Regency FX is the fastest way to send money to Japan right now, with delivery in minutes - 24 hours.
For the cheapest option, sending €7,000 with Key Currency will get you 1,269,202.72 JPY.
| 9 of 9 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/JPY exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/JPY transfersAll money transfer offers for EUR/JPY transfers, sorted by most JPY received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €37.59 1 EUR = 181.7750 JPY 0.00% vs mid-market | Recipient gets ¥1,265,592.00 Within a week | |
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €37.591 EUR = 181.7750 JPY ¥1,265,592.00You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 179.6952 JPY +1.15% vs mid-market | Recipient gets ¥1,257,866.40 Minutes - 24 hours | |
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 179.6952 JPY ¥1,257,866.40You pay€7,000.00 | |||
Run a live search Showing top Netherlands to Japan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to JPY rates. | |||
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much EUR you're planning to spend in Japan. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 181.3147 JPY +0.25% vs mid-market | Recipient gets ¥1,269,202.72 Minutes - 3 days | |
Ways to receive money in Japan with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 181.3147 JPY ¥1,269,202.72You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 181.2783 JPY +0.27% vs mid-market | Recipient gets ¥1,268,948.24 Minutes - 24 hours | |
Ways to receive money in Japan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 181.2783 JPY ¥1,268,948.24You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 181.2238 JPY +0.30% vs mid-market | Recipient gets ¥1,268,566.53 Minutes - 24 hours | |
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 181.2238 JPY ¥1,268,566.53You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 180.8603 JPY +0.50% vs mid-market | Recipient gets ¥1,266,021.76 Minutes - 24 hours | |
Ways to receive money in Japan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 180.8603 JPY ¥1,266,021.76You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 180.8418 JPY +0.51% vs mid-market | Recipient gets ¥1,265,893.00 Minutes - 24 hours | |
Ways to receive money in Japan with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 180.8418 JPY ¥1,265,893.00You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €37.59 1 EUR = 181.7750 JPY 0.00% vs mid-market | Recipient gets ¥1,265,592.00 Within a week | |
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €37.591 EUR = 181.7750 JPY ¥1,265,592.00You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €47.71 1 EUR = 181.7750 JPY 0.00% vs mid-market | Recipient gets ¥1,263,753.00 Within a week | |
Ways to receive money in Japan with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €47.711 EUR = 181.7750 JPY ¥1,263,753.00You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 179.6952 JPY +1.15% vs mid-market | Recipient gets ¥1,257,866.40 Minutes - 24 hours | |
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 179.6952 JPY ¥1,257,866.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 179.6952 JPY +1.15% vs mid-market | Recipient gets ¥1,257,866.40 Minutes - 24 hours | |
Ways to receive money in Japan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 179.6952 JPY ¥1,257,866.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 179.6952 JPY +1.15% vs mid-market | Recipient gets ¥1,257,866.40 Minutes - 24 hours | |
Ways to receive money in Japan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 179.6952 JPY ¥1,257,866.40You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 181.3627 JPY +0.22% vs mid-market | Recipient gets ¥1,256,752.00 Within a week | |
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week €70.501 EUR = 181.3627 JPY ¥1,256,752.00You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €92.57 1 EUR = 181.7750 JPY 0.00% vs mid-market | Recipient gets ¥1,255,598.00 Within a week | |
Ways to receive money in Japan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €92.571 EUR = 181.7750 JPY ¥1,255,598.00You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 179.2243 JPY +1.40% vs mid-market | Recipient gets ¥1,254,570.31 Minutes - 2 days | |
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 179.2243 JPY ¥1,254,570.31You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €134.59 1 EUR = 181.7750 JPY 0.00% vs mid-market | Recipient gets ¥1,247,960.00 Within a week | |
Ways to receive money in Japan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €134.591 EUR = 181.7750 JPY ¥1,247,960.00You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 181.769097 JPY Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Japan, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most JPY.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/JPY rate.
There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.
Most common way is to fund your account with iDEAL (Wero)
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
9 companies send money from the Netherlands to Japan, across broker, multi-currency account, online, app, and global account, and more.
For one-off transfers
Sending money to Japan online is simple.
Pick Japan, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Wise is the cheapest online option, sending €7,000 gets you 1,265,592 JPY with a €37.59 fee and 0% markup.
Frequent transfers abroad
For the regular transfer to Japan, apps are the easiest.
Wise charges €37.59 in fees on a €7,000 transfer with 0% markup and gets you 1,265,592 JPY.
You can pay for you transfer via broker, multi-currency account, online, app, and global account but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of JPY rate.
For a property abroad or moving your savings, a broker like Key Currency is the best option.
Holding, travelling, and receiving
These let you hold EUR and JPY in one account.
This is handy for receiving payments, spending JPY and EUR, or travelling to Japan.
Currencies Direct is the cheapest multi-currency account.
It converts €7,000 at 0.51% markup plus €0 fee and holds the JPY until you send or spend it.
For ZZP'ers
Global accounts offer business tool and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,269,202.72 JPY.
In Japan, the recipient can collect JPY through bank deposit.
You can deposit EUR using bank transfer, debit card, credit card, and ideal.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/JPY rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
¥1,269,203
Cheapest
You pay €7,000.00
¥1,263,753
-¥5,450
You pay €7,000.00
¥1,257,866
-¥11,336
You pay €7,000.00
¥1,257,866
-¥11,336
A few things to consider before sending money from Netherlands to Japan.
Cheapest way to send money to Japan
The cheapest option for ¥1,269,202.72 is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 1,269,202.72 JPY, which is 0.02% more than the next best option.
Fastest way to send money to Japan
The fastest option is Regency FX. Pay by bank transfer and choose bank deposit in Japan. Your recipient gets 1,268,948.24 JPY in minutes - 24 hours.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
The EUR/JPY rate can move quickly, so recent highs and lows help put the current quote into context.
Mid-market rate:1 EUR = 181.719319 JPY
We track 9 companies sending EUR to Japan, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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