How to send money to the US from the Netherlands with the best EUR-USD rate

TapTap Send is the fastest way to send money to the United States right now, with delivery in minutes.

For the cheapest option, sending €7.000 with Key Currency will get you 7.846,56 USD.

Best companies for EUR/USD transfers

12 of 12 providers

Last updated on 10 November 2026

Based on 7,000 EUR transfer

Best companies for EUR/USD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €34.28 1 EUR = 1.1238 USD 0.00% vs mid-market Recipient gets $7,827.73 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€34.281 EUR = 1.1238 USD
$7,827.73You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.1178 USD +0.53% vs mid-market Recipient gets $7,824.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1178 USD
$7,824.60You pay€7,000.00

Run a live search

Showing top Netherlands to United States deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1209 USD +0.25% vs mid-market Recipient gets $7,846.56 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in US with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 1.1209 USD
$7,846.56You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1207 USD +0.27% vs mid-market Recipient gets $7,844.99 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in US with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1207 USD
$7,844.99You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1204 USD +0.30% vs mid-market Recipient gets $7,842.63 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in US with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1204 USD
$7,842.63You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1184 USD +0.48% vs mid-market Recipient gets $7,828.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in US with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1184 USD
$7,828.80You pay€7,000.00

Wise

Pay via Bank transfer
Fee €34.28 1 EUR = 1.1238 USD 0.00% vs mid-market Recipient gets $7,827.73 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€34.281 EUR = 1.1238 USD
$7,827.73You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1181 USD +0.50% vs mid-market Recipient gets $7,826.90 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in US with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1181 USD
$7,826.90You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.1178 USD +0.53% vs mid-market Recipient gets $7,824.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1178 USD
$7,824.60You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1178 USD +0.53% vs mid-market Recipient gets $7,824.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1178 USD
$7,824.60You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1.1178 USD +0.53% vs mid-market Recipient gets $7,824.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.1178 USD
$7,824.60You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €3.56 1 EUR = 1.1173 USD +0.58% vs mid-market Recipient gets $7,817.10 Minutes - 24 hours
Receive to bank account

Ways to receive money in US with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€3.561 EUR = 1.1173 USD
$7,817.10You pay€7,000.00

Wise

Pay via iDEAL
Fee €44.42 1 EUR = 1.1238 USD 0.00% vs mid-market Recipient gets $7,816.33 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€44.421 EUR = 1.1238 USD
$7,816.33You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.85 1 EUR = 1.1206 USD +0.28% vs mid-market Recipient gets $7,776.05 Same day
Multi-currency cardReceive to bank account

Ways to receive money in US with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€60.851 EUR = 1.1206 USD
$7,776.05You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €89.31 1 EUR = 1.1238 USD 0.00% vs mid-market Recipient gets $7,765.89 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€89.311 EUR = 1.1238 USD
$7,765.89You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 1.1080 USD +1.40% vs mid-market Recipient gets $7,756.10 Minutes - 2 days

Ways to receive money in US with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 1.1080 USD
$7,756.10You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 1.1080 USD +1.41% vs mid-market Recipient gets $7,756.00 Minutes
Fastest
Receive to bank account

Ways to receive money in US with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 1.1080 USD
$7,756.00You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 1.1060 USD +1.59% vs mid-market Recipient gets $7,740.15 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in US with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€1.991 EUR = 1.1060 USD
$7,740.15You pay€7,000.00

Wise

Pay via Credit card
Fee €131.35 1 EUR = 1.1238 USD 0.00% vs mid-market Recipient gets $7,718.65 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€131.351 EUR = 1.1238 USD
$7,718.65You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 1.1237 USD Updates every 60 minutes.

How to send money from Netherlands to US

Pick a company

For a one-off EUR transfer to the US, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 19 of the 26 days it quoted €7.000 transfers to the US.

On a 7.000 EUR transfer, Key Currency delivers the most USD.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/USD rate.

Fund your transfer

There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to US?

How much EUR you send to the US heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 71% of the transfers from €5,000 it quoted, and in 71% of all the transfers it quoted.

Cheapest service
€5000.38%€0.00$559.25with debit card to bank deposit+$6.18
€1,0000.03%€0.00$1,122.40with debit card to bank deposit+$13.47
€2,0000.06%€0.00$2,244.00with debit card to bank deposit+$24.17
€5,0000.15%€0.00$5,606.00with debit card to bank deposit+$38.33
€7,000This page0.25%€0.00$7,846.56with bank transfer to bank deposit+$44.34
€25,0000.20%€0.00$28,005.08with bank transfer to bank deposit+$113.00

Mid-market rate: 1 EUR = 1.1237 USD

EUR/USD Exchange Rate History

Is today a good time to send money from Netherlands to US?

The cheapest way to send EUR to USD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7.000 EUR transfers to the US.

USD received for €7,000, after fees

Tue, 10 Nov 2026Mid-market rate$7,866.23 Key Currency $7,846.56Key Currency$7,846.56Regency FX$7,844.99TorFx$7,842.63

7.740
7.760
7.780
7.800
7.820
7.840
7.860
7.880
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1203 – $7,841.82
Key Currency Cheapest 1.1175 €0.00 $7,822.22 −$19.60
Regency FX 1.1172 €0.00 $7,820.65 −$21.17
TorFx 1.1169 €0.00 $7,818.29 −$23.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1185 – $7,829.82
TapTap Send Cheapest 1.1160 €0.00 $7,812.00 −$17.81
Key Currency 1.1157 €0.00 $7,810.24 −$19.57
Regency FX 1.1155 €0.00 $7,808.67 −$21.14
TorFx 1.1152 €0.00 $7,806.33 −$23.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1193 – $7,834.97
Key Currency Cheapest 1.1165 €0.00 $7,815.39 −$19.58
Regency FX 1.1163 €0.00 $7,813.82 −$21.15
TorFx 1.1159 €0.00 $7,811.47 −$23.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1208 – $7,845.68
Key Currency Cheapest 1.1180 €0.00 $7,826.07 −$19.61
Regency FX 1.1178 €0.00 $7,824.50 −$21.18
TorFx 1.1174 €0.00 $7,822.15 −$23.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1241 – $7,868.97
Key Currency Cheapest 1.1213 €0.00 $7,849.29 −$19.68
Regency FX 1.1211 €0.00 $7,847.72 −$21.25
TorFx 1.1208 €0.00 $7,845.36 −$23.61

No data was collected on Sat, 17 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Paysend Cheapest 1.1196 €0.00 $7,837.13 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1211 – $7,847.54
Key Currency Cheapest 1.1183 €0.00 $7,827.92 −$19.62
Regency FX 1.1181 €0.00 $7,826.35 −$21.19
TorFx 1.1177 €0.00 $7,824.00 −$23.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1230 – $7,861.02
Key Currency Cheapest 1.1202 €0.00 $7,841.37 −$19.65
Regency FX 1.1200 €0.00 $7,839.80 −$21.22
TorFx 1.1196 €0.00 $7,837.44 −$23.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1222 – $7,855.37
Key Currency Cheapest 1.1194 €0.00 $7,835.73 −$19.64
Regency FX 1.1192 €0.00 $7,834.16 −$21.21
TorFx 1.1188 €0.00 $7,831.80 −$23.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1240 – $7,867.73
Key Currency Cheapest 1.1212 €0.00 $7,848.06 −$19.67
Regency FX 1.1209 €0.00 $7,846.48 −$21.25
TorFx 1.1206 €0.00 $7,844.12 −$23.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1198 – $7,838.40
TapTap Send Cheapest 1.1170 €0.00 $7,819.00 −$19.40
Key Currency 1.1170 €0.00 $7,818.80 −$19.60
Regency FX 1.1167 €0.00 $7,817.23 −$21.17
TorFx 1.1164 €0.00 $7,814.88 −$23.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1202 – $7,841.64
Key Currency Cheapest 1.1174 €0.00 $7,822.03 −$19.61
Regency FX 1.1172 €0.00 $7,820.47 −$21.17
TorFx 1.1169 €0.00 $7,818.11 −$23.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1202 – $7,841.64
Key Currency Cheapest 1.1174 €0.00 $7,822.03 −$19.61
Regency FX 1.1172 €0.00 $7,820.47 −$21.17
TorFx 1.1169 €0.00 $7,818.11 −$23.53
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Paysend Cheapest 1.1164 €0.00 $7,814.82 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1156 – $7,809.45
TapTap Send Cheapest 1.1150 €0.00 $7,805.00 −$4.45
Key Currency 1.1128 €0.00 $7,789.93 −$19.52
Regency FX 1.1126 €0.00 $7,788.37 −$21.08
TorFx 1.1123 €0.00 $7,786.02 −$23.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1120 – $7,784.00
Key Currency Cheapest 1.1092 €0.00 $7,764.54 −$19.46
Regency FX 1.1090 €0.00 $7,762.98 −$21.02
TorFx 1.1087 €0.00 $7,760.65 −$23.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1146 – $7,802.40
Xe Cheapest 1.1128 €0.00 $7,789.60 −$12.80
Key Currency 1.1118 €0.00 $7,782.90 −$19.50
Regency FX 1.1116 €0.00 $7,781.34 −$21.06
TorFx 1.1113 €0.00 $7,779.00 −$23.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1186 – $7,830.50
Xe Cheapest 1.1167 €0.00 $7,816.90 −$13.60
Key Currency 1.1158 €0.00 $7,810.92 −$19.58
Regency FX 1.1156 €0.00 $7,809.36 −$21.14
TorFx 1.1153 €0.00 $7,807.01 −$23.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1206 – $7,843.98
Key Currency Cheapest 1.1178 €0.00 $7,824.37 −$19.61
Regency FX 1.1175 €0.00 $7,822.80 −$21.18
TorFx 1.1172 €0.00 $7,820.45 −$23.53
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 1.1140 €0.00 $7,798.00 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1195 – $7,836.46
Key Currency Cheapest 1.1167 €0.00 $7,816.87 −$19.59
Regency FX 1.1165 €0.00 $7,815.30 −$21.16
TorFx 1.1161 €0.00 $7,812.95 −$23.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1197 – $7,837.96
Key Currency Cheapest 1.1169 €0.00 $7,818.36 −$19.60
Regency FX 1.1167 €0.00 $7,816.79 −$21.17
TorFx 1.1163 €0.00 $7,814.44 −$23.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1236 – $7,864.99
Key Currency Cheapest 1.1208 €0.00 $7,845.33 −$19.66
Regency FX 1.1205 €0.00 $7,843.75 −$21.24
TorFx 1.1202 €0.00 $7,841.40 −$23.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1246 – $7,872.07
Xe Cheapest 1.1227 €0.00 $7,858.90 −$13.17
Key Currency 1.1218 €0.00 $7,852.39 −$19.68
Regency FX 1.1215 €0.00 $7,850.81 −$21.26
TorFx 1.1212 €0.00 $7,848.45 −$23.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1179 – $7,825.59
TapTap Send Cheapest 1.1170 €0.00 $7,819.00 −$6.59
Key Currency 1.1151 €0.00 $7,806.02 −$19.57
Regency FX 1.1149 €0.00 $7,804.46 −$21.13
TorFx 1.1146 €0.00 $7,802.11 −$23.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1151 – $7,805.50
Key Currency Cheapest 1.1123 €0.00 $7,785.98 −$19.52
Regency FX 1.1121 €0.00 $7,784.42 −$21.08
TorFx 1.1117 €0.00 $7,782.08 −$23.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1151 – $7,805.50
Key Currency Cheapest 1.1123 €0.00 $7,785.98 −$19.52
Regency FX 1.1121 €0.00 $7,784.42 −$21.08
TorFx 1.1117 €0.00 $7,782.08 −$23.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1172 – $7,820.53
Key Currency Cheapest 1.1144 €0.00 $7,800.98 −$19.55
Regency FX 1.1142 €0.00 $7,799.42 −$21.11
TorFx 1.1139 €0.00 $7,797.07 −$23.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.1237 – $7,866.23
Key Currency Cheapest 1.1209 €0.00 $7,846.56 −$19.67
Regency FX 1.1207 €0.00 $7,844.99 −$21.24
TorFx 1.1204 €0.00 $7,842.63 −$23.60

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more USD per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of USD on every transfer from the Netherlands.

Right now, Key Currency pays 7.846,56 USD on 7.000 EUR, which is 19,67 USD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 7.858,90 USD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the US.

We've tracked 174 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Key CurrencyAppeared in 55 comparisons

    Cheapest in 71% of them

  2. Regency FXAppeared in 55 comparisons

    Never the cheapest

  3. TorFxAppeared in 83 comparisons

    Cheapest in 22% of them

Based on 174 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from the Netherlands to US

12 companies send money from the Netherlands to the United States, across currency broker, app, multi-currency account, online, and global business account, and more.

For one-off transfers

Online transfers

Sending money to the US online is simple.

Pick the US, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7.000 gets you 7.827,73 USD with a €34,28 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 24 of the 29 days it quoted.

Frequent transfers abroad

Money transfer apps

For the regular transfer to the US, apps are the easiest.

Wise charges €34,28 in fees on a €7.000 transfer with 0% markup and gets you 7.827,73 USD.

Over the past month, Wise was the cheapest app on 41% of the days it appeared for €7.000 transfers.

You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of USD rate.

For a property abroad or moving your savings, a broker like Key Currency is the best option.

Our analysis shows Key Currency was the cheapest broker in 80% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and USD in one account.

This is handy for receiving payments, spending USD and EUR, or travelling to the United States.

Currencies Direct is the cheapest multi-currency account.

It converts €7.000 at 0,48% markup plus €0 fee and holds the USD until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 43% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive USD in US

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7.000 gives your recipient 7.846,56 USD.

In the United States, the recipient can collect USD through bank deposit.

You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/USD rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    $7,847

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    $7,825

    -$22

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    $7,825

    -$22

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    $7,816

    -$30

Consider this when sending money from Netherlands to US

A few things to consider before sending money from the Netherlands to the US.

Compare your transfer options

Cheapest way to send money to the United States

The cheapest option for a €7.000 transfer is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 7.846,56 USD, which is 0,02% more than the next best option.

Fastest way to send money to the United States

The fastest option is TapTap Send. Pay by debit card and choose bank deposit in the United States. Your recipient gets 7.756 USD in minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 12 companies sending EUR to the United States, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 174 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/USD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.