Revolut is the fastest way to send money to Philippines right now, with delivery in within minutes.
For the cheapest option, sending €7,000 with Xe will get you 502,008.5 PHP.
| 8 of 8 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/PHP transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €45.47 1 EUR = 71.1033 PHP 0.00% vs mid-market | Recipient gets ₱494,490.03 Same day | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €45.471 EUR = 71.1033 PHP ₱494,490.03You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 71.7155 PHP -0.86% vs mid-market | Recipient gets ₱502,008.50 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 71.7155 PHP ₱502,008.50You pay€7,000.00 | |||
Run a live search Showing top Netherlands to Philippines deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much EUR you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 71.7155 PHP -0.86% vs mid-market | Recipient gets ₱502,008.50 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 71.7155 PHP ₱502,008.50You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 71.7155 PHP -0.86% vs mid-market | Recipient gets ₱502,008.50 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 71.7155 PHP ₱502,008.50You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 71.7155 PHP -0.86% vs mid-market | Recipient gets ₱502,008.50 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 71.7155 PHP ₱502,008.50You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 70.9081 PHP +0.27% vs mid-market | Recipient gets ₱496,356.82 Minutes - 24 hours | |
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.9081 PHP ₱496,356.82You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 70.8868 PHP +0.30% vs mid-market | Recipient gets ₱496,207.51 Minutes - 24 hours | |
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.8868 PHP ₱496,207.51You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 70.7446 PHP +0.50% vs mid-market | Recipient gets ₱495,212.11 Minutes - 24 hours | |
Ways to receive money in Philippines with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 70.7446 PHP ₱495,212.11You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €1.13 1 EUR = 70.7100 PHP +0.55% vs mid-market | Recipient gets ₱494,890.00 Minutes - 24 hours | |
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.131 EUR = 70.7100 PHP ₱494,890.00You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €45.47 1 EUR = 71.1033 PHP 0.00% vs mid-market | Recipient gets ₱494,490.03 Same day | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €45.471 EUR = 71.1033 PHP ₱494,490.03You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €55.58 1 EUR = 71.1033 PHP 0.00% vs mid-market | Recipient gets ₱493,771.18 Same day | |
Ways to receive money in Philippines with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €55.581 EUR = 71.1033 PHP ₱493,771.18You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 70.2000 PHP +1.27% vs mid-market | Recipient gets ₱491,400.00 Minutes | |
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 70.2000 PHP ₱491,400.00You pay€7,000.00 Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 EUR = 70.2000 PHP ₱491,400.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Globe Free1 EUR = 70.2000 PHP ₱491,400.00You pay€7,000.00 Card depositMinutesAvailable via:Pay To Card €0.851 EUR = 70.2000 PHP ₱491,400.00You pay€7,000.85 Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others €2.491 EUR = 70.2000 PHP ₱491,400.00You pay€7,002.49 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 70.8240 PHP +0.39% vs mid-market | Recipient gets ₱490,774.97 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 70.8240 PHP ₱490,774.97You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €100.33 1 EUR = 71.1033 PHP 0.00% vs mid-market | Recipient gets ₱490,589.31 Same day | |
Ways to receive money in Philippines with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €100.331 EUR = 71.1033 PHP ₱490,589.31You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €142.25 1 EUR = 71.1033 PHP 0.00% vs mid-market | Recipient gets ₱487,608.66 Same day | |
Ways to receive money in Philippines with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €142.251 EUR = 71.1033 PHP ₱487,608.66You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 70.8240 PHP +0.39% vs mid-market | Recipient gets ₱480,115.96 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 70.8240 PHP ₱480,115.96You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 71.1001 PHP Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Philippines, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most PHP.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/PHP rate.
There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.
Most common way is to fund your account with iDEAL (Wero)
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
8 companies send money from the Netherlands to Philippines, across broker, app, online, multi-currency account, and global account, and more.
For one-off transfers
Sending money to Philippines online is simple.
Pick Philippines, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Xe is the cheapest online option, sending €7,000 gets you 502,008.5 PHP with a €0 fee and -0.86% markup.
Frequent transfers abroad
For the regular transfer to Philippines, apps are the easiest.
Xe charges €0 in fees on a €7,000 transfer with -0.86% markup, and the money can land directly in a mobile money wallet, no bank account needed on the receiving side.
You can pay for you transfer via broker, app, online, multi-currency account, and global account but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of PHP rate.
For a property abroad or moving your savings, a broker like Xe is the best option.
Holding, travelling, and receiving
These let you hold EUR and PHP in one account.
This is handy for receiving payments, spending PHP and EUR, or travelling to Philippines.
Wise is the cheapest multi-currency account.
It converts €7,000 at 0% markup plus €45.47 fee and holds the PHP until you send or spend it.
For ZZP'ers
Global accounts offer business tool and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 502,008.5 PHP.
In Philippines, the recipient can collect PHP through bank deposit, mobile wallet, mobile money, card deposit, and cash pickup.
They can collect cash
Cash is available through .
The recipient can collect PHP from a participating location in Philippines with valid ID and the transfer reference.
You can deposit EUR using bank transfer, debit card, credit card, and ideal.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/PHP rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
₱502,009
Cheapest
You pay €7,000.00
₱502,009
₱0
You pay €7,000.00
₱502,009
₱0
You pay €7,000.00
₱493,771
-₱8,237
You pay €7,000.00
₱491,400
-₱10,609
You pay €7,000.00
₱491,400
-₱10,609
You pay €7,000.85
₱491,400
-₱10,609
You pay €7,002.49
₱491,400
-₱10,609
A few things to consider before sending money from Netherlands to Philippines.
Cheapest way to send money to Philippines
The cheapest option for ₱502,008.5 is Xe, funded through debit card with bank deposit for the payout. Your recipient gets 502,008.5 PHP, which is 1.13% more than the next best option.
Fastest way to send money to Philippines
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Philippines. Your recipient gets 490,774.97 PHP in within minutes.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
The EUR/PHP rate can move quickly, so recent highs and lows help put the current quote into context.
Mid-market rate:1 EUR = 71.073952 PHP
We track 8 companies sending EUR to Philippines, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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