PayPal App (P2P Transfer) is the cheapest way to send money from Kenya to Philippines, giving your recipient 14,367.48 PHP from KSh33,000.
Use bank transfer to deposit KES and bank deposit to withdraw PHP to get the most of your transfer.
| 3 of 3 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze KES/PHP exchange rates from our comparisons. | |||
| Based on 33,000 KES transfer Best companies for KES/PHP transfersAll money transfer offers for KES/PHP transfers, sorted by most PHP received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
Run a live search Showing top Kenya to Philippines deals for 33,000 KES. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live KES to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much KES you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large KES transfers. Click the link and update the transfer amount to get the best deal. | |||
| Send Money Between PayPal Accounts  PayPal App (P2P Transfer) Pay via Bank transfer | Fee Ksh 1,320.00 1 KES = 0.4535 PHP +6.00% vs mid-market | Recipient gets ₱14,367.48 Minutes | |
Ways to receive money in Philippines with PayPal App (P2P Transfer) when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes Ksh 1,320.001 KES = 0.4535 PHP ₱14,367.48You payKsh 33,000.00 | |||
| Send cash via a MoneyGram agent  MoneyGram Agent Pay via Bank transfer | Fee Ksh 1,320.00 1 KES = 0.4535 PHP +6.00% vs mid-market | Recipient gets ₱14,367.48 Minutes - 3 days | |
Ways to receive money in Philippines with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Ksh 1,320.001 KES = 0.4535 PHP ₱14,367.48You payKsh 33,000.00 | |||
| Send cash via a Western Union agent  Western Union Agent Pay via Bank transfer | Fee Ksh 990.00 1 KES = 0.4487 PHP +7.00% vs mid-market | Recipient gets ₱14,362.70 Minutes - 5 days | |
Ways to receive money in Philippines with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Ksh 990.001 KES = 0.4487 PHP ₱14,362.70You payKsh 33,000.00 | |||
| How Our Results Work Mid-market rate: 1 KES = 0.482467 PHP Updates every 60 minutes. | |||
Transfer details
Start with the cheapest option, which is PayPal App (P2P Transfer). It will get you the most PHP on a KES 33,000 transfer.
This heavily depends on how much you send, so I suggest to get the best KES/PHP rate.
You have 1 ways to pay, including bank transfer.
Paying from your M-Pesa balance is quickest way to fund the transfer (but you'll need to top it up with cash first).
You'll need your ID and your KRA PIN to register.
Nobody legitimate will ask for your PIN to reverse a transfer or verify anything, so treat that as the end of the conversation.
You have 3 companies sending money from Kenya to Philippines.
Paying from business accounts
Global accounts help Kenyan businesses pay suppliers and contractors in Philippines.
Payoneer and Veem specialise in recurring business payments, invoicing, and getting paid into Kenyan accounts from Philippines.
With PayPal App (P2P Transfer), paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KSh33,000 gives your recipient 14,367.48 PHP.
Fund the transfer using bank transfer.
In Philippines, they can receive PHP with bank deposit.
You pay KSh33,000.00
₱14,367
Cheapest
Mobile money is the natural starting point for this route, but the registered recipient name and the tax added to the transfer fee both matter.
There are 3 companies available for a KSh33,000 payment to Philippines.
Cheapest option
PayPal App (P2P Transfer) is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 14,367.48 PHP, which is 0% more than the next best option.
Fastest option
PayPal App (P2P Transfer) sends bank transfer to bank deposit in minutes, giving the recipient 14,367.48 PHP.
Kenya charges 15% excise duty on fees for money-transfer services.
It applies to the fee charged by the bank, mobile operator or money transfer company, not to the KSh33,000 being sent.
Use the Central Bank of Kenya's directory to check a money-remittance company.
A legitimate company should also display its CBK licence or authorisation at its premises.
The rate determines how much PHP reaches the recipient for your KES. A recent high and low help you judge the quote before sending.
Mid-market rate:1 KES = 0.484396 PHP
Only companies licensed by the Central Bank of Kenya appear here, which is the same check worth doing yourself before signing up anywhere.
We track 3 of them on KES to Philippines in real time on live comparisons, comparing rates, fees and how the money is sent and collected, and each goes through our review.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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