The Best International Payment Gateways in the Netherlands in 2026

Compare international payment gateways for businesses in the Netherlands

Dutch and neighbouring-market checkout methods

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Mollie

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Spending foreign revenue without converting first

8.8

Airwallex

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"Airwallex offers a comprehensive financial platform for businesses. Make global transfers to 150+ countries, receive funds in 20+ currencies. Connect with popular software for a seamless approach."

Software subscriptions and custom payment flows

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Stripe

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Frequent non-EEA card orders

8.5

Sokin

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"Sokin is a global payments platform for businesses. Hold 75+ currencies with free IBAN accounts. Make up to 5,000 payments per batch transfer. Excellent ecommerce payment gateway available."

Checkout with a Dutch IBAN business account

8.6

Revolut

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Memberships and invoices collected by bank debit

7.8

GoCardless

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Large international retailers

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Adyen

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Mollie for Dutch and neighbouring-market checkout methods

Mollie gives your store iDEAL/Wero alongside cards and methods such as Bancontact for Belgian buyers, with plugins that reduce separate integration work.

iDEAL/Wero costs €0.32, and online Visa or Mastercard costs 1.80% + €0.25 for EEA consumer cards, or 2.90% + €0.25 for EEA commercial cards.

Non-EEA cards cost 3.25% + €0.25, so the service’s strongest reason is its checkout method mix rather than the cheapest card tariff here.

For subscriptions, a first iDEAL payment can establish a bank debit mandate, with later collections made through SEPA Direct Debit at €0.35 each.

The recurring setup needs SEPA Direct Debit enabled, because offering iDEAL for one-off orders does not automatically enable later bank collections.

Standard online payments have no monthly subscription, letting a smaller shop offer several methods without another fixed processing plan.

I like Mollie for a store serving the Netherlands and nearby markets, where one integration can cover the different ways customers want to pay.

Airwallex for spending foreign revenue without converting first

Airwallex can keep eligible checkout proceeds in more than 20 settlement currencies, which helps if dollar or sterling income will fund matching expenses.

Its local bank details also serve customers paying invoices by transfer, while checkout plugins, links and an API handle online acceptance.

EEA consumer Visa and Mastercard cost 1.30% + €0.25, while EEA commercial and international cards cost 3.15% + €0.25.

Explore costs €19 monthly before VAT, waived with €10,000 in deposits or processing during the subscription month, or €10,000 in Wallet at its end.

Conversion costs 0.5% above the interbank rate for major currencies and 1% for others, with Subscription Management adding 0.50% per successful card transaction.

Airwallex suits an international business with foreign-currency expenses, because keeping the proceeds can avoid converting to euros and buying the same currency again.

Stripe for software subscriptions and custom payment flows

Stripe suits software that needs billing rules and subscription changes alongside checkout, with hosted pages available before you build a custom integration.

Payment Links collect individual sales without a full store, while its API lets developers connect payments with your own application.

An iDEAL payment can be used to set up future SEPA debits, so a subscription need not ask the customer to repeat iDEAL checkout every month.

Billing is a separate paid product beyond processing, and foreign-currency payouts can also carry charges depending on the payout setup.

Stripe fits subscriptions with changing plans and custom software, while a simpler shop may get enough from Mollie’s ecommerce integration.

Sokin for frequent non-EEA card orders

Sokin’s European merchant tariff charges 2.50% + €0.20 for international cards, making US-card processing cheaper than the other standard card tariffs compared here.

WooCommerce integration and checkout components connect it to your store, while an API supports a bespoke website and payment links serve individual invoices.

Domestic consumer cards cost 1.20% + €0.20, with other domestic cards at 1.90% + €0.20 and fixed authorisation fees varying by transaction currency.

Refunds cost €2.50 and disputes cost €20, so a store with frequent returns may lose part of its processing saving.

Settlement conditions can include a reserve and delays assessed for your business, restricting how quickly you can use some of the revenue.

Sokin suits regular non-EEA card orders with few refunds, especially when WooCommerce or a custom integration already fits how you sell.

Revolut Business for checkout with a Dutch IBAN business account

Revolut Business provides a Dutch IBAN alongside business spending and currency balances, with customer payment acceptance requiring separate merchant approval.

That lets invoice transfers and checkout serve different customers without using a card gateway for every payment your business receives.

Online consumer Visa and Mastercard from domestic or European customers cost 1% + €0.20, while domestic commercial and international cards cost 2.8% + €0.20.

Revolut Pay costs 1% + €0.20 online, giving Revolut customers an account-based checkout option alongside cards.

Basic costs €10 monthly and includes a €1,000 exchange allowance during market hours, with 0.6% above the allowance and 1% outside market hours.

In-person acceptance can also serve a physical shop, so Revolut fits a business using the account for more than an occasional website sale.

GoCardless for memberships and invoices collected by bank debit

GoCardless focuses on collecting from customer bank accounts, with accounting and membership integrations that help manage repeat invoices.

The Standard EU tariff is 1% + €0.20 capped at €2 for domestic collection, or 2% + €0.20 for international collection, before VAT.

International collection includes Wise-powered conversion into your home currency, with eight supported currencies across the Eurozone and seven other currency regions.

The supported regions include the UK, Sweden, Denmark, Australia, New Zealand, the US and Canada, rather than every country using bank transfers.

Converted collections take an extra two to four business days to reach your bank account, so they need more cash-flow planning than an immediate payment.

GoCardless suits services collecting authorised bank payments on a schedule, with a separate card checkout when customers want cards or wallets.

Adyen for large international retailers

Adyen gives a large retailer shared payment management across ecommerce and physical stores, with local methods available alongside cards.

Multiple payout accounts can support different currencies, which helps an enterprise organise proceeds across markets without converting every settlement into euros.

Its card pricing combines a €0.11 processing charge with interchange++, made up of the issuing bank’s fee, network fees and Adyen’s acquiring markup.

The final rate therefore depends on the card and commercial terms, rather than being a flat €0.11 for a successful sale.

A minimum invoice depends on your industry and business model, even though there is no standard setup or monthly fee.

Adyen suits an established retailer coordinating stores and online sales internationally, where payment management at that scale justifies the commercial setup.

What can an international payment gateway do for your business?

Sell to customers using different payment methods

A gateway connects payment authorisation to checkout, with the processing service collecting the sale and settling proceeds into your eligible account.

A Dutch buyer can use a familiar local method while an overseas buyer uses a card, depending on the options your checkout enables.

Collect invoices without a complete webshop

A payment link lets you request a particular amount by email, which can help when an overseas client prefers cards to a bank transfer.

Airwallex, Stripe, Sokin and Revolut Business offer links, while a full ecommerce integration is more useful for a catalogue of products.

Keep revenue in the currency you will spend

Retaining foreign sales income can avoid an unnecessary conversion into euros when you also have expenses in that foreign currency.

For customers paying invoices by transfer, business multi-currency accounts in the Netherlands provide receiving options separate from card checkout.

How much will you receive after payment fees?

For a €100 online order charged and settled in euros, the processing-only amounts below depend on the customer’s method and card origin.

The methods serve different customers, so the lower iDEAL deduction does not make it a substitute for a US buyer’s card.

These amounts exclude applicable tax, account plans and other service charges, with premium or commercial cards potentially priced differently.

Airwallex and Revolut add account costs, and currency conversion adds further charges when the currency you collect differs from the currency you receive.

Sokin’s €2.50 refund fee can reduce its card saving, while Adyen’s minimum invoice can make a low-volume account expensive.

Funds held in a reserve remain unavailable temporarily, so a successful checkout does not guarantee that every euro can be withdrawn immediately.

Choose a gateway for your business needs

Local methods alongside international cards

A payment method is how the customer pays, and a store serving several countries can need more than one familiar option.

Mollie combines iDEAL/Wero with Bancontact and cards, while Stripe also offers iDEAL alongside its wider payment and billing tools.

Sokin’s lower US-card processing fee helps a different customer mix from a store whose buyers mostly use Dutch bank checkout.

Subscriptions after an iDEAL first payment

Subscription billing sets renewal amounts and dates, while the payment method determines how money is collected each time.

Mollie suits a webshop adding recurring purchases, Stripe suits software with changing plans, and GoCardless suits invoice or membership collections organised around bank debit.

Accounts and currency balances

Receiving details let customers transfer money to you, while a currency balance lets you retain proceeds for later use.

Airwallex combines foreign revenue collection with spending in the same currency, and Revolut Business adds a Dutch IBAN for the wider account.

A euro-focused shop may get more value from the right checkout methods than from opening another account for unused currency features.

Store plugins and an API

A plugin connects payments with your webshop, while an API lets developers control how payment functions work inside your software.

Mollie suits stores connecting several local methods, Stripe suits subscription software, and Sokin supports WooCommerce or a bespoke checkout.

Online and physical sales

Point of sale (POS) covers payments at a counter or another physical location, with shared records helping you manage those sales alongside website orders.

Adyen suits large international retail operations, while Revolut Business also connects payment acceptance with the account used for everyday finances.

What do you need to get started?

For supplier bills after collection, international business transfers from the Netherlands help you compare the separate cost of sending money abroad.