes. | |||
Transfer details
Transfer details
How to send money from Kenya to India
Pick a company
Start with the cheapest option, which is Regency FX. It will get you the most INR on a KES 1,000,000 transfer.
This heavily depends on how much you send, so I suggest to get the best KES/INR rate.
Fund your transfer
You have 1 ways to pay, including bank transfer.
Paying from your M-Pesa balance is quickest way to fund the transfer (but you'll need to top it up with cash first).
Verify and send
You'll need your ID and your KRA PIN to register.
Nobody legitimate will ask for your PIN to reverse a transfer or verify anything, so treat that as the end of the conversation.
Ways to send money from Kenya to India
You have 1 companies sending money from Kenya to India.
Currency brokers
Currency brokers have no fees and add markup instead.
Usually the more KES you send to India, the better rate you will get.
The availability also depends on wherever you live in Kenya or just need to send KES from somewhere else.
Regency FX charges no fee and adds 0.27% on EUR/INR rate.
Ways to fund KES and receive INR in India
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KSh1,000,000 gives your recipient 728,079.86 INR.
Fund the transfer using bank transfer.
In India, they can receive INR with bank deposit.
- 1 Bank transfer Bank deposit
You pay KSh1,000,000.00
₹728,080
Cheapest
Consider this before sending KES to India
Mobile money is the natural starting point for this route, but the registered recipient name and the tax added to the transfer fee both matter.
Compare KES/INR transfer services
Compare KES/INR transfer services
There are 1 companies available for a KSh1,000,000 payment to India.
Cheapest option
Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 728,079.86 INR, which is 0% more than the next best option.
Fastest option
Regency FX sends bank transfer to bank deposit in minutes - 24 hours, giving the recipient 728,079.86 INR.
Excise duty applies to the fee
Excise duty applies to the fee
Kenya charges 15% excise duty on fees for money-transfer services.
It applies to the fee charged by the bank, mobile operator or money transfer company, not to the KSh1,000,000 being sent.
Check the CBK licence when in doubt
Check the CBK licence when in doubt
Use the Central Bank of Kenya's directory to check a money-remittance company.
A legitimate company should also display its CBK licence or authorisation at its premises.
Get the best KES to INR exchange rate
The rate determines how much INR reaches the recipient for your KES. A recent high and low help you judge the quote before sending.
Mid-market rate:1 KES = 0.729743 INR
How we analyse the market
Only companies licensed by the Central Bank of Kenya appear here, which is the same check worth doing yourself before signing up anywhere.
We track 1 of them on KES to India in real time on live comparisons, comparing rates, fees and how the money is sent and collected, and each goes through our review.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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