How to send money to US from Netherlands with the best EUR-USD rate

TapTap Send is the fastest way to send money to United States right now, with delivery in minutes.

For the cheapest option, sending €7,000 with TapTap Send will get you 7,959 USD.

Best companies for EUR/USD transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/USD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €34.28 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,924.20 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.281 EUR = 1.1376 USD
$7,924.20You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.1318 USD +0.52% vs mid-market Recipient gets $7,922.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1318 USD
$7,922.60You pay€7,000.00

Run a live search

Showing top Netherlands to United States deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 1.1370 USD +0.06% vs mid-market Recipient gets $7,959.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in US with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 1.1370 USD
$7,959.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1349 USD +0.25% vs mid-market Recipient gets $7,944.05 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in US with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 1.1349 USD
$7,944.05You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1346 USD +0.27% vs mid-market Recipient gets $7,942.45 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in US with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1346 USD
$7,942.45You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1343 USD +0.30% vs mid-market Recipient gets $7,940.06 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in US with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1343 USD
$7,940.06You pay€7,000.00

Wise

Pay via Bank transfer
Fee €34.28 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,924.20 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€34.281 EUR = 1.1376 USD
$7,924.20You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1320 USD +0.50% vs mid-market Recipient gets $7,924.14 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in US with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1320 USD
$7,924.14You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.1318 USD +0.52% vs mid-market Recipient gets $7,922.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1318 USD
$7,922.60You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1318 USD +0.52% vs mid-market Recipient gets $7,922.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1318 USD
$7,922.60You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1.1318 USD +0.52% vs mid-market Recipient gets $7,922.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1318 USD
$7,922.60You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €44.42 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,912.67 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€44.421 EUR = 1.1376 USD
$7,912.67You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 1.1353 USD +0.21% vs mid-market Recipient gets $7,866.99 Same day
Multi-currency cardReceive to bank account

Ways to receive money in US with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€70.501 EUR = 1.1353 USD
$7,866.99You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €89.31 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,861.60 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€89.311 EUR = 1.1376 USD
$7,861.60You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1218 USD +1.40% vs mid-market Recipient gets $7,852.46 Minutes - 2 days

Ways to receive money in US with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 1.1218 USD
$7,852.46You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 1.1206 USD +1.51% vs mid-market Recipient gets $7,842.32 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in US with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€1.991 EUR = 1.1206 USD
$7,842.32You pay€7,000.00

Wise

Pay via Credit card
Fee €131.35 1 EUR = 1.1376 USD +0.01% vs mid-market Recipient gets $7,813.78 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€131.351 EUR = 1.1376 USD
$7,813.78You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 1.1377 USD Updates every 60 minutes.

How to send money from Netherlands to US

Pick a company

For a one-off transfer to US, I suggest picking the cheapest option which is TapTap Send.

On a 7,000 EUR transfer, TapTap Send delivers the most USD.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/USD rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to US

10 companies send money from the Netherlands to United States, across app, broker, online, global account, and multi-currency account, and more.

For one-off transfers

Online transfers

Sending money to US online is simple.

Pick US, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 7,924.2 USD with a €34.28 fee and 0.01% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to US, apps are the easiest.

TapTap Send charges €0 in fees on a €7,000 transfer with 0.06% markup and gets you 7,959 USD.

You can pay for you transfer via app, broker, online, global account, and multi-currency account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of USD rate.

For a property abroad or moving your savings, a broker like Key Currency is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and USD in one account.

This is handy for receiving payments, spending USD and EUR, or travelling to United States.

Wise is the cheapest multi-currency account.

It converts €7,000 at 0.01% markup plus €34.28 fee and holds the USD until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive USD in US

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 7,959 USD.

In United States, the recipient can collect USD through bank deposit.

You can deposit EUR using bank transfer, debit card, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/USD rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    $7,959

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    $7,944

    -$15

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    $7,923

    -$36

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    $7,913

    -$46

Consider this when sending money from Netherlands to US

A few things to consider before sending money from Netherlands to US.

Compare your transfer options

Cheapest way to send money to United States

The cheapest option for $7,959 is TapTap Send, funded through debit card with bank deposit for the payout. Your recipient gets 7,959 USD, which is 0.19% more than the next best option.

Fastest way to send money to United States

The fastest option is TapTap Send. Pay by debit card and choose bank deposit in United States. Your recipient gets 7,959 USD in minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-USD Exchange Rate

Finding the best rate to send money from Netherlands to US

The EUR/USD rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 1.137411 USD

How we analyse the market

We track 10 companies sending EUR to United States, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.