How to send money to Cameroon from Kenya with the best KES-XAF rate

Regency FX is the cheapest way to send money from Kenya to Cameroon, giving your recipient 4,529,110.3 XAF from KSh1,000,000.

Use bank transfer to deposit KES and bank deposit to withdraw XAF to get the most out of your transfer.

Best companies for KES/XAF transfers

1 of 1 providers

Last updated on 28 October 2026

Based on 1,000,000 KES transfer

Best companies for KES/XAF transfers

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Promoted

Regency FX

Pay via Bank transfer
Fee Ksh 0.00 1 KES = 4.5291 XAF +0.27% vs mid-market Recipient gets FCFA 4,529,110.30 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cameroon with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 KES = 4.5291 XAF
FCFA 4,529,110.30You payKsh 1,000,000.00

Run a live search

Showing top Kenya to Cameroon deals for 1,000,000 KES. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee Ksh 0.00 1 KES = 4.5291 XAF +0.27% vs mid-market Recipient gets FCFA 4,529,110.30 Minutes - 24 hours
CheapestFastestRecommended
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cameroon with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 KES = 4.5291 XAF
FCFA 4,529,110.30You payKsh 1,000,000.00
How Our Results Work
Mid-market rate: 1 KES = 4.5414 XAF Updates every 60 minutes.

How to send money from Kenya to Cameroon

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most XAF on a KES 1,000,000 transfer.

Regency FX was the cheapest on 29 of the 29 days it quoted KSh1,000,000 transfers to Cameroon.

This heavily depends on how much you send, so I suggest to get the best KES/XAF rate.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Paying from your M-Pesa balance is the quickest way to fund the transfer (but you'll need to top it up with cash first).

Verify and send

You'll need your ID and your KRA PIN to register.

Nobody legitimate will ask for your PIN to reverse a transfer or verify anything, so treat that as the end of the conversation.

Compare amounts

How much KES are you sending to Cameroon?

How much KES you send to Cameroon heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of all the transfers it quoted over the past month.

Cheapest service
Ksh 270,0000.27%Ksh 0.00FCFA 1,222,317.20with bank transfer to bank depositFCFA 0.00
Ksh 1,000,000This page0.27%Ksh 0.00FCFA 4,529,110.30with bank transfer to bank depositFCFA 0.00

Mid-market rate: 1 KES = 4.5414 XAF

KES/XAF Exchange Rate History

Is today a good time to send money from Kenya to Cameroon?

The cheapest way to send KES to XAF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 1,000,000 KES transfers to Cameroon.

XAF received for Ksh 1,000,000, after fees

Wed, 28 Oct 2026Mid-market rateFCFA 4,541,372.00 Regency FX FCFA 4,529,110.30Regency FXFCFA 4,529,110.30

4.42M
4.44M
4.46M
4.48M
4.50M
4.52M
4.54M
4.56M
At the mid-market rateWith the cheapest optionRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4524 – FCFA 4,452,399.00
Regency FX Cheapest 4.4404 Ksh 0.00 FCFA 4,440,377.52 −FCFA 12,021.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4524 – FCFA 4,452,401.00
Regency FX Cheapest 4.4404 Ksh 0.00 FCFA 4,440,379.52 −FCFA 12,021.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4693 – FCFA 4,469,301.00
Regency FX Cheapest 4.4572 Ksh 0.00 FCFA 4,457,233.89 −FCFA 12,067.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4903 – FCFA 4,490,335.00
Regency FX Cheapest 4.4782 Ksh 0.00 FCFA 4,478,211.10 −FCFA 12,123.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5415 – FCFA 4,541,524.00
Regency FX Cheapest 4.5293 Ksh 0.00 FCFA 4,529,261.89 −FCFA 12,262.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4982 – FCFA 4,498,152.00
Regency FX Cheapest 4.4860 Ksh 0.00 FCFA 4,486,006.99 −FCFA 12,145.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5214 – FCFA 4,521,386.00
Regency FX Cheapest 4.5092 Ksh 0.00 FCFA 4,509,178.26 −FCFA 12,207.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5124 – FCFA 4,512,398.00
Regency FX Cheapest 4.5002 Ksh 0.00 FCFA 4,500,214.53 −FCFA 12,183.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4982 – FCFA 4,498,249.00
Regency FX Cheapest 4.4861 Ksh 0.00 FCFA 4,486,103.73 −FCFA 12,145.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5110 – FCFA 4,511,040.00
Regency FX Cheapest 4.4989 Ksh 0.00 FCFA 4,498,860.19 −FCFA 12,179.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5026 – FCFA 4,502,573.00
Regency FX Cheapest 4.4904 Ksh 0.00 FCFA 4,490,416.05 −FCFA 12,156.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5139 – FCFA 4,513,874.00
Regency FX Cheapest 4.5017 Ksh 0.00 FCFA 4,501,686.54 −FCFA 12,187.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5139 – FCFA 4,513,874.00
Regency FX Cheapest 4.5017 Ksh 0.00 FCFA 4,501,686.54 −FCFA 12,187.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5095 – FCFA 4,509,485.00
Regency FX Cheapest 4.4973 Ksh 0.00 FCFA 4,497,309.39 −FCFA 12,175.61

No data was collected on Tue, 13 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5119 – FCFA 4,511,924.00
Regency FX Cheapest 4.4997 Ksh 0.00 FCFA 4,499,741.81 −FCFA 12,182.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5129 – FCFA 4,512,892.00
Regency FX Cheapest 4.5007 Ksh 0.00 FCFA 4,500,707.19 −FCFA 12,184.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4914 – FCFA 4,491,424.00
Regency FX Cheapest 4.4793 Ksh 0.00 FCFA 4,479,297.16 −FCFA 12,126.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4869 – FCFA 4,486,906.00
Regency FX Cheapest 4.4748 Ksh 0.00 FCFA 4,474,791.35 −FCFA 12,114.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4869 – FCFA 4,486,906.00
Regency FX Cheapest 4.4748 Ksh 0.00 FCFA 4,474,791.35 −FCFA 12,114.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5066 – FCFA 4,506,569.00
Regency FX Cheapest 4.4944 Ksh 0.00 FCFA 4,494,401.26 −FCFA 12,167.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4974 – FCFA 4,497,384.00
Regency FX Cheapest 4.4852 Ksh 0.00 FCFA 4,485,241.06 −FCFA 12,142.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5049 – FCFA 4,504,903.00
Regency FX Cheapest 4.4927 Ksh 0.00 FCFA 4,492,739.76 −FCFA 12,163.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4980 – FCFA 4,497,982.00
Regency FX Cheapest 4.4858 Ksh 0.00 FCFA 4,485,837.45 −FCFA 12,144.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5066 – FCFA 4,506,567.00
Regency FX Cheapest 4.4944 Ksh 0.00 FCFA 4,494,399.27 −FCFA 12,167.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5128 – FCFA 4,512,793.00
Regency FX Cheapest 4.5006 Ksh 0.00 FCFA 4,500,608.46 −FCFA 12,184.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5128 – FCFA 4,512,793.00
Regency FX Cheapest 4.5006 Ksh 0.00 FCFA 4,500,608.46 −FCFA 12,184.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5040 – FCFA 4,503,965.00
Regency FX Cheapest 4.4918 Ksh 0.00 FCFA 4,491,804.29 −FCFA 12,160.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5204 – FCFA 4,520,439.00
Regency FX Cheapest 4.5082 Ksh 0.00 FCFA 4,508,233.81 −FCFA 12,205.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5414 – FCFA 4,541,372.00
Regency FX Cheapest 4.5291 Ksh 0.00 FCFA 4,529,110.30 −FCFA 12,261.70

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send Ksh 1,000,000, after fees, as quoted by each company. The mid-market line shows what Ksh 1,000,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more XAF per KES than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of XAF on every transfer from Kenya.

Right now, Regency FX pays 4,529,110.3 XAF on 1,000,000 KES, which is 12,261.7 XAF less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 4,529,261.89 XAF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Cameroon.

We've tracked 50 comparisons to check how often today's top companies were the cheapest across 2 amounts over the past month.

  1. Regency FXAppeared in 29 comparisons

    Cheapest every time

Based on 50 comparisons across 2 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most XAF, and it was also the cheapest in 100% of the 29 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Cameroon.

Ways to send money from Kenya to Cameroon

You have 1 companies sending money from Kenya to Cameroon.

Paying from business accounts

Global accounts

Global accounts help Kenyan businesses pay suppliers and contractors in Cameroon.

Payoneer and Veem specialise in recurring business payments, invoicing, and getting paid into Kenyan accounts from Cameroon.

Currency brokers

Currency brokers have no fees and add markup instead.

Usually the more KES you send to Cameroon, the better rate you will get.

Availability also depends on whether you live in Kenya or are sending KES from elsewhere.

Regency FX charges no fee and adds 0.27% on KES/XAF rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

Ways to fund KES and receive XAF in Cameroon

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KSh1,000,000 gives your recipient 4,529,110.3 XAF.

Fund the transfer using bank transfer.

In Cameroon, they can receive XAF with bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay KSh1,000,000.00

    FCFA4,529,110

    Cheapest

Consider this before sending KES to Cameroon

Mobile money is the natural starting point for this route, but the registered recipient name and the tax added to the transfer fee both matter.

Compare KES/XAF transfer services

There are 1 companies available for a KSh1,000,000 payment to Cameroon.

Cheapest option

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 4,529,110.3 XAF, which is 0% more than the next best option.

Fastest option

Regency FX sends bank transfer to bank deposit in minutes - 24 hours, giving the recipient 4,529,110.3 XAF.

Excise duty applies to the fee

Kenya charges 15% excise duty on fees for money-transfer services.

It applies to the fee charged by the bank, mobile operator or money transfer company, not to the KSh1,000,000 being sent.

Check the CBK licence when in doubt

Use the Central Bank of Kenya's directory to check a money-remittance company.

A legitimate company should also display its CBK licence or authorisation at its premises.

How we analyse the market

Only companies licensed by the Central Bank of Kenya appear here, which is the same check worth doing yourself before signing up anywhere.

In the past 30 days alone, we analysed 50 comparisons across 2 amounts.

This page covers the cheapest and fastest options for KES/XAF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We track 1 of them on KES to Cameroon in real time on live comparisons, comparing rates, fees and how the money is sent and collected, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.