Revolut is the fastest way to send money to Philippines right now, with delivery in within minutes.
For the cheapest option, sending €7,000 with Regency FX will get you 508,947.77 PHP.
| 9 of 9 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/PHP exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/PHP transfersAll money transfer offers for EUR/PHP transfers, sorted by most PHP received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €45.47 1 EUR = 72.8380 PHP +0.09% vs mid-market | Recipient gets ₱506,554.06 Within a week | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €45.471 EUR = 72.8380 PHP ₱506,554.06You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 72.1922 PHP +0.98% vs mid-market | Recipient gets ₱505,345.40 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.1922 PHP ₱505,345.40You pay€7,000.00 | |||
Run a live search Showing top Netherlands to Philippines deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much EUR you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 72.7068 PHP +0.27% vs mid-market | Recipient gets ₱508,947.77 Minutes - 24 hours | |
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.7068 PHP ₱508,947.77You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 72.6850 PHP +0.30% vs mid-market | Recipient gets ₱508,794.67 Minutes - 24 hours | |
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.6850 PHP ₱508,794.67You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 72.5391 PHP +0.50% vs mid-market | Recipient gets ₱507,774.02 Minutes - 24 hours | |
Ways to receive money in Philippines with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.5391 PHP ₱507,774.02You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €1.10 1 EUR = 72.4900 PHP +0.57% vs mid-market | Recipient gets ₱507,350.00 Minutes - 24 hours | |
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.101 EUR = 72.4900 PHP ₱507,350.00You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €45.47 1 EUR = 72.8380 PHP +0.09% vs mid-market | Recipient gets ₱506,554.06 Within a week | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €45.471 EUR = 72.8380 PHP ₱506,554.06You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €55.58 1 EUR = 72.8380 PHP +0.09% vs mid-market | Recipient gets ₱505,817.66 Within a week | |
Ways to receive money in Philippines with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €55.581 EUR = 72.8380 PHP ₱505,817.66You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 72.1922 PHP +0.98% vs mid-market | Recipient gets ₱505,345.40 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.1922 PHP ₱505,345.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 72.1922 PHP +0.98% vs mid-market | Recipient gets ₱505,345.40 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.1922 PHP ₱505,345.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 72.1922 PHP +0.98% vs mid-market | Recipient gets ₱505,345.40 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 72.1922 PHP ₱505,345.40You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 72.0000 PHP +1.25% vs mid-market | Recipient gets ₱504,000.00 Minutes | |
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 72.0000 PHP ₱504,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 EUR = 72.0000 PHP ₱504,000.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Globe Free1 EUR = 72.0000 PHP ₱504,000.00You pay€7,000.00 Card depositMinutesAvailable via:Pay To Card €0.851 EUR = 72.0000 PHP ₱504,000.00You pay€7,000.85 Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others €2.491 EUR = 72.0000 PHP ₱504,000.00You pay€7,002.49 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 71.9005 PHP +1.39% vs mid-market | Recipient gets ₱503,303.64 Minutes - 2 days | |
Ways to receive money in Philippines with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 EUR = 71.9005 PHP ₱503,303.64You pay€7,000.00 Bank depositMinutes - 2 days €0.991 EUR = 71.9005 PHP ₱503,232.46You pay€7,000.00 Cash pickupMinutes - 2 days €1.991 EUR = 71.9005 PHP ₱503,160.56You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 71.5263 PHP ₱500,683.75You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 72.5759 PHP +0.45% vs mid-market | Recipient gets ₱502,914.36 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 72.5759 PHP ₱502,914.36You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €100.33 1 EUR = 72.8380 PHP +0.09% vs mid-market | Recipient gets ₱502,558.16 Within a week | |
Ways to receive money in Philippines with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €100.331 EUR = 72.8380 PHP ₱502,558.16You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €142.25 1 EUR = 72.8380 PHP +0.09% vs mid-market | Recipient gets ₱499,504.79 Within a week | |
Ways to receive money in Philippines with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €142.251 EUR = 72.8380 PHP ₱499,504.79You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 72.5759 PHP +0.45% vs mid-market | Recipient gets ₱491,991.69 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 72.5759 PHP ₱491,991.69You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 72.903664 PHP Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Philippines, I suggest picking the cheapest option which is Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most PHP.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/PHP rate.
There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.
Most common way is to fund your account with iDEAL (Wero)
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
9 companies send money from the Netherlands to Philippines, across broker, app, online, multi-currency account, and global account, and more.
For one-off transfers
Sending money to Philippines online is simple.
Pick Philippines, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Wise is the cheapest online option, sending €7,000 gets you 506,554.06 PHP with a €45.47 fee and 0.09% markup.
Frequent transfers abroad
For the regular transfer to Philippines, apps are the easiest.
Wise charges €45.47 in fees on a €7,000 transfer with 0.09% markup, and the money can land directly in a mobile money wallet, no bank account needed on the receiving side.
You can pay for you transfer via broker, app, online, multi-currency account, and global account but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of PHP rate.
For a property abroad or moving your savings, a broker like Regency FX is the best option.
Holding, travelling, and receiving
These let you hold EUR and PHP in one account.
This is handy for receiving payments, spending PHP and EUR, or travelling to Philippines.
Wise is the cheapest multi-currency account.
It converts €7,000 at 0.09% markup plus €45.47 fee and holds the PHP until you send or spend it.
For ZZP'ers
Global accounts offer business tool and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 508,947.77 PHP.
In Philippines, the recipient can collect PHP through bank deposit, mobile money, cash pickup, card deposit, and mobile wallet.
They can collect cash
Cash is available through .
The recipient can collect PHP from a participating location in Philippines with valid ID and the transfer reference.
You can deposit EUR using bank transfer, debit card, credit card, and ideal.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/PHP rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
₱508,948
Cheapest
You pay €7,000.00
₱505,818
-₱3,130
You pay €7,000.00
₱505,345
-₱3,602
You pay €7,000.00
₱505,345
-₱3,602
You pay €7,000.00
₱504,000
-₱4,948
You pay €7,000.00
₱504,000
-₱4,948
You pay €7,000.85
₱504,000
-₱4,948
You pay €7,002.49
₱504,000
-₱4,948
A few things to consider before sending money from Netherlands to Philippines.
Cheapest way to send money to Philippines
The cheapest option for ₱508,947.77 is Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 508,947.77 PHP, which is 0.03% more than the next best option.
Fastest way to send money to Philippines
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Philippines. Your recipient gets 502,914.36 PHP in within minutes.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
The EUR/PHP rate can move quickly, so recent highs and lows help put the current quote into context.
Mid-market rate:1 EUR = 72.854307 PHP
We track 9 companies sending EUR to Philippines, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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